Home First Finance Company India Ltd
NSE:HOMEFIRST
Intrinsic Value
Home First Finance Company India Ltd. engages in the provision of home lending and financing services. [ Read More ]
The intrinsic value of one
HOMEFIRST
stock under the Base Case scenario is
908.48
INR.
Compared to the current market price of 876.2 INR,
Home First Finance Company India Ltd
is
Undervalued by 4%.
Home First Finance Company India Ltd's market capitalization is 77.3B INR.
HOMEFIRST stock price is 876.2 INR.
HOMEFIRST stock price (876.2 INR) is 4% less than its Intrinsic Value (908.48 INR).
HOMEFIRST stock (585.56 INR) is 33% less than its price (876.2 INR). Open DCF Valuation
HOMEFIRST stock price (876.2 INR) is 29% less than its Relative Value (1 231.4 INR). Open Relative Valuation
HOMEFIRST has upside potential of 30% compared to the average analyst price target.
Open Wall St Estimates
HOMEFIRST's ROIC (Return on Invested Capital) for the past 12 months is positive and is equal to 9%.
HOMEFIRST's ROIC (Return on Invested Capital) has increased in the last 3 years from 8% to 9%.
HOMEFIRST has positive three-year average ROIC (Return on Invested Capital): 9%. The company is efficient at using invested capital to generate operating income.
HOMEFIRST has positive three-year average ROE (Return on Equity): 12%. The company is efficient at transforming stockholders' equity into net income.
HOMEFIRST's ROE (Return on Equity) for the past 12 months is positive and is equal to 16%.
HOMEFIRST's Revenue is forecast to grow at a rate of 10% per year over the next 3 years.
HOMEFIRST's long-term assets (80B INR) exceed its long-term liabilties (61B INR).
HOMEFIRST's ROE (Return on Equity) has increased in the last 3 years from 7% to 16%.
HOMEFIRST's Revenue has grown by an exceptional 44% over the past 12 months.
HOMEFIRST has positive Net Income for the last twelve months.
HOMEFIRST has positive Operating Income for the last twelve months.
HOMEFIRST's D/E (Debt to Equity) is very high and is equal to 3.08.
HOMEFIRST's Altman Z-Score is very low and is equal to 1.26.
HOMEFIRST has negative Free Cash Flow for the last twelve months.
HOMEFIRST has positive Net Debt. This means that the company has more debt (60B INR) than cash and short-term investments (5B INR).
HOMEFIRST's short-term assets (5B INR) exceed its short-term liabilties (157m INR).
HOMEFIRST generates enough operating income (8B INR) to cover interest payments on its debt (4B INR).
Valuation Backtest
Home First Finance Company India Ltd
Run backtest to discover the historical profit from buying and selling
HOMEFIRST
stocks based on their intrinsic value.
Analyze the historical link between intrinsic value and market price to make more informed investment decisions.
Fundamental Analysis
Home First Finance Company India Ltd
Balance Sheet Decomposition
Home First Finance Company India Ltd
| Current Assets | 4.9B |
| Cash & Short-Term Investments | 4.9B |
| Non-Current Assets | 75.5B |
| Long-Term Investments | 3.6B |
| PP&E | 256.2m |
| Intangibles | 3.1m |
| Other Non-Current Assets | 71.7B |
| Current Liabilities | 157m |
| Accounts Payable | 114m |
| Other Current Liabilities | 43.1m |
| Non-Current Liabilities | 60.8B |
| Long-Term Debt | 60B |
| Other Non-Current Liabilities | 792.3m |
Earnings Waterfall
Home First Finance Company India Ltd
|
Revenue
|
10.2B
INR
|
|
Operating Expenses
|
-2.2B
INR
|
|
Operating Income
|
8B
INR
|
|
Other Expenses
|
-5.2B
INR
|
|
Net Income
|
2.9B
INR
|
Free Cash Flow Analysis
Home First Finance Company India Ltd
HOMEFIRST Profitability Score
Profitability Due Diligence
Home First Finance Company India Ltd's profitability score is 53/100. The higher the profitability score, the more profitable the company is.
Score
Home First Finance Company India Ltd's profitability score is 53/100. The higher the profitability score, the more profitable the company is.
HOMEFIRST Solvency Score
Solvency Due Diligence
Home First Finance Company India Ltd's solvency score is 32/100. The higher the solvency score, the more solvent the company is.
Score
Home First Finance Company India Ltd's solvency score is 32/100. The higher the solvency score, the more solvent the company is.
Wall St
Price Targets
HOMEFIRST Price Targets Summary
Home First Finance Company India Ltd
According to Wall Street analysts, the average 1-year price target for
HOMEFIRST
is 1 141.74 INR
with a low forecast of 742.35 INR and a high forecast of 1 312.5 INR.
Shareholder Return
HOMEFIRST Price
Home First Finance Company India Ltd
| Average Annual Return | 21.67% |
| Standard Deviation of Annual Returns | 39.47% |
| Max Drawdown | -21% |
| Market Capitalization | 77.3B INR |
| Shares Outstanding | 88 516 200 |
| Percentage of Shares Shorted |
N/A
|
Company Profile
Home First Finance Company India Ltd
Country
Industry
Market Cap
Dividend Yield
Description
Home First Finance Company India Ltd. engages in the provision of home lending and financing services. The company is headquartered in Mumbai, Maharashtra and currently employs 851 full-time employees. The company went IPO on 2021-02-03. The firm is primarily engaged in the business of lending of housing loans, loans for the purpose of purchasing a commercial property, loan against property and construction finance. The Company’s products include home loans for salaried professionals, home loans for self-employed, home construction loans, home extension and renovation loan, loan against property, home loans for non-resident Indians (NRI), home loans for senior citizens, home loan balance transfer, home loan top up, shop loans, group home loans and loans for purchase of commercial property. The firm provides mobile application, Home First Customer Portal, which provides functions, such as accessing their loan statements, prepaying loans without any prepayment charges and raising service requests. The firm has approximately 72 branches across 60 districts.
Contact
IPO
Employees
Officers
The intrinsic value of one
HOMEFIRST
stock under the Base Case scenario is
908.48
INR.
Compared to the current market price of 876.2 INR,
Home First Finance Company India Ltd
is
Undervalued by 4%.
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