First Time Loading...

Indian Overseas Bank
NSE:IOB

Watchlist Manager
Indian Overseas Bank Logo
Indian Overseas Bank
NSE:IOB
Watchlist
Price: 61.6 INR -0.48% Market Closed
Updated: May 16, 2024

Intrinsic Value

Indian Overseas Bank engages in the provision of commercial banking services. [ Read More ]

The intrinsic value of one IOB stock under the Base Case scenario is 4.75 INR. Compared to the current market price of 61.6 INR, Indian Overseas Bank is Overvalued by 92%.

Key Points:
IOB Intrinsic Value
Base Case
4.75 INR
Overvaluation 92%
Intrinsic Value
Price
Worst Case
Base Case
Best Case

Valuation Backtest
Indian Overseas Bank

Backtest Intrinsic Value
Dive into the past to invest in the future

Run backtest to discover the historical profit from buying and selling IOB stocks based on their intrinsic value.

Analyze the historical link between intrinsic value and market price to make more informed investment decisions.

Run Backtest
Settings
Valuation Methods
Buy/Sell Thresholds
Buy When:
%
Sell When:
%
B
S
Run Backtest
How does it work?

Fundamental Analysis

Beta
Ask me anything about
Indian Overseas Bank

Provide an overview of the primary business activities
of Indian Overseas Bank.

What unique competitive advantages
does Indian Overseas Bank hold over its rivals?

What risks and challenges
does Indian Overseas Bank face in the near future?

Is it considered overvalued or undervalued
based on the latest financial data?

Show all valuation multiples
for Indian Overseas Bank.

Provide P/S
for Indian Overseas Bank.

Provide P/E
for Indian Overseas Bank.

Provide P/B
for Indian Overseas Bank.

Show me price targets
for Indian Overseas Bank made by professional analysts.

What are the Revenue projections
for Indian Overseas Bank?

How accurate were the past Revenue estimates
for Indian Overseas Bank?

What are the Net Income projections
for Indian Overseas Bank?

How accurate were the past Net Income estimates
for Indian Overseas Bank?

What are the EPS projections
for Indian Overseas Bank?

How accurate were the past EPS estimates
for Indian Overseas Bank?

What are the EBIT projections
for Indian Overseas Bank?

How accurate were the past EBIT estimates
for Indian Overseas Bank?

Compare the revenue forecasts
for Indian Overseas Bank with those of its competitors based on recent analyst estimates.

Compare the intrinsic valuations
of Indian Overseas Bank and its key competitors using the latest financial data.

Compare historical revenue growth rates
of Indian Overseas Bank against its competitors.

Analyze the profit margins
(gross, operating, and net) of Indian Overseas Bank compared to its peers.

Compare the P/E ratios
of Indian Overseas Bank against its peers.

Discuss the investment returns and shareholder value creation
comparing Indian Overseas Bank with its peers.

Analyze the financial leverage
of Indian Overseas Bank compared to its main competitors.

Show all profitability ratios
for Indian Overseas Bank.

Provide ROE
for Indian Overseas Bank.

Provide ROA
for Indian Overseas Bank.

Provide Net Interest Margin
for Indian Overseas Bank.

Provide Net Margin
for Indian Overseas Bank.

Show all solvency ratios
for Indian Overseas Bank.

Loans/Deposits Ratio
for Indian Overseas Bank.

What is the historical Revenue growth
over the last 5 years for Indian Overseas Bank?

What is the historical Net Income growth
over the last 5 years for Indian Overseas Bank?

What is the current Free Cash Flow
of Indian Overseas Bank?

Discuss the annual earnings per share (EPS)
trend over the past five years for Indian Overseas Bank.

Financials
Annual
Quarterly
TTM
Annual
Quarterly
TTM

Balance Sheet Decomposition
Indian Overseas Bank

Net Loans 2.1T
Investments 1T
PP&E 37.4B
Other Assets 299.6B
Total Deposits 2.9T
Long Term Debt 303.9B
Other Liabilities 78B
Efficiency

Wall St
Price Targets

IOB Price Targets Summary
Indian Overseas Bank

Wall Street analysts forecast IOB stock price to drop over the next 12 months.

According to Wall Street analysts, the average 1-year price target for IOB is 14.28 INR with a low forecast of 14.14 INR and a high forecast of 14.7 INR.

Lowest
Price Target
14.14 INR
77% Downside
Average
Price Target
14.28 INR
77% Downside
Highest
Price Target
14.7 INR
76% Downside
View Analyst Estimates
View Analyst Estimates

Competitive Landscape

Competitors Analysis
Indian Overseas Bank

Shareholder Return

IOB Price
Indian Overseas Bank

1M 1M
-1%
6M 6M
+50%
1Y 1Y
+146%
3Y 3Y
+274%
5Y 5Y
+413%
10Y 10Y
-8%
Annual Price Range
61.6
52w Low
23.7
52w High
79.65
Price Metrics
Average Annual Return 33.7%
Standard Deviation of Annual Returns 47.13%
Max Drawdown -47%
Shares Statistics
Market Capitalization 1.2T INR
Shares Outstanding 18 902 412 300
Percentage of Shares Shorted
N/A

IOB Return Decomposition
Main factors of price return

What is price return decomposition?

Company Profile

Indian Overseas Bank Logo
Indian Overseas Bank

Country

India

Industry

Banking

Market Cap

1.2T INR

Dividend Yield

0%

Description

Indian Overseas Bank engages in the provision of commercial banking services. The company is headquartered in Chennai, Tamil Nadu and currently employs 22,369 full-time employees. The company went IPO on 2000-09-25. The Bank's segments include Treasury, Corporate/Wholesale Banking, Retail Banking and Other Banking Operations. Its operations consist of domestic deposits; domestic advances; foreign exchange operations; investments; micro, small and medium enterprises, including MUDRA Loan Scheme; retail banking, including Arogya Mahila Savings Bank Accounts; Mid Corporate department; agricultural credit portfolio; loans to small and marginal farmers; loans to non-corporate farmers, and microfinance. Its personal banking services include saving bank, current account, term deposit, retail loans, and mortgages and depository services. The company offers merchant banking for issues, debenture trustee, dividend/interest warrant and others. The company also offers Internet and mobile banking services. The company overseas branches with operations in Singapore, Sri Lanka, Hongkong and Bangkok.

Contact

TAMIL NADU
Chennai
763, Anna Salai
+914428889392
https://www.iob.in/

IPO

2000-09-25

Employees

22 369

Officers

MD, CEO & Executive Director
Mr. Ajay Kumar Srivastava
CFO & GM
Mr. S P Mahesh Kumar
Compliance Officer
Ram Mohan K.
GM & Chief Risk Officer
Mr. Suresh R.
Executive Director
Mr. Dhanaraj T.
Company Secretary & Deputy GM
Mr. S. Nandakumaran A.C.S., CAIIB

See Also

Discover More
What is the Intrinsic Value of one IOB stock?

The intrinsic value of one IOB stock under the Base Case scenario is 4.75 INR.

Is IOB stock undervalued or overvalued?

Compared to the current market price of 61.6 INR, Indian Overseas Bank is Overvalued by 92%.