Indian Overseas Bank
NSE:IOB
Income Statement
Income Statement
Indian Overseas Bank
Dec-2013 | Mar-2014 | Jun-2014 | Sep-2014 | Dec-2014 | Mar-2015 | Jun-2015 | Sep-2015 | Dec-2015 | Mar-2016 | Jun-2016 | Sep-2016 | Dec-2016 | Mar-2017 | Jun-2017 | Sep-2017 | Dec-2017 | Mar-2018 | Jun-2018 | Sep-2018 | Dec-2018 | Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Mar-2020 | Jun-2020 | Sep-2020 | Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Jun-2023 | Sep-2023 | Dec-2023 | ||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Revenue | ||||||||||||||||||||||||||||||||||||||||||
Net Interest Income |
54 620
|
55 768
|
56 875
|
55 802
|
55 390
|
53 840
|
52 862
|
53 398
|
53 307
|
53 827
|
52 989
|
51 866
|
51 736
|
51 896
|
49 692
|
52 038
|
50 585
|
54 676
|
56 510
|
53 389
|
55 331
|
52 791
|
53 595
|
53 551
|
52 501
|
53 028
|
54 267
|
57 841
|
60 271
|
59 061
|
59 918
|
60 648
|
61 152
|
63 164
|
65 762
|
68 966
|
75 976
|
82 607
|
88 307
|
92 243
|
93 514
|
|
Interest Income |
220 223
|
226 837
|
232 881
|
235 816
|
239 033
|
239 383
|
240 686
|
241 020
|
239 554
|
235 173
|
225 955
|
215 918
|
205 607
|
197 186
|
186 903
|
183 441
|
177 173
|
179 152
|
179 767
|
176 146
|
179 023
|
176 313
|
177 190
|
177 110
|
175 205
|
174 061
|
173 716
|
174 584
|
173 502
|
169 756
|
167 385
|
166 320
|
165 860
|
167 358
|
171 103
|
175 733
|
184 327
|
194 070
|
203 983
|
215 042
|
226 269
|
|
Interest Expense |
165 603
|
171 069
|
176 007
|
180 016
|
183 646
|
185 544
|
187 826
|
187 624
|
186 248
|
181 346
|
172 968
|
164 053
|
153 872
|
145 290
|
137 211
|
131 403
|
126 587
|
124 476
|
123 255
|
122 755
|
123 691
|
123 521
|
123 595
|
123 559
|
122 704
|
121 033
|
119 449
|
116 743
|
113 231
|
110 695
|
107 467
|
105 673
|
104 709
|
104 195
|
105 342
|
106 768
|
108 352
|
111 463
|
115 676
|
122 798
|
132 755
|
|
Non Interest Income |
22 395
|
21 693
|
16 625
|
18 101
|
19 456
|
21 386
|
23 958
|
26 915
|
26 365
|
25 283
|
26 463
|
28 417
|
30 265
|
33 726
|
37 070
|
37 020
|
37 917
|
37 464
|
38 373
|
39 373
|
42 758
|
42 063
|
37 983
|
34 821
|
31 819
|
33 597
|
36 214
|
39 410
|
46 378
|
54 856
|
56 492
|
54 179
|
50 610
|
49 053
|
41 242
|
44 225
|
41 876
|
41 164
|
43 285
|
43 101
|
46 220
|
|
Revenue |
77 015
N/A
|
77 461
+1%
|
73 500
-5%
|
73 903
+1%
|
74 846
+1%
|
75 226
+1%
|
76 820
+2%
|
80 313
+5%
|
79 672
-1%
|
79 110
-1%
|
79 452
+0%
|
80 283
+1%
|
82 001
+2%
|
85 622
+4%
|
86 762
+1%
|
89 058
+3%
|
88 502
-1%
|
92 140
+4%
|
94 883
+3%
|
92 762
-2%
|
98 089
+6%
|
94 854
-3%
|
91 578
-3%
|
88 372
-4%
|
84 320
-5%
|
86 625
+3%
|
90 481
+4%
|
97 251
+7%
|
106 649
+10%
|
113 917
+7%
|
116 410
+2%
|
114 827
-1%
|
111 762
-3%
|
112 217
+0%
|
107 004
-5%
|
113 191
+6%
|
117 852
+4%
|
123 771
+5%
|
131 593
+6%
|
135 345
+3%
|
139 733
+3%
|
|
Pre-Tax Income | ||||||||||||||||||||||||||||||||||||||||||
Loan Loss Provision |
(25 899)
|
(24 569)
|
(28 517)
|
(31 242)
|
(34 960)
|
(35 293)
|
(35 752)
|
(40 706)
|
(47 837)
|
(65 869)
|
(80 879)
|
(83 977)
|
(79 076)
|
(70 080)
|
(65 012)
|
(70 417)
|
(72 760)
|
(114 316)
|
(130 536)
|
(128 321)
|
(132 671)
|
(103 243)
|
(97 516)
|
(107 310)
|
(153 196)
|
(112 939)
|
(114 502)
|
(95 095)
|
(39 562)
|
(52 211)
|
(50 973)
|
(47 933)
|
(47 481)
|
(37 347)
|
(34 613)
|
(36 982)
|
(36 123)
|
(35 925)
|
(38 014)
|
(38 575)
|
(35 794)
|
|
Non Interest Expense |
(46 200)
|
(44 462)
|
(37 206)
|
(38 224)
|
(41 511)
|
(38 818)
|
(44 898)
|
(45 784)
|
(46 159)
|
(50 522)
|
(49 254)
|
(49 347)
|
(48 765)
|
(49 352)
|
(49 399)
|
(51 949)
|
(53 093)
|
(64 141)
|
(55 038)
|
(50 261)
|
(47 773)
|
(51 217)
|
(44 277)
|
(46 652)
|
(49 639)
|
(57 131)
|
(54 880)
|
(57 022)
|
(60 759)
|
(54 040)
|
(55 647)
|
(54 809)
|
(49 755)
|
(57 082)
|
(53 973)
|
(56 572)
|
(61 108)
|
(64 312)
|
(68 901)
|
(70 786)
|
(72 756)
|
|
Pre-Tax Income |
4 916
N/A
|
8 430
+71%
|
7 775
-8%
|
4 435
-43%
|
(1 627)
N/A
|
1 114
N/A
|
(3 829)
N/A
|
(6 176)
-61%
|
(14 323)
-132%
|
(37 281)
-160%
|
(50 682)
-36%
|
(53 041)
-5%
|
(45 841)
+14%
|
(33 809)
+26%
|
(27 650)
+18%
|
(33 310)
-20%
|
(37 351)
-12%
|
(86 317)
-131%
|
(90 690)
-5%
|
(85 819)
+5%
|
(82 355)
+4%
|
(59 605)
+28%
|
(50 216)
+16%
|
(65 592)
-31%
|
(118 517)
-81%
|
(83 445)
+30%
|
(78 902)
+5%
|
(54 865)
+30%
|
6 329
N/A
|
7 666
+21%
|
9 789
+28%
|
12 083
+23%
|
14 525
+20%
|
17 788
+22%
|
18 418
+4%
|
19 636
+7%
|
20 619
+5%
|
23 534
+14%
|
24 677
+5%
|
25 983
+5%
|
31 183
+20%
|
|
Net Income | ||||||||||||||||||||||||||||||||||||||||||
Tax Provision |
(993)
|
(2 413)
|
(298)
|
(738)
|
(587)
|
(5 658)
|
(3 284)
|
(3 990)
|
(4 934)
|
8 308
|
7 056
|
7 272
|
8 778
|
(358)
|
2 996
|
4 082
|
3 956
|
23 322
|
23 491
|
25 973
|
28 761
|
22 227
|
18 612
|
16 324
|
11 954
|
(1 829)
|
(1 744)
|
(1 763)
|
(73)
|
(82)
|
(115)
|
(126)
|
(156)
|
(695)
|
(660)
|
(641)
|
(614)
|
(2 495)
|
(2 528)
|
(2 564)
|
(6 074)
|
|
Income from Continuing Operations |
3 924
|
6 017
|
7 477
|
3 696
|
(2 215)
|
(4 543)
|
(7 112)
|
(10 165)
|
(19 256)
|
(28 973)
|
(43 626)
|
(45 769)
|
(37 062)
|
(34 167)
|
(24 653)
|
(29 227)
|
(33 395)
|
(62 995)
|
(67 198)
|
(59 846)
|
(53 594)
|
(37 379)
|
(31 606)
|
(49 269)
|
(106 564)
|
(85 274)
|
(80 646)
|
(56 629)
|
6 255
|
7 584
|
9 674
|
11 958
|
14 370
|
17 093
|
17 758
|
18 995
|
20 005
|
21 040
|
22 150
|
23 419
|
25 110
|
|
Net Income (Common) |
3 924
N/A
|
6 017
+53%
|
7 477
+24%
|
3 696
-51%
|
(2 215)
N/A
|
(4 543)
-105%
|
(7 112)
-57%
|
(10 165)
-43%
|
(19 256)
-89%
|
(28 973)
-50%
|
(43 626)
-51%
|
(45 769)
-5%
|
(37 062)
+19%
|
(34 167)
+8%
|
(24 653)
+28%
|
(29 227)
-19%
|
(33 395)
-14%
|
(62 995)
-89%
|
(67 198)
-7%
|
(59 846)
+11%
|
(53 594)
+10%
|
(37 379)
+30%
|
(31 606)
+15%
|
(49 269)
-56%
|
(106 564)
-116%
|
(85 274)
+20%
|
(80 646)
+5%
|
(56 629)
+30%
|
6 255
N/A
|
7 584
+21%
|
9 674
+28%
|
11 958
+24%
|
14 370
+20%
|
17 093
+19%
|
17 758
+4%
|
18 995
+7%
|
20 005
+5%
|
21 040
+5%
|
22 150
+5%
|
23 419
+6%
|
25 110
+7%
|
|
EPS (Diluted) |
4.07
N/A
|
6.05
+49%
|
6.05
N/A
|
2.99
-51%
|
-1.79
N/A
|
-3.68
-106%
|
-5.76
-57%
|
-5.65
+2%
|
-11.71
-107%
|
-19.86
-70%
|
-23.64
-19%
|
-24.05
-2%
|
-15.1
+37%
|
-15.78
-5%
|
-10.04
+36%
|
-11.28
-12%
|
-11.69
-4%
|
-23.25
-99%
|
-13.73
+41%
|
-12.28
+11%
|
-15.48
-26%
|
-6.83
+56%
|
-3.41
+50%
|
-5.39
-58%
|
-10.22
-90%
|
-7.99
+22%
|
-4.9
+39%
|
-3.44
+30%
|
0.39
N/A
|
0.46
+18%
|
0.51
+11%
|
0.63
+24%
|
0.75
+19%
|
0.92
+23%
|
0.94
+2%
|
1
+6%
|
1.05
+5%
|
1.11
+6%
|
1.16
+5%
|
1.23
+6%
|
1.32
+7%
|