Jana Small Finance Bank Ltd
NSE:JSFB
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Intrinsic Value
The intrinsic value of Jana Small Finance Bank Ltd (JSFB) under the Base Case is 675.06 INR per share. Compared with the current market price of 402.4 INR, the stock appears Undervalued by 40% .
The intrinsic value is calculated using valuation multiples.
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Cheap or expensive for this stock?
This block shows whether today’s valuation is cheap or expensive compared with the stock’s own history, and what happened after similar valuations in the past.
We compare the gap between the stock’s price and our estimated value over time.
- Undervalued can still be historically expensive. The stock may trade below our estimated value, but usually offer an even bigger discount.
- Overvalued can still be historically cheap. The stock may trade above our estimated value, but usually carry an even higher premium.
Market expectations can differ from our model, which may not fully capture everything affecting the price. That is why some stocks regularly trade above our estimated value and others below it.
The scale and chart show how today’s valuation compares with the past. The cards summarize past returns and waiting times until the stock stopped being cheap or expensive. This can happen because the price changed, our estimated value changed, or both.
Only completed periods are included. These are past results, not forecasts. The usual historical range does not necessarily mean fair value.
Fundamental Analysis
What Jana Small Finance Bank Does
Jana Small Finance Bank is an Indian bank that mainly serves customers who are often missed by larger banks. It takes deposits, offers savings and current accounts, and gives out loans to small businesses, self-employed people, low- and middle-income households, and microfinance borrowers. It also sells insurance and payment services through its banking network, so customers can handle everyday money needs in one place.
- Headquarters
- India IN
- Employees
- 25 381
- IPO date
- Feb 14, 2024
Jana Small Finance Bank has no economic moat
Jana Small Finance Bank Ltd lacks an economic moat, leaving it vulnerable to competitive pressures and market challenges.
Read the full moat analysisWhat is the Intrinsic Value of one JSFB stock?
The intrinsic value for Jana Small Finance Bank Ltd (JSFB) under the Base Case is 675.06 INR.
Is JSFB stock undervalued or overvalued?
Compared with the current market price of 402.4 INR, the stock appears Undervalued by 40% .