Radiant Cash Management Services Ltd
NSE:RADIANTCMS
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Radiant Cash Management Services Ltd
Radiant Cash Management Services Ltd. engages in the provision of integrated cash logistics services. The company is headquartered in Chennai, Tamil Nadu. The company went IPO on 2023-01-04. The firm operates its business across five verticals, namely cash pick-up and delivery; network currency management; cash processing; cash vans /cash in transit, and other value-added services. Its cash pick-up and delivery segment offers collection and delivery of cash on behalf of its clients from the end user. Its network currency management segment consists of cash collection from end user and deposit into its current accounts and subsequent transfer to the client’s accounts either on the same day or on the next working day. Its cash processing segment includes sorting the notes into categories, such as soiled, mutilated, fit, issuable, counterfeit, ATM-ready bundles, and others. Its cash vans /cash in transit segment offers specially fabricated armored vans, on long term or ad-hoc hire for movement of cash or bullion within its client’s network.
Radiant Cash Management Services Ltd. engages in the provision of integrated cash logistics services. The company is headquartered in Chennai, Tamil Nadu. The company went IPO on 2023-01-04. The firm operates its business across five verticals, namely cash pick-up and delivery; network currency management; cash processing; cash vans /cash in transit, and other value-added services. Its cash pick-up and delivery segment offers collection and delivery of cash on behalf of its clients from the end user. Its network currency management segment consists of cash collection from end user and deposit into its current accounts and subsequent transfer to the client’s accounts either on the same day or on the next working day. Its cash processing segment includes sorting the notes into categories, such as soiled, mutilated, fit, issuable, counterfeit, ATM-ready bundles, and others. Its cash vans /cash in transit segment offers specially fabricated armored vans, on long term or ad-hoc hire for movement of cash or bullion within its client’s network.
Muted Revenue Growth: Standalone revenue for Q2 FY26 was nearly flat at INR 1.02 billion, with consolidated revenue up 4.6% sequentially to INR 1.07 billion.
Margin Pressure: EBITDA margin declined YoY, standing at 13.1% for the quarter, but improved 150 bps QoQ due to cost controls and recovery in Acemoney.
Cost Control Initiatives: The company has launched region-wide cost reduction measures expected to cut costs by INR 50 million annually from Q3 onward.
Valuable Logistics & Acemoney Losses: Losses in the Valuable Logistics segment and Acemoney weighed on margins, but both are expected to reach breakeven in H2.
Direct Business Growth: Direct clients now account for 16% of cash management revenues, up from 13% YoY, showing continued traction.
Guidance & Outlook: Management expects revenue and margin improvements in H2, with the goal of returning to historical high EBITDA margins of 25% by FY27.
POS Machine Expansion: Acemoney rolled out 14,000+ POS machines in Q2, targeting 100,000 for the year, with transaction revenue rising to 25% of Acemoney’s mix.
