First Time Loading...

Union Bank of India Ltd
NSE:UNIONBANK

Watchlist Manager
Union Bank of India Ltd Logo
Union Bank of India Ltd
NSE:UNIONBANK
Watchlist
Price: 140.7 INR 1.26% Market Closed
Updated: May 16, 2024

Intrinsic Value

Union Bank of India engages in the provision of commercial banking services. [ Read More ]

The intrinsic value of one UNIONBANK stock under the Base Case scenario is 189.72 INR. Compared to the current market price of 140.7 INR, Union Bank of India Ltd is Undervalued by 26%.

Key Points:
UNIONBANK Intrinsic Value
Base Case
189.72 INR
Undervaluation 26%
Intrinsic Value
Price
Worst Case
Base Case
Best Case

Valuation Backtest
Union Bank of India Ltd

Backtest Intrinsic Value
Dive into the past to invest in the future

Run backtest to discover the historical profit from buying and selling UNIONBANK stocks based on their intrinsic value.

Analyze the historical link between intrinsic value and market price to make more informed investment decisions.

Run Backtest
Settings
Valuation Methods
Buy/Sell Thresholds
Buy When:
%
Sell When:
%
B
S
Run Backtest
How does it work?

Fundamental Analysis

Beta
Ask me anything about
Union Bank of India Ltd

Provide an overview of the primary business activities
of Union Bank of India Ltd.

What unique competitive advantages
does Union Bank of India Ltd hold over its rivals?

What risks and challenges
does Union Bank of India Ltd face in the near future?

Summarize the latest earnings call
of Union Bank of India Ltd.

Is it considered overvalued or undervalued
based on the latest financial data?

Show all valuation multiples
for Union Bank of India Ltd.

Provide P/S
for Union Bank of India Ltd.

Provide P/E
for Union Bank of India Ltd.

Provide P/B
for Union Bank of India Ltd.

Show me price targets
for Union Bank of India Ltd made by professional analysts.

What are the Revenue projections
for Union Bank of India Ltd?

How accurate were the past Revenue estimates
for Union Bank of India Ltd?

What are the Net Income projections
for Union Bank of India Ltd?

How accurate were the past Net Income estimates
for Union Bank of India Ltd?

What are the EPS projections
for Union Bank of India Ltd?

How accurate were the past EPS estimates
for Union Bank of India Ltd?

What are the EBIT projections
for Union Bank of India Ltd?

How accurate were the past EBIT estimates
for Union Bank of India Ltd?

Compare the revenue forecasts
for Union Bank of India Ltd with those of its competitors based on recent analyst estimates.

Compare the intrinsic valuations
of Union Bank of India Ltd and its key competitors using the latest financial data.

Compare historical revenue growth rates
of Union Bank of India Ltd against its competitors.

Analyze the profit margins
(gross, operating, and net) of Union Bank of India Ltd compared to its peers.

Compare the P/E ratios
of Union Bank of India Ltd against its peers.

Discuss the investment returns and shareholder value creation
comparing Union Bank of India Ltd with its peers.

Analyze the financial leverage
of Union Bank of India Ltd compared to its main competitors.

Show all profitability ratios
for Union Bank of India Ltd.

Provide ROE
for Union Bank of India Ltd.

Provide ROA
for Union Bank of India Ltd.

Provide Net Interest Margin
for Union Bank of India Ltd.

Provide Net Margin
for Union Bank of India Ltd.

Show all solvency ratios
for Union Bank of India Ltd.

Loans/Deposits Ratio
for Union Bank of India Ltd.

What is the historical Revenue growth
over the last 5 years for Union Bank of India Ltd?

What is the historical Net Income growth
over the last 5 years for Union Bank of India Ltd?

What is the current Free Cash Flow
of Union Bank of India Ltd?

Discuss the annual earnings per share (EPS)
trend over the past five years for Union Bank of India Ltd.

Financials
Annual
Quarterly
TTM
Annual
Quarterly
TTM

Balance Sheet Decomposition
Union Bank of India Ltd

Net Loans 8.7T
Investments 3.8T
PP&E 92.6B
Other Assets 1.4T
Total Deposits 12.2T
Long Term Debt 269.7B
Other Liabilities 528.3B
Efficiency

Wall St
Price Targets

UNIONBANK Price Targets Summary
Union Bank of India Ltd

Wall Street analysts forecast UNIONBANK stock price to rise over the next 12 months.

According to Wall Street analysts, the average 1-year price target for UNIONBANK is 169.78 INR with a low forecast of 136.35 INR and a high forecast of 189 INR.

Lowest
Price Target
136.35 INR
3% Downside
Average
Price Target
169.78 INR
21% Upside
Highest
Price Target
189 INR
34% Upside
View Analyst Estimates
View Analyst Estimates

Competitive Landscape

Competitors Analysis
Union Bank of India Ltd

Shareholder Return

UNIONBANK Price
Union Bank of India Ltd

1M 1M
-2%
6M 6M
+28%
1Y 1Y
+97%
3Y 3Y
+291%
5Y 5Y
+112%
10Y 10Y
-13%
Annual Price Range
140.7
52w Low
68.65
52w High
160.2
Price Metrics
Average Annual Return 17.19%
Standard Deviation of Annual Returns 61.55%
Max Drawdown -73%
Shares Statistics
Market Capitalization 1.1T INR
Shares Outstanding 7 633 605 600
Percentage of Shares Shorted
N/A

UNIONBANK Return Decomposition
Main factors of price return

What is price return decomposition?

Company Profile

Union Bank of India Ltd Logo
Union Bank of India Ltd

Country

India

Industry

Banking

Market Cap

1.1T INR

Dividend Yield

2.14%

Description

Union Bank of India engages in the provision of commercial banking services. The company is headquartered in Mumbai, Maharashtra and currently employs 75,201 full-time employees. The company went IPO on 2002-09-24. The Company’s segments include Treasury Operations, Corporate and Wholesale Banking and Other Banking Operations. The firm offers products in three categories, including personal, corporate loans and international. Its personal products include accounts and deposits, loans, which includes retail, micro, small and medium enterprises (MSME), wealth management, financial schemes and lockers/other services. Its corporate loans include trade finance, working capital, line of credit, project financing, and channel finance. Its international services include non-resident Indian speedy and easy remittances, Internet Banking, international debit/credit cards, home loans, special deposit schemes, and online donation facility. The company provides digital services, such as app banking, Internet banking, automated teller machine banking and immediate payment service (IMPS). The company also provides foreign currency loans.

Contact

MAHARASHTRA
Mumbai
Union Bank Bhavan, 239, Vidhan Bhavan Marg, Nariman Point
+912222892000
https://www.unionbankofindia.co.in/

IPO

2002-09-24

Employees

75 201

Officers

MD, CEO & Director
Ms. Arumugam Manimekhalai
Executive Director of Tech, Innovation, Strategy, Accounts & Compliance and Executive Director
Mr. Nitesh Ranjan
Executive Director
Mr. S. Ramasubramanian
Chief Financial Officer
Mr. Avinash Vasant Prabhu C.A.
Assistant General Manager of Investor Relations
Ms. Ranjita Suresh
Chief Compliance Officer
Mr. Srinivasan Balachander
Show More
GM and Head of SSD & Corporate Communication
Mr. Girija Bhusan Mishra
Chief GM and Head of Credit Monitoring & Credit Compliance
Mr. Sangram Keshari Mohapatra
GM & Head of FIG-Large Corporate
Dhirendra Jain
Chief GM & Head of Compliance
Mr. A. K. Vinod
Show Less

See Also

Discover More
What is the Intrinsic Value of one UNIONBANK stock?

The intrinsic value of one UNIONBANK stock under the Base Case scenario is 189.72 INR.

Is UNIONBANK stock undervalued or overvalued?

Compared to the current market price of 140.7 INR, Union Bank of India Ltd is Undervalued by 26%.