Aflac Inc
NYSE:AFL

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Aflac Inc
NYSE:AFL
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Price: 102.63 USD 1.26% Market Closed
Market Cap: 55.5B USD

Relative Value

The Relative Value of one AFL stock under the Base Case scenario is 76 USD. Compared to the current market price of 102.63 USD, Aflac Inc is Overvalued by 26%.

Relative Value is the estimated value of a stock based on various valuation multiples like P/E and EV/EBIT ratios. It offers a quick snapshot of a stock's valuation in relation to its peers and historical norms.

AFL Relative Value
Base Case
76 USD
Overvaluation 26%
Relative Value
Price
Worst Case
Base Case
Best Case

Valuation Multiples

vs History
9
vs Industry
14
Median 3Y
2.4
Median 5Y
2
Industry
1.1
Forward
3.2
vs History
7
vs Industry
48
Median 3Y
9.6
Median 5Y
8.5
Industry
13.1
Forward
15.2
vs History
26
vs Industry
23
Median 3Y
2.1
Median 5Y
1.8
Industry
1.5
vs History
17
vs Industry
9
Median 3Y
3.1
Median 5Y
2.6
Industry
1.2

Multiples Across Competitors

AFL Competitors Multiples
Aflac Inc Competitors

Market Cap P/S P/E P/B
US
Aflac Inc
NYSE:AFL
55.7B USD 3.3 15.5 2.1
ZA
Sanlam Ltd
JSE:SLM
184.6B Zac 0 0 0
CN
China Life Insurance Co Ltd
SSE:601628
1.2T CNY 3.7 10.1 2.3
ZA
Discovery Ltd
JSE:DSY
147.5B Zac 0 0 0
CN
Ping An Insurance Group Co of China Ltd
SSE:601318
992.5B CNY 1.2 8.5 1.1
ZA
OUTsurance Group Ltd
JSE:OUT
121.6B Zac 0 0 0
HK
AIA Group Ltd
HKEX:1299
743.6B HKD 4.2 13.9 2.3
IN
Life Insurance Corporation Of India
NSE:LICI
6T INR 0.7 12.4 6.1
ZA
Old Mutual Ltd
JSE:OMU
59.6B Zac 0 0 0
CA
Manulife Financial Corp
TSX:MFC
75.1B CAD 2 16 1.5
US
MetLife Inc
NYSE:MET
53.1B USD 0.7 12.4 1.9
P/S Multiple
Revenue Growth P/S to Growth
US
Aflac Inc
NYSE:AFL
Average P/S: 2.3
3.3
-1%
N/A
ZA
S
Sanlam Ltd
JSE:SLM
Not Available
-4%
N/A
CN
China Life Insurance Co Ltd
SSE:601628
3.7
-8%
N/A
ZA
D
Discovery Ltd
JSE:DSY
Not Available
-12%
N/A
CN
Ping An Insurance Group Co of China Ltd
SSE:601318
1.2
-8%
N/A
ZA
O
OUTsurance Group Ltd
JSE:OUT
Not Available
-6%
N/A
HK
AIA Group Ltd
HKEX:1299
4.2
3%
1.4
IN
Life Insurance Corporation Of India
NSE:LICI
0.7
5%
0.1
ZA
O
Old Mutual Ltd
JSE:OMU
Not Available
-16%
N/A
CA
Manulife Financial Corp
TSX:MFC
2
6%
0.3
US
MetLife Inc
NYSE:MET
0.7
5%
0.1
P/E Multiple
Earnings Growth PEG
US
Aflac Inc
NYSE:AFL
Average P/E: 12.7
15.5
-9%
N/A
ZA
S
Sanlam Ltd
JSE:SLM
Not Available
-1%
N/A
CN
China Life Insurance Co Ltd
SSE:601628
10.1
-9%
N/A
ZA
D
Discovery Ltd
JSE:DSY
Not Available
23%
N/A
CN
Ping An Insurance Group Co of China Ltd
SSE:601318
8.5
9%
0.9
ZA
O
OUTsurance Group Ltd
JSE:OUT
Not Available
11%
N/A
HK
AIA Group Ltd
HKEX:1299
13.9
10%
1.4
IN
Life Insurance Corporation Of India
NSE:LICI
12.4
8%
1.5
ZA
O
Old Mutual Ltd
JSE:OMU
Not Available
5%
N/A
CA
Manulife Financial Corp
TSX:MFC
16
17%
0.9
US
MetLife Inc
NYSE:MET
12.4
22%
0.6