Blend Labs Inc
NYSE:BLND
Intrinsic Value
Blend Labs, Inc. offers a cloud-based software platform for financial services firms that are designed to power the end-to-end consumer journey for banking products. [ Read More ]
The intrinsic value of one BLND stock under the Base Case scenario is 1.69 USD. Compared to the current market price of 2.4 USD, Blend Labs Inc is Overvalued by 30%.
Valuation Backtest
Blend Labs Inc
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Fundamental Analysis
Balance Sheet Decomposition
Blend Labs Inc
Current Assets | 169.8m |
Cash & Short-Term Investments | 136.9m |
Receivables | 19.9m |
Other Current Assets | 13m |
Non-Current Assets | 36.2m |
PP&E | 12.5m |
Intangibles | 2.1m |
Other Non-Current Assets | 21.6m |
Current Liabilities | 31.6m |
Accounts Payable | 2.2m |
Accrued Liabilities | 18.8m |
Other Current Liabilities | 10.6m |
Non-Current Liabilities | 193.7m |
Long-Term Debt | 138.3m |
Other Non-Current Liabilities | 55.4m |
Earnings Waterfall
Blend Labs Inc
Revenue
|
156.8m
USD
|
Cost of Revenue
|
-75.7m
USD
|
Gross Profit
|
81.1m
USD
|
Operating Expenses
|
-212.4m
USD
|
Operating Income
|
-131.3m
USD
|
Other Expenses
|
-54m
USD
|
Net Income
|
-185.3m
USD
|
Free Cash Flow Analysis
Blend Labs Inc
BLND Profitability Score
Profitability Due Diligence
Blend Labs Inc's profitability score is 20/100. The higher the profitability score, the more profitable the company is.
Score
Blend Labs Inc's profitability score is 20/100. The higher the profitability score, the more profitable the company is.
BLND Solvency Score
Solvency Due Diligence
Blend Labs Inc's solvency score is 43/100. The higher the solvency score, the more solvent the company is.
Score
Blend Labs Inc's solvency score is 43/100. The higher the solvency score, the more solvent the company is.
Wall St
Price Targets
BLND Price Targets Summary
Blend Labs Inc
According to Wall Street analysts, the average 1-year price target for BLND is 3.11 USD with a low forecast of 2.68 USD and a high forecast of 3.68 USD.
Ownership
BLND Insider Trading
Buy and sell transactions by insiders
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9 Months |
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12 Months |
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Shareholder Return
BLND Price
Blend Labs Inc
Average Annual Return | -71.93% |
Standard Deviation of Annual Returns | 10.58% |
Max Drawdown | -97% |
Market Capitalization | 599.8m USD |
Shares Outstanding | 252 050 000 |
Percentage of Shares Shorted | 2.93% |
Company Profile
Country
Industry
Market Cap
Dividend Yield
Description
Blend Labs, Inc. offers a cloud-based software platform for financial services firms that are designed to power the end-to-end consumer journey for banking products. The company is headquartered in San Francisco, California and currently employs 1,689 full-time employees. The company went IPO on 2021-07-16. The firm operates through two segments: Blend Platform and Title365. The Blend Platform segment is a software platform that powers the digital interface between financial services firms and consumers. Title365 segment is an underwritten title insurance agency that is engaged in selling title insurance policies and escrow services throughout the United States. Title365 segment with its software platform enables financial services firms to automate title commitments and streamline communication with consumers and settlement teams. The firm offers products, including mortgages, home equity, vehicle loans, personal loans, credit cards and deposit accounts. The Company’s range of financial providers includes banks, credit unions and financial technology.
Contact
IPO
Employees
Officers
The intrinsic value of one BLND stock under the Base Case scenario is 1.69 USD.
Compared to the current market price of 2.4 USD, Blend Labs Inc is Overvalued by 30%.