Banco Santander-Chile
NYSE:BSAC
Income Statement
Income Statement
Banco Santander-Chile
Mar-2014 | Jun-2014 | Sep-2014 | Dec-2014 | Mar-2015 | Jun-2015 | Sep-2015 | Dec-2015 | Mar-2016 | Jun-2016 | Sep-2016 | Dec-2016 | Mar-2017 | Jun-2017 | Sep-2017 | Dec-2017 | Mar-2018 | Jun-2018 | Sep-2018 | Dec-2018 | Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Mar-2020 | Jun-2020 | Sep-2020 | Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Jun-2023 | Sep-2023 | Dec-2023 | Mar-2024 | ||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Revenue | ||||||||||||||||||||||||||||||||||||||||||
Net Interest Income |
1 143 774
|
1 243 146
|
1 254 653
|
1 317 104
|
1 277 030
|
1 260 724
|
1 292 995
|
1 255 206
|
1 294 660
|
1 291 364
|
1 283 388
|
1 281 366
|
1 287 068
|
1 302 665
|
1 296 839
|
1 326 691
|
1 354 831
|
1 364 127
|
1 403 268
|
1 414 368
|
1 390 354
|
1 407 399
|
1 398 631
|
1 416 851
|
1 482 449
|
1 492 417
|
1 526 031
|
1 593 848
|
1 636 746
|
1 694 301
|
1 754 031
|
1 816 346
|
1 812 616
|
1 904 803
|
1 827 360
|
1 598 346
|
1 447 760
|
1 171 787
|
1 019 093
|
1 121 438
|
1 206 996
|
|
Interest Income |
1 986 314
|
2 163 833
|
2 124 544
|
2 227 018
|
2 086 826
|
2 058 004
|
2 153 917
|
2 085 988
|
2 204 002
|
2 197 842
|
2 160 389
|
2 137 044
|
2 142 283
|
2 136 950
|
2 060 477
|
2 058 446
|
2 062 530
|
2 072 375
|
2 181 203
|
2 244 317
|
2 177 016
|
2 292 407
|
2 281 983
|
2 321 268
|
2 500 951
|
2 337 558
|
2 214 307
|
2 232 327
|
2 206 316
|
2 296 941
|
2 516 846
|
2 921 097
|
3 057 416
|
3 563 806
|
4 027 757
|
4 086 656
|
4 407 878
|
4 425 017
|
4 319 271
|
4 403 991
|
4 375 943
|
|
Interest Expense |
842 540
|
920 687
|
869 891
|
909 914
|
809 796
|
797 280
|
860 922
|
830 782
|
909 342
|
906 478
|
877 001
|
855 678
|
855 215
|
834 285
|
763 638
|
731 755
|
707 699
|
708 248
|
777 935
|
829 949
|
786 662
|
885 008
|
883 352
|
904 417
|
1 018 502
|
845 141
|
688 276
|
638 479
|
569 570
|
602 640
|
762 815
|
1 104 751
|
1 244 800
|
1 659 003
|
2 200 397
|
2 488 310
|
2 960 118
|
3 253 230
|
3 300 178
|
3 282 553
|
3 168 947
|
|
Non Interest Income |
682 124
|
826 098
|
803 375
|
720 308
|
927 571
|
866 316
|
1 062 004
|
1 070 610
|
1 091 581
|
1 063 877
|
1 075 301
|
996 903
|
902 865
|
920 031
|
793 111
|
698 644
|
774 538
|
762 681
|
717 376
|
637 481
|
838 765
|
996 960
|
1 058 493
|
893 604
|
1 149 590
|
1 049 594
|
1 052 414
|
650 058
|
828 109
|
805 782
|
815 842
|
770 249
|
888 160
|
986 936
|
1 013 409
|
970 416
|
1 207 800
|
1 212 119
|
1 289 343
|
1 295 814
|
1 349 853
|
|
Revenue |
1 825 898
N/A
|
2 069 244
+13%
|
2 058 028
-1%
|
2 037 412
-1%
|
2 204 601
+8%
|
2 127 040
-4%
|
2 354 999
+11%
|
2 325 816
-1%
|
2 386 241
+3%
|
2 355 241
-1%
|
2 358 689
+0%
|
2 278 269
-3%
|
2 189 933
-4%
|
2 222 696
+1%
|
2 089 950
-6%
|
2 025 335
-3%
|
2 129 369
+5%
|
2 126 808
0%
|
2 120 644
0%
|
2 051 849
-3%
|
2 229 119
+9%
|
2 404 359
+8%
|
2 457 124
+2%
|
2 310 455
-6%
|
2 632 039
+14%
|
2 542 011
-3%
|
2 578 445
+1%
|
2 243 906
-13%
|
2 464 855
+10%
|
2 500 083
+1%
|
2 569 873
+3%
|
2 586 595
+1%
|
2 700 776
+4%
|
2 891 739
+7%
|
2 840 769
-2%
|
2 568 762
-10%
|
2 655 560
+3%
|
2 383 906
-10%
|
2 308 436
-3%
|
2 417 252
+5%
|
2 556 849
+6%
|
|
Pre-Tax Income | ||||||||||||||||||||||||||||||||||||||||||
Loan Loss Provision |
(352 407)
|
(349 788)
|
(352 674)
|
(374 431)
|
(372 423)
|
(369 979)
|
(373 233)
|
(413 694)
|
(412 394)
|
(414 238)
|
(405 830)
|
(343 286)
|
(339 222)
|
(332 296)
|
(310 113)
|
(299 205)
|
(300 748)
|
(304 239)
|
(328 607)
|
(325 085)
|
(325 954)
|
(322 301)
|
(341 726)
|
(420 447)
|
(447 043)
|
(561 758)
|
(578 189)
|
(511 073)
|
(496 454)
|
(401 183)
|
(363 429)
|
(405 575)
|
(385 838)
|
(378 981)
|
(342 063)
|
(327 489)
|
(370 700)
|
(400 630)
|
(459 369)
|
(465 521)
|
(484 469)
|
|
Non Interest Expense |
(862 306)
|
(1 030 316)
|
(1 040 485)
|
(1 061 118)
|
(1 268 266)
|
(1 213 521)
|
(1 384 762)
|
(1 384 680)
|
(1 421 091)
|
(1 414 384)
|
(1 423 320)
|
(1 353 147)
|
(1 244 351)
|
(1 240 072)
|
(1 091 018)
|
(1 005 254)
|
(1 091 625)
|
(1 072 233)
|
(1 062 732)
|
(964 605)
|
(1 169 547)
|
(1 336 458)
|
(1 362 261)
|
(1 187 363)
|
(1 473 793)
|
(1 360 852)
|
(1 418 658)
|
(1 079 147)
|
(1 257 608)
|
(1 263 449)
|
(1 281 010)
|
(1 201 421)
|
(1 277 993)
|
(1 391 311)
|
(1 405 936)
|
(1 327 986)
|
(1 504 761)
|
(1 388 181)
|
(1 379 475)
|
(1 384 576)
|
(1 504 302)
|
|
Pre-Tax Income |
611 185
N/A
|
689 140
+13%
|
664 869
-4%
|
601 863
-9%
|
563 912
-6%
|
543 540
-4%
|
597 004
+10%
|
527 442
-12%
|
552 756
+5%
|
526 619
-5%
|
529 539
+1%
|
581 836
+10%
|
606 360
+4%
|
650 328
+7%
|
688 819
+6%
|
720 876
+5%
|
736 996
+2%
|
750 336
+2%
|
729 305
-3%
|
762 159
+5%
|
733 618
-4%
|
745 600
+2%
|
753 137
+1%
|
702 645
-7%
|
711 203
+1%
|
619 401
-13%
|
581 598
-6%
|
653 686
+12%
|
710 793
+9%
|
835 451
+18%
|
925 434
+11%
|
979 599
+6%
|
1 036 945
+6%
|
1 121 447
+8%
|
1 092 770
-3%
|
913 287
-16%
|
780 099
-15%
|
595 095
-24%
|
469 592
-21%
|
567 155
+21%
|
568 078
+0%
|
|
Net Income | ||||||||||||||||||||||||||||||||||||||||||
Tax Provision |
(106 382)
|
(111 168)
|
(73 810)
|
(45 552)
|
(50 718)
|
(47 170)
|
(84 083)
|
(75 301)
|
(73 645)
|
(73 228)
|
(84 474)
|
(107 120)
|
(114 666)
|
(124 695)
|
(132 748)
|
(143 613)
|
(150 958)
|
(159 846)
|
(161 752)
|
(165 897)
|
(163 490)
|
(160 753)
|
(159 401)
|
(150 168)
|
(139 570)
|
(132 053)
|
(126 979)
|
(131 123)
|
(149 075)
|
(172 318)
|
(189 419)
|
(194 679)
|
(196 289)
|
(178 305)
|
(138 986)
|
(89 430)
|
(56 158)
|
(27 808)
|
(30 555)
|
(56 341)
|
(74 008)
|
|
Income from Continuing Operations |
504 803
|
577 972
|
591 059
|
556 311
|
513 194
|
496 370
|
512 921
|
452 141
|
479 111
|
453 391
|
445 065
|
474 716
|
491 694
|
525 633
|
556 071
|
577 263
|
586 038
|
590 490
|
567 553
|
596 262
|
570 128
|
584 847
|
593 736
|
552 477
|
571 633
|
487 348
|
454 619
|
522 563
|
561 718
|
663 133
|
736 015
|
784 920
|
840 656
|
943 142
|
953 784
|
823 857
|
723 941
|
567 287
|
439 037
|
510 814
|
494 070
|
|
Income to Minority Interest |
(1 913)
|
(1 358)
|
(5 487)
|
(5 980)
|
(9 229)
|
(11 657)
|
(9 085)
|
(3 263)
|
(271)
|
1 385
|
2 436
|
(2 365)
|
(2 407)
|
(2 210)
|
(17 301)
|
(12 448)
|
(12 582)
|
(12 955)
|
2 383
|
(4 360)
|
(3 812)
|
(3 513)
|
(3 405)
|
(2 083)
|
(2 655)
|
(3 044)
|
(3 900)
|
(5 116)
|
(6 572)
|
(7 368)
|
(9 382)
|
(9 961)
|
(11 667)
|
(14 117)
|
(15 174)
|
(15 206)
|
(15 350)
|
(17 023)
|
(17 749)
|
(14 410)
|
(13 098)
|
|
Net Income (Common) |
502 890
N/A
|
576 614
+15%
|
585 572
+2%
|
550 331
-6%
|
503 965
-8%
|
484 713
-4%
|
503 836
+4%
|
448 878
-11%
|
478 840
+7%
|
454 776
-5%
|
447 501
-2%
|
472 351
+6%
|
489 287
+4%
|
523 423
+7%
|
538 770
+3%
|
564 815
+5%
|
573 456
+2%
|
577 535
+1%
|
569 936
-1%
|
591 902
+4%
|
566 316
-4%
|
583 033
+3%
|
592 030
+2%
|
552 093
-7%
|
570 677
+3%
|
484 304
-15%
|
450 719
-7%
|
517 447
+15%
|
555 146
+7%
|
655 765
+18%
|
726 633
+11%
|
774 959
+7%
|
828 989
+7%
|
929 025
+12%
|
938 610
+1%
|
808 651
-14%
|
708 591
-12%
|
550 264
-22%
|
421 288
-23%
|
496 404
+18%
|
480 972
-3%
|
|
EPS (Diluted) |
2.67
N/A
|
3.06
+15%
|
3.1
+1%
|
2.92
-6%
|
2.68
-8%
|
2.57
-4%
|
2.68
+4%
|
2.38
-11%
|
2.54
+7%
|
2.42
-5%
|
2.38
-2%
|
2.51
+5%
|
2.61
+4%
|
2.79
+7%
|
2.87
+3%
|
3
+5%
|
3.04
+1%
|
3.06
+1%
|
3.02
-1%
|
3.14
+4%
|
3.01
-4%
|
3.09
+3%
|
3.14
+2%
|
2.92
-7%
|
3.02
+3%
|
2.57
-15%
|
2.39
-7%
|
2.75
+15%
|
2.94
+7%
|
3.47
+18%
|
3.84
+11%
|
4.11
+7%
|
4.39
+7%
|
4.93
+12%
|
4.98
+1%
|
4.29
-14%
|
3.76
-12%
|
2.92
-22%
|
2.24
-23%
|
2.63
+17%
|
2.55
-3%
|