Banco Santander-Chile
SGO:BSANTANDER
Balance Sheet
Balance Sheet Decomposition
Banco Santander-Chile
Banco Santander-Chile
Balance Sheet
Banco Santander-Chile
| Dec-2001 | Dec-2002 | Dec-2003 | Dec-2004 | Dec-2005 | Dec-2006 | Dec-2007 | Dec-2008 | Dec-2009 | Dec-2010 | Dec-2011 | Dec-2012 | Dec-2013 | Dec-2014 | Dec-2015 | Dec-2016 | Dec-2017 | Dec-2018 | Dec-2019 | Dec-2020 | Dec-2021 | Dec-2022 | Dec-2023 | Dec-2024 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||||||||||||||||||
| Net Loans |
5 069 955
|
7 781 065
|
7 488 966
|
8 616 386
|
10 009 552
|
12 316 281
|
13 097 347
|
14 311 349
|
13 378 379
|
15 175 975
|
16 823 407
|
18 325 957
|
20 327 021
|
22 179 938
|
24 535 201
|
26 113 485
|
26 747 542
|
29 470 370
|
31 823 735
|
33 413 429
|
35 675 579
|
37 659 885
|
39 589 457
|
40 078 240
|
|
| Investments |
957 684
|
2 116 775
|
2 307 589
|
2 396 996
|
2 128 307
|
1 892 270
|
3 403 474
|
4 979 070
|
4 797 016
|
4 310 884
|
4 644 180
|
4 023 012
|
4 335 952
|
5 910 598
|
7 391 816
|
8 181 645
|
6 390 867
|
6 641 934
|
14 515 397
|
18 064 840
|
22 468 650
|
13 269 267
|
15 606 330
|
10 877 836
|
|
| PP&E Net |
142 215
|
214 934
|
214 215
|
221 611
|
226 068
|
248 573
|
267 455
|
200 389
|
184 122
|
154 985
|
153 059
|
162 214
|
180 215
|
211 561
|
240 659
|
257 379
|
242 547
|
253 586
|
408 333
|
388 851
|
374 818
|
371 890
|
352 272
|
312 638
|
|
| PP&E Gross |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
154 985
|
153 059
|
162 214
|
180 215
|
211 561
|
240 659
|
257 379
|
242 547
|
253 586
|
408 333
|
388 851
|
374 818
|
371 890
|
352 272
|
312 638
|
|
| Accumulated Depreciation |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
64 376
|
84 230
|
105 150
|
127 448
|
154 910
|
190 781
|
235 622
|
290 931
|
345 842
|
266 895
|
310 423
|
519 868
|
581 655
|
639 421
|
690 323
|
|
| Intangible Assets |
0
|
0
|
0
|
0
|
0
|
0
|
61 182
|
68 232
|
77 260
|
77 990
|
80 739
|
87 347
|
66 703
|
40 983
|
51 137
|
58 085
|
63 219
|
66 923
|
73 389
|
82 537
|
95 411
|
107 789
|
97 551
|
88 669
|
|
| Long-Term Investments |
0
|
4 753
|
5 000
|
5 068
|
6 838
|
7 149
|
7 399
|
7 277
|
7 417
|
7 275
|
8 728
|
7 614
|
9 681
|
17 914
|
20 309
|
23 780
|
27 585
|
32 293
|
10 467
|
10 770
|
35 934
|
46 586
|
55 284
|
59 785
|
|
| Customer Acceptances Liabilities |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Other Long-Term Assets |
0
|
0
|
0
|
0
|
0
|
0
|
66 707
|
88 825
|
95 229
|
117 964
|
147 754
|
186 210
|
232 037
|
284 068
|
333 589
|
374 336
|
386 529
|
383 780
|
463 537
|
560 827
|
760 222
|
345 566
|
471 172
|
511 160
|
|
| Other Assets |
407 565
|
972 612
|
367 318
|
484 611
|
380 876
|
548 007
|
518 343
|
527 370
|
457 099
|
653 436
|
583 723
|
666 427
|
254 326
|
382 589
|
994 765
|
706 078
|
625 938
|
845 779
|
1 209 882
|
1 539 351
|
2 897 219
|
14 661 157
|
12 771 811
|
14 478 218
|
|
| Total Assets |
6 961 045
N/A
|
11 784 341
+69%
|
11 191 620
-5%
|
12 507 481
+12%
|
13 766 438
+10%
|
15 947 790
+16%
|
18 542 877
+16%
|
21 082 932
+14%
|
20 770 996
-1%
|
22 042 876
+6%
|
24 651 977
+12%
|
24 761 627
+0%
|
27 016 832
+9%
|
30 534 176
+13%
|
34 654 105
+13%
|
37 006 645
+7%
|
35 804 279
-3%
|
39 197 356
+9%
|
50 578 246
+29%
|
55 776 077
+10%
|
63 671 025
+14%
|
68 164 604
+7%
|
70 857 888
+4%
|
68 458 933
-3%
|
|
| Liabilities | |||||||||||||||||||||||||
| Accounts Payable |
0
|
0
|
0
|
0
|
0
|
0
|
147 240
|
142 552
|
275 474
|
300 125
|
89 486
|
284 953
|
276 379
|
281 259
|
462 157
|
288 473
|
486 726
|
163 043
|
198 248
|
361 631
|
379 934
|
1 152 750
|
1 087 964
|
820 120
|
|
| Short-Term Debt |
224 822
|
1 576 891
|
476 876
|
0
|
50 834
|
21 411
|
1 533 274
|
1 987 290
|
3 161 395
|
294 725
|
2 464 473
|
1 742 120
|
293 701
|
482 387
|
273 236
|
366 596
|
465 026
|
211 761
|
594 271
|
1 197 326
|
345 772
|
315 355
|
282 584
|
276 588
|
|
| Current Portion of Long-Term Debt |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
2 957 571
|
2 041 030
|
2 711 388
|
4 471 091
|
2 678 231
|
4 589 468
|
4 091 729
|
12 055 546
|
6 225 233
|
|
| Total Deposits |
3 579 244
|
5 401 862
|
5 663 751
|
5 993 595
|
8 246 723
|
10 091 121
|
11 712 934
|
12 704 428
|
10 708 791
|
11 495 191
|
13 334 929
|
14 082 232
|
15 296 035
|
16 894 437
|
19 538 888
|
20 691 024
|
19 682 111
|
21 809 236
|
23 490 249
|
25 142 684
|
28 031 993
|
27 065 016
|
29 675 768
|
31 359 234
|
|
| Other Interest Bearing Liabilities |
1 251 331
|
0
|
1 315 225
|
1 991 067
|
1 074 966
|
952 057
|
847 401
|
1 469 724
|
1 348 906
|
0
|
1 292 148
|
1 146 161
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Other Current Liabilities |
0
|
0
|
0
|
0
|
0
|
0
|
17 310
|
791
|
63 831
|
1 293
|
1 498
|
525
|
51 407
|
2 775
|
19 452
|
31 258
|
8 322
|
10 083
|
8 147
|
27 106
|
21 909
|
396 803
|
362 772
|
682 829
|
|
| Total Current Liabilities |
224 822
|
1 576 891
|
476 876
|
0
|
50 834
|
21 411
|
1 697 824
|
2 130 633
|
3 500 700
|
596 143
|
2 555 457
|
2 027 598
|
621 487
|
766 421
|
754 845
|
3 643 898
|
3 001 104
|
3 096 275
|
5 271 757
|
4 264 294
|
5 337 083
|
5 956 637
|
13 788 866
|
8 004 770
|
|
| Long-Term Debt |
855 805
|
2 384 580
|
1 682 721
|
1 837 633
|
2 168 743
|
2 226 184
|
2 507 588
|
2 782 690
|
3 071 587
|
5 941 234
|
4 799 838
|
4 763 900
|
7 070 816
|
7 221 838
|
7 485 196
|
6 525 185
|
6 993 010
|
7 407 871
|
7 934 302
|
12 188 448
|
13 549 345
|
14 693 129
|
9 135 446
|
9 117 491
|
|
| Deferred Income Tax |
0
|
0
|
0
|
0
|
0
|
0
|
11 844
|
19 437
|
3 380
|
5 441
|
5 315
|
9 544
|
25 088
|
7 631
|
3 906
|
7 686
|
9 663
|
15 395
|
99 608
|
129 066
|
345 117
|
1
|
3 547
|
0
|
|
| Minority Interest |
0
|
794
|
1 094
|
1 325
|
1 495
|
1 635
|
21 829
|
25 879
|
29 799
|
31 809
|
33 801
|
34 265
|
28 504
|
33 083
|
30 181
|
29 341
|
41 883
|
46 163
|
79 494
|
84 683
|
94 360
|
109 564
|
124 735
|
104 394
|
|
| Other Liabilities |
494 900
|
1 447 833
|
1 009 331
|
1 614 758
|
1 118 911
|
1 317 390
|
177 572
|
460 452
|
449 517
|
2 141 260
|
629 267
|
562 267
|
1 649 224
|
3 000 870
|
4 106 390
|
3 240 805
|
3 010 328
|
3 582 870
|
10 312 013
|
10 398 986
|
12 912 907
|
16 211 449
|
13 762 368
|
15 580 604
|
|
| Total Liabilities |
6 406 102
N/A
|
10 811 960
+69%
|
10 148 997
-6%
|
11 438 377
+13%
|
12 661 672
+11%
|
14 609 798
+15%
|
16 976 992
+16%
|
19 593 243
+15%
|
19 112 680
-2%
|
20 211 078
+6%
|
22 650 755
+12%
|
22 625 967
0%
|
24 691 154
+9%
|
27 924 280
+13%
|
31 919 406
+14%
|
34 137 939
+7%
|
32 738 099
-4%
|
35 957 810
+10%
|
47 187 423
+31%
|
52 208 161
+11%
|
60 270 805
+15%
|
64 035 796
+6%
|
66 490 730
+4%
|
64 166 493
-3%
|
|
| Equity | |||||||||||||||||||||||||
| Common Stock |
432 664
|
805 364
|
827 950
|
857 751
|
875 610
|
1 033 209
|
891 303
|
891 303
|
891 303
|
891 303
|
891 303
|
891 303
|
891 303
|
891 303
|
891 303
|
891 303
|
891 303
|
891 303
|
891 303
|
891 303
|
891 303
|
891 303
|
891 303
|
891 303
|
|
| Retained Earnings |
122 279
|
158 814
|
212 108
|
205 992
|
244 792
|
306 829
|
684 899
|
605 938
|
793 817
|
945 675
|
358 930
|
1 244 357
|
1 440 339
|
1 692 993
|
1 842 108
|
1 970 763
|
2 177 189
|
2 337 353
|
2 507 613
|
2 704 199
|
3 091 436
|
3 404 652
|
3 481 097
|
3 508 311
|
|
| Unrealized Security Profit/Loss |
0
|
8 204
|
2 565
|
5 362
|
15 636
|
2 046
|
10 317
|
7 552
|
26 804
|
5 180
|
750 989
|
0
|
5 964
|
25 600
|
1 288
|
6 640
|
2 312
|
10 890
|
8 093
|
27 586
|
577 524
|
0
|
0
|
0
|
|
| Other Equity |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
4 995
|
167 147
|
5 242
|
107 174
|
|
| Total Equity |
554 943
N/A
|
972 381
+75%
|
1 042 623
+7%
|
1 069 104
+3%
|
1 104 766
+3%
|
1 337 992
+21%
|
1 565 885
+17%
|
1 489 689
-5%
|
1 658 316
+11%
|
1 831 798
+10%
|
2 001 222
+9%
|
2 135 660
+7%
|
2 325 678
+9%
|
2 609 896
+12%
|
2 734 699
+5%
|
2 868 706
+5%
|
3 066 180
+7%
|
3 239 546
+6%
|
3 390 823
+5%
|
3 567 916
+5%
|
3 400 220
-5%
|
4 128 808
+21%
|
4 367 158
+6%
|
4 292 440
-2%
|
|
| Total Liabilities & Equity |
6 961 045
N/A
|
11 784 341
+69%
|
11 191 620
-5%
|
12 507 481
+12%
|
13 766 438
+10%
|
15 947 790
+16%
|
18 542 877
+16%
|
21 082 932
+14%
|
20 770 996
-1%
|
22 042 876
+6%
|
24 651 977
+12%
|
24 761 627
+0%
|
27 016 832
+9%
|
30 534 176
+13%
|
34 654 105
+13%
|
37 006 645
+7%
|
35 804 279
-3%
|
39 197 356
+9%
|
50 578 246
+29%
|
55 776 077
+10%
|
63 671 025
+14%
|
68 164 604
+7%
|
70 857 888
+4%
|
68 458 933
-3%
|
|
| Shares Outstanding | |||||||||||||||||||||||||
| Common Shares Outstanding |
98 934
|
188 446
|
188 446
|
188 446
|
188 446
|
188 446
|
188 446
|
188 446
|
188 446
|
188 446
|
188 446
|
188 446
|
188 446
|
188 446
|
188 446
|
188 446
|
188 446
|
188 446
|
188 446
|
188 446
|
188 446
|
188 446
|
188 446
|
188 446
|
|