Community Bank System Inc
NYSE:CBU
Intrinsic Value
Community Bank System, Inc. is a holding company, which engages in the provision of retail, business, and municipal banking services. [ Read More ]
The intrinsic value of one
CBU
stock under the Base Case scenario is
47.44
USD.
Compared to the current market price of 44.5 USD,
Community Bank System Inc
is
Undervalued by 6%.
CBU stock price (44.5 USD) is 6% less than its Intrinsic Value (47.44 USD).
CBU stock (43.69 USD) is 2% less than its price (44.5 USD). Open Relative Valuation
CBU has upside potential of 21% compared to the average analyst price target.
Open Wall St Estimates
CBU's Revenue has been growing by 3% per year for the last 3 years.
CBU's ROE (Return on Equity) has decreased in the last 3 years from 9% to 8%.
CBU's ROE (Return on Equity) for the past 12 months is positive and is equal to 8%.
CBU's Revenue has dropped by 4% over the past 12 months.
CBU has positive three-year average ROE (Return on Equity): 10%. The company is efficient at transforming stockholders' equity into net income.
CBU has positive Net Income for the last twelve months.
CBU's D/E (Debt to Equity) is very low and is equal to 0.18.
Valuation Backtest
Community Bank System Inc
Run backtest to discover the historical profit from buying and selling
CBU
stocks based on their intrinsic value.
Analyze the historical link between intrinsic value and market price to make more informed investment decisions.
Wall St
Price Targets
CBU Price Targets Summary
Community Bank System Inc
According to Wall Street analysts, the average 1-year price target for
CBU
is 53.91 USD
with a low forecast of 46.46 USD and a high forecast of 63 USD.
Ownership
CBU Insider Trading
Buy and sell transactions by insiders
| Period | Sold | Bought | Net |
|---|---|---|---|
| 3 Months |
|
|
|
| 6 Months |
|
|
|
| 9 Months |
|
|
|
| 12 Months |
|
|
|
Shareholder Return
CBU Price
Community Bank System Inc
| Average Annual Return | 2.85% |
| Standard Deviation of Annual Returns | 18.39% |
| Max Drawdown | -52% |
| Market Capitalization | 2.4B USD |
| Shares Outstanding | 53 665 000 |
| Percentage of Shares Shorted | 4.71% |
CBU News
Last Important Events
Community Bank System Inc
Significant happenings or occurrences that are of interest to investors. These could be company-specific developments or market-wide shifts.
Sentiment Analysis
Community Bank System Inc
Company Profile
Community Bank System Inc
Country
Industry
Market Cap
Dividend Yield
Description
Community Bank System, Inc. is a holding company, which engages in the provision of retail, business, and municipal banking services. The company is headquartered in De Witt, New York and currently employs 2,728 full-time employees. The firm owns two subsidiaries: Community Bank, N.A. (the Bank or CBNA), and Benefit Plans Administrative Services, Inc. (BPAS). The Company’s segments include Banking, Employee Benefit Services, and All Other. The Banking segment provides lending and depository-related products and services to individuals, businesses, and municipal enterprises. In addition, it provides treasury management solutions and payment processing services. Employee Benefit Services, consisting of BPAS and its subsidiaries, provides retirement plans, health and fiduciary services, actuarial & pension services, and healthcare consulting services. welfare plans, fund administration, institutional trust services, collective investment funds. The All Other segment is comprised of wealth management and insurance services. The company operates more than 215 customer facilities across Upstate New York, Northeastern Pennsylvania, Vermont, and Western Massachusetts.
Contact
IPO
Employees
Officers
The intrinsic value of one
CBU
stock under the Base Case scenario is
47.44
USD.
Compared to the current market price of 44.5 USD,
Community Bank System Inc
is
Undervalued by 6%.
You don't have any saved screeners yet
