ING Groep NV
NYSE:ING
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Intrinsic Value
The intrinsic value of 
ING Groep NV (ING) under the Base Case is 32.18 USD per share.
Compared with the current market price of 31.82 USD, the stock appears
Undervalued by 1% .
The intrinsic value is the average of valuations using the DCF method and multiples.
Do our valuations actually work? See backtest results .
Cheap or expensive for this stock?
This block shows whether today’s valuation is cheap or expensive compared with the stock’s own history, and what happened after similar valuations in the past.
We compare the gap between the stock’s price and our estimated value over time.
- Undervalued can still be historically expensive. The stock may trade below our estimated value, but usually offer an even bigger discount.
- Overvalued can still be historically cheap. The stock may trade above our estimated value, but usually carry an even higher premium.
Market expectations can differ from our model, which may not fully capture everything affecting the price. That is why some stocks regularly trade above our estimated value and others below it.
The scale and chart show how today’s valuation compares with the past. The cards summarize past returns and waiting times until the stock stopped being cheap or expensive. This can happen because the price changed, our estimated value changed, or both.
Only completed periods are included. These are past results, not forecasts. The usual historical range does not necessarily mean fair value.
Fundamental Analysis
What ING Groep Does
ING Groep is a Dutch banking group that takes deposits, makes loans, and handles everyday banking for people and businesses. It serves retail customers with checking and savings accounts, mortgages, consumer loans, cards, and investing services, and it serves small and mid-sized companies with business accounts, financing, and cash-management tools.
- Headquarters
- Netherlands NL
- Employees
- 60 000
- IPO date
- Mar 1, 1991
ING Groep has no economic moat
Rivals can offer similar accounts and loans, leaving ING with limited power to charge more or keep customers from seeking better terms. Its digital services and large customer base help it compete, but do not prevent established banks and digital challengers from competing on price and convenience.
Read the full moat analysisWhat is the Intrinsic Value of one ING stock?
The intrinsic value for ING Groep NV (ING) under the Base Case is 32.18 USD.
Is ING stock undervalued or overvalued?
Compared with the current market price of 31.82 USD, the stock appears Undervalued by 1% .
