ING Groep NV
NYSE:ING

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ING Groep NV Logo
ING Groep NV
NYSE:ING
Watchlist
Price: 28.16 USD -1.61% Market Closed
Market Cap: 93B USD
Financials Section:
Income Statement Balance Sheet Cash Flow Statement
|
Revenue Breakdown

Income Statement

Net Interest Income
+
3Y
-
5Y
-
10Y
+74%
Non Interest Income
+
3Y
-
5Y
-
10Y
+246%
Net Income
+
3Y
-
5Y
-
10Y
+134%

Income Statement
ING Groep NV

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Income Statement
Currency: EUR
Jun-2001 Sep-2001 Dec-2001 Mar-2002 Jun-2002 Sep-2002 Dec-2002 Mar-2003 Jun-2003 Sep-2003 Dec-2003 Mar-2004 Jun-2004 Sep-2004 Dec-2004 Mar-2005 Jun-2005 Sep-2005 Dec-2005 Mar-2006 Jun-2006 Sep-2006 Dec-2006 Jun-2007 Sep-2007 Dec-2007 Mar-2008 Jun-2008 Sep-2008 Dec-2008 Mar-2009 Jun-2009 Sep-2009 Dec-2009 Mar-2010 Jun-2010 Sep-2010 Dec-2010 Mar-2011 Jun-2011 Sep-2011 Dec-2011 Mar-2012 Jun-2012 Sep-2012 Dec-2012 Jun-2013 Sep-2013 Dec-2013 Jun-2014 Sep-2014 Dec-2014 Jun-2015 Sep-2015 Dec-2015 Jun-2016 Dec-2016 Jun-2017 Dec-2017 Jun-2018 Dec-2018 Jun-2019 Dec-2019 Jun-2020 Dec-2020 Jun-2021 Dec-2021 Jun-2022 Dec-2022 Jun-2023 Dec-2023 Jun-2024 Sep-2024 Dec-2024 Mar-2025 Jun-2025 Sep-2025
Revenue
Net Interest Income
30 226
35 237
16 874
20 504
20 394
20 318
19 418
20 931
20 684
20 740
17 669
17 675
18 017
18 368
18 471
12 859
12 791
13 011
18 982
13 442
13 920
13 678
20 099
39 638
40 105
22 328
27 480
18 294
16 193
15 706
14 246
13 326
12 847
15 533
12 827
18 382
20 156
19 210
21 981
19 457
20 975
16 468
21 248
22 072
19 470
12 093
25 904
24 931
11 724
11 965
12 166
12 304
12 579
12 594
12 561
12 827
13 241
13 437
13 714
13 848
13 916
14 024
14 078
14 057
13 604
13 525
13 615
13 642
13 756
14 949
15 975
15 557
19 246
15 023
22 334
21 838
21 854
Interest Income
30 226
35 237
16 874
20 504
20 394
20 318
19 418
20 931
20 684
20 740
17 669
17 675
18 017
18 368
35 178
12 859
12 791
13 011
58 091
13 442
13 920
13 678
70 077
39 638
40 105
90 101
27 480
18 294
16 193
101 675
14 246
13 326
12 847
83 008
12 827
18 382
20 156
74 221
21 981
19 457
20 975
67 668
21 248
22 072
19 470
60 212
95 870
103 741
51 417
48 142
48 205
48 169
47 366
38 675
46 321
36 549
44 182
44 021
44 064
35 453
28 148
29 224
28 454
26 138
22 698
21 361
21 114
22 214
28 470
42 039
52 227
56 661
60 350
58 905
66 216
62 103
62 119
Interest Expense
0
0
0
0
0
0
0
0
0
0
0
0
0
0
16 707
0
0
0
39 109
0
0
0
49 978
0
0
67 773
0
0
0
85 969
0
0
0
67 475
0
0
0
55 011
0
0
0
51 200
0
0
0
48 119
69 966
78 810
39 693
36 177
36 039
35 865
34 787
0
33 760
23 722
30 941
30 584
30 350
21 605
14 232
15 200
14 376
12 081
9 094
7 836
7 499
8 572
14 714
27 090
36 252
41 104
0
43 882
0
40 265
0
Non Interest Income
1 736
1 456
3 868
32
658
1 082
2 103
235
24
(213)
2 547
2 894
3 028
3 087
3 285
9 201
9 005
9 366
4 070
9 755
10 007
9 928
4 318
3 356
3 414
4 323
4 884
6 952
6 200
122
(326)
(1 203)
645
(9)
4 574
268
(1 096)
(9 715)
(1 562)
519
(1 331)
5 770
(1 188)
(2 250)
(94)
4 894
5 523
5 996
4 665
4 466
4 509
4 260
4 060
4 062
5 394
3 727
5 417
4 420
5 214
5 834
5 703
5 996
5 798
5 784
5 535
5 579
6 363
6 447
6 305
7 124
8 114
8 519
10 740
9 189
13 425
14 075
14 047
Revenue
31 962
N/A
36 693
+15%
20 742
-43%
20 536
-1%
21 052
+3%
21 400
+2%
21 521
+1%
21 166
-2%
20 708
-2%
20 527
-1%
20 216
-2%
20 569
+2%
21 045
+2%
21 455
+2%
21 756
+1%
22 060
+1%
21 796
-1%
22 377
+3%
23 052
+3%
23 197
+1%
23 927
+3%
23 606
-1%
24 417
+3%
42 994
+76%
43 519
+1%
26 651
-39%
32 364
+21%
25 246
-22%
22 393
-11%
15 828
-29%
13 920
-12%
12 123
-13%
13 492
+11%
15 524
+15%
17 401
+12%
18 650
+7%
19 060
+2%
9 495
-50%
20 419
+115%
19 976
-2%
19 644
-2%
22 238
+13%
20 060
-10%
19 822
-1%
19 376
-2%
16 987
-12%
31 427
+85%
30 927
-2%
16 389
-47%
16 431
+0%
16 675
+1%
16 564
-1%
16 639
+0%
16 656
+0%
17 955
+8%
16 554
-8%
18 658
+13%
17 857
-4%
18 928
+6%
19 682
+4%
19 619
0%
20 020
+2%
19 876
-1%
19 841
0%
19 139
-4%
19 104
0%
19 978
+5%
20 089
+1%
20 061
0%
22 073
+10%
24 089
+9%
24 076
0%
29 986
+25%
24 212
-19%
35 759
+48%
35 913
+0%
35 901
0%
Pre-Tax Income
Loan Loss Provision
(575)
(800)
(907)
(1 017)
(1 478)
(1 667)
(2 099)
(2 135)
(1 848)
(1 692)
(1 288)
0
(676)
(562)
(453)
(475)
(384)
(256)
(109)
(93)
(27)
(54)
(103)
(171)
(197)
(125)
(237)
(463)
(792)
(1 280)
(1 850)
(2 415)
(2 689)
(2 973)
(2 788)
(2 437)
(2 139)
(1 751)
(1 496)
(1 335)
(1 309)
(1 670)
(1 867)
(2 103)
(2 309)
(2 125)
(3 855)
(3 853)
(2 289)
(1 985)
(1 755)
(1 594)
(1 507)
(1 446)
(1 347)
(1 134)
(974)
(765)
(676)
(514)
(656)
(872)
(1 120)
(2 702)
(2 675)
(808)
(516)
(1 574)
(1 861)
(922)
(520)
(829)
(1 165)
(1 194)
(1 843)
(1 896)
(1 886)
Non Interest Expense
(15 528)
(18 800)
(13 769)
(13 516)
(13 251)
(13 631)
(13 501)
(14 168)
(13 678)
(13 214)
(13 081)
(12 599)
(13 404)
(13 496)
(13 563)
(13 404)
(13 674)
(13 914)
(14 049)
(14 162)
(14 133)
(14 012)
(14 374)
(25 031)
(25 259)
(15 483)
(18 991)
(15 231)
(15 159)
(16 035)
(15 837)
(15 560)
(15 142)
(14 388)
(14 613)
(14 643)
(14 931)
(4 096)
(14 553)
(14 282)
(13 849)
(14 109)
(13 616)
(13 453)
(13 022)
(10 621)
(20 069)
(19 656)
(9 933)
(11 002)
(11 111)
(11 263)
(9 398)
(9 387)
(10 436)
(9 690)
(11 781)
(10 651)
(10 984)
(11 753)
(12 125)
(12 451)
(11 922)
(12 333)
(12 655)
(12 517)
(12 680)
(12 850)
(12 698)
(12 681)
(13 077)
(13 273)
(16 179)
(13 718)
(19 824)
(20 293)
(20 399)
Pre-Tax Income
15 859
N/A
17 093
+8%
6 066
-65%
6 003
-1%
6 323
+5%
6 102
-3%
5 921
-3%
4 863
-18%
5 182
+7%
5 621
+8%
5 847
+4%
7 110
+22%
6 965
-2%
7 397
+6%
7 740
+5%
8 181
+6%
7 738
-5%
8 207
+6%
8 894
+8%
8 942
+1%
9 767
+9%
9 540
-2%
9 940
+4%
17 792
+79%
18 063
+2%
11 043
-39%
13 136
+19%
9 552
-27%
6 442
-33%
(1 487)
N/A
(3 767)
-153%
(5 852)
-55%
(4 339)
+26%
(1 837)
+58%
0
N/A
1 570
N/A
1 990
+27%
3 648
+83%
4 370
+20%
4 359
0%
4 486
+3%
6 459
+44%
4 577
-29%
4 266
-7%
4 045
-5%
4 241
+5%
7 503
+77%
7 418
-1%
4 167
-44%
3 444
-17%
3 809
+11%
3 707
-3%
5 734
+55%
5 823
+2%
6 172
+6%
5 730
-7%
5 903
+3%
6 441
+9%
7 268
+13%
7 415
+2%
6 838
-8%
6 697
-2%
6 834
+2%
4 806
-30%
3 809
-21%
5 779
+52%
6 782
+17%
5 665
-16%
5 502
-3%
8 470
+54%
10 492
+24%
9 974
-5%
12 642
+27%
9 300
-26%
14 092
+52%
13 724
-3%
13 616
-1%
Net Income
Tax Provision
(2 220)
(2 479)
(1 165)
(1 102)
(974)
(914)
(1 089)
(1 003)
(1 171)
(1 375)
(1 460)
(1 755)
(1 832)
(1 691)
(1 709)
(1 760)
(1 433)
(1 574)
(1 379)
(1 397)
(1 753)
(1 767)
(1 907)
(3 294)
(3 252)
(1 535)
(2 044)
(1 376)
(861)
721
1 160
1 535
1 313
613
95
(307)
(588)
(1 146)
(1 303)
(1 307)
(1 185)
(1 406)
(1 038)
(884)
(904)
(1 077)
(1 862)
(1 849)
(1 037)
(882)
(980)
(971)
(1 427)
(1 460)
(1 637)
(1 634)
(1 618)
(1 747)
(2 281)
(2 280)
(2 027)
(1 989)
(1 955)
(1 525)
(1 246)
(1 698)
(1 877)
(1 596)
(1 725)
(2 534)
(2 970)
(2 822)
(3 546)
(2 650)
(3 978)
(3 830)
(3 809)
Income from Continuing Operations
13 639
14 614
4 901
4 901
5 349
5 188
4 832
3 860
4 011
4 246
4 387
5 355
5 133
5 706
6 031
6 421
6 305
6 633
7 515
7 545
8 014
7 773
8 033
14 498
14 811
9 508
11 092
8 176
5 581
(766)
(2 607)
(4 317)
(3 026)
(1 224)
95
1 263
1 402
2 502
3 067
3 052
3 301
5 053
3 539
3 382
3 141
3 164
5 641
5 569
3 130
2 562
2 829
2 736
4 307
4 363
4 535
4 096
4 285
4 694
4 987
5 135
4 811
4 708
4 879
3 281
2 563
4 081
4 905
4 069
3 777
5 936
7 522
7 152
9 096
6 650
10 114
9 894
9 807
Income to Minority Interest
(275)
(349)
(324)
(319)
(338)
(337)
(332)
(329)
(318)
(317)
(344)
(349)
(327)
(323)
(276)
(261)
(257)
(261)
(305)
(332)
(356)
(360)
(341)
(559)
(555)
(267)
(287)
(100)
(25)
37
78
115
120
118
77
(24)
(54)
(97)
(119)
(112)
(97)
(82)
(97)
(103)
(117)
(82)
(76)
(71)
(80)
(74)
(72)
(79)
(404)
(413)
(69)
(74)
(75)
(80)
(82)
(89)
(108)
(104)
(99)
(88)
(78)
(101)
(128)
(149)
(102)
(122)
(235)
(253)
(318)
(258)
(388)
(397)
(402)
Net Income (Common)
13 364
N/A
14 265
+7%
4 556
-68%
4 561
+0%
4 990
+9%
4 830
-3%
4 479
-7%
3 510
-22%
3 672
+5%
3 908
+6%
4 022
+3%
5 006
+24%
4 806
-4%
5 383
+12%
5 755
+7%
6 566
+14%
6 423
-2%
6 751
+5%
7 210
+7%
7 248
+1%
7 742
+7%
7 431
-4%
7 692
+4%
13 716
+78%
14 451
+5%
10 406
-28%
10 747
+3%
8 215
-24%
5 430
-34%
(1 155)
N/A
(3 489)
-202%
(5 340)
-53%
(4 362)
+18%
(1 611)
+63%
(821)
+49%
321
N/A
51
-84%
2 369
+4 545%
1 455
-39%
1 750
+20%
3 213
+84%
4 261
+33%
3 570
-16%
3 354
-6%
2 321
-31%
3 720
+60%
6 777
+82%
6 246
-8%
3 019
-52%
(841)
N/A
(41)
+95%
501
N/A
3 889
+676%
4 025
+3%
4 010
0%
3 434
-14%
4 651
+35%
4 613
-1%
4 905
+6%
5 045
+3%
4 703
-7%
4 605
-2%
4 781
+4%
3 194
-33%
2 485
-22%
3 980
+60%
4 776
+20%
3 918
-18%
3 673
-6%
5 813
+58%
7 287
+25%
6 899
-5%
8 779
+27%
6 392
-27%
9 727
+52%
9 499
-2%
9 406
-1%
EPS (Diluted)
5.26
N/A
5.69
+8%
1.8
-68%
1.8
N/A
1.98
+10%
1.91
-4%
1.78
-7%
1.37
-23%
1.45
+6%
1.44
-1%
1.53
+6%
1.84
+20%
1.78
-3%
1.96
+10%
2.08
+6%
2.31
+11%
2.26
-2%
2.38
+5%
2.55
+7%
2.57
+1%
2.74
+7%
2.65
-3%
2.71
+2%
4.85
+79%
5.14
+6%
3.7
-28%
3.96
+7%
3.09
-22%
2.05
-34%
-0.43
N/A
-1.32
-207%
-2.02
-53%
-2.18
-8%
-0.59
+73%
-0.21
+64%
0.08
N/A
0.01
-88%
0.62
+6 100%
0.38
-39%
0.46
+21%
0.84
+83%
1.12
+33%
0.94
-16%
0.88
-6%
0.61
-31%
0.97
+59%
1.76
+81%
1.62
-8%
0.78
-52%
-0.21
N/A
-0.01
+95%
0.12
N/A
1
+733%
1.04
+4%
1.03
-1%
0.88
-15%
1.19
+35%
1.19
N/A
1.26
+6%
1.3
+3%
1.21
-7%
1.19
-2%
1.23
+3%
0.82
-33%
0.64
-22%
1.02
+59%
1.23
+21%
1.03
-16%
1.01
-2%
1.6
+58%
2.04
+28%
2.09
+2%
2.74
+31%
1.98
-28%
3.16
+60%
3.12
-1%
3.17
+2%

See Also

Summary
ING intrinsic value, competitors valuation, and company profile.
DCF Valuation
ING stock valuation using Discount Cash Flow valuation method.
Relative Valuation
ING stock valuation using valuation multiples.
Wall Street Estimates
ING price targets and financial estimates made by Wall st analysts.
Profitability Analysis
Detailed analysis of the company's profitability.
Solvency Analysis
Analysis of the financial position and solvency of the company.
Financials
Income Statement, Balance Sheet, Cash Flow Statement.
Discount Rate
ING stock discount rate: cost of equity and WACC.
Summary
DCF Valuation
Relative Valuation
Wall Street Estimates
Profitability Analysis
Solvency Analysis
Financials
Discount Rate
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