ING Groep NV
NYSE:ING
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Income Statement
Income Statement
ING Groep NV
| Jun-2001 | Sep-2001 | Dec-2001 | Mar-2002 | Jun-2002 | Sep-2002 | Dec-2002 | Mar-2003 | Jun-2003 | Sep-2003 | Dec-2003 | Mar-2004 | Jun-2004 | Sep-2004 | Dec-2004 | Mar-2005 | Jun-2005 | Sep-2005 | Dec-2005 | Mar-2006 | Jun-2006 | Sep-2006 | Dec-2006 | Jun-2007 | Sep-2007 | Dec-2007 | Mar-2008 | Jun-2008 | Sep-2008 | Dec-2008 | Mar-2009 | Jun-2009 | Sep-2009 | Dec-2009 | Mar-2010 | Jun-2010 | Sep-2010 | Dec-2010 | Mar-2011 | Jun-2011 | Sep-2011 | Dec-2011 | Mar-2012 | Jun-2012 | Sep-2012 | Dec-2012 | Jun-2013 | Sep-2013 | Dec-2013 | Jun-2014 | Sep-2014 | Dec-2014 | Jun-2015 | Sep-2015 | Dec-2015 | Jun-2016 | Dec-2016 | Jun-2017 | Dec-2017 | Jun-2018 | Dec-2018 | Jun-2019 | Dec-2019 | Jun-2020 | Dec-2020 | Jun-2021 | Dec-2021 | Jun-2022 | Dec-2022 | Jun-2023 | Dec-2023 | Jun-2024 | Sep-2024 | Dec-2024 | Mar-2025 | Jun-2025 | Sep-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Net Interest Income |
30 226
|
35 237
|
16 874
|
20 504
|
20 394
|
20 318
|
19 418
|
20 931
|
20 684
|
20 740
|
17 669
|
17 675
|
18 017
|
18 368
|
18 471
|
12 859
|
12 791
|
13 011
|
18 982
|
13 442
|
13 920
|
13 678
|
20 099
|
39 638
|
40 105
|
22 328
|
27 480
|
18 294
|
16 193
|
15 706
|
14 246
|
13 326
|
12 847
|
15 533
|
12 827
|
18 382
|
20 156
|
19 210
|
21 981
|
19 457
|
20 975
|
16 468
|
21 248
|
22 072
|
19 470
|
12 093
|
25 904
|
24 931
|
11 724
|
11 965
|
12 166
|
12 304
|
12 579
|
12 594
|
12 561
|
12 827
|
13 241
|
13 437
|
13 714
|
13 848
|
13 916
|
14 024
|
14 078
|
14 057
|
13 604
|
13 525
|
13 615
|
13 642
|
13 756
|
14 949
|
15 975
|
15 557
|
19 246
|
15 023
|
22 334
|
21 838
|
21 854
|
|
| Interest Income |
30 226
|
35 237
|
16 874
|
20 504
|
20 394
|
20 318
|
19 418
|
20 931
|
20 684
|
20 740
|
17 669
|
17 675
|
18 017
|
18 368
|
35 178
|
12 859
|
12 791
|
13 011
|
58 091
|
13 442
|
13 920
|
13 678
|
70 077
|
39 638
|
40 105
|
90 101
|
27 480
|
18 294
|
16 193
|
101 675
|
14 246
|
13 326
|
12 847
|
83 008
|
12 827
|
18 382
|
20 156
|
74 221
|
21 981
|
19 457
|
20 975
|
67 668
|
21 248
|
22 072
|
19 470
|
60 212
|
95 870
|
103 741
|
51 417
|
48 142
|
48 205
|
48 169
|
47 366
|
38 675
|
46 321
|
36 549
|
44 182
|
44 021
|
44 064
|
35 453
|
28 148
|
29 224
|
28 454
|
26 138
|
22 698
|
21 361
|
21 114
|
22 214
|
28 470
|
42 039
|
52 227
|
56 661
|
60 350
|
58 905
|
66 216
|
62 103
|
62 119
|
|
| Interest Expense |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
16 707
|
0
|
0
|
0
|
39 109
|
0
|
0
|
0
|
49 978
|
0
|
0
|
67 773
|
0
|
0
|
0
|
85 969
|
0
|
0
|
0
|
67 475
|
0
|
0
|
0
|
55 011
|
0
|
0
|
0
|
51 200
|
0
|
0
|
0
|
48 119
|
69 966
|
78 810
|
39 693
|
36 177
|
36 039
|
35 865
|
34 787
|
0
|
33 760
|
23 722
|
30 941
|
30 584
|
30 350
|
21 605
|
14 232
|
15 200
|
14 376
|
12 081
|
9 094
|
7 836
|
7 499
|
8 572
|
14 714
|
27 090
|
36 252
|
41 104
|
0
|
43 882
|
0
|
40 265
|
0
|
|
| Non Interest Income |
1 736
|
1 456
|
3 868
|
32
|
658
|
1 082
|
2 103
|
235
|
24
|
(213)
|
2 547
|
2 894
|
3 028
|
3 087
|
3 285
|
9 201
|
9 005
|
9 366
|
4 070
|
9 755
|
10 007
|
9 928
|
4 318
|
3 356
|
3 414
|
4 323
|
4 884
|
6 952
|
6 200
|
122
|
(326)
|
(1 203)
|
645
|
(9)
|
4 574
|
268
|
(1 096)
|
(9 715)
|
(1 562)
|
519
|
(1 331)
|
5 770
|
(1 188)
|
(2 250)
|
(94)
|
4 894
|
5 523
|
5 996
|
4 665
|
4 466
|
4 509
|
4 260
|
4 060
|
4 062
|
5 394
|
3 727
|
5 417
|
4 420
|
5 214
|
5 834
|
5 703
|
5 996
|
5 798
|
5 784
|
5 535
|
5 579
|
6 363
|
6 447
|
6 305
|
7 124
|
8 114
|
8 519
|
10 740
|
9 189
|
13 425
|
14 075
|
14 047
|
|
| Revenue |
31 962
N/A
|
36 693
+15%
|
20 742
-43%
|
20 536
-1%
|
21 052
+3%
|
21 400
+2%
|
21 521
+1%
|
21 166
-2%
|
20 708
-2%
|
20 527
-1%
|
20 216
-2%
|
20 569
+2%
|
21 045
+2%
|
21 455
+2%
|
21 756
+1%
|
22 060
+1%
|
21 796
-1%
|
22 377
+3%
|
23 052
+3%
|
23 197
+1%
|
23 927
+3%
|
23 606
-1%
|
24 417
+3%
|
42 994
+76%
|
43 519
+1%
|
26 651
-39%
|
32 364
+21%
|
25 246
-22%
|
22 393
-11%
|
15 828
-29%
|
13 920
-12%
|
12 123
-13%
|
13 492
+11%
|
15 524
+15%
|
17 401
+12%
|
18 650
+7%
|
19 060
+2%
|
9 495
-50%
|
20 419
+115%
|
19 976
-2%
|
19 644
-2%
|
22 238
+13%
|
20 060
-10%
|
19 822
-1%
|
19 376
-2%
|
16 987
-12%
|
31 427
+85%
|
30 927
-2%
|
16 389
-47%
|
16 431
+0%
|
16 675
+1%
|
16 564
-1%
|
16 639
+0%
|
16 656
+0%
|
17 955
+8%
|
16 554
-8%
|
18 658
+13%
|
17 857
-4%
|
18 928
+6%
|
19 682
+4%
|
19 619
0%
|
20 020
+2%
|
19 876
-1%
|
19 841
0%
|
19 139
-4%
|
19 104
0%
|
19 978
+5%
|
20 089
+1%
|
20 061
0%
|
22 073
+10%
|
24 089
+9%
|
24 076
0%
|
29 986
+25%
|
24 212
-19%
|
35 759
+48%
|
35 913
+0%
|
35 901
0%
|
|
| Pre-Tax Income | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Loan Loss Provision |
(575)
|
(800)
|
(907)
|
(1 017)
|
(1 478)
|
(1 667)
|
(2 099)
|
(2 135)
|
(1 848)
|
(1 692)
|
(1 288)
|
0
|
(676)
|
(562)
|
(453)
|
(475)
|
(384)
|
(256)
|
(109)
|
(93)
|
(27)
|
(54)
|
(103)
|
(171)
|
(197)
|
(125)
|
(237)
|
(463)
|
(792)
|
(1 280)
|
(1 850)
|
(2 415)
|
(2 689)
|
(2 973)
|
(2 788)
|
(2 437)
|
(2 139)
|
(1 751)
|
(1 496)
|
(1 335)
|
(1 309)
|
(1 670)
|
(1 867)
|
(2 103)
|
(2 309)
|
(2 125)
|
(3 855)
|
(3 853)
|
(2 289)
|
(1 985)
|
(1 755)
|
(1 594)
|
(1 507)
|
(1 446)
|
(1 347)
|
(1 134)
|
(974)
|
(765)
|
(676)
|
(514)
|
(656)
|
(872)
|
(1 120)
|
(2 702)
|
(2 675)
|
(808)
|
(516)
|
(1 574)
|
(1 861)
|
(922)
|
(520)
|
(829)
|
(1 165)
|
(1 194)
|
(1 843)
|
(1 896)
|
(1 886)
|
|
| Non Interest Expense |
(15 528)
|
(18 800)
|
(13 769)
|
(13 516)
|
(13 251)
|
(13 631)
|
(13 501)
|
(14 168)
|
(13 678)
|
(13 214)
|
(13 081)
|
(12 599)
|
(13 404)
|
(13 496)
|
(13 563)
|
(13 404)
|
(13 674)
|
(13 914)
|
(14 049)
|
(14 162)
|
(14 133)
|
(14 012)
|
(14 374)
|
(25 031)
|
(25 259)
|
(15 483)
|
(18 991)
|
(15 231)
|
(15 159)
|
(16 035)
|
(15 837)
|
(15 560)
|
(15 142)
|
(14 388)
|
(14 613)
|
(14 643)
|
(14 931)
|
(4 096)
|
(14 553)
|
(14 282)
|
(13 849)
|
(14 109)
|
(13 616)
|
(13 453)
|
(13 022)
|
(10 621)
|
(20 069)
|
(19 656)
|
(9 933)
|
(11 002)
|
(11 111)
|
(11 263)
|
(9 398)
|
(9 387)
|
(10 436)
|
(9 690)
|
(11 781)
|
(10 651)
|
(10 984)
|
(11 753)
|
(12 125)
|
(12 451)
|
(11 922)
|
(12 333)
|
(12 655)
|
(12 517)
|
(12 680)
|
(12 850)
|
(12 698)
|
(12 681)
|
(13 077)
|
(13 273)
|
(16 179)
|
(13 718)
|
(19 824)
|
(20 293)
|
(20 399)
|
|
| Pre-Tax Income |
15 859
N/A
|
17 093
+8%
|
6 066
-65%
|
6 003
-1%
|
6 323
+5%
|
6 102
-3%
|
5 921
-3%
|
4 863
-18%
|
5 182
+7%
|
5 621
+8%
|
5 847
+4%
|
7 110
+22%
|
6 965
-2%
|
7 397
+6%
|
7 740
+5%
|
8 181
+6%
|
7 738
-5%
|
8 207
+6%
|
8 894
+8%
|
8 942
+1%
|
9 767
+9%
|
9 540
-2%
|
9 940
+4%
|
17 792
+79%
|
18 063
+2%
|
11 043
-39%
|
13 136
+19%
|
9 552
-27%
|
6 442
-33%
|
(1 487)
N/A
|
(3 767)
-153%
|
(5 852)
-55%
|
(4 339)
+26%
|
(1 837)
+58%
|
0
N/A
|
1 570
N/A
|
1 990
+27%
|
3 648
+83%
|
4 370
+20%
|
4 359
0%
|
4 486
+3%
|
6 459
+44%
|
4 577
-29%
|
4 266
-7%
|
4 045
-5%
|
4 241
+5%
|
7 503
+77%
|
7 418
-1%
|
4 167
-44%
|
3 444
-17%
|
3 809
+11%
|
3 707
-3%
|
5 734
+55%
|
5 823
+2%
|
6 172
+6%
|
5 730
-7%
|
5 903
+3%
|
6 441
+9%
|
7 268
+13%
|
7 415
+2%
|
6 838
-8%
|
6 697
-2%
|
6 834
+2%
|
4 806
-30%
|
3 809
-21%
|
5 779
+52%
|
6 782
+17%
|
5 665
-16%
|
5 502
-3%
|
8 470
+54%
|
10 492
+24%
|
9 974
-5%
|
12 642
+27%
|
9 300
-26%
|
14 092
+52%
|
13 724
-3%
|
13 616
-1%
|
|
| Net Income | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Tax Provision |
(2 220)
|
(2 479)
|
(1 165)
|
(1 102)
|
(974)
|
(914)
|
(1 089)
|
(1 003)
|
(1 171)
|
(1 375)
|
(1 460)
|
(1 755)
|
(1 832)
|
(1 691)
|
(1 709)
|
(1 760)
|
(1 433)
|
(1 574)
|
(1 379)
|
(1 397)
|
(1 753)
|
(1 767)
|
(1 907)
|
(3 294)
|
(3 252)
|
(1 535)
|
(2 044)
|
(1 376)
|
(861)
|
721
|
1 160
|
1 535
|
1 313
|
613
|
95
|
(307)
|
(588)
|
(1 146)
|
(1 303)
|
(1 307)
|
(1 185)
|
(1 406)
|
(1 038)
|
(884)
|
(904)
|
(1 077)
|
(1 862)
|
(1 849)
|
(1 037)
|
(882)
|
(980)
|
(971)
|
(1 427)
|
(1 460)
|
(1 637)
|
(1 634)
|
(1 618)
|
(1 747)
|
(2 281)
|
(2 280)
|
(2 027)
|
(1 989)
|
(1 955)
|
(1 525)
|
(1 246)
|
(1 698)
|
(1 877)
|
(1 596)
|
(1 725)
|
(2 534)
|
(2 970)
|
(2 822)
|
(3 546)
|
(2 650)
|
(3 978)
|
(3 830)
|
(3 809)
|
|
| Income from Continuing Operations |
13 639
|
14 614
|
4 901
|
4 901
|
5 349
|
5 188
|
4 832
|
3 860
|
4 011
|
4 246
|
4 387
|
5 355
|
5 133
|
5 706
|
6 031
|
6 421
|
6 305
|
6 633
|
7 515
|
7 545
|
8 014
|
7 773
|
8 033
|
14 498
|
14 811
|
9 508
|
11 092
|
8 176
|
5 581
|
(766)
|
(2 607)
|
(4 317)
|
(3 026)
|
(1 224)
|
95
|
1 263
|
1 402
|
2 502
|
3 067
|
3 052
|
3 301
|
5 053
|
3 539
|
3 382
|
3 141
|
3 164
|
5 641
|
5 569
|
3 130
|
2 562
|
2 829
|
2 736
|
4 307
|
4 363
|
4 535
|
4 096
|
4 285
|
4 694
|
4 987
|
5 135
|
4 811
|
4 708
|
4 879
|
3 281
|
2 563
|
4 081
|
4 905
|
4 069
|
3 777
|
5 936
|
7 522
|
7 152
|
9 096
|
6 650
|
10 114
|
9 894
|
9 807
|
|
| Income to Minority Interest |
(275)
|
(349)
|
(324)
|
(319)
|
(338)
|
(337)
|
(332)
|
(329)
|
(318)
|
(317)
|
(344)
|
(349)
|
(327)
|
(323)
|
(276)
|
(261)
|
(257)
|
(261)
|
(305)
|
(332)
|
(356)
|
(360)
|
(341)
|
(559)
|
(555)
|
(267)
|
(287)
|
(100)
|
(25)
|
37
|
78
|
115
|
120
|
118
|
77
|
(24)
|
(54)
|
(97)
|
(119)
|
(112)
|
(97)
|
(82)
|
(97)
|
(103)
|
(117)
|
(82)
|
(76)
|
(71)
|
(80)
|
(74)
|
(72)
|
(79)
|
(404)
|
(413)
|
(69)
|
(74)
|
(75)
|
(80)
|
(82)
|
(89)
|
(108)
|
(104)
|
(99)
|
(88)
|
(78)
|
(101)
|
(128)
|
(149)
|
(102)
|
(122)
|
(235)
|
(253)
|
(318)
|
(258)
|
(388)
|
(397)
|
(402)
|
|
| Net Income (Common) |
13 364
N/A
|
14 265
+7%
|
4 556
-68%
|
4 561
+0%
|
4 990
+9%
|
4 830
-3%
|
4 479
-7%
|
3 510
-22%
|
3 672
+5%
|
3 908
+6%
|
4 022
+3%
|
5 006
+24%
|
4 806
-4%
|
5 383
+12%
|
5 755
+7%
|
6 566
+14%
|
6 423
-2%
|
6 751
+5%
|
7 210
+7%
|
7 248
+1%
|
7 742
+7%
|
7 431
-4%
|
7 692
+4%
|
13 716
+78%
|
14 451
+5%
|
10 406
-28%
|
10 747
+3%
|
8 215
-24%
|
5 430
-34%
|
(1 155)
N/A
|
(3 489)
-202%
|
(5 340)
-53%
|
(4 362)
+18%
|
(1 611)
+63%
|
(821)
+49%
|
321
N/A
|
51
-84%
|
2 369
+4 545%
|
1 455
-39%
|
1 750
+20%
|
3 213
+84%
|
4 261
+33%
|
3 570
-16%
|
3 354
-6%
|
2 321
-31%
|
3 720
+60%
|
6 777
+82%
|
6 246
-8%
|
3 019
-52%
|
(841)
N/A
|
(41)
+95%
|
501
N/A
|
3 889
+676%
|
4 025
+3%
|
4 010
0%
|
3 434
-14%
|
4 651
+35%
|
4 613
-1%
|
4 905
+6%
|
5 045
+3%
|
4 703
-7%
|
4 605
-2%
|
4 781
+4%
|
3 194
-33%
|
2 485
-22%
|
3 980
+60%
|
4 776
+20%
|
3 918
-18%
|
3 673
-6%
|
5 813
+58%
|
7 287
+25%
|
6 899
-5%
|
8 779
+27%
|
6 392
-27%
|
9 727
+52%
|
9 499
-2%
|
9 406
-1%
|
|
| EPS (Diluted) |
5.26
N/A
|
5.69
+8%
|
1.8
-68%
|
1.8
N/A
|
1.98
+10%
|
1.91
-4%
|
1.78
-7%
|
1.37
-23%
|
1.45
+6%
|
1.44
-1%
|
1.53
+6%
|
1.84
+20%
|
1.78
-3%
|
1.96
+10%
|
2.08
+6%
|
2.31
+11%
|
2.26
-2%
|
2.38
+5%
|
2.55
+7%
|
2.57
+1%
|
2.74
+7%
|
2.65
-3%
|
2.71
+2%
|
4.85
+79%
|
5.14
+6%
|
3.7
-28%
|
3.96
+7%
|
3.09
-22%
|
2.05
-34%
|
-0.43
N/A
|
-1.32
-207%
|
-2.02
-53%
|
-2.18
-8%
|
-0.59
+73%
|
-0.21
+64%
|
0.08
N/A
|
0.01
-88%
|
0.62
+6 100%
|
0.38
-39%
|
0.46
+21%
|
0.84
+83%
|
1.12
+33%
|
0.94
-16%
|
0.88
-6%
|
0.61
-31%
|
0.97
+59%
|
1.76
+81%
|
1.62
-8%
|
0.78
-52%
|
-0.21
N/A
|
-0.01
+95%
|
0.12
N/A
|
1
+733%
|
1.04
+4%
|
1.03
-1%
|
0.88
-15%
|
1.19
+35%
|
1.19
N/A
|
1.26
+6%
|
1.3
+3%
|
1.21
-7%
|
1.19
-2%
|
1.23
+3%
|
0.82
-33%
|
0.64
-22%
|
1.02
+59%
|
1.23
+21%
|
1.03
-16%
|
1.01
-2%
|
1.6
+58%
|
2.04
+27%
|
2.09
+2%
|
2.74
+31%
|
1.98
-28%
|
3.16
+60%
|
3.12
-1%
|
3.17
+2%
|
|