Live Oak Bancshares Inc
NYSE:LOB
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Live Oak Bancshares Inc
NYSE:LOB
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M&G PLC
F:7MP
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Distribuidora Internacional de Alimentacion SA
MAD:DIA
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Intrinsic Value
The intrinsic value of Live Oak Bancshares Inc (LOB) under the Base Case is 47.69 USD per share. Compared with the current market price of 34.74 USD, the stock appears Undervalued by 27% .
The intrinsic value is calculated using valuation multiples.
Do our valuations actually work? See backtest results .
Cheap or expensive for this stock?
This block shows whether today’s valuation is cheap or expensive compared with the stock’s own history, and what happened after similar valuations in the past.
We compare the gap between the stock’s price and our estimated value over time.
- Undervalued can still be historically expensive. The stock may trade below our estimated value, but usually offer an even bigger discount.
- Overvalued can still be historically cheap. The stock may trade above our estimated value, but usually carry an even higher premium.
Market expectations can differ from our model, which may not fully capture everything affecting the price. That is why some stocks regularly trade above our estimated value and others below it.
The scale and chart show how today’s valuation compares with the past. The cards summarize past returns and waiting times until the stock stopped being cheap or expensive. This can happen because the price changed, our estimated value changed, or both.
Only completed periods are included. These are past results, not forecasts. The usual historical range does not necessarily mean fair value.
Fundamental Analysis
What Live Oak Bancshares Does
Live Oak Bancshares is the parent company of Live Oak Bank, a lender that focuses on small businesses in specific industries rather than trying to be a full-service retail bank. Its core business is making business loans, especially government-guaranteed loans such as SBA-backed financing, and it also offers deposit accounts to help fund those loans. The company earns most of its money from the spread between the interest it charges borrowers and the interest it pays on deposits and other funding.
- Headquarters
- United States of America US
- Employees
- 1 034
- IPO date
- Jul 23, 2015
Live Oak Bancshares has no economic moat
Live Oak Bancshares Inc lacks an economic moat, leaving it vulnerable to competitive pressures and market challenges.
Read the full moat analysisThe intrinsic value for Live Oak Bancshares Inc (LOB) under the Base Case is 47.69 USD.
Compared with the current market price of 34.74 USD, the stock appears Undervalued by 27% .