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Intrinsic Value

Is LOB undervalued or overvalued?

See the intrinsic value estimate for Live Oak Bancshares Inc and find out whether today’s valuation is cheap or expensive by its own historical standards.

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LOB Intrinsic Value
LOCKED
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Today vs. history

LOB looks undervalued.
But is it cheap by its own standards?

See how today’s valuation compares with LOB’s past valuations and how the stock performed after similar periods.

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Intrinsic Value Locked
Margin of Safety 20% Locked
Current Price $34.71
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Fundamental Analysis

What Live Oak Bancshares Does

Banking Financials

Live Oak Bancshares is the parent company of Live Oak Bank, a lender that focuses on small businesses in specific industries rather than trying to be a full-service retail bank. Its core business is making business loans, especially government-guaranteed loans such as SBA-backed financing, and it also offers deposit accounts to help fund those loans. The company earns most of its money from the spread between the interest it charges borrowers and the interest it pays on deposits and other funding.

Headquarters
United States of America US
Employees
1 034
IPO date
Jul 23, 2015
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Live Oak Bancshares has no economic moat

No Moat Narrow Wide

Live Oak Bancshares Inc lacks an economic moat, leaving it vulnerable to competitive pressures and market challenges.

Read the full moat analysis
Financials
Efficiency

Wall St Price Targets

Capital Returns

Buyback Yield
LOCKED

Competitive Landscape

Ownership

LOB Insider Trading
Buy and sell transactions by insiders

What is the Intrinsic Value of one LOB stock?

The intrinsic value for Live Oak Bancshares Inc (LOB) under the Base Case is hidden USD.

Is LOB stock undervalued or overvalued?

Compared with the current market price of 34.71 USD, the stock appears hidden.

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