L

Live Oak Bancshares Inc
NYSE:LOB

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Live Oak Bancshares Inc
NYSE:LOB
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Price: 32.55 USD 1.15% Market Closed
Market Cap: 1.5B USD
Section:
Relative Value
Relative Value
Valuation Multiples
Multiples Across Competitors
See Also

Relative Value

The Relative Value of one LOB stock under the Base Case scenario is 27.1 USD. Compared to the current market price of 32.55 USD, Live Oak Bancshares Inc is Overvalued by 17%.

Relative Value is the estimated value of a stock based on various valuation multiples like P/E and EV/EBIT ratios. It offers a quick snapshot of a stock's valuation in relation to its peers and historical norms.

LOB Relative Value
Base Case
27.1 USD
Overvaluation 17%
Relative Value
Price
L
Worst Case
Base Case
Best Case

Valuation Multiples

2.9
P/S
P/S
Price to Sales
2.9
vs History
66
vs Industry
48
Median 3Y
2.9
Median 5Y
3.6
Industry
2.6
Forward
2.6
More Details
24.9
P/E
P/E
Price to Earnings
24.9
vs History
26
vs Industry
16
Median 3Y
18.4
Median 5Y
20.8
Industry
10.8
Forward
15.2
More Details
1.4
P/B
P/B
Price to Book Value
1.4
vs History
80
vs Industry
26
Median 3Y
1.7
Median 5Y
1.9
Industry
1
More Details
0.1
Price/Deposits
Price/Deposits
Price to Deposits
0.1
vs History
80
vs Industry
53
Median 3Y
0.2
Median 5Y
0.2
Industry
0.1
More Details

Multiples Across Competitors

LOB Competitors Multiples
Live Oak Bancshares Inc Competitors

All Multiples
P/S
P/E
P/B
Market Cap P/S P/E P/B
US
Live Oak Bancshares Inc
NYSE:LOB
1.5B USD 2.9 24.9 1.4
US
PNC Financial Services Group Inc
NYSE:PNC
78.3B USD 3.6 13.9 1.4
US
Truist Financial Corp
NYSE:TFC
59.6B USD 4.5 13.1 0.9
US
M&T Bank Corp
NYSE:MTB
33.2B USD 3.6 13.3 1.1
CN
Bank of Jiangsu Co Ltd
SSE:600919
223.9B CNY 2.6 7.3 0.7
US
Fifth Third Bancorp
NASDAQ:FITB
29.4B USD 3.5 13.7 1.4
US
First Citizens BancShares Inc (Delaware)
NASDAQ:FCNCA
28.6B USD 3 11.6 1.3
CN
Bank of Ningbo Co Ltd
SZSE:002142
190.3B CNY 2.6 7.2 0.8
US
Huntington Bancshares Inc
NASDAQ:HBAN
25.6B USD 3.4 13.3 1.3
US
Regions Financial Corp
NYSE:RF
22.3B USD 3.1 11.8 1.2
US
Citizens Financial Group Inc
NYSE:CFG
21B USD 2.7 14.9 0.8

See Also

Summary
LOB intrinsic value, competitors valuation, and company profile.
DCF Valuation
LOB stock valuation using Discount Cash Flow valuation method.
Relative Valuation
LOB stock valuation using valuation multiples.
Wall Street Estimates
LOB price targets and financial estimates made by Wall st analysts.
Profitability Analysis
Detailed analysis of the company's profitability.
Solvency Analysis
Analysis of the financial position and solvency of the company.
Financials
Income Statement, Balance Sheet, Cash Flow Statement.
Discount Rate
LOB stock discount rate: cost of equity and WACC.
Summary
DCF Valuation
Relative Valuation
Wall Street Estimates
Profitability Analysis
Solvency Analysis
Financials
Discount Rate
Discover More
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