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Live Oak Bancshares Inc
NYSE:LOB

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Live Oak Bancshares Inc
NYSE:LOB
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Price: 36.64 USD 1.66% Market Closed
Market Cap: 1.7B USD

Relative Value

The Relative Value of one LOB stock under the Base Case scenario is 63.28 USD. Compared to the current market price of 36.64 USD, Live Oak Bancshares Inc is Undervalued by 42%.

Relative Value is the estimated value of a stock based on various valuation multiples like P/E and EV/EBIT ratios. It offers a quick snapshot of a stock's valuation in relation to its peers and historical norms.

LOB Relative Value
Base Case
63.28 USD
Undervaluation 42%
Relative Value
Price
L
Worst Case
Base Case
Best Case

Valuation Multiples

vs History
61
vs Industry
48
Median 3Y
3
Median 5Y
3.5
Industry
2.8
Forward
2.9
vs History
25
vs Industry
16
Median 3Y
20.8
Median 5Y
20.8
Industry
11.5
Forward
16.3
vs History
80
vs Industry
26
Median 3Y
1.6
Median 5Y
1.9
Industry
1
vs History
77
vs Industry
53
Median 3Y
0.1
Median 5Y
0.2
Industry
0.1

Multiples Across Competitors

LOB Competitors Multiples
Live Oak Bancshares Inc Competitors

All Multiples
P/S
P/E
P/B
All Countries
Close
Market Cap P/S P/E P/B
US
Live Oak Bancshares Inc
NYSE:LOB
1.7B USD 3.1 24.5 1.4
US
PNC Financial Services Group Inc
NYSE:PNC
83.2B USD 3.7 13.5 1.4
US
Truist Financial Corp
NYSE:TFC
63.8B USD 3.2 13 1
US
M&T Bank Corp
NYSE:MTB
31.9B USD 3.3 12.2 1.1
US
Fifth Third Bancorp
NASDAQ:FITB
31.9B USD 3.6 14.1 1.5
CN
Bank of Jiangsu Co Ltd
SSE:600919
194.5B CNY 2.2 6.1 0.6
US
First Citizens BancShares Inc (Delaware)
NASDAQ:FCNCA
27.1B USD 2.8 11.9 1.2
CN
Bank of Ningbo Co Ltd
SZSE:002142
190.1B CNY 2.5 6.8 0.8
US
Huntington Bancshares Inc
NASDAQ:HBAN
25.8B USD 3.3 12.3 1.2
US
Citizens Financial Group Inc
NYSE:CFG
25.3B USD 3.1 16.2 1
US
Regions Financial Corp
NYSE:RF
24.6B USD 3.3 12 1.3