OppFi Inc
NYSE:OPFI
Intrinsic Value
OppFi, Inc. operates as financial technology platform that powers banks to offer lending products to consumers. [ Read More ]
The intrinsic value of one OPFI stock under the Base Case scenario is 5.82 USD. Compared to the current market price of 2.64 USD, OppFi Inc is Undervalued by 55%.
Valuation Backtest
OppFi Inc
Run backtest to discover the historical profit from buying and selling OPFI stocks based on their intrinsic value.
Analyze the historical link between intrinsic value and market price to make more informed investment decisions.
Fundamental Analysis
Balance Sheet Decomposition
OppFi Inc
Current Assets | 33.3m |
Cash & Short-Term Investments | 73.9m |
Receivables | 1.6m |
Other Current Assets | -42.2m |
Non-Current Assets | 568.2m |
PP&E | 22.5m |
Other Non-Current Assets | 545.7m |
Current Liabilities | 43m |
Accounts Payable | 4.4m |
Accrued Liabilities | 37.1m |
Other Current Liabilities | 1.4m |
Non-Current Liabilities | 548.1m |
Long-Term Debt | 332.7m |
Other Non-Current Liabilities | 215.5m |
Earnings Waterfall
OppFi Inc
Revenue
|
511.9m
USD
|
Cost of Revenue
|
-10.4m
USD
|
Gross Profit
|
501.5m
USD
|
Operating Expenses
|
-408.4m
USD
|
Operating Income
|
93.1m
USD
|
Other Expenses
|
-94.1m
USD
|
Net Income
|
-1m
USD
|
Free Cash Flow Analysis
OppFi Inc
OPFI Profitability Score
Profitability Due Diligence
OppFi Inc's profitability score is 54/100. The higher the profitability score, the more profitable the company is.
Score
OppFi Inc's profitability score is 54/100. The higher the profitability score, the more profitable the company is.
OPFI Solvency Score
Solvency Due Diligence
OppFi Inc's solvency score is 24/100. The higher the solvency score, the more solvent the company is.
Score
OppFi Inc's solvency score is 24/100. The higher the solvency score, the more solvent the company is.
Wall St
Price Targets
OPFI Price Targets Summary
OppFi Inc
According to Wall Street analysts, the average 1-year price target for OPFI is 5.61 USD with a low forecast of 5.05 USD and a high forecast of 6.3 USD.
Ownership
OPFI Insider Trading
Buy and sell transactions by insiders
Period | Sold | Bought | Net |
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3 Months |
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6 Months |
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9 Months |
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12 Months |
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Shareholder Return
OPFI Price
OppFi Inc
Average Annual Return | -56.62% |
Standard Deviation of Annual Returns | 2.32% |
Max Drawdown | -85% |
Market Capitalization | 292.4m USD |
Shares Outstanding | 110 000 000 |
Percentage of Shares Shorted | 6.24% |
Company Profile
Country
Industry
Market Cap
Dividend Yield
Description
OppFi, Inc. operates as financial technology platform that powers banks to offer lending products to consumers. The company is headquartered in Chicago, Illinois and currently employs 573 full-time employees. The company went IPO on 2020-09-30. The Company’s products include OppLoans, SalaryTap and OppFi Card. The Company’s OppLoans platform facilitates credit access to consumers, through its bank partners. SalaryTap platform offers payroll-linked credit, which helps organizations to provide credit access to their employees. Its OppFi Card is a same-day access credit card.
Contact
IPO
Employees
Officers
The intrinsic value of one OPFI stock under the Base Case scenario is 5.82 USD.
Compared to the current market price of 2.64 USD, OppFi Inc is Undervalued by 55%.