OppFi Inc
NYSE:OPFI

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OppFi Inc
NYSE:OPFI
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Price: 8.59 USD 3.62% Market Closed
Market Cap: $741.8m

Relative Value

The Relative Value of one OPFI stock under the Base Case scenario is 19.08 USD. Compared to the current market price of 8.59 USD, OppFi Inc is Undervalued by 55%.

Relative Value is the estimated value of a stock based on various valuation multiples like P/E and EV/EBIT ratios. It offers a quick snapshot of a stock's valuation in relation to its peers and historical norms.

OPFI Relative Value
Base Case
19.08 USD
Undervaluation 55%
Relative Value
Price
Worst Case
Base Case
Best Case

Multiples Across Competitors

OPFI Competitors Multiples
OppFi Inc Competitors

All Multiples
P/S
P/E
EV/EBITDA
EV/EBIT
All Countries
Close
Market Cap P/S P/E EV/EBITDA EV/EBIT
US
OppFi Inc
NYSE:OPFI
741.9m USD 1.2 28.2 4.6 4.7
US
American Express Co
NYSE:AXP
206B USD 2.7 19.2 23.8 26.8
US
Capital One Financial Corp
NYSE:COF
114.7B USD 2.2 52.7 0 0
IN
Bajaj Finance Ltd
NSE:BAJFINANCE
5.4T INR 6.9 30.3 24.7 25.4
US
Discover Financial Services
NYSE:DFS
50.3B USD 2.3 9.1 0 0
US
SoFi Technologies Inc
NASDAQ:SOFI
22.1B USD 6.1 45.9 0 0
US
Synchrony Financial
NYSE:SYF
22.6B USD 1.2 6.5 0 0
IN
Shriram Finance Ltd
NSE:SHRIRAMFIN
1.9T INR 4 20.6 23.1 24
IN
Muthoot Finance Ltd
NSE:MUTHOOTFIN
1.4T INR 5 15.7 21.1 21.3
KZ
Kaspi.kz AO
NASDAQ:KSPI
14B USD 0 0 0 0
IN
Cholamandalam Investment and Finance Company Ltd
NSE:CHOLAFIN
1.3T INR 4.4 26.5 33.5 34.5
EV/EBITDA Multiple
EBITDA Growth EV/EBITDA to Growth
US
OppFi Inc
NYSE:OPFI
Average EV/EBITDA: 21.8
4.6
N/A N/A
US
American Express Co
NYSE:AXP
23.8
N/A N/A
US
Capital One Financial Corp
NYSE:COF
Not Available N/A N/A
IN
Bajaj Finance Ltd
NSE:BAJFINANCE
24.7
13%
1.9
US
Discover Financial Services
NYSE:DFS
Not Available N/A N/A
US
SoFi Technologies Inc
NASDAQ:SOFI
Not Available N/A N/A
US
Synchrony Financial
NYSE:SYF
Not Available N/A N/A
IN
Shriram Finance Ltd
NSE:SHRIRAMFIN
23.1
7%
3.3
IN
Muthoot Finance Ltd
NSE:MUTHOOTFIN
21.1
21%
1
KZ
K
Kaspi.kz AO
NASDAQ:KSPI
Not Available N/A N/A
IN
Cholamandalam Investment and Finance Company Ltd
NSE:CHOLAFIN
33.5
N/A N/A
EV/EBIT Multiple
EBIT Growth EV/EBIT to Growth
US
OppFi Inc
NYSE:OPFI
Average EV/EBIT: 22.8
4.7
N/A N/A
US
American Express Co
NYSE:AXP
26.8
12%
2.2
US
Capital One Financial Corp
NYSE:COF
Not Available N/A N/A
IN
Bajaj Finance Ltd
NSE:BAJFINANCE
25.4
20%
1.3
US
Discover Financial Services
NYSE:DFS
Not Available N/A N/A
US
SoFi Technologies Inc
NASDAQ:SOFI
Not Available N/A N/A
US
Synchrony Financial
NYSE:SYF
Not Available N/A N/A
IN
Shriram Finance Ltd
NSE:SHRIRAMFIN
24
17%
1.4
IN
Muthoot Finance Ltd
NSE:MUTHOOTFIN
21.3
28%
0.8
KZ
K
Kaspi.kz AO
NASDAQ:KSPI
Not Available N/A N/A
IN
Cholamandalam Investment and Finance Company Ltd
NSE:CHOLAFIN
34.5
28%
1.2
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Intrinsic Value is all-important and is the only logical way to evaluate the relative attractiveness of investments and businesses.

Warren Buffett