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PennyMac Financial Services Inc
NYSE:PFSI

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PennyMac Financial Services Inc Logo
PennyMac Financial Services Inc
NYSE:PFSI
Watchlist
Price: 86.64 USD 0.5%
Updated: May 2, 2024
Section:
 

Relative Value

The Relative Value of one PFSI stock under the Base Case scenario is 119.4 USD. Compared to the current market price of 86.64 USD, PennyMac Financial Services Inc is Undervalued by 27%.

Relative Value is the estimated value of a stock based on various valuation multiples like P/E and EV/EBIT ratios. It offers a quick snapshot of a stock's valuation in relation to its peers and historical norms.

PFSI Relative Value
Base Case
119.4 USD
Undervaluation 27%
Relative Value
Price
Worst Case
Base Case
Best Case

Valuation Multiples

2.1
P/S
P/S
Price to Sales
2.1
vs History
4
vs Industry
58
Median 3Y
1.1
Median 5Y
1.2
Industry
3.1
Forward
2.3
More Details
28.8
P/E
P/E
Price to Earnings
28.8
vs History
6
vs Industry
16
Median 3Y
4.1
Median 5Y
4.2
Industry
14.5
Forward
8.3
More Details
Negative
P/OCF
P/OCF
Price to OCF
N/A
vs History
vs Industry
50
Median 3Y
-0.6
Median 5Y
-0.9
Industry
10.3
More Details
Negative
P/FCFE
P/FCFE
Price to FCFE
N/A
vs History
vs Industry
45
Median 3Y
1.9
Median 5Y
-2.2
Industry
13
More Details
1.2
P/B
P/B
Price to Book Value
1.2
vs History
23
vs Industry
39
Median 3Y
1
Median 5Y
1.1
Industry
1.2
More Details
6.6
EV/S
EV/S
Enterprise Value to Sales
6.6
vs History
1
vs Industry
34
Median 3Y
3.9
Median 5Y
4
Industry
4.8
Forward
7.1
More Details
9.8
EV/GP
EV/GP
Enterprise Value to Gross Profit
9.8
vs History
1
vs Industry
33
Median 3Y
4.4
Median 5Y
4.4
Industry
7.2
More Details
33.8
EV/EBITDA
EV/EBITDA
Enterprise Value to EBITDA
33.8
vs History
3
vs Industry
18
Median 3Y
10.2
Median 5Y
10.2
Industry
13.9
Forward
18.5
More Details
38.9
EV/EBIT
EV/EBIT
Enterprise Value to EBIT
38.9
vs History
3
vs Industry
12
Median 3Y
10.4
Median 5Y
10.4
Industry
14.2
Forward
28.2
More Details
Negative
EV/OCF
EV/OCF
Enterprise Value to OCF
N/A
vs History
vs Industry
47
Median 3Y
-2.6
Median 5Y
-2.9
Industry
12.2
More Details
Negative
EV/FCFF
EV/FCFF
Enterprise Value to FCFF
N/A
vs History
vs Industry
44
Median 3Y
-2.6
Median 5Y
-2.9
Industry
12.9
More Details
0.7
EV/IC
EV/IC
Enterprise Value to IC
0.7
vs History
26
vs Industry
50
Median 3Y
0.7
Median 5Y
0.7
Industry
0.9
More Details

Multiples Across Competitors

PFSI Competitors Multiples
PennyMac Financial Services Inc Competitors

All Multiples
P/S
P/E
EV/EBITDA
EV/EBIT
All Countries
All Countries
Close
Market Cap P/S P/E EV/EBITDA EV/EBIT
US
PennyMac Financial Services Inc
NYSE:PFSI
4.4B USD 2.1 28.8 33.8 38.9
US
Rocket Companies Inc
NYSE:RKT
24.7B USD 6.1 -1 599.1 155.9 330
US
UWM Holdings Corp
NYSE:UWMC
10.3B USD 4.7 -771.1 16 16.7
BM
Essent Group Ltd
NYSE:ESNT
5.7B USD 5.1 8.2 7 7
US
MGIC Investment Corp
NYSE:MTG
5.6B USD 4.8 7.9 6 6.3
US
Mr Cooper Group Inc
NASDAQ:COOP
5.1B USD 2.5 7.8 15.4 16.1
US
Enact Holdings Inc
NASDAQ:ACT
4.8B USD 4.1 7.2 5.4 5.4
US
Radian Group Inc
NYSE:RDN
4.6B USD 3.7 7.7 6.4 7
IN
LIC Housing Finance Ltd
NSE:LICHSGFIN
367.4B INR 1.4 7.5 35.7 36
US
TFS Financial Corp
NASDAQ:TFSL
3.6B USD 12 49.9 192.7 0
US
Axos Financial Inc
NYSE:AX
3.2B USD 3 7.9 157.8 0

See Also

Summary
PFSI intrinsic value, competitors valuation, and company profile.
DCF Valuation
PFSI stock valuation using Discount Cash Flow valuation method.
Relative Valuation
PFSI stock valuation using valuation multiples.
Wall Street Estimates
PFSI price targets and financial estimates made by Wall st analysts.
Profitability Analysis
Detailed analysis of the company's profitability.
Solvency Analysis
Analysis of the financial position and solvency of the company.
Financials
Income Statement, Balance Sheet, Cash Flow Statement.
Discount Rate
PFSI stock discount rate: cost of equity and WACC.
Summary
DCF Valuation
Relative Valuation
Wall Street Estimates
Profitability Analysis
Solvency Analysis
Financials
Discount Rate
Discover More
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