Dashboard Tools Market News Investing Ideas Pricing
Search 100,000+ stocks...
Sign Up
Log in

PennyMac Financial Services Inc
NYSE:PFSI

Watchlist Manager
PennyMac Financial Services Inc Logo
PennyMac Financial Services Inc
NYSE:PFSI
Watchlist
Price: 84.3 USD -1.4% Market Closed
Market Cap: $4.4B
Write Note Create Alert Ask AI

Relative Value

The Relative Value of one PFSI stock under the Base Case scenario is 328.99 USD. Compared to the current market price of 84.3 USD, PennyMac Financial Services Inc is Undervalued by 74%.

Relative Value is the estimated value of a stock based on various valuation multiples like P/E and EV/EBIT ratios. It offers a quick snapshot of a stock's valuation in relation to its peers and historical norms.

PFSI Relative Value
Base Case
328.99 USD
Undervaluation 74%
Relative Value
Price
Worst Case
Base Case
Best Case

Valuation Multiples

P/S
View Details
P/E
View Details
P/OCF
View Details
P/FCFE
View Details
P/B
View Details
EV/S
View Details
EV/GP
View Details
EV/EBITDA
View Details
EV/EBIT
View Details
EV/OCF
View Details
EV/FCFF
View Details
EV/IC
View Details

Multiples Across Competitors

PFSI Competitors Multiples
PennyMac Financial Services Inc Competitors

All Multiples
P/S
P/E
EV/EBITDA
EV/EBIT
All Countries
All Countries
Close
Market Cap P/S P/E EV/EBITDA EV/EBIT
US
PennyMac Financial Services Inc
NYSE:PFSI
4.4B USD 1.5 8.8 32.3 35.5
US
Rocket Companies Inc
NYSE:RKT
39.9B USD 5.6 -587.3 57.2 74.7
US
Mr Cooper Group Inc
NASDAQ:COOP
13.5B USD 6 23.7 28.1 30
US
Federal National Mortgage Association
OTC:FNMA
6.4B USD 0 707.7 234.7 234.7
US
UWM Holdings Corp
NYSE:UWMC
5.8B USD 1.8 210.9 12.3 12.7
US
Enact Holdings Inc
NASDAQ:ACT
5.7B USD 4.6 8.5 0 0
US
MGIC Investment Corp
NYSE:MTG
5.7B USD 4.7 7.7 0 0
BM
Essent Group Ltd
NYSE:ESNT
5.5B USD 4.3 7.9 0 0
US
Axos Financial Inc
NYSE:AX
4.8B USD 3.6 10.5 0 0
US
New York Community Bancorp Inc
NYSE:NYCB
4.5B USD 1.4 -1.4 0 0
US
Radian Group Inc
NYSE:RDN
4.5B USD 3.8 7.8 0 0
EV/EBITDA Multiple
EBITDA Growth EV/EBITDA to Growth
US
PennyMac Financial Services Inc
NYSE:PFSI
Average EV/EBITDA: 72.9
32.3
41%
0.8
US
Rocket Companies Inc
NYSE:RKT
57.2
55%
1
US
Mr Cooper Group Inc
NASDAQ:COOP
28.1
N/A N/A
US
Federal National Mortgage Association
OTC:FNMA
234.7
N/A N/A
US
UWM Holdings Corp
NYSE:UWMC
12.3
6%
2
US
Enact Holdings Inc
NASDAQ:ACT
Not Available N/A N/A
US
MGIC Investment Corp
NYSE:MTG
Not Available N/A N/A
BM
Essent Group Ltd
NYSE:ESNT
Not Available N/A N/A
US
Axos Financial Inc
NYSE:AX
Not Available N/A N/A
US
New York Community Bancorp Inc
NYSE:NYCB
Not Available N/A N/A
US
Radian Group Inc
NYSE:RDN
Not Available N/A N/A
EV/EBIT Multiple
EBIT Growth EV/EBIT to Growth
US
PennyMac Financial Services Inc
NYSE:PFSI
Average EV/EBIT: 77.5
35.5
N/A N/A
US
Rocket Companies Inc
NYSE:RKT
74.7
52%
1.4
US
Mr Cooper Group Inc
NASDAQ:COOP
30
N/A N/A
US
Federal National Mortgage Association
OTC:FNMA
234.7
N/A N/A
US
UWM Holdings Corp
NYSE:UWMC
12.7
13%
1
US
Enact Holdings Inc
NASDAQ:ACT
Not Available N/A N/A
US
MGIC Investment Corp
NYSE:MTG
Not Available N/A N/A
BM
Essent Group Ltd
NYSE:ESNT
Not Available N/A N/A
US
Axos Financial Inc
NYSE:AX
Not Available N/A N/A
US
New York Community Bancorp Inc
NYSE:NYCB
Not Available N/A N/A
US
Radian Group Inc
NYSE:RDN
Not Available N/A N/A

See Also

Summary
PFSI intrinsic value, competitors valuation, and company profile.
DCF Valuation
PFSI stock valuation using Discount Cash Flow valuation method.
Relative Valuation
PFSI stock valuation using valuation multiples.
Wall Street Estimates
PFSI price targets and financial estimates made by Wall st analysts.
Profitability Analysis
Detailed analysis of the company's profitability.
Solvency Analysis
Analysis of the financial position and solvency of the company.
Financials
Income Statement, Balance Sheet, Cash Flow Statement.
Discount Rate
PFSI stock discount rate: cost of equity and WACC.
Summary
DCF Valuation
Relative Valuation
Wall Street Estimates
Profitability Analysis
Solvency Analysis
Financials
Discount Rate
Discover More
Back to Top
ALPHA SPREAD
Follow us
Join more than 326,000+ value investors using Alpha Spread
Create Free Account
or see our plans & pricing

Company

About Us Careers Pricing Affiliate Program Terms of Service Privacy Policy

Help

What is Intrinsic Value? Help Center Contact Us

Tools

Stock Screener Intrinsic Value Calculator DCF Value Calculator Discount Rate Calculator

Stocks

Most Undervalued Stocks Wide Economic Moat Stocks High Profitability Stocks High Solvency Stocks Most Popular Stocks

© 2026 Alpha Spread Limited. All Rights Reserved.

www.alphaspread.com is not operated by a broker, a dealer, or a registered investment adviser. Under no circumstances does any information posted on www.alphaspread.com represent a recommendation to buy or sell a security. The information on this site, and in its related newsletters, is not intended to be, nor does it constitute, investment advice or recommendations. The information on this site is in no way guaranteed for completeness, accuracy or in any other way. In no event shall Alpha Spread Limited be liable to any member, guest or third party for any damages of any kind arising out of the use of any content or other material published or available on www.alphaspread.com, or relating to the use of, or inability to use, www.alphaspread.com or any content, including, without limitation, any investment losses, lost profits, lost opportunity, special, incidental, indirect, consequential or punitive damages. Past performance is a poor indicator of future performance.

AI Assistant
Get AI-powered insights for any company or topic.
Open AI Assistant
Other Tools
Stock Screener
Discover stocks
Stock Comparison
Smarter decisions through side-by-side analysis
Intrinsic Value Calculator
Discover the true worth of your stocks
DCF Value Calculator
Harness the power of DCF

Intrinsic Value is all-important and is the only logical way to evaluate the relative attractiveness of investments and businesses.

Warren Buffett