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White Mountains Insurance Group Ltd
NYSE:WTM

Watchlist Manager
White Mountains Insurance Group Ltd Logo
White Mountains Insurance Group Ltd
NYSE:WTM
Watchlist
Price: 2 300 USD 0.09% Market Closed
Market Cap: $5.6B
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Financials Section:
Income Statement Balance Sheet Cash Flow Statement

Cash Flow Statement

Operating Cash Flow
+
3Y
+63%
5Y
-
10Y
-
Investing Cash Flow
+
3Y
-
5Y
-
10Y
-
Financing Cash Flow
+
3Y
-
5Y
-27%
10Y
-

Cash Flow Statement
White Mountains Insurance Group Ltd

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Cash Flow Statement
Currency: USD
Mar-2002 Jun-2002 Sep-2002 Dec-2002 Mar-2003 Jun-2003 Sep-2003 Dec-2003 Mar-2004 Jun-2004 Sep-2004 Dec-2004 Mar-2005 Jun-2005 Sep-2005 Dec-2005 Mar-2006 Jun-2006 Sep-2006 Dec-2006 Mar-2007 Jun-2007 Sep-2007 Dec-2007 Mar-2008 Jun-2008 Sep-2008 Dec-2008 Mar-2009 Jun-2009 Sep-2009 Dec-2009 Mar-2010 Jun-2010 Sep-2010 Dec-2010 Mar-2011 Jun-2011 Sep-2011 Dec-2011 Mar-2012 Jun-2012 Sep-2012 Dec-2012 Mar-2013 Jun-2013 Sep-2013 Dec-2013 Mar-2014 Jun-2014 Sep-2014 Dec-2014 Mar-2015 Jun-2015 Sep-2015 Dec-2015 Mar-2016 Jun-2016 Sep-2016 Dec-2016 Mar-2017 Jun-2017 Sep-2017 Dec-2017 Mar-2018 Jun-2018 Sep-2018 Dec-2018 Mar-2019 Jun-2019 Sep-2019 Dec-2019 Mar-2020 Jun-2020 Sep-2020 Dec-2020 Mar-2021 Jun-2021 Sep-2021 Dec-2021 Mar-2022 Jun-2022 Sep-2022 Dec-2022 Mar-2023 Jun-2023 Sep-2023 Dec-2023 Mar-2024 Jun-2024 Sep-2024 Dec-2024 Mar-2025 Jun-2025 Sep-2025 Dec-2025
Operating Cash Flow
Net Income
379
482
568
748
195
286
267
281
274
358
312
419
500
478
422
290
210
179
407
673
669
656
606
504
355
256
(185)
(630)
(536)
(315)
207
580
504
294
176
140
161
180
78
809
937
943
958
193
203
180
247
309
284
369
354
290
272
175
60
277
219
578
737
409
418
57
525
593
499
482
(39)
(191)
147
178
191
377
(35)
57
235
663
693
717
112
(322)
(220)
(563)
691
712
908
1 135
280
581
616
557
771
284
125
330
264
1 202
Depreciation & Amortization
98
110
93
68
29
26
18
0
(27)
(66)
(68)
0
(39)
(7)
(18)
0
(41)
(50)
(50)
0
(47)
(48)
(34)
0
(7)
(8)
(27)
0
(43)
(27)
2
25
38
57
60
58
34
17
(9)
(15)
(5)
(14)
(5)
(6)
9
21
24
47
43
(11)
(25)
36
64
64
101
1
(2)
(3)
(17)
17
12
17
19
18
17
17
22
22
26
26
23
27
25
31
33
38
(7)
(50)
(3)
22
(37)
(24)
(41)
4
0
0
0
0
0
0
0
0
0
0
0
0
Change in Deffered Taxes
(206)
0
0
164
200
236
229
105
0
0
12
(59)
0
0
0
28
0
0
0
33
0
0
0
65
0
0
0
(467)
0
0
0
170
0
0
0
58
0
33
0
(81)
(79)
(49)
(30)
(17)
(17)
(41)
(62)
10
6
25
24
(23)
(45)
(51)
(62)
11
17
11
15
(13)
(21)
(11)
(3)
(11)
(9)
(8)
(9)
(8)
(0)
(3)
8
25
(11)
18
101
(36)
(10)
(5)
(95)
35
41
10
28
13
5
4
(7)
(47)
(53)
(43)
(45)
11
23
9
13
92
Stock-Based Compensation
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
15
0
0
0
19
20
28
29
15
16
12
14
13
13
12
12
11
13
14
14
17
16
15
16
15
14
14
14
0
0
0
0
0
0
0
0
4
0
0
0
27
Other Non-Cash Items
(678)
(739)
(673)
(681)
(21)
(14)
(37)
(57)
(66)
(193)
(218)
(274)
0
(154)
(221)
(185)
(185)
0
(149)
(7)
12
38
133
(144)
(177)
(194)
(218)
(11)
3
(6)
(6)
15
(13)
(6)
(7)
12
(19)
(32)
(187)
(710)
(714)
(704)
(449)
(145)
0
(16)
(124)
(72)
(27)
(53)
(51)
(212)
(319)
(291)
(256)
(147)
(91)
(523)
(537)
(481)
(468)
68
(416)
(406)
(372)
(462)
15
27
(30)
(4)
(32)
(52)
15
21
32
41
18
57
12
121
139
97
(736)
(741)
(674)
(693)
192
121
59
70
198
186
192
192
104
(609)
Cash Taxes Paid
7
(15)
0
0
(54)
(22)
(23)
0
37
33
69
0
46
72
9
0
(27)
0
(13)
(5)
48
66
0
150
189
209
0
88
105
75
115
(18)
8
4
(34)
(47)
(41)
(30)
(51)
13
10
(4)
13
18
11
17
13
0
(5)
(9)
(8)
0
(12)
(14)
(8)
0
(14)
(1)
0
0
14
0
0
0
(0)
0
1
4
4
4
3
4
4
4
4
16
18
18
18
(0)
(1)
2
1
10
28
34
37
43
30
29
32
34
33
38
36
31
Cash Interest Paid
45
57
58
80
79
74
61
46
33
44
44
49
50
49
48
45
45
46
47
48
54
54
54
63
69
72
(22)
82
83
86
78
70
68
57
78
64
64
57
152
59
59
48
42
45
45
51
55
0
32
32
41
0
29
96
6
0
0
(73)
(6)
2
2
2
2
1
2
2
6
9
12
15
15
16
18
16
16
27
29
24
38
14
15
17
3
31
28
36
38
42
53
62
71
61
60
62
64
66
Change in Working Capital
(102)
(83)
(78)
(673)
(750)
(933)
(1 057)
(837)
(683)
(824)
(655)
(642)
(884)
(624)
(302)
(418)
(220)
(168)
(446)
(604)
(618)
(553)
(591)
(79)
190
201
650
1 196
1 099
724
148
(840)
(789)
(312)
(432)
(226)
(252)
(350)
(24)
(194)
(555)
(522)
(639)
(249)
(311)
(349)
(254)
(395)
(229)
(238)
(237)
27
151
229
240
(208)
(237)
(276)
(488)
(87)
(66)
(82)
(50)
(100)
(29)
19
(17)
120
(171)
(201)
(263)
(497)
(133)
(288)
(437)
(766)
(788)
(755)
(53)
199
183
561
194
348
187
(26)
103
(251)
(266)
(84)
(377)
106
171
(60)
181
(135)
Cash from Operating Activities
(510)
N/A
(422)
+17%
(282)
+33%
(374)
-33%
(331)
+12%
(399)
-21%
(580)
-45%
(509)
+12%
(437)
+14%
(694)
-59%
(620)
+11%
(557)
+10%
(680)
-22%
(298)
+56%
(81)
+73%
(285)
-251%
(190)
+33%
(178)
+7%
(192)
-8%
96
N/A
100
+4%
177
+78%
197
+12%
346
+75%
461
+33%
354
-23%
318
-10%
89
-72%
84
-6%
(64)
N/A
(90)
-40%
(51)
+44%
(90)
-77%
202
N/A
(34)
N/A
41
N/A
(18)
N/A
(152)
-756%
(84)
+45%
(190)
-127%
(392)
-107%
(321)
+18%
(166)
+48%
(224)
-35%
(116)
+48%
(204)
-76%
(168)
+18%
(101)
+40%
77
N/A
121
+58%
93
-23%
119
+28%
108
-9%
126
+16%
83
-34%
(66)
N/A
(95)
-44%
(212)
-124%
(290)
-36%
(155)
+46%
(125)
+20%
48
N/A
74
+54%
95
+28%
106
+12%
48
-55%
(29)
N/A
(31)
-9%
(28)
+12%
(4)
+86%
(73)
-1 774%
(121)
-65%
(139)
-16%
(161)
-16%
(36)
+78%
(61)
-69%
(94)
-54%
(36)
+61%
(27)
+26%
54
N/A
105
+95%
82
-22%
136
+67%
337
+147%
464
+38%
480
+4%
588
+22%
404
-31%
355
-12%
501
+41%
547
+9%
587
+7%
510
-13%
471
-8%
561
+19%
551
-2%
Investing Cash Flow
Capital Expenditures
0
0
(8)
(13)
(18)
(25)
0
0
(8)
(10)
(15)
(14)
(13)
(35)
(36)
(39)
(44)
(15)
(14)
(20)
(17)
(24)
(28)
(26)
(26)
(20)
(16)
(10)
(9)
(9)
(13)
(8)
(6)
(3)
1
(6)
(8)
(9)
(6)
(6)
(3)
(2)
(4)
(2)
(5)
(8)
(11)
(12)
(9)
(9)
(10)
(4)
(8)
0
0
0
(1)
(2)
(1)
0
0
1
0
0
(0)
(2)
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
Other Items
(847)
532
465
584
516
633
736
561
495
379
363
480
628
563
282
376
254
213
289
(324)
(358)
(618)
(666)
(289)
(685)
119
276
1 051
1 455
1 161
1 155
373
363
310
492
491
589
655
667
805
1 384
1 319
772
832
423
352
584
414
66
(37)
254
52
33
45
(109)
112
248
997
1 394
1 277
1 140
290
631
719
757
1 283
529
459
339
(182)
(110)
(60)
63
142
29
65
348
66
(133)
(208)
(432)
(265)
229
116
(121)
(141)
(607)
(544)
(347)
(415)
(373)
(447)
(540)
(509)
(615)
(667)
Cash from Investing Activities
(852)
N/A
531
N/A
457
-14%
571
+25%
498
-13%
608
+22%
736
+21%
561
-24%
499
-11%
381
-24%
348
-8%
467
+34%
615
+32%
528
-14%
246
-53%
338
+37%
210
-38%
198
-6%
275
+39%
(344)
N/A
(375)
-9%
(642)
-71%
(693)
-8%
(315)
+55%
(711)
-126%
99
N/A
261
+164%
1 042
+300%
1 446
+39%
1 152
-20%
1 142
-1%
365
-68%
357
-2%
307
-14%
494
+61%
485
-2%
581
+20%
646
+11%
662
+2%
800
+21%
1 381
+73%
1 317
-5%
768
-42%
830
+8%
418
-50%
345
-17%
573
+66%
402
-30%
57
-86%
(46)
N/A
244
N/A
48
-80%
26
-47%
45
+75%
(105)
N/A
112
N/A
251
+124%
995
+297%
1 393
+40%
1 277
-8%
1 141
-11%
292
-74%
632
+117%
719
+14%
757
+5%
1 281
+69%
529
-59%
459
-13%
339
-26%
(180)
N/A
(110)
+39%
(60)
+45%
63
N/A
142
+124%
29
-80%
65
+126%
348
+439%
66
-81%
(133)
N/A
(208)
-57%
(432)
-108%
(265)
+39%
229
N/A
116
-49%
(121)
N/A
(141)
-16%
(607)
-332%
(544)
+10%
(347)
+36%
(415)
-20%
(373)
+10%
(447)
-20%
(540)
-21%
(509)
+6%
(615)
-21%
(667)
-8%
Financing Cash Flow
Net Issuance of Common Stock
763
8
6
226
226
226
226
2
14
308
308
308
295
1
1
1
1
1
1
1
(2)
(0)
(6)
(199)
(233)
(252)
(300)
(428)
(72)
(54)
0
1
(36)
(123)
(187)
(235)
(285)
(204)
(276)
(252)
(652)
(651)
(541)
(669)
(262)
(258)
(231)
(80)
(12)
(26)
(102)
(130)
(125)
(123)
(198)
(269)
(440)
(788)
(956)
(878)
0
(340)
(735)
(715)
0
(1 219)
(505)
(512)
(470)
34
34
42
(48)
(79)
(79)
(79)
(31)
(8)
(88)
(108)
(142)
(202)
(631)
(616)
(606)
(547)
(38)
(33)
(16)
(8)
(8)
(8)
(10)
(10)
(10)
(203)
Net Issuance of Debt
679
(59)
(70)
(331)
(288)
(314)
(300)
(47)
(40)
0
(25)
(25)
0
(25)
0
18
18
68
33
327
400
330
365
72
453
(2)
(124)
176
(607)
(208)
(306)
(306)
(323)
(431)
(211)
(211)
(184)
(162)
(162)
(162)
(162)
0
0
71
151
201
221
(75)
(155)
(205)
(185)
67
70
67
41
95
195
47
32
(52)
(156)
(6)
(6)
11
10
58
54
69
163
152
156
184
103
124
123
80
81
23
311
282
270
471
185
157
137
(55)
(56)
(13)
(26)
(36)
(22)
(2)
146
162
227
277
Cash Paid for Dividends
(34)
(39)
(39)
(39)
(39)
(39)
(39)
(39)
(39)
(39)
(39)
(39)
(52)
(73)
(95)
(117)
(117)
(117)
(117)
(117)
(117)
(119)
(118)
(116)
(107)
(119)
(90)
(54)
(42)
(9)
(9)
(9)
(9)
1
1
(9)
(8)
(8)
(8)
(8)
0
(7)
(7)
(7)
(13)
(6)
(6)
(6)
(6)
(6)
(6)
(6)
(6)
(6)
(6)
(6)
(5)
(5)
(5)
(5)
(5)
(5)
(5)
(5)
(4)
(4)
(4)
(4)
(3)
(3)
(3)
(3)
(3)
(3)
(3)
(3)
(3)
(3)
(3)
(3)
(3)
(3)
(3)
(3)
(3)
(3)
(3)
(3)
(3)
(3)
(3)
(3)
(3)
(3)
(3)
(3)
Other
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
(8)
232
226
210
163
(83)
(82)
(796)
(700)
(754)
(754)
(46)
(92)
(48)
(105)
(95)
(95)
(118)
(61)
(39)
(39)
(18)
(16)
(44)
(200)
(241)
(260)
(26)
132
172
151
(61)
(60)
(59)
3
59
38
64
43
(13)
8
(4)
2
9
9
10
18
33
12
21
33
9
29
38
30
51
53
48
37
47
55
129
146
117
117
35
33
56
58
62
42
16
(17)
(28)
(32)
(36)
Cash from Financing Activities
1 408
N/A
(91)
N/A
(104)
-14%
(143)
-38%
(101)
+30%
(127)
-26%
(113)
+11%
(84)
+26%
(65)
+22%
269
N/A
244
-9%
243
0%
218
-10%
(98)
N/A
(94)
+4%
(97)
-3%
(97)
0%
(47)
+51%
(82)
-74%
212
N/A
273
+29%
443
+62%
467
+5%
(32)
N/A
276
N/A
(455)
N/A
(596)
-31%
(1 102)
-85%
(1 420)
-29%
(1 025)
+28%
(1 068)
-4%
(360)
+66%
(460)
-28%
(602)
-31%
(503)
+16%
(550)
-9%
(572)
-4%
(492)
+14%
(507)
-3%
(460)
+9%
(852)
-85%
(675)
+21%
(563)
+17%
(648)
-15%
(324)
+50%
(304)
+6%
(277)
+9%
(187)
+33%
(41)
+78%
(65)
-59%
(143)
-120%
(130)
+9%
(121)
+7%
(121)
+0%
(159)
-32%
(121)
+24%
(213)
-77%
(681)
-220%
(886)
-30%
(948)
-7%
(853)
+10%
(355)
+58%
(744)
-110%
(699)
+6%
(700)
0%
(1 155)
-65%
(437)
+62%
(414)
+5%
(299)
+28%
204
N/A
221
+8%
231
+4%
81
-65%
81
N/A
72
-11%
49
-32%
100
+103%
59
-40%
258
+334%
218
-15%
180
-17%
395
+120%
(303)
N/A
(345)
-14%
(355)
-3%
(569)
-60%
(64)
+89%
7
N/A
14
+99%
15
+7%
9
-43%
4
-52%
117
+2 683%
121
+4%
183
+51%
36
-81%
Change in Cash
Effect of Foreign Exchange Rates
0
0
0
0
0
0
0
0
0
0
0
0
(9)
(21)
(10)
(11)
(0)
15
5
8
6
3
5
5
9
9
1
(8)
(13)
(8)
1
7
8
1
6
8
11
13
0
(2)
(2)
(5)
4
3
1
1
1
(0)
0
6
(12)
(14)
(23)
(20)
(4)
0
9
0
0
0
0
0
0
0
0
0
(1)
(1)
(0)
(1)
(1)
1
(1)
(0)
1
(3)
(2)
0
(2)
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
Net Change in Cash
47
N/A
19
-60%
72
+284%
54
-24%
67
+23%
82
+22%
42
-48%
(32)
N/A
(3)
+91%
(44)
-1 544%
(28)
+38%
153
N/A
144
-6%
112
-23%
61
-45%
(55)
N/A
(78)
-41%
(12)
+84%
5
N/A
(29)
N/A
3
N/A
(19)
N/A
(25)
-32%
4
N/A
35
+816%
7
-81%
(16)
N/A
21
N/A
97
+360%
55
-43%
(15)
N/A
(39)
-166%
(185)
-376%
(91)
+51%
(37)
+60%
(16)
+55%
2
N/A
15
+595%
71
+361%
148
+110%
135
-9%
316
+134%
43
-86%
(39)
N/A
(22)
+43%
(163)
-629%
129
N/A
114
-12%
93
-18%
16
-83%
183
+1 037%
23
-88%
(10)
N/A
30
N/A
(185)
N/A
(75)
+60%
(49)
+35%
101
N/A
217
+114%
173
-20%
164
-5%
(15)
N/A
(38)
-157%
114
N/A
163
+43%
174
+7%
64
-63%
13
-79%
12
-9%
19
+60%
37
+93%
51
+37%
4
-92%
61
+1 352%
66
+8%
50
-23%
352
+601%
89
-75%
96
+8%
63
-34%
(146)
N/A
212
N/A
62
-71%
107
+73%
(12)
N/A
(229)
-1 776%
(83)
+64%
(133)
-60%
23
N/A
101
+346%
183
+82%
144
-21%
87
-40%
83
-5%
128
+55%
(81)
N/A

See Also

Summary
WTM intrinsic value, competitors valuation, and company profile.
DCF Valuation
WTM stock valuation using Discount Cash Flow valuation method.
Relative Valuation
WTM stock valuation using valuation multiples.
Wall Street Estimates
WTM price targets and financial estimates made by Wall st analysts.
Profitability Analysis
Detailed analysis of the company's profitability.
Solvency Analysis
Analysis of the financial position and solvency of the company.
Financials
Income Statement, Balance Sheet, Cash Flow Statement.
Discount Rate
WTM stock discount rate: cost of equity and WACC.
Summary
DCF Valuation
Relative Valuation
Wall Street Estimates
Profitability Analysis
Solvency Analysis
Financials
Discount Rate
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