Gjensidige Forsikring ASA
OSE:GJF
Income Statement
Income Statement
Gjensidige Forsikring ASA
Dec-2013 | Mar-2014 | Jun-2014 | Sep-2014 | Dec-2014 | Mar-2015 | Jun-2015 | Sep-2015 | Dec-2015 | Mar-2016 | Jun-2016 | Sep-2016 | Dec-2016 | Mar-2017 | Jun-2017 | Sep-2017 | Dec-2017 | Mar-2018 | Jun-2018 | Sep-2018 | Dec-2018 | Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Mar-2020 | Jun-2020 | Sep-2020 | Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Jun-2023 | Sep-2023 | Dec-2023 | ||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Revenue | ||||||||||||||||||||||||||||||||||||||||||
Gross Premiums Earned |
19 750
|
20 276
|
20 761
|
21 147
|
21 771
|
22 041
|
22 189
|
22 549
|
22 845
|
23 225
|
23 565
|
23 903
|
24 083
|
24 306
|
24 613
|
25 051
|
25 366
|
25 745
|
26 153
|
26 161
|
24 995
|
25 177
|
25 754
|
26 277
|
25 702
|
25 883
|
25 742
|
25 820
|
28 260
|
28 696
|
29 164
|
29 770
|
30 406
|
30 924
|
31 407
|
31 789
|
32 274
|
33 512
|
34 550
|
36 272
|
36 952
|
|
Revenue |
20 792
N/A
|
21 957
+6%
|
22 673
+3%
|
22 845
+1%
|
22 906
+0%
|
22 963
+0%
|
22 824
-1%
|
22 498
-1%
|
23 130
+3%
|
23 280
+1%
|
23 689
+2%
|
24 872
+5%
|
25 018
+1%
|
25 539
+2%
|
25 805
+1%
|
26 070
+1%
|
26 344
+1%
|
26 384
+0%
|
26 727
+1%
|
26 685
0%
|
24 793
-7%
|
27 017
+9%
|
27 734
+3%
|
28 105
+1%
|
28 596
+2%
|
24 958
-13%
|
25 458
+2%
|
25 817
+1%
|
28 572
+11%
|
31 201
+9%
|
31 352
+0%
|
31 647
+1%
|
32 687
+3%
|
32 675
0%
|
31 138
-5%
|
30 615
-2%
|
29 934
-2%
|
31 458
+5%
|
33 257
+6%
|
35 354
+6%
|
35 851
+1%
|
|
Operating Income | ||||||||||||||||||||||||||||||||||||||||||
Operating Expenses |
(18 192)
|
(18 723)
|
(18 704)
|
(19 167)
|
(19 421)
|
(19 613)
|
(19 646)
|
(19 671)
|
(19 939)
|
(19 506)
|
(19 880)
|
(20 590)
|
(20 868)
|
(21 607)
|
(21 832)
|
(21 759)
|
(22 152)
|
(22 771)
|
(23 528)
|
(24 103)
|
(21 560)
|
(21 331)
|
(21 350)
|
(21 400)
|
(21 809)
|
(21 715)
|
(21 471)
|
(21 052)
|
(23 237)
|
(23 662)
|
(23 918)
|
(24 207)
|
(24 635)
|
(24 703)
|
(25 278)
|
(25 877)
|
(26 697)
|
(27 473)
|
(28 590)
|
(31 058)
|
(32 550)
|
|
Depreciation & Amortization |
(162)
|
(167)
|
(170)
|
(163)
|
(181)
|
(171)
|
(172)
|
(166)
|
(221)
|
(238)
|
(266)
|
(277)
|
(255)
|
(249)
|
(250)
|
(249)
|
(261)
|
(272)
|
(275)
|
(274)
|
(265)
|
(256)
|
(251)
|
(257)
|
(256)
|
(247)
|
(227)
|
(202)
|
(182)
|
(160)
|
(152)
|
(138)
|
(118)
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
Benefits Claims Loss Adjustment |
(14 639)
|
(15 103)
|
(15 038)
|
(15 481)
|
(15 597)
|
(15 768)
|
(15 762)
|
(15 737)
|
(15 873)
|
(15 820)
|
(16 065)
|
(16 566)
|
(16 799)
|
(17 040)
|
(17 435)
|
(17 551)
|
(18 064)
|
(18 725)
|
(19 355)
|
(19 861)
|
(17 358)
|
(17 154)
|
(17 172)
|
(17 260)
|
(17 595)
|
(17 403)
|
(17 102)
|
(16 646)
|
(18 808)
|
(19 231)
|
(19 453)
|
(19 694)
|
(20 042)
|
(21 805)
|
(23 306)
|
(24 834)
|
(26 697)
|
(26 257)
|
(27 374)
|
(29 843)
|
(32 550)
|
|
Other Operating Expenses |
(3 391)
|
(3 453)
|
(3 496)
|
(3 524)
|
(3 642)
|
(3 674)
|
(3 712)
|
(3 768)
|
(3 844)
|
(3 448)
|
(3 549)
|
(3 747)
|
(3 814)
|
(4 319)
|
(4 148)
|
(3 959)
|
(3 827)
|
(3 773)
|
(3 898)
|
(3 969)
|
(3 938)
|
(3 921)
|
(3 927)
|
(3 883)
|
(3 957)
|
(4 066)
|
(4 142)
|
(4 205)
|
(4 247)
|
(4 271)
|
(4 313)
|
(4 375)
|
(4 475)
|
(2 898)
|
(1 972)
|
(1 043)
|
0
|
(1 216)
|
(1 216)
|
(1 216)
|
0
|
|
Operating Income |
2 600
N/A
|
3 235
+24%
|
3 969
+23%
|
3 677
-7%
|
3 486
-5%
|
3 351
-4%
|
3 179
-5%
|
2 828
-11%
|
3 192
+13%
|
3 774
+18%
|
3 809
+1%
|
4 282
+12%
|
4 150
-3%
|
3 931
-5%
|
3 973
+1%
|
4 311
+9%
|
4 192
-3%
|
3 614
-14%
|
3 200
-11%
|
2 582
-19%
|
3 233
+25%
|
5 687
+76%
|
6 385
+12%
|
6 706
+5%
|
6 788
+1%
|
3 243
-52%
|
3 987
+23%
|
4 764
+19%
|
5 335
+12%
|
7 539
+41%
|
7 434
-1%
|
7 441
+0%
|
8 053
+8%
|
7 973
-1%
|
5 860
-26%
|
4 738
-19%
|
3 237
-32%
|
3 985
+23%
|
4 667
+17%
|
4 296
-8%
|
3 301
-23%
|
|
Pre-Tax Income | ||||||||||||||||||||||||||||||||||||||||||
Interest Income Expense |
1 975
|
1 955
|
1 892
|
1 847
|
1 914
|
1 881
|
1 945
|
1 911
|
1 858
|
1 897
|
1 932
|
2 022
|
1 990
|
1 965
|
1 492
|
1 216
|
1 025
|
843
|
1 014
|
1 018
|
1 032
|
1 004
|
994
|
981
|
966
|
983
|
993
|
992
|
1 006
|
896
|
855
|
822
|
747
|
286
|
589
|
906
|
1 298
|
993
|
1 147
|
1 494
|
2 489
|
|
Total Other Income |
(0)
|
0
|
(0)
|
(0)
|
0
|
(0)
|
0
|
(0)
|
0
|
0
|
0
|
0
|
(0)
|
0
|
0
|
(0)
|
0
|
(0)
|
(0)
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
(19)
|
(48)
|
(151)
|
(217)
|
(186)
|
(180)
|
(150)
|
(238)
|
|
Pre-Tax Income |
4 574
N/A
|
5 189
+13%
|
5 860
+13%
|
5 524
-6%
|
5 400
-2%
|
5 231
-3%
|
5 123
-2%
|
4 738
-8%
|
5 050
+7%
|
5 672
+12%
|
5 741
+1%
|
6 305
+10%
|
6 140
-3%
|
5 896
-4%
|
5 465
-7%
|
5 527
+1%
|
5 217
-6%
|
4 457
-15%
|
4 213
-5%
|
3 599
-15%
|
4 265
+18%
|
6 691
+57%
|
7 379
+10%
|
7 687
+4%
|
7 754
+1%
|
4 226
-45%
|
4 980
+18%
|
5 757
+16%
|
6 342
+10%
|
8 436
+33%
|
8 289
-2%
|
8 263
0%
|
8 799
+6%
|
8 240
-6%
|
6 401
-22%
|
5 494
-14%
|
4 318
-21%
|
4 792
+11%
|
5 634
+18%
|
5 639
+0%
|
5 552
-2%
|
|
Net Income | ||||||||||||||||||||||||||||||||||||||||||
Tax Provision |
(904)
|
(912)
|
(1 170)
|
(1 164)
|
(1 210)
|
(1 216)
|
(1 218)
|
(1 236)
|
(1 265)
|
(1 526)
|
(1 495)
|
(1 482)
|
(1 474)
|
(1 229)
|
(1 167)
|
(1 193)
|
(1 157)
|
(1 064)
|
(905)
|
(695)
|
(884)
|
(1 004)
|
(1 192)
|
(1 310)
|
(1 198)
|
(897)
|
(1 041)
|
(1 260)
|
(1 388)
|
(1 662)
|
(1 648)
|
(1 678)
|
(1 658)
|
(1 484)
|
(1 156)
|
(885)
|
(880)
|
(1 143)
|
(1 251)
|
(1 287)
|
(1 421)
|
|
Income from Continuing Operations |
3 671
|
4 277
|
4 691
|
4 360
|
4 190
|
4 015
|
3 905
|
3 502
|
3 785
|
4 146
|
4 245
|
4 823
|
4 666
|
4 667
|
4 299
|
4 334
|
4 060
|
3 394
|
3 308
|
2 904
|
3 382
|
5 687
|
6 187
|
6 377
|
6 556
|
3 329
|
3 940
|
4 497
|
4 954
|
6 774
|
6 641
|
6 585
|
7 141
|
6 755
|
5 245
|
4 608
|
3 438
|
3 649
|
4 384
|
4 353
|
4 131
|
|
Income to Minority Interest |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
4
|
5
|
8
|
8
|
5
|
6
|
3
|
3
|
4
|
3
|
3
|
3
|
1
|
0
|
0
|
0
|
(0)
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
1
|
1
|
1
|
1
|
|
Net Income (Common) |
3 671
N/A
|
4 277
+17%
|
4 691
+10%
|
4 360
-7%
|
4 190
-4%
|
4 015
-4%
|
3 905
-3%
|
3 502
-10%
|
3 789
+8%
|
4 150
+10%
|
4 253
+2%
|
4 830
+14%
|
4 671
-3%
|
4 672
+0%
|
4 470
-4%
|
4 611
+3%
|
4 523
-2%
|
3 947
-13%
|
3 856
-2%
|
3 417
-11%
|
3 718
+9%
|
5 968
+61%
|
6 305
+6%
|
6 425
+2%
|
6 594
+3%
|
3 329
-50%
|
3 940
+18%
|
4 497
+14%
|
4 954
+10%
|
6 774
+37%
|
6 641
-2%
|
6 585
-1%
|
7 141
+8%
|
6 755
-5%
|
5 245
-22%
|
4 609
-12%
|
3 438
-25%
|
3 650
+6%
|
4 385
+20%
|
4 353
-1%
|
4 132
-5%
|
|
EPS (Diluted) |
7.34
N/A
|
8.56
+17%
|
9.39
+10%
|
8.73
-7%
|
8.38
-4%
|
8.04
-4%
|
7.82
-3%
|
7.01
-10%
|
7.58
+8%
|
8.3
+9%
|
8.51
+3%
|
9.66
+14%
|
9.34
-3%
|
9.34
N/A
|
10.51
+13%
|
10.04
-4%
|
10.07
+0%
|
7.88
-22%
|
7.71
-2%
|
6.84
-11%
|
7.43
+9%
|
11.93
+61%
|
12.59
+6%
|
12.87
+2%
|
13.18
+2%
|
6.66
-49%
|
7.88
+18%
|
8.99
+14%
|
9.91
+10%
|
13.53
+37%
|
13.27
-2%
|
13.16
-1%
|
14.28
+9%
|
13.37
-6%
|
10.49
-22%
|
9.2
-12%
|
6.88
-25%
|
7.31
+6%
|
8.78
+20%
|
8.71
-1%
|
8.26
-5%
|