Instabank ASA
OSE:INSTA
Decide at what price you'd be comfortable buying and we'll help you stay ready.
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P/S
Price to Sales (P/S) ratio shows how much investors pay for each dollar of a company`s sales. It`s calculated by dividing the company`s market value by its total revenue.
Price to Sales (P/S) ratio shows how much investors pay for each dollar of a company`s sales. It`s calculated by dividing the company`s market value by its total revenue.
Valuation Scenarios
If P/S returns to its 3-Year Average (1.7), the stock would be worth kr2.33 (46% downside from current price).
| Scenario | P/S Value | Implied Price | Upside/Downside |
|---|---|---|---|
| Current Multiple | 3.2 | kr4.3 |
0%
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| 3-Year Average | 1.7 | kr2.33 |
-46%
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| 5-Year Average | 1.9 | kr2.59 |
-40%
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| Industry Average | 3.1 | kr4.25 |
-1%
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| Country Average | 2.1 | kr2.83 |
-34%
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Forward P/S
Today’s price vs future revenue
| Today's Market Cap | Revenue | Forward P/S | ||
|---|---|---|---|---|
|
kr1.9B
|
/ |
Jan 2026
kr614.2m
|
= |
|
|
kr1.9B
|
/ |
Dec 2026
kr879.6m
|
= |
|
|
kr1.9B
|
/ |
Dec 2027
kr1.1B
|
= |
|
|
kr1.9B
|
/ |
Dec 2028
kr1.2B
|
= |
|
Forward P/S shows whether today’s P/S still looks high or low once future revenue are taken into account.
Peer Comparison
| Market Cap | P/S | P/E | ||||
|---|---|---|---|---|---|---|
| NO |
|
Instabank ASA
OSE:INSTA
|
1.9B NOK | 3.2 | 15.9 | |
| US |
|
PNC Financial Services Group Inc
NYSE:PNC
|
88.8B USD | 3.7 | 13 | |
| US |
|
Truist Financial Corp
NYSE:TFC
|
63.7B USD | 3.1 | 12.3 | |
| US |
|
Fifth Third Bancorp
NASDAQ:FITB
|
45.6B USD | 4.7 | 22.5 | |
| US |
|
Huntington Bancshares Inc
NASDAQ:HBAN
|
33.5B USD | 3.8 | 16.2 | |
| CN |
|
Bank of Ningbo Co Ltd
SZSE:002142
|
219.6B CNY | 2.9 | 8 | |
| US |
|
M&T Bank Corp
NYSE:MTB
|
32B USD | 3.3 | 11.5 | |
| CN |
|
Bank of Jiangsu Co Ltd
SSE:600919
|
208.5B CNY | 2.3 | 6.5 | |
| JP |
|
Resona Holdings Inc
TSE:8308
|
4.5T JPY | 4.2 | 17 | |
| US |
|
Citizens Financial Group Inc
NYSE:CFG
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27.7B USD | 3.3 | 15.1 | |
| US |
|
Regions Financial Corp
NYSE:RF
|
24.2B USD | 3.2 | 11.3 |
Market Distribution
| Min | 0.1 |
| 30th Percentile | 1.1 |
| Median | 2.1 |
| 70th Percentile | 4 |
| Max | 77 165 |
Other Multiples
Instabank ASA
Glance View
Instabank ASA operates as a digital bank. The company is headquartered in Oslo, Oslo and currently employs 41 full-time employees. The company went IPO on 2016-10-03. The firm operates as a fully digital bank that offers loan products, savings and insurance to consumers in Norway, Sweden, Finland and Germany. The firm is a small and dynamic organization that provides customers with straightforward, digital and flexible bank solutions. Through Instabank's technology and paytech expertise, the Bank also assists companies that want to innovate their business model in light of the digital transformation. The firm distributes products and services primarily through the bank’s Website and via agents. The firm is primarily owned by Norwegian investors.
