Sparebank 1 SMN
OSE:MING
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Income Statement
Income Statement
Sparebank 1 SMN
| Dec-2000 | Mar-2001 | Jun-2001 | Sep-2001 | Dec-2001 | Mar-2002 | Jun-2002 | Sep-2002 | Dec-2002 | Mar-2003 | Jun-2003 | Sep-2003 | Dec-2003 | Mar-2004 | Jun-2004 | Sep-2004 | Dec-2004 | Jun-2005 | Sep-2005 | Dec-2005 | Mar-2006 | Jun-2006 | Sep-2006 | Dec-2006 | Mar-2007 | Jun-2007 | Sep-2007 | Dec-2007 | Mar-2008 | Jun-2008 | Sep-2008 | Dec-2008 | Mar-2009 | Jun-2009 | Sep-2009 | Dec-2009 | Jun-2010 | Sep-2010 | Dec-2010 | Jun-2011 | Sep-2011 | Dec-2011 | Mar-2012 | Jun-2012 | Sep-2012 | Dec-2012 | Jun-2013 | Sep-2013 | Dec-2013 | Jun-2014 | Sep-2014 | Dec-2014 | Mar-2015 | Jun-2015 | Sep-2015 | Dec-2015 | Jun-2016 | Sep-2016 | Dec-2016 | Jun-2017 | Sep-2017 | Dec-2017 | Jun-2018 | Sep-2018 | Dec-2018 | Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Jun-2020 | Sep-2020 | Dec-2020 | Jun-2021 | Sep-2021 | Dec-2021 | Jun-2022 | Sep-2022 | Dec-2022 | Jun-2023 | Sep-2023 | Dec-2023 | Mar-2024 | Jun-2024 | Sep-2024 | Dec-2024 | Mar-2025 | Jun-2025 | Sep-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Net Interest Income |
785
|
796
|
808
|
810
|
828
|
845
|
852
|
872
|
896
|
901
|
903
|
904
|
864
|
847
|
859
|
847
|
864
|
899
|
937
|
961
|
1 212
|
1 003
|
1 000
|
1 006
|
1 006
|
1 022
|
1 075
|
1 124
|
1 186
|
1 235
|
1 898
|
1 345
|
1 994
|
1 977
|
1 340
|
1 279
|
1 244
|
1 233
|
1 210
|
1 313
|
2 047
|
1 391
|
2 442
|
2 462
|
2 487
|
1 477
|
2 224
|
1 579
|
1 615
|
2 893
|
2 921
|
1 789
|
2 257
|
1 879
|
1 883
|
1 872
|
1 882
|
1 865
|
1 928
|
3 443
|
3 564
|
2 224
|
2 329
|
2 369
|
2 403
|
3 052
|
2 567
|
2 635
|
2 687
|
2 746
|
2 763
|
2 759
|
2 749
|
2 761
|
2 797
|
2 998
|
3 103
|
3 338
|
3 910
|
4 289
|
4 632
|
5 969
|
6 486
|
6 649
|
5 373
|
6 695
|
5 382
|
5 365
|
|
| Interest Income |
2 261
|
2 394
|
2 580
|
2 657
|
2 617
|
2 633
|
2 595
|
2 644
|
2 707
|
2 722
|
2 669
|
2 546
|
2 249
|
2 028
|
1 832
|
1 667
|
1 596
|
1 705
|
1 794
|
1 916
|
2 444
|
2 078
|
2 211
|
2 375
|
2 579
|
2 828
|
3 136
|
3 469
|
3 808
|
4 139
|
6 673
|
4 822
|
6 993
|
6 693
|
4 023
|
3 416
|
3 097
|
3 185
|
3 316
|
3 614
|
5 607
|
3 890
|
6 751
|
6 898
|
7 023
|
3 928
|
5 919
|
4 000
|
4 117
|
7 269
|
7 280
|
4 264
|
5 284
|
4 191
|
4 171
|
4 031
|
3 828
|
3 643
|
3 596
|
6 347
|
6 432
|
3 824
|
3 899
|
3 964
|
4 058
|
5 141
|
4 316
|
4 482
|
4 626
|
4 701
|
4 482
|
4 198
|
3 813
|
3 815
|
3 917
|
4 456
|
5 005
|
5 926
|
8 493
|
9 965
|
11 263
|
14 516
|
12 836
|
13 310
|
13 560
|
13 677
|
13 844
|
13 793
|
|
| Interest Expense |
1 475
|
1 597
|
1 771
|
1 846
|
1 790
|
1 788
|
1 743
|
1 772
|
1 811
|
1 821
|
1 766
|
1 642
|
1 385
|
1 181
|
973
|
820
|
732
|
621
|
672
|
955
|
1 232
|
1 075
|
1 211
|
1 369
|
1 573
|
1 806
|
2 061
|
2 345
|
2 622
|
2 904
|
4 775
|
3 477
|
3 415
|
3 132
|
2 683
|
2 137
|
1 404
|
1 952
|
2 106
|
2 301
|
3 560
|
2 499
|
2 599
|
3 285
|
4 536
|
2 451
|
1 147
|
2 421
|
2 502
|
4 376
|
1 866
|
2 475
|
2 412
|
2 312
|
2 288
|
2 159
|
1 505
|
1 337
|
1 668
|
2 904
|
1 181
|
1 600
|
1 570
|
1 595
|
1 655
|
1 695
|
1 749
|
1 847
|
1 939
|
1 415
|
1 719
|
1 439
|
1 064
|
1 054
|
1 120
|
1 458
|
1 902
|
2 588
|
3 251
|
5 676
|
6 631
|
8 586
|
9 673
|
8 037
|
8 187
|
10 267
|
8 463
|
8 429
|
|
| Non Interest Income |
389
|
392
|
426
|
400
|
273
|
388
|
327
|
203
|
62
|
115
|
219
|
381
|
403
|
546
|
526
|
543
|
522
|
685
|
749
|
803
|
1 091
|
958
|
972
|
1 015
|
1 097
|
1 203
|
1 295
|
1 016
|
997
|
884
|
1 068
|
822
|
1 352
|
1 485
|
1 510
|
1 398
|
1 533
|
1 374
|
1 344
|
1 477
|
2 147
|
1 353
|
2 522
|
2 649
|
2 924
|
1 686
|
2 650
|
1 881
|
2 059
|
3 880
|
3 908
|
2 345
|
2 946
|
2 266
|
2 110
|
2 139
|
2 283
|
2 599
|
2 752
|
4 807
|
4 851
|
2 933
|
3 307
|
3 256
|
3 103
|
4 420
|
3 704
|
3 722
|
3 684
|
3 194
|
3 359
|
3 662
|
4 035
|
4 065
|
4 065
|
2 725
|
2 547
|
2 608
|
2 176
|
2 068
|
3 082
|
3 956
|
4 389
|
5 042
|
3 974
|
4 848
|
4 165
|
3 910
|
|
| Revenue |
1 174
N/A
|
1 188
+1%
|
1 234
+4%
|
1 210
-2%
|
1 101
-9%
|
1 233
+12%
|
1 179
-4%
|
1 075
-9%
|
958
-11%
|
1 016
+6%
|
1 122
+10%
|
1 285
+15%
|
1 267
-1%
|
1 393
+10%
|
1 385
-1%
|
1 390
+0%
|
1 386
0%
|
1 584
+14%
|
1 686
+6%
|
1 764
+5%
|
2 303
+31%
|
1 961
-15%
|
1 972
+1%
|
2 021
+2%
|
2 103
+4%
|
2 225
+6%
|
2 370
+7%
|
2 140
-10%
|
2 183
+2%
|
2 119
-3%
|
2 966
+40%
|
2 167
-27%
|
3 346
+54%
|
3 462
+3%
|
2 850
-18%
|
2 677
-6%
|
2 777
+4%
|
2 607
-6%
|
2 554
-2%
|
2 790
+9%
|
4 194
+50%
|
2 744
-35%
|
4 964
+81%
|
5 111
+3%
|
5 411
+6%
|
3 163
-42%
|
4 874
+54%
|
3 460
-29%
|
3 674
+6%
|
6 773
+84%
|
6 829
+1%
|
4 134
-39%
|
5 203
+26%
|
4 145
-20%
|
3 993
-4%
|
4 011
+0%
|
4 165
+4%
|
4 464
+7%
|
4 680
+5%
|
8 250
+76%
|
8 415
+2%
|
5 157
-39%
|
5 636
+9%
|
5 625
0%
|
5 506
-2%
|
7 472
+36%
|
6 271
-16%
|
6 357
+1%
|
6 371
+0%
|
5 940
-7%
|
6 122
+3%
|
6 421
+5%
|
6 784
+6%
|
6 826
+1%
|
6 862
+1%
|
5 723
-17%
|
5 650
-1%
|
5 946
+5%
|
6 086
+2%
|
6 357
+4%
|
7 714
+21%
|
9 925
+29%
|
10 875
+10%
|
11 691
+8%
|
9 347
-20%
|
11 543
+23%
|
9 547
-17%
|
9 275
-3%
|
|
| Pre-Tax Income | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Loan Loss Provision |
(130)
|
(130)
|
(125)
|
(108)
|
(138)
|
(141)
|
(141)
|
(146)
|
(229)
|
(265)
|
(412)
|
(411)
|
(229)
|
(204)
|
(52)
|
(48)
|
(81)
|
(27)
|
26
|
37
|
59
|
56
|
109
|
84
|
71
|
79
|
11
|
6
|
(4)
|
(6)
|
(79)
|
(202)
|
(312)
|
(385)
|
(371)
|
(277)
|
(190)
|
(147)
|
(132)
|
(30)
|
(19)
|
(27)
|
(28)
|
(60)
|
(100)
|
(58)
|
(96)
|
(85)
|
(101)
|
(162)
|
(156)
|
(89)
|
(111)
|
(115)
|
(147)
|
(169)
|
(400)
|
(474)
|
(516)
|
(821)
|
(779)
|
(341)
|
(293)
|
(274)
|
(263)
|
(330)
|
(262)
|
(264)
|
(299)
|
(650)
|
(810)
|
(951)
|
(571)
|
(371)
|
(161)
|
(15)
|
(6)
|
7
|
0
|
(13)
|
(14)
|
(37)
|
(149)
|
(189)
|
(176)
|
(197)
|
(158)
|
(110)
|
|
| Non Interest Expense |
(700)
|
(705)
|
(716)
|
(725)
|
(643)
|
(735)
|
(739)
|
(751)
|
(652)
|
(761)
|
(770)
|
(774)
|
(728)
|
(797)
|
(791)
|
(776)
|
(706)
|
(842)
|
(892)
|
(882)
|
(1 185)
|
(1 005)
|
(1 019)
|
(988)
|
(1 094)
|
(1 124)
|
(1 176)
|
(1 105)
|
(1 213)
|
(1 263)
|
(1 929)
|
(1 192)
|
(1 944)
|
(1 945)
|
(1 294)
|
(1 253)
|
(1 219)
|
(1 240)
|
(1 140)
|
(1 419)
|
(2 206)
|
(1 482)
|
(2 727)
|
(2 821)
|
(2 979)
|
(1 750)
|
(2 641)
|
(1 790)
|
(1 816)
|
(3 187)
|
(3 206)
|
(1 903)
|
(2 382)
|
(1 974)
|
(2 025)
|
(2 066)
|
(2 138)
|
(2 172)
|
(2 136)
|
(3 917)
|
(4 007)
|
(2 538)
|
(2 682)
|
(2 715)
|
(2 793)
|
(3 537)
|
(2 901)
|
(2 968)
|
(2 991)
|
(3 015)
|
(3 025)
|
(3 100)
|
(3 209)
|
(3 223)
|
(3 200)
|
(2 530)
|
(2 527)
|
(2 629)
|
(2 518)
|
(2 568)
|
(3 216)
|
(4 051)
|
(4 232)
|
(4 311)
|
(3 524)
|
(4 430)
|
(3 717)
|
(3 738)
|
|
| Pre-Tax Income |
344
N/A
|
353
+3%
|
393
+11%
|
377
-4%
|
319
-15%
|
357
+12%
|
299
-16%
|
178
-40%
|
77
-57%
|
(10)
N/A
|
(60)
-500%
|
100
N/A
|
310
+210%
|
392
+26%
|
542
+38%
|
566
+4%
|
599
+6%
|
715
+19%
|
820
+15%
|
919
+12%
|
1 177
+28%
|
1 012
-14%
|
1 062
+5%
|
1 117
+5%
|
1 080
-3%
|
1 180
+9%
|
1 205
+2%
|
1 041
-14%
|
966
-7%
|
850
-12%
|
958
+13%
|
773
-19%
|
1 090
+41%
|
1 132
+4%
|
1 185
+5%
|
1 147
-3%
|
1 368
+19%
|
1 220
-11%
|
1 282
+5%
|
1 341
+5%
|
1 969
+47%
|
1 235
-37%
|
2 209
+79%
|
2 230
+1%
|
2 332
+5%
|
1 355
-42%
|
2 137
+58%
|
1 585
-26%
|
1 757
+11%
|
3 424
+95%
|
3 467
+1%
|
2 142
-38%
|
2 710
+27%
|
2 056
-24%
|
1 821
-11%
|
1 776
-2%
|
1 627
-8%
|
1 818
+12%
|
2 028
+12%
|
3 512
+73%
|
3 629
+3%
|
2 278
-37%
|
2 661
+17%
|
2 636
-1%
|
2 450
-7%
|
3 605
+47%
|
3 108
-14%
|
3 125
+1%
|
3 081
-1%
|
2 275
-26%
|
2 287
+1%
|
2 370
+4%
|
3 004
+27%
|
3 232
+8%
|
3 501
+8%
|
3 178
-9%
|
3 117
-2%
|
3 324
+7%
|
3 568
+7%
|
3 776
+6%
|
4 484
+19%
|
5 837
+30%
|
6 494
+11%
|
7 191
+11%
|
5 647
-21%
|
6 916
+22%
|
5 672
-18%
|
5 427
-4%
|
|
| Net Income | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Tax Provision |
(95)
|
(102)
|
(112)
|
(119)
|
(106)
|
(114)
|
(103)
|
(90)
|
(70)
|
(45)
|
(31)
|
(48)
|
(88)
|
(109)
|
(146)
|
(148)
|
(144)
|
(160)
|
(177)
|
(199)
|
(244)
|
(203)
|
(223)
|
(219)
|
(219)
|
(227)
|
(216)
|
(195)
|
(202)
|
(201)
|
(276)
|
(156)
|
(249)
|
(235)
|
(166)
|
(210)
|
(263)
|
(265)
|
(260)
|
(262)
|
(396)
|
(255)
|
(458)
|
(472)
|
(497)
|
(295)
|
(475)
|
(347)
|
(388)
|
(687)
|
(690)
|
(362)
|
(488)
|
(370)
|
(330)
|
(370)
|
(318)
|
(342)
|
(352)
|
(647)
|
(680)
|
(450)
|
(534)
|
(535)
|
(509)
|
(618)
|
(497)
|
(499)
|
(518)
|
(438)
|
(419)
|
(400)
|
(528)
|
(601)
|
(609)
|
(589)
|
(586)
|
(718)
|
(734)
|
(840)
|
(904)
|
(1 177)
|
(1 362)
|
(1 336)
|
(1 054)
|
(1 316)
|
(1 037)
|
(1 060)
|
|
| Income from Continuing Operations |
249
|
251
|
281
|
258
|
213
|
243
|
196
|
88
|
7
|
(55)
|
(91)
|
52
|
222
|
283
|
396
|
418
|
455
|
555
|
643
|
720
|
933
|
809
|
839
|
898
|
861
|
953
|
989
|
846
|
764
|
649
|
682
|
617
|
841
|
897
|
1 019
|
937
|
1 105
|
955
|
1 022
|
1 079
|
1 573
|
980
|
1 751
|
1 758
|
1 835
|
1 060
|
1 662
|
1 238
|
1 369
|
2 737
|
2 777
|
1 780
|
2 222
|
1 686
|
1 491
|
1 406
|
1 309
|
1 476
|
1 676
|
2 865
|
2 949
|
1 828
|
2 127
|
2 101
|
1 941
|
2 987
|
2 611
|
2 626
|
2 563
|
1 837
|
1 868
|
1 970
|
2 476
|
2 631
|
2 892
|
2 589
|
2 531
|
2 606
|
2 834
|
2 936
|
3 580
|
4 660
|
5 132
|
5 855
|
4 593
|
5 600
|
4 635
|
4 367
|
|
| Income to Minority Interest |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
(3)
|
0
|
(4)
|
(4)
|
(1)
|
(2)
|
(3)
|
(3)
|
(2)
|
(2)
|
(1)
|
(2)
|
(1)
|
(2)
|
(2)
|
(1)
|
(6)
|
(7)
|
(8)
|
(5)
|
(5)
|
(10)
|
(8)
|
(12)
|
(13)
|
(12)
|
(9)
|
(15)
|
(12)
|
(10)
|
(17)
|
(18)
|
(10)
|
(12)
|
(10)
|
(2)
|
4
|
(9)
|
(23)
|
(41)
|
(67)
|
(60)
|
(32)
|
(42)
|
(42)
|
(34)
|
(45)
|
(40)
|
(49)
|
(56)
|
(78)
|
(100)
|
(126)
|
(169)
|
(151)
|
(160)
|
(136)
|
(140)
|
(130)
|
(126)
|
(115)
|
(74)
|
(98)
|
(82)
|
(96)
|
(106)
|
(127)
|
(96)
|
(92)
|
|
| Net Income (Common) |
249
N/A
|
251
+1%
|
281
+12%
|
258
-8%
|
115
-55%
|
243
+111%
|
196
-19%
|
88
-55%
|
4
-96%
|
(55)
N/A
|
(91)
-65%
|
52
N/A
|
114
+119%
|
283
+148%
|
396
+40%
|
418
+6%
|
227
-46%
|
555
+145%
|
643
+16%
|
402
-37%
|
930
+131%
|
805
-13%
|
835
+4%
|
482
-42%
|
859
+78%
|
950
+11%
|
986
+4%
|
457
-54%
|
762
+67%
|
648
-15%
|
556
-14%
|
347
-38%
|
569
+64%
|
624
+10%
|
871
+40%
|
510
-41%
|
814
+59%
|
563
-31%
|
623
+11%
|
658
+5%
|
1 000
+52%
|
632
-37%
|
1 114
+76%
|
1 132
+2%
|
1 130
0%
|
662
-41%
|
1 050
+59%
|
833
-21%
|
898
+8%
|
1 797
+100%
|
1 803
+0%
|
1 144
-37%
|
1 429
+25%
|
1 083
-24%
|
962
-11%
|
902
-6%
|
825
-8%
|
921
+12%
|
1 026
+11%
|
1 759
+71%
|
1 814
+3%
|
1 126
-38%
|
1 384
+23%
|
1 372
-1%
|
1 291
-6%
|
1 940
+50%
|
1 615
-17%
|
1 612
0%
|
1 573
-2%
|
1 087
-31%
|
1 093
+0%
|
1 148
+5%
|
1 455
+27%
|
1 567
+8%
|
1 723
+10%
|
1 669
-3%
|
1 628
-2%
|
1 659
+2%
|
1 874
+13%
|
1 971
+5%
|
2 331
+18%
|
3 013
+29%
|
3 281
+9%
|
3 738
+14%
|
2 970
-21%
|
3 595
+21%
|
2 994
-17%
|
2 812
-6%
|
|
| EPS (Diluted) |
4.22
N/A
|
4.25
+1%
|
4.76
+12%
|
4.37
-8%
|
1.94
-56%
|
4.11
+112%
|
3.31
-19%
|
1.48
-55%
|
0.06
-96%
|
-0.93
N/A
|
-1.54
-66%
|
0.86
N/A
|
1.91
+122%
|
4.72
+147%
|
6.61
+40%
|
6.98
+6%
|
3.79
-46%
|
7.51
+98%
|
8.7
+16%
|
5.45
-37%
|
12.59
+131%
|
10.9
-13%
|
11.3
+4%
|
6.52
-42%
|
11.63
+78%
|
12.86
+11%
|
12.9
+0%
|
5.8
-55%
|
9.65
+66%
|
7.31
-24%
|
6.57
-10%
|
4.1
-38%
|
6.72
+64%
|
7.37
+10%
|
10.29
+40%
|
6.04
-41%
|
7.85
+30%
|
5.43
-31%
|
6.02
+11%
|
6.35
+5%
|
9.65
+52%
|
6.1
-37%
|
10.75
+76%
|
8.71
-19%
|
8.99
+3%
|
5.25
-42%
|
8.09
+54%
|
6.39
-21%
|
7.12
+11%
|
13.83
+94%
|
13.85
+0%
|
9.09
-34%
|
10.98
+21%
|
8.39
-24%
|
7.64
-9%
|
7.01
-8%
|
6.35
-9%
|
7.1
+12%
|
7.9
+11%
|
13.57
+72%
|
13.99
+3%
|
8.71
-38%
|
10.67
+23%
|
10.55
-1%
|
9.97
-5%
|
14.95
+50%
|
12.45
-17%
|
12.4
0%
|
12.14
-2%
|
8.39
-31%
|
8.44
+1%
|
8.87
+5%
|
11.25
+27%
|
12.13
+8%
|
13.32
+10%
|
12.88
-3%
|
12.54
-3%
|
12.82
+2%
|
13.37
+4%
|
13.71
+3%
|
16.87
+23%
|
20.86
+24%
|
22.7
+9%
|
25.84
+14%
|
20.61
-20%
|
24.93
+21%
|
20.76
-17%
|
19.5
-6%
|
|