Sparebank 1 SMN
OSE:MING
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Balance Sheet
Balance Sheet Decomposition
Sparebank 1 SMN
Sparebank 1 SMN
Balance Sheet
Sparebank 1 SMN
| Dec-2001 | Dec-2002 | Dec-2003 | Dec-2004 | Dec-2005 | Dec-2006 | Dec-2007 | Dec-2008 | Dec-2009 | Dec-2010 | Dec-2011 | Dec-2012 | Dec-2013 | Dec-2014 | Dec-2015 | Dec-2016 | Dec-2017 | Dec-2018 | Dec-2019 | Dec-2020 | Dec-2021 | Dec-2022 | Dec-2023 | Dec-2024 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||||||||||||||||||
| Net Loans |
28 775
|
30 364
|
31 997
|
34 174
|
45 220
|
54 361
|
60 359
|
63 831
|
61 427
|
69 755
|
72 643
|
74 504
|
79 849
|
90 112
|
93 415
|
101 354
|
110 959
|
119 728
|
125 279
|
133 131
|
145 890
|
151 549
|
168 955
|
179 254
|
|
| Investments |
2 491
|
3 388
|
3 154
|
2 924
|
5 099
|
6 319
|
6 916
|
13 446
|
16 713
|
20 057
|
18 930
|
22 754
|
22 861
|
24 597
|
26 480
|
25 128
|
28 819
|
28 170
|
29 941
|
38 596
|
38 486
|
51 486
|
45 046
|
48 067
|
|
| PP&E Net |
205
|
184
|
175
|
113
|
216
|
426
|
440
|
492
|
819
|
1 027
|
1 109
|
1 277
|
1 176
|
1 120
|
1 064
|
906
|
263
|
234
|
721
|
664
|
672
|
557
|
666
|
737
|
|
| PP&E Gross |
205
|
184
|
175
|
113
|
216
|
0
|
0
|
492
|
0
|
0
|
0
|
1 277
|
1 176
|
1 120
|
1 064
|
906
|
263
|
234
|
721
|
664
|
672
|
557
|
666
|
737
|
|
| Accumulated Depreciation |
40
|
275
|
311
|
364
|
421
|
0
|
0
|
267
|
0
|
0
|
0
|
347
|
428
|
469
|
546
|
525
|
335
|
336
|
358
|
546
|
555
|
636
|
792
|
902
|
|
| Intangible Assets |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
17
|
149
|
139
|
|
| Goodwill |
0
|
5
|
74
|
2
|
454
|
461
|
460
|
460
|
460
|
460
|
471
|
482
|
495
|
526
|
528
|
639
|
793
|
851
|
872
|
905
|
853
|
646
|
1 079
|
1 091
|
|
| Long-Term Investments |
325
|
268
|
263
|
292
|
498
|
781
|
1 103
|
1 937
|
2 921
|
3 526
|
4 259
|
4 573
|
4 624
|
5 129
|
5 522
|
5 638
|
5 760
|
6 098
|
6 468
|
7 324
|
7 384
|
7 873
|
8 695
|
10 084
|
|
| Customer Acceptances Liabilities |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Other Long-Term Assets |
45
|
52
|
102
|
54
|
159
|
94
|
1
|
358
|
427
|
413
|
0
|
34
|
100
|
50
|
312
|
403
|
349
|
354
|
306
|
241
|
152
|
245
|
227
|
297
|
|
| Other Assets |
942
|
431
|
293
|
256
|
1 967
|
882
|
1 007
|
1 624
|
1 427
|
1 741
|
1 626
|
1 969
|
2 563
|
864
|
1 147
|
1 706
|
1 835
|
1 950
|
1 937
|
2 458
|
2 092
|
2 395
|
2 929
|
3 281
|
|
| Total Assets |
33 286
N/A
|
35 991
+8%
|
36 876
+2%
|
38 505
+4%
|
54 327
+41%
|
63 178
+16%
|
71 503
+13%
|
84 679
+18%
|
84 509
0%
|
97 997
+16%
|
101 420
+3%
|
107 975
+6%
|
115 360
+7%
|
126 047
+9%
|
131 914
+5%
|
138 080
+5%
|
153 254
+11%
|
160 704
+5%
|
166 662
+4%
|
187 912
+13%
|
198 845
+6%
|
223 110
+12%
|
232 717
+4%
|
247 699
+6%
|
|
| Liabilities | |||||||||||||||||||||||||
| Accounts Payable |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
1 124
|
1 091
|
190
|
342
|
406
|
526
|
479
|
512
|
800
|
926
|
784
|
939
|
934
|
|
| Accrued Liabilities |
393
|
527
|
298
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Short-Term Debt |
1 035
|
1 275
|
2 067
|
2 033
|
2 584
|
21 911
|
23 950
|
28 774
|
23 358
|
27 941
|
0
|
0
|
0
|
0
|
191
|
237
|
250
|
906
|
770
|
723
|
513
|
176
|
37
|
252
|
|
| Current Portion of Long-Term Debt |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
706
|
2 750
|
821
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Total Deposits |
16 836
|
17 774
|
17 809
|
18 692
|
24 464
|
30 136
|
32 434
|
35 280
|
37 227
|
42 786
|
54 103
|
57 389
|
61 233
|
69 803
|
72 245
|
77 677
|
86 083
|
89 829
|
94 770
|
112 623
|
126 349
|
136 646
|
146 048
|
154 838
|
|
| Other Interest Bearing Liabilities |
9 185
|
10 778
|
11 360
|
13 048
|
18 193
|
467
|
671
|
906
|
712
|
1 684
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Other Current Liabilities |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
290
|
476
|
398
|
459
|
319
|
367
|
448
|
546
|
419
|
595
|
718
|
902
|
1 072
|
|
| Total Current Liabilities |
1 428
|
1 802
|
2 365
|
2 033
|
2 584
|
21 911
|
23 950
|
28 774
|
23 358
|
27 941
|
0
|
2 120
|
4 317
|
1 409
|
992
|
962
|
1 143
|
1 833
|
1 828
|
1 942
|
2 034
|
1 678
|
1 878
|
2 258
|
|
| Long-Term Debt |
3 206
|
3 195
|
2 674
|
1 395
|
2 696
|
5 149
|
7 994
|
12 156
|
15 185
|
15 819
|
33 724
|
34 866
|
35 536
|
35 551
|
38 617
|
38 545
|
44 395
|
46 537
|
45 104
|
44 194
|
42 604
|
49 591
|
48 174
|
52 873
|
|
| Deferred Income Tax |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
93
|
23
|
45
|
21
|
33
|
81
|
147
|
115
|
81
|
56
|
127
|
236
|
290
|
|
| Minority Interest |
0
|
0
|
0
|
0
|
9
|
8
|
12
|
36
|
42
|
97
|
135
|
67
|
67
|
72
|
318
|
425
|
565
|
637
|
761
|
838
|
989
|
997
|
666
|
821
|
|
| Other Liabilities |
485
|
336
|
472
|
822
|
2 719
|
1 332
|
1 594
|
2 045
|
1 843
|
1 922
|
5 326
|
3 425
|
3 009
|
6 715
|
6 135
|
4 610
|
4 042
|
3 672
|
4 425
|
7 762
|
4 561
|
10 261
|
7 784
|
6 917
|
|
| Total Liabilities |
31 139
N/A
|
33 885
+9%
|
34 680
+2%
|
35 990
+4%
|
50 665
+41%
|
59 003
+16%
|
66 655
+13%
|
79 197
+19%
|
78 367
-1%
|
90 249
+15%
|
93 288
+3%
|
97 960
+5%
|
104 185
+6%
|
113 595
+9%
|
118 328
+4%
|
122 252
+3%
|
136 309
+11%
|
142 655
+5%
|
147 003
+3%
|
167 440
+14%
|
176 593
+5%
|
199 300
+13%
|
204 786
+3%
|
217 997
+6%
|
|
| Equity | |||||||||||||||||||||||||
| Common Stock |
605
|
615
|
615
|
761
|
1 262
|
1 262
|
1 349
|
1 447
|
1 736
|
2 373
|
2 373
|
2 597
|
2 597
|
2 597
|
2 597
|
2 597
|
2 597
|
2 597
|
2 597
|
2 597
|
2 597
|
2 597
|
2 884
|
2 884
|
|
| Retained Earnings |
97
|
63
|
57
|
1 744
|
2 400
|
329
|
542
|
945
|
1 079
|
1 339
|
1 233
|
1 373
|
1 478
|
1 780
|
1 637
|
1 876
|
1 869
|
1 981
|
2 301
|
2 687
|
3 443
|
3 414
|
3 550
|
4 605
|
|
| Additional Paid In Capital |
6
|
10
|
10
|
10
|
0
|
0
|
138
|
236
|
0
|
182
|
183
|
895
|
895
|
895
|
895
|
895
|
895
|
895
|
895
|
895
|
895
|
895
|
2 409
|
2 422
|
|
| Unrealized Security Profit/Loss |
0
|
0
|
0
|
0
|
0
|
142
|
103
|
73
|
124
|
66
|
85
|
123
|
206
|
148
|
290
|
139
|
126
|
155
|
189
|
239
|
171
|
70
|
106
|
245
|
|
| Treasury Stock |
0
|
12
|
8
|
0
|
0
|
0
|
0
|
2
|
2
|
0
|
0
|
0
|
0
|
0
|
21
|
4
|
8
|
4
|
11
|
9
|
9
|
11
|
0
|
0
|
|
| Other Equity |
1 439
|
1 430
|
1 522
|
0
|
0
|
2 442
|
2 716
|
2 783
|
3 205
|
3 788
|
4 258
|
5 027
|
5 999
|
7 032
|
8 188
|
10 325
|
11 466
|
12 425
|
13 688
|
14 063
|
15 155
|
16 845
|
18 982
|
19 546
|
|
| Total Equity |
2 147
N/A
|
2 106
-2%
|
2 196
+4%
|
2 515
+15%
|
3 662
+46%
|
4 175
+14%
|
4 848
+16%
|
5 482
+13%
|
6 142
+12%
|
7 748
+26%
|
8 132
+5%
|
10 015
+23%
|
11 175
+12%
|
12 452
+11%
|
13 586
+9%
|
15 828
+17%
|
16 945
+7%
|
18 049
+7%
|
19 659
+9%
|
20 472
+4%
|
22 252
+9%
|
23 810
+7%
|
27 931
+17%
|
29 702
+6%
|
|
| Total Liabilities & Equity |
33 286
N/A
|
35 991
+8%
|
36 876
+2%
|
38 505
+4%
|
54 327
+41%
|
63 178
+16%
|
71 503
+13%
|
84 679
+18%
|
84 509
0%
|
97 997
+16%
|
101 420
+3%
|
107 975
+6%
|
115 360
+7%
|
126 047
+9%
|
131 914
+5%
|
138 080
+5%
|
153 254
+11%
|
160 704
+5%
|
166 662
+4%
|
187 912
+13%
|
198 845
+6%
|
223 110
+12%
|
232 717
+4%
|
247 699
+6%
|
|
| Shares Outstanding | |||||||||||||||||||||||||
| Common Shares Outstanding |
59
|
60
|
60
|
60
|
74
|
74
|
79
|
85
|
85
|
104
|
104
|
130
|
130
|
130
|
130
|
130
|
130
|
130
|
129
|
130
|
130
|
129
|
144
|
144
|
|