Balance Sheet

Assets

+23%

+34%

10Y

Currency: NOK

	Dec-2001	Dec-2002	Dec-2003	Dec-2004	Dec-2005	Dec-2006	Dec-2007	Dec-2008	Dec-2009	Dec-2010	Dec-2011	Dec-2012	Dec-2013	Dec-2014	Dec-2015	Dec-2016	Dec-2017	Dec-2018	Dec-2019	Dec-2020	Dec-2021	Dec-2022	Dec-2023	Dec-2024
Assets
Net Loans	18 767	19 016	20 246	21 436	23 586	27 197	30 874	34 737	35 280	37 690	40 129	43 434	46 241	48 884	51 286	52 691	56 867	60 346	64 029	66 850	69 925	76 078	81 572	86 875
Investments	1 861	1 738	1 922	2 191	2 132	2 808	2 833	3 367	4 370	5 046	6 411	6 235	6 422	6 071	6 344	7 057	7 302	8 184	8 038	10 070	11 026	11 712	12 741	13 159
PP&E Net	190	188	184	189	190	216	234	237	242	261	316	301	268	264	259	230	228	186	236	224	204	202	206	220
PP&E Gross	190	188	184	0	0	216	234	237	242	0	316	301	268	264	259	230	228	186	236	224	0	0	0	0
Accumulated Depreciation	197	205	13	0	0	161	168	172	177	0	180	95	109	126	139	127	141	77	85	87	0	0	0	0
Intangible Assets	0	0	0	0	0	1	10	15	13	15	17	23	21	32	48	47	42	42	53	56	51	56	59	61
Goodwill	0	0	0	0	18	18	18	13	13	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Customer Acceptances Liabilities	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Other Long-Term Assets	20	23	24	35	37	50	42	32	19	70	76	0	0	31	50	42	59	71	0	0	0	47	59	80
Other Assets	444	387	459	423	533	757	660	1 443	990	975	949	1 169	769	958	1 315	1 302	1 079	1 279	1 265	1 907	933	1 104	1 539	1 607
Total Assets	21 421 N/A	21 765 +2%	23 146 +6%	24 708 +7%	26 843 +9%	31 757 +18%	35 615 +12%	40 796 +15%	41 391 +1%	44 501 +8%	48 468 +9%	51 632 +7%	54 627 +6%	56 305 +3%	60 120 +7%	61 593 +2%	66 491 +8%	71 040 +7%	74 875 +5%	79 486 +6%	82 797 +4%	89 501 +8%	96 735 +8%	102 335 +6%
Liabilities
Accrued Liabilities	165	176	172	163	158	220	292	346	347	329	317	289	67	77	75	73	78	76	86	78	80	90	98	101
Short-Term Debt	122	27	16	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Total Deposits	16 206	17 260	18 204	19 628	21 996	26 215	29 244	34 247	36 341	39 224	41 567	31 480	31 045	30 690	31 554	33 220	33 372	35 369	37 620	41 232	42 833	44 467	49 137	51 544
Other Interest Bearing Liabilities	2 385	1 720	2 115	2 025	1 550	1 987	2 658	2 416	363	188	1 570	0	0	0	0	0	0	0	0	0	0	0	0	0
Other Current Liabilities	0	0	0	0	0	0	0	0	0	0	0	154	182	205	215	172	197	187	100	111	334	210	270	349
Total Current Liabilities	287	203	188	163	158	220	292	346	347	329	317	443	249	282	290	245	275	263	186	189	414	300	368	450
Long-Term Debt	530	530	530	530	530	530	530	679	955	961	972	15 029	18 091	19 498	22 138	21 681	25 826	27 976	28 975	29 476	30 966	35 093	37 027	39 763
Deferred Income Tax	0	0	0	0	0	0	0	0	0	0	0	24	4	0	0	0	0	0	146	194	61	106	161	148
Other Liabilities	358	332	315	406	508	613	488	484	443	699	786	895	747	990	1 026	1 006	940	1 072	978	1 187	953	1 433	1 362	1 404
Total Liabilities	19 766 N/A	20 045 +1%	21 352 +7%	22 752 +7%	24 742 +9%	29 565 +19%	33 212 +12%	38 172 +15%	38 449 +1%	41 401 +8%	45 212 +9%	47 871 +6%	50 136 +5%	51 460 +3%	55 008 +7%	56 152 +2%	60 413 +8%	64 680 +7%	67 905 +5%	72 278 +6%	75 227 +4%	81 399 +8%	88 055 +8%	93 309 +6%
Equity
Common Stock	553	551	553	552	552	553	553	595	653	784	784	784	989	989	989	989	989	989	989	989	989	989	989	996
Retained Earnings	1 004	1 068	1 138	1 186	1 309	1 393	1 573	1 710	1 873	1 813	2 059	2 467	2 666	2 882	3 200	3 489	3 764	4 040	4 308	4 797	4 925	2 082	2 192	2 263
Additional Paid In Capital	79	79	79	79	79	80	80	123	187	186	186	186	353	353	354	354	355	356	357	357	357	358	359	379
Unrealized Security Profit/Loss	0	0	0	0	0	0	0	0	0	0	0	1	0	0	0	0	0	0	0	0	0	0	0	0
Treasury Stock	0	0	0	0	0	5	6	8	5	0	2	9	4	11	13	3	5	3	3	2	2	3	4	5
Other Equity	19	22	24	139	161	171	203	204	234	317	229	332	487	632	582	612	975	978	1 319	1 067	1 301	4 676	5 144	5 393
Total Equity	1 655 N/A	1 720 +4%	1 794 +4%	1 956 +9%	2 101 +7%	2 192 +4%	2 403 +10%	2 624 +9%	2 942 +12%	3 100 +5%	3 256 +5%	3 761 +16%	4 491 +19%	4 845 +8%	5 112 +6%	5 441 +6%	6 078 +12%	6 360 +5%	6 970 +10%	7 208 +3%	7 570 +5%	8 102 +7%	8 680 +7%	9 026 +4%
Total Liabilities & Equity	21 421 N/A	21 765 +2%	23 146 +6%	24 708 +7%	26 843 +9%	31 757 +18%	35 615 +12%	40 796 +15%	41 391 +1%	44 501 +8%	48 468 +9%	51 632 +7%	54 627 +6%	56 305 +3%	60 120 +7%	61 593 +2%	66 491 +8%	71 040 +7%	74 875 +5%	79 486 +6%	82 797 +4%	89 501 +8%	96 735 +8%	102 335 +6%
Shares Outstanding
Common Shares Outstanding	33	33	33	33	33	33	33	35	39	39	39	39	49	49	49	49	49	49	49	49	49	49	49	50

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