Sparebanken More
OSE:MORG
Income Statement
Income Statement
Sparebanken More
| Dec-2001 | Mar-2002 | Jun-2002 | Sep-2002 | Dec-2002 | Mar-2003 | Jun-2003 | Sep-2003 | Dec-2003 | Mar-2004 | Jun-2004 | Sep-2004 | Dec-2004 | Mar-2005 | Jun-2005 | Sep-2005 | Dec-2005 | Mar-2006 | Jun-2006 | Sep-2006 | Dec-2006 | Mar-2007 | Jun-2007 | Sep-2007 | Dec-2007 | Mar-2008 | Jun-2008 | Sep-2008 | Dec-2008 | Mar-2009 | Jun-2009 | Sep-2009 | Dec-2009 | Mar-2010 | Jun-2010 | Sep-2010 | Dec-2010 | Mar-2011 | Jun-2011 | Sep-2011 | Dec-2011 | Mar-2012 | Jun-2012 | Sep-2012 | Dec-2012 | Mar-2013 | Jun-2013 | Sep-2013 | Dec-2013 | Mar-2014 | Jun-2014 | Sep-2014 | Dec-2014 | Mar-2015 | Jun-2015 | Sep-2015 | Dec-2015 | Mar-2016 | Jun-2016 | Sep-2016 | Dec-2016 | Mar-2017 | Jun-2017 | Sep-2017 | Dec-2017 | Mar-2018 | Jun-2018 | Sep-2018 | Dec-2018 | Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Mar-2020 | Jun-2020 | Sep-2020 | Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Jun-2023 | Sep-2023 | Dec-2023 | Mar-2024 | Jun-2024 | Sep-2024 | Dec-2024 | Mar-2025 | Jun-2025 | Sep-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Net Interest Income |
656
|
654
|
652
|
653
|
648
|
657
|
665
|
667
|
668
|
663
|
654
|
645
|
643
|
642
|
636
|
625
|
605
|
593
|
596
|
601
|
615
|
628
|
641
|
665
|
695
|
726
|
755
|
790
|
820
|
817
|
820
|
803
|
802
|
829
|
840
|
853
|
862
|
872
|
883
|
906
|
909
|
909
|
924
|
929
|
936
|
950
|
972
|
999
|
1 042
|
1 075
|
1 085
|
1 092
|
1 093
|
1 079
|
1 086
|
1 095
|
1 098
|
1 113
|
1 106
|
1 094
|
1 082
|
1 079
|
1 079
|
1 089
|
1 100
|
1 128
|
1 151
|
1 160
|
1 179
|
1 194
|
1 223
|
1 284
|
1 314
|
1 352
|
1 298
|
1 253
|
1 227
|
1 190
|
1 231
|
1 245
|
1 266
|
1 295
|
1 341
|
1 419
|
1 517
|
1 628
|
1 737
|
1 826
|
1 900
|
1 963
|
2 019
|
2 055
|
2 071
|
2 048
|
2 033
|
2 025
|
|
| Interest Income |
1 754
|
1 748
|
1 742
|
1 746
|
1 757
|
1 768
|
1 738
|
1 636
|
1 471
|
1 310
|
1 165
|
1 088
|
1 054
|
1 039
|
1 039
|
1 039
|
1 052
|
1 087
|
1 145
|
1 219
|
1 322
|
1 447
|
1 597
|
1 786
|
1 998
|
2 229
|
2 445
|
2 652
|
2 854
|
2 825
|
2 635
|
2 322
|
1 954
|
1 783
|
1 753
|
1 916
|
2 027
|
2 112
|
2 192
|
2 178
|
2 235
|
2 275
|
2 299
|
2 280
|
2 246
|
2 239
|
2 265
|
2 285
|
2 221
|
2 220
|
2 193
|
2 174
|
2 237
|
2 201
|
2 142
|
2 079
|
1 994
|
1 921
|
1 859
|
1 808
|
1 783
|
1 770
|
1 771
|
1 780
|
1 787
|
1 807
|
1 847
|
1 881
|
1 940
|
2 000
|
2 079
|
2 200
|
2 328
|
2 450
|
2 363
|
2 178
|
1 954
|
1 734
|
1 688
|
1 693
|
1 723
|
1 817
|
1 971
|
2 245
|
2 730
|
3 248
|
3 819
|
4 438
|
4 916
|
8 846
|
9 170
|
9 350
|
5 968
|
6 000
|
6 052
|
6 109
|
|
| Interest Expense |
1 098
|
1 094
|
1 090
|
1 093
|
1 109
|
1 111
|
1 073
|
969
|
803
|
647
|
511
|
443
|
411
|
397
|
403
|
414
|
447
|
494
|
549
|
618
|
707
|
819
|
956
|
1 121
|
1 303
|
1 503
|
1 690
|
1 862
|
2 034
|
2 008
|
1 815
|
1 519
|
1 152
|
954
|
913
|
1 063
|
1 165
|
1 240
|
1 309
|
1 272
|
1 326
|
1 366
|
1 375
|
1 351
|
1 310
|
1 289
|
1 293
|
1 286
|
1 179
|
1 145
|
1 108
|
1 082
|
1 144
|
1 122
|
1 056
|
984
|
896
|
808
|
753
|
714
|
701
|
691
|
692
|
691
|
687
|
679
|
696
|
721
|
761
|
806
|
856
|
916
|
1 014
|
1 098
|
1 065
|
925
|
727
|
544
|
457
|
448
|
457
|
522
|
630
|
826
|
1 213
|
1 620
|
2 082
|
2 612
|
3 016
|
3 378
|
3 646
|
3 790
|
3 897
|
3 952
|
4 019
|
4 084
|
|
| Non Interest Income |
159
|
153
|
154
|
156
|
146
|
149
|
148
|
150
|
151
|
175
|
166
|
169
|
129
|
156
|
193
|
207
|
190
|
233
|
220
|
215
|
190
|
223
|
236
|
244
|
224
|
239
|
230
|
221
|
196
|
261
|
267
|
290
|
256
|
268
|
346
|
346
|
304
|
325
|
266
|
236
|
214
|
259
|
259
|
294
|
436
|
302
|
289
|
269
|
378
|
259
|
259
|
359
|
660
|
434
|
437
|
345
|
325
|
254
|
295
|
308
|
563
|
417
|
372
|
354
|
385
|
255
|
272
|
276
|
483
|
297
|
296
|
298
|
387
|
301
|
347
|
361
|
1 000
|
391
|
334
|
329
|
1 204
|
282
|
278
|
273
|
850
|
319
|
340
|
367
|
1 540
|
630
|
842
|
1 550
|
648
|
2 188
|
2 597
|
2 091
|
|
| Revenue |
815
N/A
|
807
-1%
|
806
0%
|
809
+0%
|
794
-2%
|
806
+2%
|
813
+1%
|
817
+0%
|
819
+0%
|
838
+2%
|
820
-2%
|
814
-1%
|
772
-5%
|
798
+3%
|
829
+4%
|
832
+0%
|
795
-4%
|
826
+4%
|
816
-1%
|
816
N/A
|
805
-1%
|
851
+6%
|
877
+3%
|
909
+4%
|
919
+1%
|
965
+5%
|
985
+2%
|
1 011
+3%
|
1 016
+0%
|
1 078
+6%
|
1 087
+1%
|
1 093
+1%
|
1 058
-3%
|
1 097
+4%
|
1 186
+8%
|
1 199
+1%
|
1 166
-3%
|
1 197
+3%
|
1 149
-4%
|
1 142
-1%
|
1 123
-2%
|
1 168
+4%
|
1 183
+1%
|
1 223
+3%
|
1 372
+12%
|
1 252
-9%
|
1 261
+1%
|
1 268
+1%
|
1 420
+12%
|
1 334
-6%
|
1 344
+1%
|
1 451
+8%
|
1 753
+21%
|
1 513
-14%
|
1 523
+1%
|
1 440
-5%
|
1 423
-1%
|
1 367
-4%
|
1 401
+2%
|
1 402
+0%
|
1 645
+17%
|
1 496
-9%
|
1 451
-3%
|
1 443
-1%
|
1 485
+3%
|
1 383
-7%
|
1 423
+3%
|
1 436
+1%
|
1 662
+16%
|
1 491
-10%
|
1 519
+2%
|
1 582
+4%
|
1 701
+8%
|
1 653
-3%
|
1 645
0%
|
1 614
-2%
|
2 227
+38%
|
1 581
-29%
|
1 565
-1%
|
1 574
+1%
|
2 470
+57%
|
1 577
-36%
|
1 619
+3%
|
1 692
+5%
|
2 367
+40%
|
1 947
-18%
|
2 077
+7%
|
2 193
+6%
|
3 440
+57%
|
2 593
-25%
|
2 861
+10%
|
3 605
+26%
|
2 719
-25%
|
4 236
+56%
|
4 630
+9%
|
4 116
-11%
|
|
| Pre-Tax Income | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Loan Loss Provision |
(115)
|
(116)
|
(115)
|
(155)
|
(188)
|
(197)
|
(206)
|
(183)
|
(188)
|
(182)
|
(172)
|
(141)
|
(80)
|
(65)
|
(55)
|
(44)
|
(26)
|
(18)
|
(8)
|
5
|
0
|
6
|
7
|
5
|
4
|
(5)
|
(16)
|
(30)
|
(65)
|
(93)
|
(105)
|
(100)
|
(82)
|
(62)
|
(56)
|
(55)
|
(31)
|
(24)
|
(3)
|
(9)
|
(40)
|
(45)
|
(60)
|
(63)
|
(47)
|
(44)
|
(41)
|
(39)
|
(54)
|
(53)
|
(55)
|
(41)
|
(22)
|
(24)
|
(23)
|
(32)
|
(50)
|
(40)
|
(30)
|
(25)
|
(22)
|
(26)
|
(35)
|
(36)
|
(13)
|
(13)
|
(2)
|
(3)
|
(16)
|
(27)
|
(38)
|
(47)
|
(50)
|
(73)
|
(109)
|
(129)
|
(149)
|
(127)
|
(113)
|
(79)
|
(49)
|
(35)
|
1
|
1
|
4
|
(29)
|
(34)
|
(66)
|
53
|
69
|
101
|
118
|
(20)
|
(16)
|
(85)
|
(92)
|
|
| Non Interest Expense |
(328)
|
(357)
|
(361)
|
(368)
|
(368)
|
(376)
|
(404)
|
(398)
|
(385)
|
(406)
|
(379)
|
(386)
|
(368)
|
(397)
|
(407)
|
(419)
|
(406)
|
(444)
|
(453)
|
(458)
|
(425)
|
(461)
|
(469)
|
(475)
|
(452)
|
(486)
|
(492)
|
(493)
|
(471)
|
(508)
|
(520)
|
(531)
|
(508)
|
(545)
|
(549)
|
(558)
|
(527)
|
(560)
|
(566)
|
(572)
|
(562)
|
(604)
|
(613)
|
(624)
|
(585)
|
(476)
|
(483)
|
(479)
|
(745)
|
(598)
|
(586)
|
(584)
|
(909)
|
(680)
|
(680)
|
(712)
|
(681)
|
(622)
|
(625)
|
(599)
|
(868)
|
(714)
|
(716)
|
(714)
|
(733)
|
(615)
|
(616)
|
(621)
|
(838)
|
(636)
|
(645)
|
(654)
|
(740)
|
(729)
|
(726)
|
(714)
|
(1 344)
|
(653)
|
(657)
|
(669)
|
(1 588)
|
(718)
|
(745)
|
(795)
|
(1 358)
|
(845)
|
(871)
|
(874)
|
(2 104)
|
(1 209)
|
(1 450)
|
(2 178)
|
(1 273)
|
(2 825)
|
(3 227)
|
(2 734)
|
|
| Pre-Tax Income |
372
N/A
|
334
-10%
|
330
-1%
|
286
-13%
|
238
-17%
|
233
-2%
|
203
-13%
|
236
+16%
|
246
+4%
|
250
+2%
|
269
+8%
|
287
+7%
|
324
+13%
|
336
+4%
|
367
+9%
|
369
+1%
|
363
-2%
|
364
+0%
|
355
-2%
|
363
+2%
|
380
+5%
|
396
+4%
|
415
+5%
|
439
+6%
|
471
+7%
|
474
+1%
|
477
+1%
|
488
+2%
|
480
-2%
|
477
-1%
|
462
-3%
|
462
N/A
|
468
+1%
|
490
+5%
|
581
+19%
|
586
+1%
|
608
+4%
|
613
+1%
|
580
-5%
|
561
-3%
|
521
-7%
|
519
0%
|
510
-2%
|
536
+5%
|
740
+38%
|
732
-1%
|
737
+1%
|
750
+2%
|
621
-17%
|
683
+10%
|
703
+3%
|
826
+17%
|
822
0%
|
809
-2%
|
820
+1%
|
696
-15%
|
692
-1%
|
705
+2%
|
746
+6%
|
778
+4%
|
755
-3%
|
756
+0%
|
700
-7%
|
693
-1%
|
739
+7%
|
755
+2%
|
805
+7%
|
812
+1%
|
808
0%
|
828
+2%
|
836
+1%
|
881
+5%
|
911
+3%
|
851
-7%
|
810
-5%
|
771
-5%
|
734
-5%
|
801
+9%
|
795
-1%
|
826
+4%
|
833
+1%
|
824
-1%
|
875
+6%
|
898
+3%
|
1 013
+13%
|
1 073
+6%
|
1 172
+9%
|
1 253
+7%
|
1 389
+11%
|
1 453
+5%
|
1 512
+4%
|
1 545
+2%
|
1 426
-8%
|
1 395
-2%
|
1 318
-6%
|
1 290
-2%
|
|
| Net Income | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Tax Provision |
(101)
|
(89)
|
(88)
|
(74)
|
(65)
|
(63)
|
(55)
|
(65)
|
(66)
|
(69)
|
(72)
|
(79)
|
(105)
|
(108)
|
(117)
|
(114)
|
(99)
|
(100)
|
(97)
|
(102)
|
(108)
|
(111)
|
(118)
|
(124)
|
(137)
|
(139)
|
(142)
|
(145)
|
(142)
|
(143)
|
(137)
|
(139)
|
(133)
|
(138)
|
(145)
|
(142)
|
(149)
|
(155)
|
(163)
|
(161)
|
(144)
|
(142)
|
(140)
|
(145)
|
(210)
|
(207)
|
(206)
|
(208)
|
(171)
|
(186)
|
(191)
|
(200)
|
(199)
|
(196)
|
(199)
|
(194)
|
(189)
|
(190)
|
(189)
|
(189)
|
(181)
|
(182)
|
(177)
|
(177)
|
(182)
|
(188)
|
(194)
|
(191)
|
(203)
|
(202)
|
(205)
|
(219)
|
(200)
|
(185)
|
(173)
|
(161)
|
(167)
|
(181)
|
(182)
|
(190)
|
(191)
|
(189)
|
(200)
|
(210)
|
(236)
|
(252)
|
(279)
|
(296)
|
(334)
|
(351)
|
(364)
|
(370)
|
(340)
|
(331)
|
(312)
|
(306)
|
|
| Income from Continuing Operations |
271
|
245
|
242
|
212
|
173
|
170
|
148
|
171
|
180
|
181
|
197
|
208
|
219
|
228
|
250
|
255
|
264
|
264
|
258
|
261
|
272
|
285
|
297
|
315
|
334
|
335
|
335
|
343
|
338
|
334
|
325
|
323
|
335
|
352
|
436
|
444
|
459
|
458
|
417
|
400
|
377
|
377
|
370
|
391
|
530
|
525
|
531
|
542
|
450
|
497
|
512
|
626
|
623
|
613
|
621
|
502
|
503
|
515
|
557
|
589
|
574
|
574
|
523
|
516
|
557
|
567
|
611
|
621
|
605
|
626
|
631
|
662
|
711
|
666
|
637
|
610
|
567
|
620
|
613
|
636
|
642
|
635
|
675
|
688
|
777
|
821
|
893
|
957
|
1 055
|
1 102
|
1 148
|
1 175
|
1 086
|
1 064
|
1 006
|
984
|
|
| Net Income (Common) |
271
N/A
|
245
-10%
|
242
-1%
|
212
-12%
|
173
-18%
|
170
-2%
|
148
-13%
|
171
+16%
|
180
+5%
|
181
+1%
|
197
+9%
|
208
+6%
|
219
+5%
|
228
+4%
|
250
+10%
|
255
+2%
|
264
+4%
|
264
N/A
|
258
-2%
|
261
+1%
|
272
+4%
|
285
+5%
|
297
+4%
|
315
+6%
|
334
+6%
|
335
+0%
|
335
N/A
|
343
+2%
|
338
-1%
|
334
-1%
|
325
-3%
|
323
-1%
|
335
+4%
|
352
+5%
|
436
+24%
|
444
+2%
|
458
+3%
|
458
N/A
|
417
-9%
|
400
-4%
|
377
-6%
|
377
N/A
|
370
-2%
|
391
+6%
|
244
-38%
|
359
+47%
|
303
-16%
|
249
-18%
|
207
-17%
|
234
+13%
|
246
+5%
|
307
+25%
|
309
+1%
|
304
-2%
|
308
+1%
|
249
-19%
|
250
+0%
|
255
+2%
|
276
+8%
|
292
+6%
|
285
-3%
|
285
+0%
|
259
-9%
|
256
-1%
|
276
+8%
|
281
+2%
|
303
+8%
|
308
+2%
|
300
-3%
|
310
+3%
|
313
+1%
|
328
+5%
|
353
+7%
|
330
-6%
|
316
-4%
|
303
-4%
|
281
-7%
|
308
+9%
|
304
-1%
|
315
+4%
|
319
+1%
|
316
-1%
|
336
+6%
|
342
+2%
|
386
+13%
|
408
+6%
|
444
+9%
|
475
+7%
|
524
+10%
|
548
+4%
|
571
+4%
|
584
+2%
|
533
-9%
|
521
-2%
|
491
-6%
|
478
-3%
|
|
| EPS (Diluted) |
8.15
N/A
|
7.35
-10%
|
7.26
-1%
|
6.36
-12%
|
5.2
-18%
|
5.1
-2%
|
4.44
-13%
|
5.13
+16%
|
5.41
+5%
|
5.43
+0%
|
5.91
+9%
|
6.24
+6%
|
6.59
+6%
|
6.84
+4%
|
7.51
+10%
|
7.66
+2%
|
7.94
+4%
|
7.93
0%
|
7.74
-2%
|
7.84
+1%
|
8.18
+4%
|
8.57
+5%
|
8.94
+4%
|
9.48
+6%
|
10.04
+6%
|
10.07
+0%
|
9.47
-6%
|
9.71
+3%
|
9.67
0%
|
9.46
-2%
|
9.17
-3%
|
9.12
-1%
|
8.59
-6%
|
9.05
+5%
|
11.08
+22%
|
11.29
+2%
|
12.25
+9%
|
11.65
-5%
|
10.61
-9%
|
10.18
-4%
|
9.62
-6%
|
9.58
0%
|
9.4
-2%
|
9.94
+6%
|
6.22
-37%
|
9.21
+48%
|
7.78
-16%
|
5.08
-35%
|
4.79
-6%
|
4.77
0%
|
5.02
+5%
|
6.22
+24%
|
6.24
+0%
|
6.21
0%
|
6.32
+2%
|
5.11
-19%
|
5.11
N/A
|
5.23
+2%
|
5.65
+8%
|
5.93
+5%
|
5.82
-2%
|
5.78
-1%
|
5.29
-8%
|
5.16
-2%
|
5.62
+9%
|
5.72
+2%
|
5.96
+4%
|
6.12
+3%
|
6.1
0%
|
6.29
+3%
|
6.23
-1%
|
6.47
+4%
|
7.15
+11%
|
6.21
-13%
|
6.08
-2%
|
5.88
-3%
|
5.7
-3%
|
6.02
+6%
|
5.87
-2%
|
31.07
+429%
|
6.47
-79%
|
6.12
-5%
|
6.8
+11%
|
6.63
-2%
|
7.81
+18%
|
7.78
0%
|
8.62
+11%
|
9.16
+6%
|
10.61
+16%
|
11.1
+5%
|
10.87
-2%
|
11.16
+3%
|
10.8
-3%
|
9.74
-10%
|
9.29
-5%
|
9.05
-3%
|
|