Rogaland Sparebank
OSE:ROGS
Balance Sheet
Balance Sheet Decomposition
Rogaland Sparebank
Rogaland Sparebank
Balance Sheet
Rogaland Sparebank
| Dec-2001 | Dec-2002 | Dec-2003 | Dec-2004 | Dec-2005 | Dec-2006 | Dec-2007 | Dec-2008 | Dec-2009 | Dec-2010 | Dec-2011 | Dec-2012 | Dec-2013 | Dec-2014 | Dec-2015 | Dec-2016 | Dec-2017 | Dec-2018 | Dec-2019 | Dec-2020 | Dec-2021 | Dec-2022 | Dec-2023 | Dec-2024 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||||||||||||||||||
| Net Loans |
9 660
|
11 188
|
13 977
|
15 352
|
17 736
|
21 387
|
25 559
|
26 492
|
24 378
|
23 557
|
22 042
|
22 663
|
23 255
|
23 872
|
22 825
|
21 483
|
21 473
|
22 214
|
22 878
|
24 000
|
25 392
|
26 964
|
29 391
|
34 012
|
|
| Investments |
562
|
600
|
737
|
1 469
|
1 975
|
3 288
|
4 032
|
3 073
|
2 491
|
2 361
|
3 216
|
3 661
|
4 582
|
4 241
|
3 612
|
3 972
|
4 061
|
4 467
|
4 696
|
4 714
|
3 506
|
4 732
|
4 562
|
5 106
|
|
| PP&E Net |
6
|
20
|
19
|
17
|
21
|
40
|
35
|
40
|
27
|
148
|
100
|
73
|
36
|
21
|
10
|
10
|
8
|
6
|
94
|
90
|
75
|
74
|
63
|
86
|
|
| PP&E Gross |
0
|
20
|
19
|
0
|
0
|
40
|
35
|
40
|
27
|
148
|
100
|
0
|
0
|
0
|
10
|
10
|
8
|
6
|
94
|
90
|
75
|
74
|
63
|
86
|
|
| Accumulated Depreciation |
0
|
8
|
14
|
0
|
0
|
34
|
42
|
48
|
71
|
78
|
91
|
0
|
0
|
0
|
121
|
125
|
128
|
129
|
131
|
132
|
135
|
135
|
137
|
139
|
|
| Intangible Assets |
0
|
19
|
21
|
16
|
11
|
6
|
12
|
17
|
18
|
17
|
25
|
36
|
37
|
32
|
62
|
50
|
36
|
26
|
16
|
8
|
1
|
0
|
0
|
5
|
|
| Goodwill |
21
|
18
|
15
|
13
|
13
|
28
|
29
|
6
|
2
|
2
|
2
|
0
|
0
|
0
|
5
|
5
|
5
|
5
|
5
|
5
|
5
|
5
|
5
|
5
|
|
| Long-Term Investments |
1
|
2
|
2
|
2
|
0
|
0
|
0
|
1
|
34
|
37
|
49
|
47
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
34
|
34
|
34
|
35
|
35
|
|
| Customer Acceptances Liabilities |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Other Long-Term Assets |
4
|
1
|
33
|
13
|
8
|
0
|
2
|
9
|
19
|
57
|
41
|
15
|
22
|
27
|
64
|
28
|
6
|
9
|
8
|
9
|
17
|
16
|
10
|
12
|
|
| Other Assets |
118
|
116
|
188
|
180
|
174
|
214
|
534
|
463
|
375
|
383
|
281
|
145
|
119
|
128
|
86
|
74
|
66
|
29
|
64
|
40
|
40
|
49
|
129
|
131
|
|
| Total Assets |
10 441
N/A
|
12 110
+16%
|
15 243
+26%
|
17 403
+14%
|
20 365
+17%
|
26 033
+28%
|
32 530
+25%
|
31 705
-3%
|
28 249
-11%
|
26 933
-5%
|
26 612
-1%
|
27 487
+3%
|
28 715
+4%
|
28 818
+0%
|
27 283
-5%
|
26 420
-3%
|
26 100
-1%
|
27 209
+4%
|
28 158
+3%
|
29 235
+4%
|
29 373
+0%
|
32 221
+10%
|
34 415
+7%
|
39 702
+15%
|
|
| Liabilities | |||||||||||||||||||||||||
| Accrued Liabilities |
58
|
54
|
102
|
97
|
112
|
172
|
210
|
204
|
88
|
121
|
93
|
113
|
106
|
90
|
115
|
97
|
85
|
57
|
41
|
34
|
66
|
53
|
37
|
75
|
|
| Short-Term Debt |
8
|
8
|
13
|
12
|
17
|
14
|
14
|
10
|
9
|
11
|
5
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Total Deposits |
5 488
|
6 533
|
8 335
|
9 619
|
11 451
|
15 227
|
16 844
|
19 891
|
19 762
|
17 337
|
16 259
|
15 307
|
14 646
|
14 308
|
11 410
|
10 905
|
10 857
|
11 252
|
11 833
|
11 926
|
12 842
|
13 365
|
14 562
|
17 335
|
|
| Other Interest Bearing Liabilities |
5
|
3
|
5
|
347
|
846
|
1 845
|
2 183
|
594
|
166
|
211
|
149
|
136
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Other Current Liabilities |
33
|
28
|
25
|
15
|
44
|
64
|
92
|
0
|
73
|
15
|
15
|
32
|
51
|
58
|
15
|
7
|
36
|
50
|
56
|
52
|
58
|
49
|
61
|
89
|
|
| Total Current Liabilities |
99
|
90
|
140
|
124
|
173
|
250
|
316
|
214
|
170
|
147
|
113
|
145
|
157
|
148
|
130
|
104
|
121
|
107
|
97
|
86
|
124
|
102
|
98
|
164
|
|
| Long-Term Debt |
3 975
|
4 573
|
5 642
|
6 129
|
6 541
|
7 258
|
11 371
|
9 244
|
6 371
|
7 456
|
8 184
|
9 884
|
11 645
|
11 859
|
13 382
|
12 675
|
12 264
|
12 692
|
13 045
|
14 052
|
13 211
|
15 125
|
15 887
|
17 718
|
|
| Deferred Income Tax |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
1
|
0
|
3
|
2
|
1
|
1
|
0
|
1
|
0
|
0
|
0
|
0
|
|
| Minority Interest |
0
|
0
|
0
|
0
|
0
|
1
|
3
|
44
|
24
|
9
|
24
|
18
|
14
|
6
|
8
|
6
|
4
|
4
|
3
|
5
|
5
|
4
|
3
|
3
|
|
| Other Liabilities |
61
|
60
|
67
|
31
|
84
|
86
|
70
|
115
|
67
|
90
|
121
|
92
|
220
|
357
|
277
|
151
|
147
|
196
|
164
|
218
|
120
|
231
|
242
|
207
|
|
| Total Liabilities |
9 627
N/A
|
11 259
+17%
|
14 189
+26%
|
16 250
+15%
|
19 096
+18%
|
24 667
+29%
|
30 787
+25%
|
30 103
-2%
|
26 560
-12%
|
25 249
-5%
|
24 851
-2%
|
25 582
+3%
|
26 683
+4%
|
26 678
0%
|
25 209
-6%
|
23 843
-5%
|
23 395
-2%
|
24 252
+4%
|
25 142
+4%
|
26 288
+5%
|
26 302
+0%
|
28 828
+10%
|
30 793
+7%
|
35 427
+15%
|
|
| Equity | |||||||||||||||||||||||||
| Common Stock |
390
|
390
|
520
|
520
|
520
|
520
|
670
|
711
|
711
|
711
|
711
|
711
|
711
|
706
|
711
|
230
|
230
|
230
|
230
|
230
|
230
|
230
|
230
|
250
|
|
| Retained Earnings |
377
|
411
|
461
|
559
|
678
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
846
|
886
|
761
|
825
|
876
|
908
|
921
|
863
|
944
|
956
|
998
|
1 240
|
|
| Additional Paid In Capital |
47
|
48
|
72
|
72
|
72
|
72
|
163
|
168
|
168
|
168
|
168
|
168
|
168
|
168
|
168
|
987
|
987
|
987
|
987
|
852
|
853
|
855
|
860
|
1 044
|
|
| Unrealized Security Profit/Loss |
1
|
1
|
1
|
1
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
191
|
242
|
248
|
354
|
394
|
413
|
423
|
463
|
558
|
805
|
952
|
997
|
|
| Treasury Stock |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
4
|
1
|
0
|
0
|
0
|
21
|
21
|
21
|
20
|
21
|
|
| Other Equity |
0
|
0
|
0
|
0
|
0
|
773
|
910
|
723
|
810
|
806
|
882
|
1 026
|
116
|
138
|
190
|
182
|
217
|
419
|
455
|
560
|
506
|
568
|
602
|
764
|
|
| Total Equity |
815
N/A
|
851
+4%
|
1 054
+24%
|
1 152
+9%
|
1 270
+10%
|
1 365
+7%
|
1 743
+28%
|
1 601
-8%
|
1 689
+5%
|
1 685
0%
|
1 761
+5%
|
1 904
+8%
|
2 032
+7%
|
2 140
+5%
|
2 074
-3%
|
2 578
+24%
|
2 704
+5%
|
2 957
+9%
|
3 016
+2%
|
2 947
-2%
|
3 070
+4%
|
3 393
+10%
|
3 622
+7%
|
4 275
+18%
|
|
| Total Liabilities & Equity |
10 441
N/A
|
12 110
+16%
|
15 243
+26%
|
17 403
+14%
|
20 365
+17%
|
26 033
+28%
|
32 530
+25%
|
31 705
-3%
|
28 249
-11%
|
26 933
-5%
|
26 612
-1%
|
27 487
+3%
|
28 715
+4%
|
28 818
+0%
|
27 283
-5%
|
26 420
-3%
|
26 100
-1%
|
27 209
+4%
|
28 158
+3%
|
29 235
+4%
|
29 373
+0%
|
32 221
+10%
|
34 415
+7%
|
39 702
+15%
|
|
| Shares Outstanding | |||||||||||||||||||||||||
| Common Shares Outstanding |
7
|
7
|
9
|
9
|
9
|
9
|
11
|
12
|
12
|
12
|
12
|
12
|
9
|
9
|
9
|
23
|
23
|
23
|
23
|
21
|
21
|
21
|
21
|
23
|
|