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S

Sogn Sparebank
OSE:SOGN

Watchlist Manager
Sogn Sparebank
OSE:SOGN
Watchlist
Price: 356 NOK 1.77% Market Closed
Market Cap: kr224.3m
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Financials Section:
Income Statement Balance Sheet Cash Flow Statement

Income Statement

Net Interest Income
+
3Y
+39%
5Y
+76%
10Y
+258%
Non Interest Income
+
3Y
+33%
5Y
+20%
10Y
+129%
Net Income
+
3Y
+45%
5Y
+185%
10Y
+131%

Income Statement
Sogn Sparebank

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Income Statement
Currency: NOK
Mar-2002 Jun-2002 Sep-2002 Dec-2002 Mar-2003 Jun-2003 Sep-2003 Dec-2003 Mar-2004 Jun-2004 Sep-2004 Dec-2004 Mar-2005 Jun-2005 Sep-2005 Dec-2005 Mar-2006 Jun-2006 Sep-2006 Dec-2006 Mar-2007 Jun-2007 Sep-2007 Dec-2007 Mar-2008 Jun-2008 Sep-2008 Dec-2008 Mar-2009 Jun-2009 Sep-2009 Dec-2009 Mar-2010 Jun-2010 Sep-2010 Dec-2010 Mar-2011 Jun-2011 Sep-2011 Dec-2011 Mar-2012 Jun-2012 Sep-2012 Dec-2012 Mar-2013 Jun-2013 Sep-2013 Dec-2013 Mar-2014 Jun-2014 Sep-2014 Dec-2014 Mar-2015 Jun-2015 Sep-2015 Dec-2015 Mar-2016 Jun-2016 Sep-2016 Dec-2016 Mar-2017 Jun-2017 Sep-2017 Dec-2017 Mar-2018 Jun-2018 Sep-2018 Dec-2018 Mar-2019 Jun-2019 Sep-2019 Dec-2019 Mar-2020 Jun-2020 Sep-2020 Dec-2020 Mar-2021 Jun-2021 Sep-2021 Dec-2021 Mar-2022 Jun-2022 Sep-2022 Dec-2022 Mar-2023 Jun-2023 Sep-2023 Dec-2023 Mar-2024 Jun-2024 Sep-2024 Dec-2024 Mar-2025 Jun-2025 Sep-2025 Dec-2025
Revenue
Net Interest Income
41
42
45
47
49
49
48
47
47
45
44
41
40
40
40
41
42
43
44
43
43
43
44
46
48
50
53
54
52
53
50
47
47
43
41
42
42
43
45
47
49
52
53
55
55
56
58
59
60
59
58
56
56
54
52
52
53
56
59
60
61
60
59
60
61
62
62
63
64
76
90
105
119
117
112
107
104
106
109
112
113
116
124
135
146
159
174
180
185
189
185
188
190
188
189
187
Interest Income
112
114
119
126
131
130
122
111
98
87
79
75
73
74
75
78
82
87
92
96
101
109
120
133
148
165
182
196
192
178
154
128
116
111
112
115
119
122
128
133
138
142
142
141
139
139
140
141
142
142
141
139
133
126
117
108
102
98
96
93
93
92
91
91
91
92
93
95
98
117
139
162
186
182
171
157
142
137
138
141
145
153
170
198
233
269
314
346
373
395
403
413
418
420
423
416
Interest Expense
71
72
73
78
82
81
75
64
51
42
36
34
33
34
35
37
40
44
48
53
59
66
76
87
100
115
129
142
140
125
104
82
69
68
71
74
77
80
83
86
89
90
89
86
84
83
82
83
83
82
82
82
78
72
65
56
49
42
37
33
32
32
32
31
30
30
31
32
34
41
49
57
67
66
58
50
38
31
29
29
31
38
45
64
87
110
140
166
188
206
218
225
228
232
234
229
Non Interest Income
4
3
2
2
(1)
3
9
10
12
11
13
13
14
15
17
16
15
16
14
15
15
16
16
15
15
14
12
5
4
4
11
20
23
23
23
21
21
21
14
16
18
31
40
39
36
26
24
27
29
34
35
36
35
33
33
33
31
32
36
35
36
42
40
43
43
39
39
38
37
43
50
57
61
65
64
62
67
60
58
55
53
57
54
56
58
58
58
57
58
56
63
65
68
75
74
75
Revenue
45
N/A
46
+1%
48
+4%
49
+3%
48
-2%
52
+8%
56
+9%
58
+2%
59
+2%
57
-4%
56
-1%
54
-4%
54
0%
55
+3%
56
+2%
57
+2%
57
+0%
59
+3%
58
-2%
59
+1%
58
0%
59
+1%
60
+2%
61
+2%
63
+3%
65
+2%
65
+0%
59
-9%
55
-6%
57
+3%
61
+6%
67
+10%
70
+5%
66
-6%
65
-1%
62
-4%
63
+1%
63
+0%
58
-8%
63
+9%
67
+6%
83
+23%
93
+13%
95
+1%
91
-3%
82
-10%
81
-1%
85
+5%
89
+4%
94
+6%
93
-1%
92
-1%
90
-2%
87
-3%
85
-3%
85
+0%
84
-2%
88
+5%
95
+8%
95
0%
97
+3%
102
+6%
99
-3%
103
+4%
105
+2%
101
-4%
101
0%
101
+1%
101
-1%
119
+18%
140
+18%
162
+16%
180
+11%
181
+1%
176
-3%
169
-4%
170
+1%
166
-3%
167
+0%
167
+0%
167
0%
172
+3%
179
+4%
190
+7%
204
+7%
217
+6%
232
+7%
237
+2%
243
+2%
245
+1%
248
+1%
253
+2%
258
+2%
263
+2%
263
0%
262
0%
Pre-Tax Income
Loan Loss Provision
(5)
(6)
(5)
(5)
(6)
(5)
(6)
(7)
(8)
(8)
(6)
(6)
(6)
(5)
(6)
(6)
(6)
(5)
(4)
(3)
(2)
(3)
(4)
(4)
(4)
(3)
(5)
(11)
(13)
(16)
(15)
(15)
(14)
(13)
(12)
(4)
(5)
(2)
(5)
(3)
(1)
(4)
(3)
(5)
(7)
(7)
(7)
(9)
(8)
(8)
(7)
(4)
(4)
(2)
(2)
(1)
1
(0)
(0)
(1)
(4)
(5)
(5)
(4)
(3)
(2)
(4)
(5)
(5)
(5)
(3)
(24)
(35)
(38)
(38)
(19)
(11)
(8)
(5)
(4)
(3)
(5)
(9)
(7)
(4)
(7)
(6)
(8)
(12)
(7)
(4)
(6)
(1)
(3)
(3)
0
Non Interest Expense
(27)
(28)
(29)
(29)
(29)
(29)
(29)
(32)
(33)
(34)
(33)
(33)
(34)
(34)
(35)
(39)
(40)
(39)
(41)
(41)
(42)
(44)
(45)
(46)
(48)
(50)
(52)
(49)
(49)
(49)
(47)
(47)
(42)
(42)
(43)
(46)
(50)
(51)
(52)
(50)
(49)
(50)
(50)
(52)
(51)
(51)
(53)
(55)
(57)
(58)
(59)
(60)
(62)
(58)
(62)
(63)
(65)
(71)
(72)
(72)
(70)
(70)
(68)
(69)
(69)
(70)
(70)
(72)
(71)
(84)
(93)
(107)
(121)
(114)
(112)
(112)
(110)
(109)
(105)
(98)
(96)
(96)
(98)
(100)
(103)
(108)
(117)
(122)
(123)
(121)
(114)
(112)
(114)
(118)
(118)
(120)
Pre-Tax Income
13
N/A
11
-13%
13
+17%
15
+12%
13
-11%
18
+36%
22
+21%
19
-14%
19
-1%
16
-16%
17
+9%
14
-15%
14
-3%
15
+9%
16
+3%
12
-24%
12
-1%
15
+32%
13
-19%
14
+12%
14
-2%
11
-21%
11
+0%
12
+5%
11
-5%
11
+4%
8
-31%
(1)
N/A
(7)
-480%
(8)
-11%
(1)
+92%
4
N/A
14
+211%
11
-20%
11
-3%
12
+12%
7
-38%
10
+32%
2
-80%
10
+418%
17
+64%
29
+74%
41
+41%
37
-8%
34
-10%
23
-30%
21
-11%
21
-1%
23
+13%
27
+16%
27
-1%
28
+4%
24
-12%
27
+11%
21
-22%
22
+2%
19
-12%
17
-13%
22
+34%
22
-2%
23
+7%
28
+18%
26
-4%
30
+14%
33
+9%
29
-11%
27
-8%
25
-6%
25
-1%
30
+23%
44
+45%
31
-29%
24
-23%
30
+24%
25
-17%
38
+51%
50
+32%
49
-1%
56
+14%
65
+15%
67
+4%
72
+7%
72
+0%
84
+17%
97
+16%
102
+5%
108
+6%
107
-1%
108
+1%
117
+9%
131
+11%
135
+3%
143
+6%
142
-1%
142
+0%
143
+0%
Net Income
Tax Provision
(3)
(3)
(4)
(4)
(4)
(5)
(6)
(5)
(5)
(4)
(5)
(3)
(3)
(3)
(3)
(2)
(2)
(3)
(3)
(4)
(4)
(3)
(3)
(2)
(2)
(2)
(1)
(2)
0
(1)
(2)
(1)
(4)
(1)
(2)
(3)
(1)
(3)
(1)
(3)
(4)
(4)
(5)
(6)
(5)
(6)
(6)
(5)
(6)
(6)
(6)
(5)
(4)
(5)
(4)
(4)
(3)
(2)
(3)
(3)
(4)
(4)
(4)
(5)
(6)
(5)
(5)
(5)
(5)
(6)
(8)
(3)
(1)
(3)
(2)
(5)
(7)
(8)
(9)
(12)
(13)
(13)
(13)
(17)
(21)
(22)
(24)
(22)
(22)
(24)
(29)
(31)
(33)
(34)
(31)
(30)
Income from Continuing Operations
10
9
9
11
9
13
15
14
13
11
12
11
11
12
13
10
10
13
10
10
10
8
8
9
9
9
7
(3)
(7)
(9)
(3)
3
10
9
9
9
6
7
1
7
13
25
36
31
28
18
15
16
17
21
21
23
20
22
17
18
16
14
19
18
20
24
22
25
27
24
22
20
20
25
36
29
23
27
23
33
43
42
47
52
54
59
58
67
77
80
85
85
86
93
101
104
110
108
111
113
Net Income (Common)
10
N/A
9
-9%
9
+10%
11
+12%
9
-11%
13
+34%
15
+22%
14
-12%
13
-1%
11
-16%
12
+10%
11
-10%
11
-3%
12
+14%
13
+3%
10
-23%
10
0%
13
+31%
10
-22%
10
0%
10
-3%
8
-21%
8
+9%
9
+13%
9
-4%
9
+2%
7
-27%
(3)
N/A
(7)
-148%
(9)
-23%
(3)
+64%
3
N/A
10
+215%
9
-4%
9
-6%
9
+5%
6
-35%
7
+16%
1
-89%
7
+859%
13
+70%
25
+98%
36
+42%
31
-12%
28
-10%
12
-58%
5
-62%
5
+16%
4
-25%
7
+79%
7
-2%
8
+7%
7
-11%
7
+7%
6
-20%
6
+1%
5
-11%
4
-29%
6
+72%
6
-5%
6
+7%
9
+37%
7
-17%
8
+12%
9
+9%
8
-12%
7
-9%
7
-7%
6
-11%
5
-22%
6
+22%
4
-27%
3
-21%
4
+14%
3
-19%
5
+56%
6
+29%
6
+0%
7
+13%
7
+6%
8
+4%
8
+7%
8
-1%
9
+15%
11
+14%
11
+4%
12
+6%
12
+1%
12
+0%
13
+7%
14
+8%
13
-3%
14
+5%
13
-4%
14
+2%
13
-1%
EPS (Diluted)
24.92
N/A
22.62
-9%
24.78
+10%
26.49
+7%
24.59
-7%
19.99
-19%
24.44
+22%
22.66
-7%
21.33
-6%
17.88
-16%
19.68
+10%
18.66
-5%
17.12
-8%
19.35
+13%
20.1
+4%
16.33
-19%
15.45
-5%
20.05
+30%
15.86
-21%
16.66
+5%
15.35
-8%
12.05
-21%
13.16
+9%
15.66
+19%
14.24
-9%
14.49
+2%
10.51
-27%
-4.66
N/A
-10.99
-136%
-13.53
-23%
-4.89
+64%
5.16
N/A
15.47
+200%
14.72
-5%
14
-5%
15.5
+11%
9.55
-38%
11.06
+16%
1.22
-89%
12.33
+911%
19.87
+61%
39.45
+99%
56.13
+42%
52.16
-7%
44.73
-14%
18.79
-58%
7.23
-62%
8.83
+22%
6.31
-29%
11.29
+79%
11.06
-2%
12.5
+13%
10.58
-15%
11.36
+7%
9.08
-20%
9.66
+6%
8.18
-15%
5.71
-30%
9.94
+74%
10
+1%
10.15
+2%
13.86
+37%
11.45
-17%
13.5
+18%
13.9
+3%
12.24
-12%
9.54
-22%
11
+15%
9.3
-15%
7.21
-22%
8.82
+22%
5.85
-34%
5.13
-12%
5.87
+14%
4.76
-19%
6.71
+41%
9.62
+43%
9.62
N/A
10.87
+13%
11.54
+6%
12.02
+4%
12.87
+7%
12.72
-1%
14.59
+15%
16.61
+14%
17.17
+3%
18.35
+7%
18.5
+1%
18.52
+0%
19.81
+7%
21.48
+8%
20.75
-3%
21.79
+5%
21.01
-4%
21.44
+2%
21.17
-1%

See Also

Summary
SOGN intrinsic value, competitors valuation, and company profile.
DCF Valuation
SOGN stock valuation using Discount Cash Flow valuation method.
Relative Valuation
SOGN stock valuation using valuation multiples.
Wall Street Estimates
SOGN price targets and financial estimates made by Wall st analysts.
Profitability Analysis
Detailed analysis of the company's profitability.
Solvency Analysis
Analysis of the financial position and solvency of the company.
Financials
Income Statement, Balance Sheet, Cash Flow Statement.
Discount Rate
SOGN stock discount rate: cost of equity and WACC.
Summary
DCF Valuation
Relative Valuation
Wall Street Estimates
Profitability Analysis
Solvency Analysis
Financials
Discount Rate
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