HFB Financial Corp
OTC:HFBA
Income Statement
Income Statement
HFB Financial Corp
| Mar-1998 | Jun-1998 | Sep-1998 | Dec-1998 | Mar-1999 | Jun-1999 | Sep-1999 | Dec-1999 | Mar-2000 | Jun-2000 | Sep-2000 | Dec-2000 | Mar-2001 | Jun-2001 | Sep-2001 | Dec-2001 | Mar-2002 | Jun-2002 | Sep-2002 | Dec-2002 | Mar-2003 | Jun-2003 | Sep-2003 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | ||||||||||||||||||||||||
| Net Interest Income |
4
|
6
|
6
|
6
|
5
|
6
|
6
|
6
|
6
|
6
|
6
|
6
|
6
|
6
|
6
|
6
|
7
|
7
|
8
|
5
|
9
|
10
|
10
|
|
| Interest Income |
10
|
13
|
13
|
13
|
13
|
14
|
14
|
14
|
14
|
14
|
15
|
15
|
15
|
16
|
16
|
16
|
16
|
16
|
16
|
8
|
16
|
16
|
16
|
|
| Interest Expense |
5
|
7
|
8
|
8
|
8
|
8
|
8
|
8
|
8
|
8
|
9
|
9
|
9
|
9
|
10
|
9
|
9
|
8
|
4
|
3
|
5
|
6
|
6
|
|
| Non Interest Income |
1
|
1
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
1
|
1
|
1
|
1
|
1
|
1
|
1
|
1
|
1
|
1
|
1
|
1
|
1
|
|
| Revenue |
5
N/A
|
6
+29%
|
6
-8%
|
6
-1%
|
6
-3%
|
6
+5%
|
6
+6%
|
6
+2%
|
7
+3%
|
6
0%
|
7
+2%
|
7
+4%
|
7
+2%
|
7
+3%
|
7
+1%
|
7
+2%
|
8
+6%
|
9
+8%
|
9
+10%
|
5
-43%
|
11
+98%
|
11
+2%
|
11
+1%
|
|
| Pre-Tax Income | ||||||||||||||||||||||||
| Loan Loss Provision |
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
0
|
0
|
0
|
0
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
|
| Non Interest Expense |
(3)
|
(4)
|
(4)
|
(4)
|
(4)
|
(4)
|
(4)
|
(4)
|
(4)
|
(5)
|
(5)
|
(5)
|
(5)
|
(5)
|
(5)
|
(5)
|
(5)
|
(6)
|
(6)
|
(3)
|
(7)
|
(7)
|
(7)
|
|
| Pre-Tax Income |
2
N/A
|
2
+22%
|
2
-22%
|
2
+2%
|
2
-8%
|
2
+12%
|
3
+38%
|
3
-4%
|
3
+2%
|
2
-13%
|
2
-22%
|
2
+12%
|
2
+1%
|
2
+14%
|
2
-1%
|
2
-3%
|
2
+10%
|
2
-2%
|
3
+15%
|
2
-33%
|
3
+82%
|
4
+12%
|
4
-1%
|
|
| Net Income | ||||||||||||||||||||||||
| Tax Provision |
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
|
| Income from Continuing Operations |
1
|
2
|
1
|
1
|
1
|
1
|
2
|
2
|
2
|
1
|
1
|
1
|
1
|
1
|
1
|
1
|
2
|
2
|
2
|
1
|
2
|
2
|
2
|
|
| Net Income (Common) |
1
N/A
|
2
+32%
|
1
-19%
|
1
+4%
|
1
-8%
|
1
+6%
|
2
+33%
|
2
-2%
|
2
+6%
|
1
-16%
|
1
-17%
|
1
+8%
|
1
-1%
|
1
+16%
|
1
N/A
|
1
-2%
|
2
+10%
|
2
-1%
|
2
+15%
|
1
-33%
|
2
+83%
|
2
+11%
|
2
+0%
|
|
| EPS (Diluted) |
0.85
N/A
|
1.13
+33%
|
0.9
-20%
|
0.94
+4%
|
0.86
-9%
|
0.93
+8%
|
1.24
+33%
|
1.18
-5%
|
1.28
+8%
|
1.08
-16%
|
0.93
-14%
|
0.99
+6%
|
0.99
N/A
|
1.18
+19%
|
1.14
-3%
|
1.14
N/A
|
1.26
+11%
|
1.27
+1%
|
1.46
+15%
|
0.97
-34%
|
1.74
+79%
|
1.97
+13%
|
1.97
N/A
|
|