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Isabella Bank Corp
OTC:ISBA

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Isabella Bank Corp
OTC:ISBA
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Price: 41.63 USD -6.3%
Market Cap: $307.2m

P/B

0.3
Current
8%
Cheaper
vs 3-y average of 0.3

Price to Book (P/B) ratio compares a company`s market value to its book value. It shows how much investors are paying for each dollar of net assets on the balance sheet.

P/B
0.3
=
Market Cap
$338.8m
/
Total Equity
$994.7m

Price to Book (P/B) ratio compares a company`s market value to its book value. It shows how much investors are paying for each dollar of net assets on the balance sheet.

P/B
0.3
=
Market Cap
$338.8m
/
Total Equity
$994.7m

Valuation Scenarios

Isabella Bank Corp is trading below its 3-year average

If P/B returns to its 3-Year Average (0.3), the stock would be worth $45.16 (8% upside from current price).

Statistics
Positive Scenarios
3/4
Maximum Downside
-26%
Maximum Upside
+714%
Average Upside
248%
Scenario P/B Value Implied Price Upside/Downside
Current Multiple 0.3 $41.63
0%
3-Year Average 0.3 $45.16
+8%
5-Year Average 0.2 $30.74
-26%
Industry Average 1.2 $163.98
+294%
Country Average 2.5 $338.79
+714%

Forward P/B
Today’s price vs future total equity

Not enough data available to calculate forward P/B

Peer Comparison

All Multiples
P/B
P/E
All Countries
Close

Market Distribution

Lower than 98% of companies in the United States of America
Percentile
2st
Based on 10 946 companies
2st percentile
0.3
Low
0 — 1.5
Typical Range
1.5 — 4.8
High
4.8 —
Distribution Statistics
the United States of America
Min 0
30th Percentile 1.5
Median 2.5
70th Percentile 4.8
Max 147 580.5

Other Multiples

Isabella Bank Corp
Glance View

Market Cap
307.2m USD
Industry
Banking

Isabella Bank Corp. is a holding company, which engages in the provision of financial services through its subsidiary, Isabella Bank. The company is headquartered in Mt Pleasant, Michigan and currently employs 330 full-time employees. The company went IPO on 2001-11-08. The firm's subsidiary, Isabella Bank, which has approximately 30 banking offices located throughout Clare, Gratiot, Isabella, Mecosta, Midland, Montcalm and Saginaw counties. The firm offers a range of banking services to businesses, institutions and individuals. Its lending activities include loans for commercial and agricultural operating and real estate purposes, residential real estate loans and consumer loans. Deposit services offered include checking accounts, savings accounts, certificates of deposit, direct deposits, cash management services, mobile and Internet banking, electronic bill pay services and automated teller machines. The firm provides group life, health, accident, disability and other insurance programs, as well as a number of other employee benefit programs.

ISBA Intrinsic Value
368.83 USD
Undervaluation 89%
Intrinsic Value
Price $41.63
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