KBC Groep NV
OTC:KBCSF
Income Statement
Income Statement
KBC Groep NV
| Jun-2003 | Mar-2004 | Jun-2004 | Sep-2004 | Dec-2004 | Mar-2005 | Jun-2005 | Sep-2005 | Dec-2005 | Mar-2006 | Jun-2006 | Sep-2006 | Dec-2006 | Mar-2007 | Jun-2007 | Sep-2007 | Dec-2007 | Mar-2008 | Jun-2008 | Sep-2008 | Dec-2008 | Mar-2009 | Jun-2009 | Sep-2009 | Dec-2009 | Mar-2010 | Jun-2010 | Sep-2010 | Dec-2010 | Mar-2011 | Jun-2011 | Sep-2011 | Dec-2011 | Mar-2012 | Jun-2012 | Sep-2012 | Dec-2012 | Mar-2013 | Jun-2013 | Sep-2013 | Dec-2013 | Mar-2014 | Jun-2014 | Sep-2014 | Dec-2014 | Mar-2015 | Jun-2015 | Sep-2015 | Dec-2015 | Mar-2016 | Jun-2016 | Sep-2016 | Dec-2016 | Mar-2017 | Jun-2017 | Sep-2017 | Dec-2017 | Mar-2018 | Jun-2018 | Sep-2018 | Dec-2018 | Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Mar-2020 | Jun-2020 | Sep-2020 | Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Jun-2023 | Sep-2023 | Dec-2023 | Mar-2024 | Jun-2024 | Sep-2024 | Dec-2024 | Mar-2025 | Jun-2025 | Sep-2025 | Dec-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Net Interest Income |
1 492
|
1 579
|
1 602
|
0
|
3 138
|
1 815
|
2 062
|
3 158
|
4 219
|
4 247
|
4 243
|
4 172
|
4 158
|
4 163
|
4 138
|
4 043
|
4 089
|
4 200
|
4 497
|
4 816
|
4 993
|
5 237
|
8 380
|
11 139
|
5 816
|
15 440
|
14 723
|
17 033
|
26 002
|
15 138
|
12 807
|
7 830
|
5 479
|
5 345
|
5 128
|
4 884
|
4 669
|
4 462
|
4 273
|
4 190
|
4 076
|
4 028
|
4 086
|
4 192
|
4 307
|
4 391
|
4 425
|
4 367
|
4 311
|
4 287
|
4 265
|
4 267
|
4 258
|
4 216
|
4 174
|
4 149
|
4 122
|
4 223
|
4 312
|
4 407
|
4 544
|
4 546
|
4 561
|
4 603
|
4 619
|
4 687
|
4 639
|
4 584
|
4 466
|
4 339
|
4 349
|
4 340
|
4 450
|
4 580
|
4 733
|
4 918
|
5 162
|
5 287
|
5 447
|
5 532
|
5 473
|
5 518
|
5 490
|
5 502
|
5 574
|
5 627
|
5 757
|
5 890
|
6 065
|
|
| Interest Income |
4 136
|
4 224
|
3 999
|
0
|
8 216
|
4 212
|
2 062
|
3 158
|
4 219
|
6 213
|
4 243
|
4 172
|
4 158
|
2 197
|
4 138
|
4 043
|
15 396
|
7 450
|
10 568
|
14 121
|
17 353
|
16 324
|
15 107
|
13 395
|
11 687
|
10 443
|
10 180
|
12 662
|
18 202
|
13 594
|
14 137
|
11 794
|
11 883
|
11 532
|
10 900
|
10 483
|
10 134
|
9 601
|
9 114
|
8 658
|
8 342
|
8 106
|
8 003
|
7 976
|
7 893
|
7 815
|
7 646
|
7 406
|
7 150
|
7 020
|
6 871
|
6 774
|
6 642
|
6 498
|
6 409
|
6 341
|
6 338
|
6 445
|
6 591
|
6 738
|
6 997
|
7 133
|
7 228
|
7 284
|
7 245
|
7 261
|
6 953
|
6 612
|
6 263
|
5 910
|
5 939
|
6 029
|
6 319
|
7 187
|
8 269
|
9 609
|
11 227
|
13 288
|
15 753
|
18 255
|
20 170
|
20 988
|
21 016
|
20 519
|
19 746
|
19 046
|
18 361
|
17 777
|
17 349
|
|
| Interest Expense |
0
|
0
|
0
|
0
|
5 078
|
0
|
0
|
0
|
0
|
1 966
|
0
|
0
|
0
|
0
|
0
|
0
|
11 307
|
3 250
|
6 071
|
9 305
|
12 360
|
11 087
|
6 727
|
2 256
|
5 871
|
(4 997)
|
(4 543)
|
(4 371)
|
(7 800)
|
(1 544)
|
1 330
|
3 964
|
6 404
|
6 187
|
5 772
|
5 599
|
5 465
|
5 139
|
4 842
|
4 469
|
4 266
|
4 079
|
3 917
|
3 784
|
3 586
|
3 424
|
3 221
|
3 039
|
2 839
|
2 733
|
2 606
|
2 507
|
2 384
|
2 282
|
2 235
|
2 192
|
2 216
|
2 222
|
2 279
|
2 331
|
2 453
|
2 587
|
2 667
|
2 681
|
2 626
|
2 574
|
2 314
|
2 028
|
1 797
|
1 571
|
1 590
|
1 689
|
1 869
|
2 607
|
3 430
|
4 691
|
6 063
|
8 001
|
10 306
|
12 723
|
14 697
|
15 470
|
15 526
|
15 017
|
14 172
|
13 419
|
12 604
|
11 887
|
11 284
|
|
| Non Interest Income |
2 139
|
2 397
|
2 292
|
3 909
|
3 740
|
4 395
|
4 191
|
3 470
|
4 398
|
4 644
|
6 248
|
7 513
|
7 009
|
9 453
|
9 164
|
9 137
|
8 687
|
9 614
|
9 443
|
7 551
|
8 330
|
840
|
717
|
2 180
|
7 634
|
9 870
|
9 194
|
10 679
|
12 020
|
9 048
|
9 248
|
6 645
|
7 072
|
5 722
|
6 048
|
6 983
|
6 794
|
6 606
|
6 374
|
6 250
|
6 532
|
5 883
|
5 573
|
5 528
|
5 557
|
5 565
|
5 869
|
5 893
|
5 714
|
5 839
|
5 886
|
5 902
|
6 148
|
6 328
|
6 458
|
6 657
|
6 714
|
6 676
|
6 374
|
6 228
|
5 902
|
5 931
|
5 998
|
5 971
|
6 067
|
6 026
|
6 087
|
6 093
|
5 618
|
6 166
|
6 046
|
6 190
|
6 229
|
6 423
|
6 635
|
6 716
|
8 613
|
7 180
|
7 221
|
7 283
|
8 462
|
6 999
|
7 079
|
7 280
|
9 102
|
7 550
|
7 701
|
7 946
|
8 536
|
|
| Revenue |
3 630
N/A
|
3 976
+10%
|
3 894
-2%
|
3 909
+0%
|
6 878
+76%
|
6 210
-10%
|
6 253
+1%
|
6 628
+6%
|
8 617
+30%
|
8 891
+3%
|
10 491
+18%
|
11 685
+11%
|
11 167
-4%
|
13 616
+22%
|
13 302
-2%
|
13 180
-1%
|
12 776
-3%
|
13 814
+8%
|
13 940
+1%
|
12 367
-11%
|
13 323
+8%
|
6 077
-54%
|
9 097
+50%
|
13 319
+46%
|
13 450
+1%
|
25 310
+88%
|
23 917
-6%
|
27 712
+16%
|
38 022
+37%
|
24 186
-36%
|
22 055
-9%
|
14 475
-34%
|
12 551
-13%
|
11 067
-12%
|
11 176
+1%
|
11 867
+6%
|
11 463
-3%
|
11 068
-3%
|
10 647
-4%
|
10 440
-2%
|
10 608
+2%
|
9 911
-7%
|
9 659
-3%
|
9 720
+1%
|
9 864
+1%
|
9 956
+1%
|
10 294
+3%
|
10 260
0%
|
10 025
-2%
|
10 126
+1%
|
10 151
+0%
|
10 169
+0%
|
10 406
+2%
|
10 544
+1%
|
10 632
+1%
|
10 806
+2%
|
10 836
+0%
|
10 899
+1%
|
10 686
-2%
|
10 635
0%
|
10 446
-2%
|
10 477
+0%
|
10 559
+1%
|
10 574
+0%
|
10 686
+1%
|
10 713
+0%
|
10 726
+0%
|
10 677
0%
|
10 084
-6%
|
10 505
+4%
|
10 395
-1%
|
10 530
+1%
|
10 679
+1%
|
11 003
+3%
|
11 368
+3%
|
11 634
+2%
|
13 775
+18%
|
12 467
-9%
|
12 668
+2%
|
12 815
+1%
|
13 935
+9%
|
12 517
-10%
|
12 569
+0%
|
12 782
+2%
|
14 676
+15%
|
13 177
-10%
|
13 458
+2%
|
13 836
+3%
|
14 601
+6%
|
|
| Pre-Tax Income | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Loan Loss Provision |
(220)
|
(185)
|
(120)
|
(134)
|
(199)
|
(153)
|
(114)
|
(105)
|
(35)
|
(35)
|
(57)
|
(70)
|
(177)
|
(204)
|
(199)
|
(232)
|
(185)
|
(187)
|
(275)
|
(354)
|
(822)
|
(1 103)
|
(1 538)
|
(1 776)
|
(1 901)
|
(1 948)
|
(1 648)
|
(1 637)
|
(1 483)
|
(1 224)
|
(1 110)
|
(1 226)
|
(1 333)
|
(1 497)
|
(1 531)
|
(1 341)
|
(1 072)
|
(1 104)
|
(1 160)
|
(1 107)
|
(1 714)
|
(1 523)
|
(1 405)
|
(1 365)
|
(587)
|
(557)
|
(559)
|
(403)
|
(323)
|
(254)
|
(166)
|
(150)
|
(126)
|
(129)
|
(1)
|
2
|
87
|
156
|
99
|
122
|
62
|
(68)
|
(125)
|
(158)
|
(203)
|
(257)
|
(1 066)
|
(1 093)
|
(1 074)
|
(122)
|
0
|
582
|
623
|
(177)
|
(191)
|
26
|
(154)
|
(48)
|
(11)
|
(71)
|
16
|
(24)
|
(119)
|
(144)
|
(199)
|
(221)
|
(265)
|
(249)
|
(273)
|
|
| Non Interest Expense |
(2 473)
|
(2 702)
|
(2 484)
|
(3 586)
|
(4 258)
|
(4 747)
|
(4 783)
|
(4 859)
|
(5 214)
|
(5 170)
|
(6 369)
|
(7 090)
|
(6 395)
|
(8 843)
|
(8 398)
|
(8 634)
|
(8 217)
|
(9 854)
|
(10 497)
|
(11 132)
|
(15 509)
|
(12 288)
|
(12 451)
|
(12 188)
|
(14 453)
|
(14 519)
|
(14 169)
|
(17 504)
|
(23 152)
|
(15 357)
|
(15 245)
|
(12 150)
|
(10 432)
|
(9 515)
|
(10 423)
|
(9 368)
|
(9 415)
|
(8 742)
|
(7 121)
|
(7 128)
|
(7 187)
|
(6 909)
|
(7 017)
|
(6 798)
|
(6 857)
|
(6 801)
|
(6 691)
|
(6 785)
|
(7 167)
|
(7 507)
|
(7 635)
|
(7 686)
|
(7 190)
|
(7 098)
|
(7 086)
|
(7 118)
|
(7 255)
|
(7 419)
|
(7 392)
|
(7 414)
|
(7 197)
|
(7 281)
|
(7 318)
|
(7 395)
|
(7 366)
|
(7 842)
|
(7 655)
|
(7 513)
|
(7 163)
|
(7 845)
|
(7 855)
|
(7 826)
|
(7 884)
|
(7 524)
|
(7 857)
|
(8 298)
|
(10 133)
|
(8 576)
|
(8 635)
|
(8 588)
|
(9 772)
|
(8 696)
|
(8 693)
|
(8 881)
|
(10 536)
|
(8 949)
|
(9 073)
|
(9 277)
|
(9 748)
|
|
| Pre-Tax Income |
937
N/A
|
1 090
+16%
|
1 290
+18%
|
1 791
+39%
|
2 421
+35%
|
2 846
+18%
|
2 893
+2%
|
3 201
+11%
|
3 368
+5%
|
3 686
+9%
|
4 065
+10%
|
4 525
+11%
|
4 595
+2%
|
4 569
-1%
|
4 705
+3%
|
4 314
-8%
|
4 374
+1%
|
3 773
-14%
|
3 168
-16%
|
881
-72%
|
(3 008)
N/A
|
(7 314)
-143%
|
(4 892)
+33%
|
(645)
+87%
|
(2 904)
-350%
|
8 843
N/A
|
8 100
-8%
|
8 571
+6%
|
13 387
+56%
|
7 605
-43%
|
5 700
-25%
|
1 099
-81%
|
786
-28%
|
55
-93%
|
(778)
N/A
|
1 158
N/A
|
976
-16%
|
1 222
+25%
|
2 366
+94%
|
2 205
-7%
|
1 707
-23%
|
1 479
-13%
|
1 237
-16%
|
1 557
+26%
|
2 420
+55%
|
2 598
+7%
|
3 044
+17%
|
3 072
+1%
|
2 535
-17%
|
2 365
-7%
|
2 350
-1%
|
2 333
-1%
|
3 090
+32%
|
3 317
+7%
|
3 545
+7%
|
3 690
+4%
|
3 668
-1%
|
3 636
-1%
|
3 393
-7%
|
3 343
-1%
|
3 311
-1%
|
3 128
-6%
|
3 116
0%
|
3 021
-3%
|
3 117
+3%
|
2 614
-16%
|
2 005
-23%
|
2 071
+3%
|
1 847
-11%
|
2 538
+37%
|
3 263
+29%
|
3 286
+1%
|
3 418
+4%
|
3 302
-3%
|
3 320
+1%
|
3 362
+1%
|
3 488
+4%
|
3 843
+10%
|
4 022
+5%
|
4 156
+3%
|
4 179
+1%
|
3 797
-9%
|
3 757
-1%
|
3 757
N/A
|
3 941
+5%
|
4 007
+2%
|
4 120
+3%
|
4 310
+5%
|
4 580
+6%
|
|
| Net Income | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Tax Provision |
(255)
|
(320)
|
(333)
|
(456)
|
(490)
|
(576)
|
(605)
|
(693)
|
(925)
|
(993)
|
(1 135)
|
(1 072)
|
(1 002)
|
(971)
|
(919)
|
(982)
|
(970)
|
(820)
|
(660)
|
84
|
629
|
752
|
1 175
|
658
|
256
|
112
|
114
|
(26)
|
(82)
|
(251)
|
(631)
|
(342)
|
(320)
|
(79)
|
(113)
|
(381)
|
(362)
|
(428)
|
(527)
|
(631)
|
(678)
|
(631)
|
(571)
|
(558)
|
(657)
|
(685)
|
(800)
|
(837)
|
104
|
155
|
225
|
272
|
(662)
|
(649)
|
(743)
|
(827)
|
(1 093)
|
(1 135)
|
(1 057)
|
(1 000)
|
(740)
|
(686)
|
(620)
|
(609)
|
(627)
|
(556)
|
(481)
|
(465)
|
(407)
|
(536)
|
(678)
|
(796)
|
(804)
|
(786)
|
(786)
|
(652)
|
(670)
|
(674)
|
(699)
|
(734)
|
(778)
|
(773)
|
(774)
|
(782)
|
(527)
|
(554)
|
(574)
|
(630)
|
(1 010)
|
|
| Income from Continuing Operations |
682
|
770
|
957
|
1 335
|
1 931
|
2 270
|
2 288
|
2 508
|
2 443
|
2 693
|
2 930
|
3 453
|
3 593
|
3 598
|
3 786
|
3 332
|
3 404
|
2 953
|
2 508
|
965
|
(2 379)
|
(6 562)
|
(3 717)
|
13
|
(2 648)
|
8 955
|
8 214
|
8 545
|
13 305
|
7 354
|
5 069
|
757
|
466
|
(24)
|
(891)
|
777
|
614
|
794
|
1 839
|
1 574
|
1 029
|
848
|
666
|
999
|
1 763
|
1 913
|
2 244
|
2 235
|
2 639
|
2 520
|
2 575
|
2 605
|
2 428
|
2 668
|
2 802
|
2 863
|
2 575
|
2 501
|
2 336
|
2 343
|
2 571
|
2 442
|
2 496
|
2 412
|
2 490
|
2 058
|
1 524
|
1 606
|
1 440
|
2 002
|
2 585
|
2 490
|
2 614
|
2 516
|
2 534
|
2 710
|
2 818
|
3 169
|
3 323
|
3 422
|
3 401
|
3 024
|
2 983
|
2 975
|
3 414
|
3 453
|
3 546
|
3 680
|
3 570
|
|
| Income to Minority Interest |
(78)
|
(78)
|
(88)
|
(134)
|
(172)
|
(188)
|
(188)
|
(190)
|
(194)
|
(181)
|
(176)
|
(168)
|
(163)
|
(150)
|
(138)
|
(126)
|
(123)
|
(117)
|
(115)
|
(117)
|
(105)
|
(100)
|
(96)
|
43
|
82
|
96
|
114
|
(3)
|
(28)
|
(36)
|
(36)
|
(36)
|
(34)
|
(27)
|
(26)
|
(27)
|
(29)
|
(27)
|
(24)
|
(19)
|
(14)
|
(10)
|
(8)
|
(4)
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
1
|
0
|
0
|
0
|
1
|
0
|
0
|
(1)
|
(1)
|
|
| Net Income (Common) |
604
N/A
|
692
+15%
|
869
+26%
|
1 201
+38%
|
1 758
+46%
|
2 082
+18%
|
2 099
+1%
|
2 317
+10%
|
2 249
-3%
|
2 512
+12%
|
2 754
+10%
|
3 285
+19%
|
3 430
+4%
|
3 448
+1%
|
4 614
+34%
|
4 172
-10%
|
3 281
-21%
|
3 802
+16%
|
2 393
-37%
|
848
-65%
|
(2 484)
N/A
|
(6 638)
-167%
|
(6 829)
-3%
|
(2 925)
+57%
|
(2 466)
+16%
|
5 941
N/A
|
7 810
+31%
|
7 836
+0%
|
12 428
+59%
|
6 442
-48%
|
4 454
-31%
|
(296)
N/A
|
(657)
-122%
|
(1 089)
-66%
|
(1 948)
-79%
|
172
N/A
|
(381)
N/A
|
(261)
+31%
|
898
N/A
|
960
+7%
|
431
-55%
|
405
-6%
|
229
-43%
|
266
+16%
|
1 384
+420%
|
1 543
+11%
|
1 902
+23%
|
2 009
+6%
|
1 587
-21%
|
1 456
-8%
|
1 498
+3%
|
1 514
+1%
|
2 374
+57%
|
2 612
+10%
|
2 746
+5%
|
2 808
+2%
|
2 524
-10%
|
2 450
-3%
|
2 281
-7%
|
2 280
0%
|
2 495
+9%
|
2 361
-5%
|
2 422
+3%
|
2 348
-3%
|
2 434
+4%
|
2 011
-17%
|
1 475
-27%
|
1 556
+5%
|
1 390
-11%
|
1 952
+40%
|
2 534
+30%
|
2 439
-4%
|
2 564
+5%
|
2 465
-4%
|
2 483
+1%
|
2 658
+7%
|
2 768
+4%
|
3 117
+13%
|
3 272
+5%
|
3 370
+3%
|
3 338
-1%
|
2 949
-12%
|
2 901
-2%
|
2 891
0%
|
3 331
+15%
|
3 372
+1%
|
3 459
+3%
|
3 575
+3%
|
3 455
-3%
|
|
| EPS (Diluted) |
1.97
N/A
|
2.28
+16%
|
2.72
+19%
|
3.87
+42%
|
5.66
+46%
|
6.67
+18%
|
6.75
+1%
|
6.31
-7%
|
6.11
-3%
|
6.91
+13%
|
7.68
+11%
|
9.2
+20%
|
9.59
+4%
|
9.8
+2%
|
13.2
+35%
|
12.01
-9%
|
9.42
-22%
|
11.1
+18%
|
7.03
-37%
|
2.47
-65%
|
-7.31
N/A
|
-19.54
-167%
|
-20.12
-3%
|
-8.64
+57%
|
-7.25
+16%
|
17.48
N/A
|
22.99
+32%
|
23.06
+0%
|
36.55
+58%
|
18.95
-48%
|
13.1
-31%
|
-0.86
N/A
|
-1.93
-124%
|
-3.2
-66%
|
-5.73
-79%
|
0.5
N/A
|
-1.09
N/A
|
-0.62
+43%
|
2.12
N/A
|
2.29
+8%
|
1.03
-55%
|
0.97
-6%
|
0.55
-43%
|
0.64
+16%
|
3.31
+417%
|
3.7
+12%
|
4.5
+22%
|
4.81
+7%
|
3.8
-21%
|
3.49
-8%
|
3.59
+3%
|
3.62
+1%
|
5.68
+57%
|
6.25
+10%
|
6.57
+5%
|
6.72
+2%
|
6.04
-10%
|
5.85
-3%
|
5.45
-7%
|
5.47
+0%
|
5.98
+9%
|
5.66
-5%
|
5.81
+3%
|
5.64
-3%
|
5.85
+4%
|
4.83
-17%
|
3.55
-27%
|
3.74
+5%
|
3.34
-11%
|
4.69
+40%
|
6.08
+30%
|
5.85
-4%
|
6.15
+5%
|
5.91
-4%
|
5.95
+1%
|
6.38
+7%
|
6.64
+4%
|
7.47
+13%
|
7.85
+5%
|
8.08
+3%
|
8.04
0%
|
7.26
-10%
|
7.21
-1%
|
7.26
+1%
|
8.33
+15%
|
8.49
+2%
|
8.71
+3%
|
9.01
+3%
|
8.7
-3%
|
|