KBC Groep NV
OTC:KBCSF
Balance Sheet
Balance Sheet Decomposition
KBC Groep NV
KBC Groep NV
Balance Sheet
KBC Groep NV
| Dec-2002 | Dec-2003 | Dec-2004 | Dec-2005 | Dec-2006 | Dec-2007 | Dec-2008 | Dec-2009 | Dec-2010 | Dec-2011 | Dec-2012 | Dec-2013 | Dec-2014 | Dec-2015 | Dec-2016 | Dec-2017 | Dec-2018 | Dec-2019 | Dec-2020 | Dec-2021 | Dec-2022 | Dec-2023 | Dec-2024 | Dec-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||||||||||||||||||
| Net Loans |
128 074
|
117 362
|
133 320
|
164 787
|
125 194
|
160 607
|
177 029
|
164 598
|
157 025
|
153 894
|
125 695
|
118 892
|
123 189
|
127 829
|
133 154
|
141 463
|
147 052
|
155 693
|
159 348
|
159 346
|
177 623
|
183 005
|
191 434
|
207 831
|
|
| Investments |
76 246
|
85 251
|
92 521
|
129 136
|
185 866
|
180 350
|
161 400
|
141 659
|
130 006
|
98 515
|
105 352
|
99 328
|
103 157
|
104 127
|
108 041
|
105 711
|
112 604
|
117 125
|
130 673
|
129 673
|
126 303
|
132 005
|
140 154
|
157 038
|
|
| PP&E Net |
2 147
|
2 151
|
2 194
|
2 120
|
1 906
|
2 235
|
2 964
|
2 890
|
2 693
|
2 651
|
2 581
|
2 457
|
2 278
|
2 299
|
2 451
|
2 721
|
2 738
|
3 248
|
3 136
|
3 050
|
2 989
|
3 217
|
3 396
|
3 940
|
|
| PP&E Gross |
2 147
|
2 151
|
2 194
|
2 120
|
1 906
|
2 235
|
2 964
|
2 890
|
2 693
|
2 651
|
2 581
|
2 457
|
2 278
|
2 299
|
2 451
|
2 721
|
2 738
|
3 248
|
3 136
|
3 050
|
2 989
|
3 217
|
3 396
|
0
|
|
| Accumulated Depreciation |
1 758
|
1 846
|
1 861
|
2 078
|
1 934
|
1 756
|
1 894
|
1 937
|
2 374
|
2 320
|
2 006
|
2 111
|
2 166
|
2 241
|
2 247
|
2 410
|
2 502
|
2 656
|
2 712
|
2 766
|
2 892
|
2 979
|
2 975
|
0
|
|
| Intangible Assets |
296
|
380
|
351
|
276
|
1 988
|
3 501
|
3 866
|
3 316
|
395
|
396
|
341
|
327
|
325
|
365
|
402
|
486
|
611
|
581
|
706
|
836
|
985
|
1 115
|
1 254
|
2 699
|
|
| Goodwill |
347
|
368
|
413
|
1 260
|
0
|
0
|
0
|
0
|
1 861
|
1 502
|
987
|
950
|
933
|
594
|
597
|
719
|
719
|
877
|
845
|
913
|
1 346
|
1 240
|
1 221
|
0
|
|
| Long-Term Investments |
0
|
0
|
0
|
989
|
522
|
634
|
27
|
608
|
496
|
431
|
8
|
182
|
204
|
207
|
212
|
240
|
215
|
25
|
24
|
37
|
32
|
30
|
116
|
63
|
|
| Customer Acceptances Liabilities |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Other Long-Term Assets |
0
|
0
|
0
|
475
|
700
|
822
|
2 778
|
1 917
|
15 305
|
21 568
|
9 152
|
5 250
|
1 744
|
2 244
|
2 254
|
1 564
|
1 471
|
1 367
|
1 518
|
11 118
|
9 055
|
728
|
944
|
859
|
|
| Other Assets |
14 967
|
20 443
|
20 849
|
26 575
|
6 546
|
4 219
|
4 135
|
4 222
|
4 199
|
3 574
|
2 747
|
2 545
|
2 669
|
2 292
|
2 361
|
2 235
|
2 485
|
2 924
|
3 690
|
2 285
|
1 409
|
705
|
1 260
|
1 003
|
|
| Total Assets |
221 731
N/A
|
225 587
+2%
|
249 234
+10%
|
325 801
+31%
|
325 400
0%
|
355 597
+9%
|
355 317
0%
|
324 231
-9%
|
320 823
-1%
|
285 382
-11%
|
256 928
-10%
|
238 686
-7%
|
245 174
+3%
|
252 356
+3%
|
275 200
+9%
|
292 342
+6%
|
283 808
-3%
|
290 591
+2%
|
320 743
+10%
|
340 346
+6%
|
354 545
+4%
|
346 921
-2%
|
373 048
+8%
|
397 372
+7%
|
|
| Liabilities | |||||||||||||||||||||||||
| Accounts Payable |
0
|
0
|
0
|
0
|
845
|
1 056
|
665
|
434
|
894
|
922
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Accrued Liabilities |
0
|
0
|
0
|
2 326
|
1 694
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Short-Term Debt |
1 317
|
1 335
|
1 286
|
0
|
1 129
|
2 452
|
1 354
|
834
|
648
|
514
|
385
|
286
|
289
|
374
|
424
|
208
|
1 177
|
2 748
|
3 655
|
3 293
|
11 098
|
5 235
|
20 985
|
22 053
|
|
| Total Deposits |
153 499
|
146 940
|
164 248
|
232 393
|
213 329
|
231 344
|
225 754
|
209 122
|
197 918
|
165 721
|
157 936
|
150 460
|
160 616
|
171 044
|
192 306
|
210 389
|
200 611
|
203 486
|
231 028
|
244 050
|
258 651
|
248 401
|
256 073
|
274 113
|
|
| Other Interest Bearing Liabilities |
0
|
0
|
0
|
0
|
12 329
|
12 776
|
10 940
|
9 453
|
9 256
|
9 425
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Other Current Liabilities |
0
|
0
|
0
|
578
|
534
|
481
|
384
|
379
|
345
|
255
|
192
|
109
|
98
|
109
|
188
|
148
|
133
|
98
|
79
|
87
|
150
|
99
|
121
|
113
|
|
| Total Current Liabilities |
1 317
|
1 335
|
1 286
|
2 904
|
4 202
|
3 989
|
2 403
|
1 647
|
1 887
|
1 691
|
577
|
395
|
387
|
483
|
612
|
356
|
1 310
|
2 846
|
3 734
|
3 380
|
11 248
|
5 334
|
21 106
|
22 166
|
|
| Long-Term Debt |
6 286
|
6 098
|
5 652
|
6 314
|
24 531
|
31 442
|
30 214
|
28 940
|
27 161
|
24 923
|
24 231
|
25 107
|
18 562
|
17 644
|
17 018
|
16 705
|
17 189
|
18 430
|
18 921
|
20 090
|
18 913
|
26 143
|
27 958
|
27 334
|
|
| Deferred Income Tax |
724
|
525
|
595
|
350
|
312
|
335
|
119
|
140
|
123
|
290
|
455
|
409
|
599
|
549
|
493
|
434
|
247
|
378
|
419
|
348
|
312
|
373
|
349
|
524
|
|
| Minority Interest |
1 967
|
1 825
|
1 506
|
1 715
|
1 234
|
1 139
|
1 165
|
515
|
527
|
516
|
362
|
354
|
3
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
81
|
|
| Other Liabilities |
49 508
|
59 716
|
65 427
|
66 374
|
52 245
|
57 224
|
70 510
|
57 752
|
65 804
|
66 560
|
57 850
|
47 801
|
48 489
|
46 825
|
47 414
|
45 655
|
44 818
|
45 229
|
45 111
|
49 401
|
43 602
|
42 410
|
43 251
|
45 251
|
|
| Total Liabilities |
213 302
N/A
|
216 439
+1%
|
238 715
+10%
|
310 050
+30%
|
308 182
-1%
|
338 249
+10%
|
341 105
+1%
|
307 569
-10%
|
302 676
-2%
|
269 126
-11%
|
241 411
-10%
|
224 526
-7%
|
228 650
+2%
|
236 545
+3%
|
257 843
+9%
|
273 539
+6%
|
264 175
-3%
|
270 369
+2%
|
299 213
+11%
|
317 269
+6%
|
332 726
+5%
|
322 661
-3%
|
348 737
+8%
|
369 469
+6%
|
|
| Equity | |||||||||||||||||||||||||
| Common Stock |
591
|
608
|
608
|
1 234
|
0
|
1 416
|
1 244
|
1 245
|
1 245
|
1 245
|
1 450
|
1 452
|
1 453
|
1 454
|
1 455
|
1 456
|
1 457
|
1 458
|
1 459
|
1 460
|
1 461
|
1 461
|
1 462
|
1 462
|
|
| Retained Earnings |
9 374
|
9 859
|
11 178
|
12 744
|
0
|
16 286
|
12 694
|
10 233
|
12 089
|
11 172
|
10 570
|
10 052
|
11 619
|
12 216
|
14 200
|
15 559
|
16 384
|
17 230
|
18 660
|
19 800
|
18 168
|
19 880
|
21 288
|
23 165
|
|
| Unrealized Security Profit/Loss |
10
|
9
|
8
|
2 129
|
0
|
810
|
1 131
|
457
|
66
|
117
|
1 263
|
1 094
|
1 815
|
1 782
|
1 756
|
1 751
|
767
|
1 374
|
1 470
|
1 212
|
1 210
|
1 678
|
312
|
1 667
|
|
| Treasury Stock |
0
|
0
|
0
|
484
|
0
|
1 285
|
1 561
|
1 560
|
1 529
|
1 529
|
1
|
0
|
0
|
0
|
0
|
5
|
3
|
2
|
1
|
0
|
0
|
497
|
1 300
|
1 300
|
|
| Other Equity |
1 546
|
1 328
|
1 275
|
128
|
17 218
|
121
|
2 966
|
6 287
|
6 276
|
5 485
|
2 235
|
1 562
|
1 637
|
359
|
54
|
42
|
1 028
|
162
|
58
|
605
|
980
|
1 738
|
3 173
|
2 909
|
|
| Total Equity |
8 429
N/A
|
9 148
+9%
|
10 519
+15%
|
15 751
+50%
|
17 218
+9%
|
17 348
+1%
|
14 212
-18%
|
16 662
+17%
|
18 147
+9%
|
16 256
-10%
|
15 517
-5%
|
14 160
-9%
|
16 524
+17%
|
15 811
-4%
|
17 357
+10%
|
18 803
+8%
|
19 633
+4%
|
20 222
+3%
|
21 530
+6%
|
23 077
+7%
|
21 819
-5%
|
24 260
+11%
|
24 311
+0%
|
27 903
+15%
|
|
| Total Liabilities & Equity |
221 731
N/A
|
225 587
+2%
|
249 234
+10%
|
325 801
+31%
|
325 400
0%
|
355 597
+9%
|
355 317
0%
|
324 231
-9%
|
320 823
-1%
|
285 382
-11%
|
256 928
-10%
|
238 686
-7%
|
245 174
+3%
|
252 356
+3%
|
275 200
+9%
|
292 342
+6%
|
283 808
-3%
|
290 591
+2%
|
320 743
+10%
|
340 346
+6%
|
354 545
+4%
|
346 921
-2%
|
373 048
+8%
|
397 372
+7%
|
|
| Shares Outstanding | |||||||||||||||||||||||||
| Common Shares Outstanding |
302
|
305
|
306
|
367
|
363
|
340
|
340
|
340
|
340
|
340
|
417
|
417
|
418
|
418
|
418
|
419
|
416
|
416
|
417
|
417
|
417
|
409
|
397
|
397
|
|
| Preferred Shares Outstanding |
0
|
0
|
0
|
0
|
0
|
0
|
119
|
237
|
237
|
220
|
119
|
79
|
68
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|