Madison County Financial Inc
OTC:MCBK
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Intrinsic Value
The intrinsic value of 
Madison County Financial Inc (MCBK) under the Base Case is 35.71 USD per share.
Compared with the current market price of 33.45 USD, the stock appears
Undervalued by 6% .
The intrinsic value is calculated using the DCF method. The model assumes revenue returns to growth: about 3% a year over the next five years, after falling about 1% a year over the last five years. If revenue grew at its five-year pace of -1%, the estimate would be about $31.
Do our valuations actually work? See backtest results .
Cheap or expensive for this stock?
This block shows whether today’s valuation is cheap or expensive compared with the stock’s own history, and what happened after similar valuations in the past.
We compare the gap between the stock’s price and our estimated value over time.
- Undervalued can still be historically expensive. The stock may trade below our estimated value, but usually offer an even bigger discount.
- Overvalued can still be historically cheap. The stock may trade above our estimated value, but usually carry an even higher premium.
Market expectations can differ from our model, which may not fully capture everything affecting the price. That is why some stocks regularly trade above our estimated value and others below it.
The scale and chart show how today’s valuation compares with the past. The cards summarize past returns and waiting times until the stock stopped being cheap or expensive. This can happen because the price changed, our estimated value changed, or both.
Only completed periods are included. These are past results, not forecasts. The usual historical range does not necessarily mean fair value.
Fundamental Analysis
What Madison County Financial Does
Madison County Financial Inc. is a small community banking company. It takes deposits from local customers, makes loans, and provides everyday banking services such as checking and savings accounts, debit cards, and online banking. Its main customers are households, small businesses, and other local borrowers in the communities it serves.
- Headquarters
- United States of America US
- Employees
- 51
- IPO date
- Oct 4, 2012
What is the Intrinsic Value of one MCBK stock?
The intrinsic value for Madison County Financial Inc (MCBK) under the Base Case is 35.71 USD.
Is MCBK stock undervalued or overvalued?
Compared with the current market price of 33.45 USD, the stock appears Undervalued by 6% .
