Protector Forsikring ASA
OTC:PSKRF
Income Statement
Income Statement
Protector Forsikring ASA
Dec-2013 | Mar-2014 | Jun-2014 | Sep-2014 | Dec-2014 | Mar-2015 | Jun-2015 | Sep-2015 | Dec-2015 | Mar-2016 | Jun-2016 | Sep-2016 | Dec-2016 | Mar-2017 | Jun-2017 | Sep-2017 | Dec-2017 | Mar-2018 | Jun-2018 | Sep-2018 | Dec-2018 | Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Mar-2020 | Jun-2020 | Sep-2020 | Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Jun-2023 | Sep-2023 | Dec-2023 | ||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Revenue | ||||||||||||||||||||||||||||||||||||||||||
Gross Premiums Earned |
1 465
|
1 573
|
1 678
|
1 780
|
1 897
|
2 027
|
2 126
|
2 227
|
2 321
|
2 464
|
2 645
|
2 789
|
2 857
|
2 928
|
2 976
|
3 032
|
2 612
|
2 569
|
2 516
|
2 480
|
3 073
|
2 847
|
3 122
|
3 507
|
4 215
|
4 443
|
4 582
|
4 625
|
4 715
|
4 779
|
4 853
|
4 986
|
5 060
|
5 349
|
5 697
|
6 007
|
6 480
|
7 150
|
7 759
|
8 436
|
9 273
|
|
Revenue |
1 722
N/A
|
1 836
+7%
|
2 032
+11%
|
2 087
+3%
|
2 134
+2%
|
2 302
+8%
|
2 339
+2%
|
2 391
+2%
|
2 625
+10%
|
2 614
0%
|
2 966
+13%
|
3 291
+11%
|
3 356
+2%
|
3 486
+4%
|
3 429
-2%
|
3 440
+0%
|
2 950
-14%
|
2 889
-2%
|
2 798
-3%
|
2 682
-4%
|
3 053
+14%
|
2 861
-6%
|
3 026
+6%
|
3 360
+11%
|
4 357
+30%
|
4 180
-4%
|
4 861
+16%
|
5 184
+7%
|
5 332
+3%
|
6 490
+22%
|
6 190
-5%
|
6 058
-2%
|
5 938
-2%
|
5 955
+0%
|
6 203
+4%
|
6 785
+9%
|
7 141
+5%
|
8 560
+20%
|
9 111
+6%
|
9 489
+4%
|
10 280
+8%
|
|
Operating Income | ||||||||||||||||||||||||||||||||||||||||||
Operating Expenses |
(1 356)
|
(1 438)
|
(1 554)
|
(1 612)
|
(1 658)
|
(1 750)
|
(1 830)
|
(1 905)
|
(2 089)
|
(2 243)
|
(2 459)
|
(2 654)
|
(2 815)
|
(2 883)
|
(2 912)
|
(2 944)
|
(2 509)
|
(2 510)
|
(2 520)
|
(2 502)
|
(3 077)
|
(2 762)
|
(3 112)
|
(3 444)
|
(4 429)
|
(4 559)
|
(4 520)
|
(4 550)
|
(4 467)
|
(4 458)
|
(4 436)
|
(4 438)
|
(4 464)
|
(4 775)
|
(5 065)
|
(5 370)
|
(5 779)
|
(6 383)
|
(6 857)
|
(7 550)
|
(8 193)
|
|
Selling, General & Administrative |
(159)
|
(165)
|
(172)
|
(175)
|
(176)
|
(183)
|
(196)
|
(192)
|
(198)
|
(208)
|
(205)
|
(234)
|
(205)
|
(235)
|
(260)
|
(259)
|
(243)
|
(322)
|
(336)
|
(346)
|
(327)
|
(342)
|
(366)
|
(373)
|
(384)
|
(447)
|
(474)
|
(515)
|
(524)
|
(616)
|
(604)
|
(621)
|
(589)
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
Depreciation & Amortization |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
(12)
|
0
|
0
|
0
|
(15)
|
0
|
0
|
0
|
(17)
|
0
|
0
|
0
|
(21)
|
0
|
0
|
0
|
(29)
|
0
|
0
|
0
|
(29)
|
0
|
0
|
0
|
(29)
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
Benefits Claims Loss Adjustment |
(1 188)
|
(1 264)
|
(1 373)
|
(1 427)
|
(1 466)
|
(1 550)
|
(1 617)
|
(1 696)
|
(1 861)
|
(2 015)
|
(2 226)
|
(2 384)
|
(2 540)
|
(2 589)
|
(2 585)
|
(2 613)
|
(2 194)
|
(2 171)
|
(2 166)
|
(2 133)
|
(2 658)
|
(2 354)
|
(2 683)
|
(3 005)
|
(3 949)
|
(4 071)
|
(4 018)
|
(4 035)
|
(3 901)
|
(3 818)
|
(3 802)
|
(3 779)
|
(3 810)
|
(4 321)
|
(4 742)
|
(5 204)
|
(5 779)
|
(6 383)
|
(6 857)
|
(7 550)
|
(8 193)
|
|
Other Operating Expenses |
(9)
|
(9)
|
(9)
|
(10)
|
(16)
|
(17)
|
(17)
|
(17)
|
(18)
|
(20)
|
(28)
|
(36)
|
(54)
|
(60)
|
(66)
|
(72)
|
(56)
|
(18)
|
(18)
|
(24)
|
(70)
|
(66)
|
(63)
|
(66)
|
(67)
|
(41)
|
(28)
|
(1)
|
(12)
|
(25)
|
(30)
|
(38)
|
(35)
|
(455)
|
(323)
|
(167)
|
0
|
0
|
0
|
0
|
0
|
|
Operating Income |
366
N/A
|
398
+9%
|
478
+20%
|
475
-1%
|
476
+0%
|
552
+16%
|
509
-8%
|
486
-4%
|
536
+10%
|
371
-31%
|
507
+37%
|
637
+26%
|
541
-15%
|
603
+11%
|
517
-14%
|
496
-4%
|
441
-11%
|
378
-14%
|
278
-27%
|
180
-35%
|
(24)
N/A
|
99
N/A
|
(86)
N/A
|
(84)
+3%
|
(72)
+14%
|
(378)
-426%
|
342
N/A
|
633
+85%
|
865
+37%
|
2 032
+135%
|
1 754
-14%
|
1 619
-8%
|
1 475
-9%
|
1 180
-20%
|
1 139
-4%
|
1 415
+24%
|
1 361
-4%
|
2 177
+60%
|
2 255
+4%
|
1 938
-14%
|
2 087
+8%
|
|
Pre-Tax Income | ||||||||||||||||||||||||||||||||||||||||||
Interest Income Expense |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
247
|
0
|
0
|
0
|
332
|
(3)
|
(8)
|
(20)
|
423
|
(53)
|
(63)
|
(67)
|
(63)
|
|
Non-Reccuring Items |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
(0)
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
Total Other Income |
(0)
|
(0)
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
1
|
0
|
0
|
0
|
(26)
|
(44)
|
(58)
|
(68)
|
(69)
|
(64)
|
(61)
|
(390)
|
(57)
|
(60)
|
(68)
|
(74)
|
(74)
|
(73)
|
(88)
|
(91)
|
|
Pre-Tax Income |
366
N/A
|
397
+9%
|
478
+20%
|
475
-1%
|
476
+0%
|
552
+16%
|
509
-8%
|
486
-4%
|
536
+10%
|
371
-31%
|
507
+37%
|
637
+26%
|
541
-15%
|
603
+11%
|
518
-14%
|
496
-4%
|
441
-11%
|
378
-14%
|
278
-27%
|
180
-35%
|
(24)
N/A
|
100
N/A
|
(86)
N/A
|
(83)
+3%
|
(72)
+14%
|
(405)
-463%
|
298
N/A
|
575
+93%
|
1 045
+82%
|
1 962
+88%
|
1 690
-14%
|
1 558
-8%
|
1 416
-9%
|
1 121
-21%
|
1 070
-4%
|
1 327
+24%
|
1 711
+29%
|
2 050
+20%
|
2 118
+3%
|
1 783
-16%
|
1 934
+8%
|
|
Net Income | ||||||||||||||||||||||||||||||||||||||||||
Tax Provision |
(86)
|
(96)
|
(100)
|
(108)
|
(93)
|
(84)
|
(94)
|
(70)
|
(72)
|
(78)
|
(69)
|
(103)
|
(88)
|
(97)
|
(89)
|
(85)
|
(67)
|
(71)
|
(66)
|
(14)
|
3
|
14
|
32
|
(30)
|
(4)
|
36
|
(84)
|
(76)
|
(160)
|
(253)
|
(203)
|
(246)
|
(252)
|
(279)
|
(262)
|
(294)
|
(341)
|
(274)
|
(325)
|
(347)
|
(439)
|
|
Income from Continuing Operations |
280
|
301
|
378
|
367
|
383
|
468
|
415
|
417
|
464
|
293
|
438
|
534
|
453
|
506
|
429
|
411
|
374
|
308
|
212
|
166
|
(21)
|
114
|
(54)
|
(113)
|
(76)
|
(369)
|
214
|
498
|
885
|
1 709
|
1 487
|
1 313
|
1 165
|
841
|
808
|
1 033
|
1 369
|
1 776
|
1 793
|
1 436
|
1 494
|
|
Net Income (Common) |
280
N/A
|
301
+8%
|
378
+25%
|
367
-3%
|
383
+4%
|
468
+22%
|
415
-11%
|
417
+1%
|
464
+11%
|
293
-37%
|
438
+50%
|
534
+22%
|
453
-15%
|
506
+12%
|
429
-15%
|
411
-4%
|
477
+16%
|
409
-14%
|
335
-18%
|
140
-58%
|
(295)
N/A
|
(205)
+31%
|
(405)
-98%
|
(343)
+15%
|
(5)
+99%
|
(492)
-10 754%
|
220
N/A
|
573
+160%
|
979
+71%
|
1 952
+99%
|
1 630
-17%
|
1 411
-13%
|
1 232
-13%
|
863
-30%
|
800
-7%
|
1 029
+29%
|
1 379
+34%
|
1 797
+30%
|
1 816
+1%
|
1 447
-20%
|
1 509
+4%
|
|
EPS (Diluted) |
3.39
N/A
|
3.64
+7%
|
4.57
+26%
|
4.44
-3%
|
4.63
+4%
|
5.59
+21%
|
4.62
-17%
|
4.83
+5%
|
5.48
+13%
|
3.39
-38%
|
5.08
+50%
|
6.19
+22%
|
5.25
-15%
|
5.87
+12%
|
4.97
-15%
|
4.72
-5%
|
5.53
+17%
|
4.54
-18%
|
3.12
-31%
|
1.71
-45%
|
-3.51
N/A
|
-2.5
+29%
|
-4.94
-98%
|
-4.06
+18%
|
-0.05
+99%
|
-6.01
-11 920%
|
2.69
N/A
|
7
+160%
|
11.96
+71%
|
23.66
+98%
|
19.88
-16%
|
17.09
-14%
|
14.96
-12%
|
10.47
-30%
|
9.71
-7%
|
12.49
+29%
|
16.74
+34%
|
21.81
+30%
|
22.02
+1%
|
17.54
-20%
|
18.31
+4%
|