UniCredit SpA
OTC:UNCFF
Income Statement
Income Statement
UniCredit SpA
| Dec-2004 | Mar-2005 | Jun-2005 | Sep-2005 | Dec-2005 | Mar-2006 | Jun-2006 | Sep-2006 | Dec-2006 | Mar-2007 | Jun-2007 | Sep-2007 | Dec-2007 | Mar-2008 | Jun-2008 | Sep-2008 | Dec-2008 | Mar-2009 | Jun-2009 | Sep-2009 | Dec-2009 | Mar-2010 | Jun-2010 | Sep-2010 | Dec-2010 | Mar-2011 | Jun-2011 | Sep-2011 | Dec-2011 | Mar-2012 | Jun-2012 | Sep-2012 | Dec-2012 | Mar-2013 | Jun-2013 | Sep-2013 | Dec-2013 | Mar-2014 | Jun-2014 | Sep-2014 | Dec-2014 | Dec-2020 | Jun-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Dec-2022 | Jun-2023 | Dec-2023 | Jun-2024 | Dec-2024 | Mar-2025 | Jun-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | ||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Net Interest Income |
4 879
|
4 983
|
5 117
|
5 289
|
5 394
|
7 062
|
8 711
|
10 338
|
12 155
|
12 431
|
12 677
|
12 926
|
13 965
|
15 190
|
16 402
|
17 839
|
18 044
|
18 581
|
18 939
|
18 198
|
17 158
|
16 649
|
15 847
|
15 793
|
15 756
|
15 663
|
15 565
|
15 461
|
15 307
|
15 053
|
14 732
|
14 402
|
13 469
|
13 300
|
12 838
|
12 411
|
11 918
|
12 322
|
12 236
|
12 327
|
12 062
|
9 497
|
8 994
|
9 091
|
11 392
|
11 793
|
10 624
|
12 740
|
14 348
|
14 724
|
14 671
|
18 144
|
17 845
|
|
| Interest Income |
9 390
|
4 983
|
5 117
|
5 289
|
11 120
|
7 062
|
8 711
|
10 338
|
34 295
|
12 431
|
12 677
|
12 926
|
42 022
|
15 190
|
16 402
|
17 839
|
54 113
|
18 581
|
18 939
|
18 198
|
34 746
|
16 649
|
15 847
|
15 793
|
28 642
|
15 663
|
15 565
|
15 461
|
29 286
|
15 053
|
14 732
|
14 402
|
27 665
|
13 300
|
12 838
|
12 411
|
22 647
|
12 322
|
17 290
|
17 381
|
21 742
|
13 182
|
12 450
|
12 703
|
15 004
|
15 839
|
16 339
|
25 126
|
33 919
|
36 128
|
14 358
|
28 667
|
24 513
|
|
| Interest Expense |
4 511
|
0
|
0
|
0
|
5 726
|
0
|
0
|
0
|
22 140
|
0
|
0
|
0
|
28 057
|
0
|
0
|
0
|
36 069
|
0
|
0
|
0
|
17 588
|
0
|
0
|
0
|
12 885
|
0
|
0
|
0
|
13 979
|
0
|
0
|
0
|
14 196
|
0
|
0
|
0
|
10 729
|
0
|
0
|
0
|
9 680
|
3 685
|
3 456
|
3 612
|
0
|
4 046
|
5 715
|
12 386
|
19 571
|
21 404
|
20 167
|
0
|
16 312
|
|
| Non Interest Income |
6 163
|
5 398
|
5 418
|
5 556
|
6 789
|
7 274
|
8 842
|
10 051
|
13 724
|
11 624
|
11 941
|
11 754
|
15 458
|
10 575
|
10 404
|
10 021
|
11 990
|
8 411
|
8 301
|
9 027
|
12 704
|
11 106
|
10 506
|
10 251
|
12 862
|
10 542
|
10 614
|
10 445
|
11 865
|
10 520
|
10 626
|
10 978
|
12 814
|
10 547
|
10 915
|
10 813
|
13 526
|
11 757
|
12 196
|
12 067
|
12 173
|
10 945
|
11 516
|
20 393
|
14 074
|
14 796
|
18 242
|
13 110
|
14 292
|
14 848
|
15 530
|
18 255
|
19 768
|
|
| Revenue |
11 042
N/A
|
10 381
-6%
|
10 535
+1%
|
10 845
+3%
|
12 183
+12%
|
14 336
+18%
|
17 553
+22%
|
20 389
+16%
|
25 879
+27%
|
24 055
-7%
|
24 618
+2%
|
24 680
+0%
|
29 423
+19%
|
25 765
-12%
|
26 806
+4%
|
27 860
+4%
|
30 034
+8%
|
26 992
-10%
|
27 240
+1%
|
27 225
0%
|
29 862
+10%
|
27 755
-7%
|
26 353
-5%
|
26 044
-1%
|
28 618
+10%
|
26 205
-8%
|
26 179
0%
|
25 906
-1%
|
27 172
+5%
|
25 573
-6%
|
25 358
-1%
|
25 380
+0%
|
26 283
+4%
|
23 847
-9%
|
23 753
0%
|
23 224
-2%
|
25 444
+10%
|
24 079
-5%
|
24 432
+1%
|
24 394
0%
|
24 235
-1%
|
20 442
-16%
|
20 510
+0%
|
29 484
+44%
|
25 466
-14%
|
26 589
+4%
|
28 866
+9%
|
25 850
-10%
|
28 640
+11%
|
29 572
+3%
|
30 201
+2%
|
36 399
+21%
|
37 613
+3%
|
|
| Pre-Tax Income | ||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Loan Loss Provision |
(886)
|
(639)
|
(870)
|
(824)
|
(908)
|
(1 230)
|
(1 500)
|
(1 990)
|
(2 196)
|
(2 283)
|
(2 292)
|
(2 131)
|
(2 141)
|
(2 251)
|
(2 375)
|
(2 945)
|
(3 582)
|
(4 686)
|
(6 483)
|
(7 573)
|
(8 152)
|
(8 454)
|
(7 739)
|
(7 209)
|
(6 708)
|
(6 532)
|
(5 925)
|
(6 064)
|
(5 574)
|
(5 587)
|
(6 275)
|
(6 208)
|
(8 686)
|
(9 192)
|
(8 927)
|
(8 702)
|
(13 621)
|
(13 146)
|
(12 591)
|
(11 864)
|
(4 178)
|
(4 656)
|
(2 993)
|
(2 185)
|
(2 932)
|
(3 675)
|
(2 061)
|
(961)
|
(663)
|
(764)
|
(763)
|
(846)
|
(785)
|
|
| Non Interest Expense |
(6 918)
|
(5 677)
|
(6 017)
|
(6 085)
|
(7 207)
|
(7 966)
|
(9 411)
|
(10 819)
|
(15 820)
|
(13 030)
|
(13 314)
|
(13 691)
|
(18 075)
|
(15 194)
|
(16 167)
|
(17 472)
|
(21 457)
|
(17 683)
|
(17 900)
|
(17 130)
|
(18 787)
|
(15 903)
|
(15 636)
|
(15 723)
|
(19 736)
|
(16 766)
|
(16 817)
|
(26 033)
|
(28 709)
|
(25 197)
|
(24 841)
|
(15 456)
|
(17 998)
|
(15 300)
|
(15 160)
|
(15 061)
|
(27 140)
|
(15 834)
|
(16 666)
|
(16 595)
|
(16 377)
|
(18 291)
|
(15 358)
|
(26 064)
|
(20 148)
|
(19 993)
|
(19 516)
|
(14 784)
|
(16 526)
|
(15 959)
|
(16 578)
|
(18 780)
|
(19 175)
|
|
| Pre-Tax Income |
3 238
N/A
|
3 626
+12%
|
3 648
+1%
|
3 936
+8%
|
4 068
+3%
|
5 140
+26%
|
6 642
+29%
|
7 580
+14%
|
7 862
+4%
|
8 742
+11%
|
9 012
+3%
|
8 858
-2%
|
9 207
+4%
|
8 320
-10%
|
8 264
-1%
|
7 443
-10%
|
4 995
-33%
|
4 623
-7%
|
2 857
-38%
|
2 522
-12%
|
2 923
+16%
|
3 398
+16%
|
2 978
-12%
|
3 112
+4%
|
2 175
-30%
|
2 907
+34%
|
3 437
+18%
|
(6 191)
N/A
|
(7 111)
-15%
|
(5 211)
+27%
|
(5 758)
-10%
|
3 716
N/A
|
(401)
N/A
|
(645)
-61%
|
(334)
+48%
|
(539)
-61%
|
(15 318)
-2 742%
|
(4 901)
+68%
|
(4 825)
+2%
|
(4 065)
+16%
|
3 679
N/A
|
(2 505)
N/A
|
2 159
N/A
|
1 235
-43%
|
2 386
+93%
|
2 921
+22%
|
7 289
+150%
|
10 105
+39%
|
11 451
+13%
|
12 849
+12%
|
12 860
+0%
|
16 773
+30%
|
17 653
+5%
|
|
| Net Income | ||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Tax Provision |
(999)
|
(1 070)
|
(1 093)
|
(1 202)
|
(1 396)
|
(1 746)
|
(2 040)
|
(2 099)
|
(1 790)
|
(2 242)
|
(2 416)
|
(2 586)
|
(2 589)
|
(2 313)
|
(2 136)
|
(1 912)
|
(465)
|
(504)
|
(236)
|
(36)
|
(888)
|
(1 068)
|
(1 036)
|
(1 228)
|
(530)
|
(756)
|
(888)
|
(655)
|
(1 115)
|
(1 599)
|
(1 382)
|
(1 421)
|
1 751
|
1 957
|
1 924
|
1 982
|
2 495
|
1 656
|
1 422
|
1 200
|
(1 167)
|
(322)
|
(777)
|
331
|
(4)
|
(166)
|
(819)
|
(1 554)
|
(1 917)
|
(2 450)
|
(3 086)
|
(4 210)
|
(4 192)
|
|
| Income from Continuing Operations |
2 239
|
2 556
|
2 555
|
2 734
|
2 672
|
3 394
|
4 602
|
5 481
|
6 072
|
6 500
|
6 596
|
6 272
|
6 618
|
6 007
|
6 128
|
5 531
|
4 529
|
4 119
|
2 621
|
2 486
|
2 035
|
2 330
|
1 942
|
1 884
|
1 645
|
2 151
|
2 549
|
(6 846)
|
(8 226)
|
(6 810)
|
(7 140)
|
2 295
|
1 350
|
1 312
|
1 590
|
1 443
|
(12 823)
|
(3 245)
|
(3 403)
|
(2 865)
|
2 512
|
(2 827)
|
1 382
|
1 566
|
2 382
|
2 755
|
6 470
|
8 551
|
9 534
|
10 399
|
9 774
|
12 563
|
13 461
|
|
| Income to Minority Interest |
(170)
|
(176)
|
(184)
|
(197)
|
(261)
|
(401)
|
(579)
|
(689)
|
(680)
|
(687)
|
(651)
|
(650)
|
(717)
|
(687)
|
(635)
|
(566)
|
(518)
|
(433)
|
(381)
|
(380)
|
(332)
|
(319)
|
(285)
|
(304)
|
(321)
|
(365)
|
(408)
|
(367)
|
(365)
|
(356)
|
(325)
|
(363)
|
(358)
|
(343)
|
(377)
|
(363)
|
(382)
|
(380)
|
(367)
|
(374)
|
(380)
|
(7)
|
(9)
|
(30)
|
(43)
|
(54)
|
(15)
|
(4)
|
(27)
|
(30)
|
(55)
|
(74)
|
(93)
|
|
| Equity Earnings Affiliates |
0
|
0
|
0
|
0
|
59
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Net Income (Common) |
2 069
N/A
|
2 380
+15%
|
2 371
0%
|
2 537
+7%
|
2 470
-3%
|
3 075
+24%
|
4 121
+34%
|
4 907
+19%
|
5 448
+11%
|
5 846
+7%
|
5 962
+2%
|
5 622
-6%
|
5 901
+5%
|
5 244
-11%
|
5 329
+2%
|
4 739
-11%
|
4 012
-15%
|
3 396
-15%
|
1 974
-42%
|
1 836
-7%
|
1 702
-7%
|
1 775
+4%
|
1 433
-19%
|
1 373
-4%
|
1 323
-4%
|
1 613
+22%
|
1 976
+23%
|
(8 530)
N/A
|
(9 206)
-8%
|
(8 632)
+6%
|
(8 975)
-4%
|
1 533
N/A
|
865
-44%
|
400
-54%
|
593
+48%
|
461
-22%
|
(13 965)
N/A
|
(13 703)
+2%
|
(13 659)
+0%
|
(13 140)
+4%
|
2 008
N/A
|
(2 907)
N/A
|
1 891
N/A
|
1 510
-20%
|
2 316
+53%
|
2 681
+16%
|
6 384
+138%
|
8 451
+32%
|
9 503
+12%
|
10 290
+8%
|
9 719
-6%
|
12 489
+29%
|
13 385
+7%
|
|
| EPS (Diluted) |
8.72
N/A
|
10.13
+16%
|
10.12
0%
|
10.81
+7%
|
9.75
-10%
|
7.95
-18%
|
10.54
+33%
|
12.37
+17%
|
14
+13%
|
14.92
+7%
|
15.3
+3%
|
14.34
-6%
|
14.18
-1%
|
10.52
-26%
|
10.82
+3%
|
9.62
-11%
|
8.09
-16%
|
6.89
-15%
|
3.77
-45%
|
3.5
-7%
|
3.25
-7%
|
3.34
+3%
|
2.63
-21%
|
2.5
-5%
|
2.41
-4%
|
2.94
+22%
|
3.5
+19%
|
-15.14
N/A
|
-16.82
-11%
|
-7.47
+56%
|
-8.29
-11%
|
1.51
N/A
|
0.8
-47%
|
0.34
-57%
|
0.51
+50%
|
0.39
-24%
|
-12.29
N/A
|
-12.05
+2%
|
-11.72
+3%
|
-11.3
+4%
|
1.75
N/A
|
-1.3
N/A
|
0.84
N/A
|
0.68
-19%
|
0
N/A
|
1.23
N/A
|
3.06
+149%
|
4.41
+44%
|
5.14
+17%
|
6.09
+18%
|
5.93
-3%
|
0
N/A
|
8.58
N/A
|
|