Westpac Banking Corp
OTC:WEBNF
Balance Sheet
Balance Sheet Decomposition
Westpac Banking Corp
Westpac Banking Corp
Balance Sheet
Westpac Banking Corp
| Sep-2002 | Sep-2003 | Sep-2004 | Sep-2005 | Sep-2006 | Sep-2007 | Sep-2008 | Sep-2009 | Sep-2010 | Sep-2011 | Sep-2012 | Sep-2013 | Sep-2014 | Sep-2015 | Sep-2016 | Sep-2017 | Sep-2018 | Sep-2019 | Sep-2020 | Sep-2021 | Sep-2022 | Sep-2023 | Sep-2024 | Sep-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||||||||||||||||||
| Net Loans |
135 870
|
160 473
|
182 471
|
198 286
|
234 484
|
275 377
|
313 545
|
463 459
|
477 655
|
496 609
|
514 445
|
530 583
|
575 154
|
623 316
|
661 926
|
684 919
|
709 690
|
714 770
|
693 059
|
709 784
|
739 647
|
773 254
|
806 767
|
851 853
|
|
| Investments |
21 272
|
19 008
|
22 870
|
34 781
|
33 190
|
68 562
|
94 915
|
85 734
|
98 139
|
127 333
|
115 946
|
131 662
|
148 382
|
157 521
|
142 721
|
132 799
|
130 858
|
158 947
|
176 060
|
153 793
|
182 938
|
165 856
|
205 561
|
219 239
|
|
| PP&E Net |
815
|
842
|
1 445
|
379
|
466
|
0
|
505
|
888
|
1 010
|
1 158
|
1 137
|
1 174
|
1 452
|
1 592
|
1 737
|
1 487
|
1 329
|
1 155
|
3 910
|
2 853
|
2 429
|
2 245
|
2 251
|
2 266
|
|
| PP&E Gross |
815
|
842
|
1 445
|
379
|
466
|
0
|
0
|
888
|
1 010
|
1 158
|
1 137
|
1 174
|
1 452
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Accumulated Depreciation |
1 046
|
1 278
|
1 471
|
1 062
|
1 076
|
0
|
0
|
1 444
|
1 572
|
1 342
|
1 479
|
1 590
|
1 763
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Intangible Assets |
0
|
0
|
0
|
521
|
549
|
0
|
0
|
2 944
|
2 935
|
3 197
|
3 337
|
3 473
|
3 494
|
2 765
|
2 691
|
2 640
|
2 873
|
3 058
|
3 100
|
2 510
|
2 934
|
3 467
|
3 313
|
3 052
|
|
| Goodwill |
1 754
|
2 558
|
2 394
|
2 436
|
2 403
|
0
|
2 989
|
8 597
|
8 569
|
8 582
|
8 797
|
8 868
|
9 112
|
8 809
|
8 829
|
9 012
|
8 890
|
8 895
|
8 397
|
7 599
|
7 393
|
7 419
|
7 433
|
7 413
|
|
| Long-Term Investments |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
756
|
726
|
60
|
115
|
129
|
61
|
58
|
37
|
33
|
0
|
0
|
|
| Customer Acceptances Liabilities |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Other Long-Term Assets |
587
|
1 019
|
838
|
820
|
653
|
0
|
756
|
1 985
|
2 290
|
2 651
|
2 176
|
1 773
|
1 397
|
1 377
|
1 552
|
1 112
|
1 180
|
2 048
|
3 064
|
6 625
|
1 829
|
2 095
|
0
|
0
|
|
| Other Assets |
27 655
|
34 522
|
29 518
|
19 430
|
19 496
|
22 808
|
19 285
|
25 305
|
24 312
|
21 914
|
21 998
|
13 428
|
15 100
|
13 103
|
13 962
|
14 374
|
14 025
|
12 118
|
11 392
|
9 893
|
10 548
|
10 991
|
13 563
|
13 422
|
|
| Total Assets |
191 037
N/A
|
221 339
+16%
|
245 079
+11%
|
266 263
+9%
|
299 578
+13%
|
377 620
+26%
|
439 676
+16%
|
589 587
+34%
|
618 277
+5%
|
670 228
+8%
|
674 965
+1%
|
701 097
+4%
|
770 842
+10%
|
812 156
+5%
|
839 202
+3%
|
851 875
+2%
|
879 592
+3%
|
906 626
+3%
|
911 946
+1%
|
935 877
+3%
|
1 014 198
+8%
|
1 029 774
+2%
|
1 077 544
+5%
|
1 125 356
+4%
|
|
| Liabilities | |||||||||||||||||||||||||
| Accounts Payable |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
1 101
|
886
|
1 000
|
917
|
1 019
|
1 030
|
1 276
|
1 124
|
1 109
|
1 410
|
1 154
|
1 250
|
1 392
|
1 045
|
2 191
|
2 375
|
2 363
|
|
| Accrued Liabilities |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
1 601
|
3 056
|
3 292
|
3 346
|
2 970
|
2 917
|
2 626
|
2 579
|
2 727
|
2 968
|
2 627
|
1 367
|
944
|
1 738
|
4 138
|
4 940
|
4 235
|
|
| Short-Term Debt |
27 575
|
29 970
|
36 188
|
24 273
|
42 098
|
87 126
|
38 340
|
35 507
|
34 397
|
43 983
|
29 601
|
39 089
|
48 997
|
44 173
|
24 230
|
35 449
|
29 783
|
41 127
|
48 781
|
61 148
|
83 185
|
64 842
|
60 468
|
64 305
|
|
| Current Portion of Long-Term Debt |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
2 173
|
1 641
|
1 382
|
0
|
1 323
|
3 070
|
1 143
|
2 770
|
3 829
|
3 412
|
|
| Total Deposits |
115 494
|
132 902
|
153 604
|
159 906
|
179 792
|
211 187
|
249 591
|
338 691
|
346 283
|
384 790
|
402 555
|
433 318
|
479 458
|
494 059
|
531 280
|
555 498
|
577 422
|
573 131
|
596 112
|
631 035
|
664 022
|
692 705
|
724 124
|
776 862
|
|
| Other Interest Bearing Liabilities |
4 788
|
3 788
|
5 534
|
8 018
|
2 893
|
8 223
|
20 660
|
12 519
|
5 485
|
10 075
|
10 230
|
102
|
101
|
97
|
12
|
6
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Other Current Liabilities |
537
|
310
|
1
|
306
|
301
|
0
|
0
|
1 932
|
302
|
581
|
1 022
|
895
|
662
|
539
|
385
|
308
|
296
|
163
|
70
|
71
|
219
|
780
|
569
|
137
|
|
| Total Current Liabilities |
28 112
|
30 280
|
36 189
|
24 579
|
42 399
|
87 126
|
38 340
|
40 141
|
38 641
|
48 856
|
34 886
|
43 973
|
53 606
|
48 614
|
30 491
|
41 234
|
35 839
|
45 071
|
52 791
|
66 625
|
87 330
|
74 721
|
72 181
|
74 452
|
|
| Long-Term Debt |
4 512
|
4 544
|
4 431
|
28 695
|
29 939
|
7 704
|
66 776
|
106 984
|
125 571
|
129 849
|
127 517
|
122 239
|
131 288
|
149 031
|
163 655
|
152 469
|
162 213
|
177 445
|
156 474
|
135 181
|
144 647
|
157 694
|
171 010
|
173 297
|
|
| Deferred Income Tax |
80
|
246
|
110
|
0
|
0
|
0
|
0
|
35
|
24
|
11
|
33
|
22
|
55
|
55
|
36
|
10
|
18
|
44
|
126
|
90
|
0
|
0
|
0
|
0
|
|
| Minority Interest |
17
|
31
|
1 429
|
3 332
|
1 912
|
1 912
|
1 924
|
1 934
|
1 929
|
1 982
|
1 970
|
863
|
881
|
817
|
61
|
54
|
52
|
53
|
51
|
57
|
57
|
44
|
347
|
327
|
|
| Other Liabilities |
27 583
|
35 583
|
28 894
|
28 172
|
28 457
|
45 472
|
44 838
|
54 646
|
62 155
|
52 839
|
53 525
|
53 906
|
56 997
|
66 385
|
55 547
|
41 316
|
39 527
|
45 428
|
38 369
|
30 854
|
47 690
|
32 115
|
38 177
|
27 652
|
|
| Total Liabilities |
180 586
N/A
|
207 374
+15%
|
230 191
+11%
|
252 702
+10%
|
285 392
+13%
|
361 624
+27%
|
422 129
+17%
|
554 950
+31%
|
580 088
+5%
|
628 402
+8%
|
630 716
+0%
|
654 423
+4%
|
722 386
+10%
|
759 058
+5%
|
781 082
+3%
|
790 587
+1%
|
815 071
+3%
|
841 172
+3%
|
843 923
+0%
|
863 842
+2%
|
943 746
+9%
|
957 279
+1%
|
1 005 839
+5%
|
1 052 590
+5%
|
|
| Equity | |||||||||||||||||||||||||
| Common Stock |
4 439
|
6 695
|
7 159
|
5 296
|
5 519
|
0
|
6 744
|
23 684
|
24 686
|
25 456
|
26 355
|
27 021
|
26 943
|
29 280
|
33 469
|
34 889
|
36 054
|
37 508
|
40 509
|
41 601
|
39 666
|
39 826
|
37 958
|
37 263
|
|
| Retained Earnings |
6 012
|
7 270
|
7 729
|
8 326
|
8 718
|
0
|
11 044
|
11 617
|
14 290
|
16 708
|
17 925
|
19 874
|
21 716
|
24 372
|
25 693
|
27 513
|
29 399
|
28 812
|
28 238
|
30 598
|
30 935
|
33 396
|
34 836
|
36 625
|
|
| Unrealized Security Profit/Loss |
0
|
0
|
0
|
0
|
0
|
0
|
28
|
66
|
131
|
31
|
44
|
12
|
129
|
25
|
10
|
64
|
37
|
5
|
173
|
487
|
198
|
39
|
441
|
74
|
|
| Treasury Stock |
0
|
0
|
0
|
61
|
51
|
0
|
151
|
188
|
190
|
187
|
192
|
253
|
304
|
385
|
455
|
495
|
493
|
553
|
563
|
606
|
655
|
702
|
758
|
845
|
|
| Other Equity |
0
|
0
|
0
|
0
|
0
|
15 996
|
118
|
542
|
728
|
182
|
117
|
20
|
28
|
144
|
597
|
683
|
476
|
308
|
334
|
45
|
308
|
14
|
110
|
203
|
|
| Total Equity |
10 451
N/A
|
13 965
+34%
|
14 888
+7%
|
13 561
-9%
|
14 186
+5%
|
15 996
+13%
|
17 547
+10%
|
34 637
+97%
|
38 189
+10%
|
41 826
+10%
|
44 249
+6%
|
46 674
+5%
|
48 456
+4%
|
53 098
+10%
|
58 120
+9%
|
61 288
+5%
|
64 521
+5%
|
65 454
+1%
|
68 023
+4%
|
72 035
+6%
|
70 452
-2%
|
72 495
+3%
|
71 705
-1%
|
72 766
+1%
|
|
| Total Liabilities & Equity |
191 037
N/A
|
221 339
+16%
|
245 079
+11%
|
266 263
+9%
|
299 578
+13%
|
377 620
+26%
|
439 676
+16%
|
589 587
+34%
|
618 277
+5%
|
670 228
+8%
|
674 965
+1%
|
701 097
+4%
|
770 842
+10%
|
812 156
+5%
|
839 202
+3%
|
851 875
+2%
|
879 592
+3%
|
906 626
+3%
|
911 946
+1%
|
935 877
+3%
|
1 014 198
+8%
|
1 029 774
+2%
|
1 077 544
+5%
|
1 125 356
+4%
|
|
| Shares Outstanding | |||||||||||||||||||||||||
| Common Shares Outstanding |
1 819
|
1 853
|
1 843
|
1 881
|
1 848
|
1 871
|
1 899
|
2 949
|
2 997
|
3 038
|
3 087
|
3 113
|
3 115
|
3 192
|
3 342
|
3 392
|
3 434
|
3 486
|
3 610
|
3 665
|
3 497
|
3 504
|
3 435
|
3 415
|
|
| Preferred Shares Outstanding |
13
|
20
|
8
|
8
|
8
|
16
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|