Westpac Banking Corp
ASX:WBC
Income Statement
Income Statement
Westpac Banking Corp
Sep-2003 | Mar-2004 | Sep-2004 | Mar-2005 | Sep-2005 | Mar-2006 | Sep-2006 | Mar-2007 | Sep-2007 | Mar-2008 | Sep-2008 | Mar-2009 | Sep-2009 | Mar-2010 | Sep-2010 | Mar-2011 | Sep-2011 | Mar-2012 | Sep-2012 | Mar-2013 | Sep-2013 | Mar-2014 | Sep-2014 | Mar-2015 | Sep-2015 | Mar-2016 | Sep-2016 | Mar-2017 | Sep-2017 | Mar-2018 | Sep-2018 | Mar-2019 | Sep-2019 | Mar-2020 | Sep-2020 | Mar-2021 | Sep-2021 | Mar-2022 | Sep-2022 | Mar-2023 | Sep-2023 | ||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Revenue | ||||||||||||||||||||||||||||||||||||||||||
Net Interest Income |
4 326
|
4 567
|
4 755
|
4 973
|
5 259
|
5 562
|
5 642
|
5 871
|
6 313
|
6 694
|
7 222
|
9 310
|
11 646
|
12 101
|
11 842
|
11 674
|
11 996
|
12 336
|
12 502
|
12 609
|
12 821
|
13 168
|
13 542
|
13 887
|
14 267
|
14 760
|
15 148
|
15 284
|
15 516
|
16 181
|
16 505
|
16 490
|
16 907
|
17 644
|
16 696
|
16 044
|
16 858
|
16 798
|
17 161
|
17 986
|
18 317
|
|
Interest Income |
10 885
|
11 786
|
12 939
|
14 322
|
15 544
|
16 729
|
18 091
|
19 759
|
22 075
|
25 345
|
29 081
|
31 415
|
30 446
|
30 546
|
34 151
|
36 758
|
38 098
|
38 306
|
36 873
|
34 789
|
33 009
|
32 009
|
32 248
|
32 915
|
32 295
|
31 764
|
31 822
|
31 215
|
31 232
|
31 929
|
32 571
|
33 449
|
33 222
|
30 938
|
27 047
|
23 797
|
22 278
|
21 049
|
23 251
|
32 885
|
43 752
|
|
Interest Expense |
6 559
|
7 219
|
8 184
|
9 349
|
10 285
|
11 167
|
12 449
|
13 888
|
15 762
|
18 651
|
21 859
|
22 105
|
18 800
|
18 445
|
22 309
|
25 084
|
26 102
|
25 970
|
24 371
|
22 180
|
20 188
|
18 841
|
18 706
|
19 028
|
18 028
|
17 004
|
16 674
|
15 931
|
15 716
|
15 748
|
16 066
|
16 959
|
16 315
|
13 294
|
10 351
|
7 753
|
5 420
|
4 251
|
6 090
|
14 899
|
25 435
|
|
Non Interest Income |
3 004
|
3 104
|
3 255
|
3 320
|
3 454
|
3 553
|
3 575
|
3 692
|
3 860
|
4 404
|
4 297
|
4 371
|
4 805
|
4 931
|
5 041
|
5 004
|
4 945
|
5 095
|
7 693
|
7 894
|
5 774
|
6 047
|
6 395
|
6 257
|
7 375
|
7 358
|
5 837
|
5 997
|
6 368
|
6 132
|
5 723
|
4 710
|
4 042
|
3 956
|
3 695
|
4 477
|
4 592
|
4 209
|
2 714
|
2 703
|
3 680
|
|
Revenue |
7 330
N/A
|
7 671
+5%
|
8 010
+4%
|
8 293
+4%
|
8 713
+5%
|
9 115
+5%
|
9 217
+1%
|
9 563
+4%
|
10 173
+6%
|
11 098
+9%
|
11 519
+4%
|
13 681
+19%
|
16 451
+20%
|
17 032
+4%
|
16 883
-1%
|
16 678
-1%
|
16 941
+2%
|
17 431
+3%
|
20 195
+16%
|
20 503
+2%
|
18 595
-9%
|
19 215
+3%
|
19 937
+4%
|
20 144
+1%
|
21 642
+7%
|
22 118
+2%
|
20 985
-5%
|
21 281
+1%
|
21 884
+3%
|
22 313
+2%
|
22 228
0%
|
21 200
-5%
|
20 949
-1%
|
21 600
+3%
|
20 391
-6%
|
20 521
+1%
|
21 450
+5%
|
21 007
-2%
|
19 875
-5%
|
20 689
+4%
|
21 997
+6%
|
|
Pre-Tax Income | ||||||||||||||||||||||||||||||||||||||||||
Loan Loss Provision |
(485)
|
(478)
|
(414)
|
(410)
|
(382)
|
(364)
|
(375)
|
(422)
|
(482)
|
(683)
|
(931)
|
(2 055)
|
(3 238)
|
(2 560)
|
(1 456)
|
(1 040)
|
(993)
|
(1 138)
|
(1 212)
|
(1 042)
|
(847)
|
(750)
|
(650)
|
(650)
|
(753)
|
(1 079)
|
(1 124)
|
(950)
|
(853)
|
(753)
|
(710)
|
(650)
|
(794)
|
(1 118)
|
(794)
|
235
|
590
|
79
|
(335)
|
(586)
|
(648)
|
|
Non Interest Expense |
(3 926)
|
(4 000)
|
(4 104)
|
(4 166)
|
(4 159)
|
(4 223)
|
(4 295)
|
(4 389)
|
(4 543)
|
(4 806)
|
(5 369)
|
(6 215)
|
(7 117)
|
(7 467)
|
(7 389)
|
(7 379)
|
(7 434)
|
(7 682)
|
(10 169)
|
(10 176)
|
(7 976)
|
(8 238)
|
(8 547)
|
(8 762)
|
(9 473)
|
(9 631)
|
(9 217)
|
(9 282)
|
(9 516)
|
(9 653)
|
(9 787)
|
(10 299)
|
(10 406)
|
(13 103)
|
(15 331)
|
(13 614)
|
(13 539)
|
(12 928)
|
(11 071)
|
(10 727)
|
(11 044)
|
|
Pre-Tax Income |
2 919
N/A
|
3 193
+9%
|
3 492
+9%
|
3 717
+6%
|
4 172
+12%
|
4 528
+9%
|
4 547
+0%
|
4 752
+5%
|
5 148
+8%
|
5 609
+9%
|
5 219
-7%
|
5 411
+4%
|
6 096
+13%
|
7 005
+15%
|
8 038
+15%
|
8 259
+3%
|
8 514
+3%
|
8 611
+1%
|
8 814
+2%
|
9 285
+5%
|
9 772
+5%
|
10 227
+5%
|
10 740
+5%
|
10 732
0%
|
11 416
+6%
|
11 408
0%
|
10 644
-7%
|
11 049
+4%
|
11 515
+4%
|
11 907
+3%
|
11 731
-1%
|
10 251
-13%
|
9 749
-5%
|
7 379
-24%
|
4 266
-42%
|
7 142
+67%
|
8 501
+19%
|
8 158
-4%
|
8 469
+4%
|
9 376
+11%
|
10 305
+10%
|
|
Net Income | ||||||||||||||||||||||||||||||||||||||||||
Tax Provision |
(728)
|
(826)
|
(913)
|
(1 022)
|
(1 223)
|
(1 432)
|
(1 422)
|
(1 446)
|
(1 630)
|
(1 531)
|
(1 287)
|
(1 498)
|
(2 579)
|
(2 797)
|
(1 626)
|
(758)
|
(1 455)
|
(2 547)
|
(2 812)
|
(2 962)
|
(2 947)
|
(3 065)
|
(3 115)
|
(3 124)
|
(3 348)
|
(3 272)
|
(3 184)
|
(3 387)
|
(3 518)
|
(3 622)
|
(3 632)
|
(3 176)
|
(2 959)
|
(2 574)
|
(1 974)
|
(2 596)
|
(3 038)
|
(2 856)
|
(2 770)
|
(2 956)
|
(3 104)
|
|
Income from Continuing Operations |
2 191
|
2 367
|
2 579
|
2 695
|
2 949
|
3 096
|
3 125
|
3 306
|
3 518
|
4 078
|
3 932
|
3 913
|
3 517
|
4 208
|
6 412
|
7 501
|
7 059
|
6 064
|
6 002
|
6 323
|
6 825
|
7 162
|
7 625
|
7 608
|
8 068
|
8 136
|
7 460
|
7 662
|
7 997
|
8 285
|
8 099
|
7 075
|
6 790
|
4 805
|
2 292
|
4 546
|
5 463
|
5 302
|
5 699
|
6 420
|
7 201
|
|
Income to Minority Interest |
0
|
0
|
0
|
(86)
|
(251)
|
(190)
|
(54)
|
(63)
|
(67)
|
(66)
|
(73)
|
(81)
|
(71)
|
(62)
|
(66)
|
(69)
|
(68)
|
(67)
|
(66)
|
(67)
|
(74)
|
(76)
|
(64)
|
(60)
|
(56)
|
(32)
|
(15)
|
(11)
|
(7)
|
(4)
|
(4)
|
(5)
|
(6)
|
(4)
|
(2)
|
(3)
|
(5)
|
(7)
|
(5)
|
(5)
|
(6)
|
|
Equity Earnings Affiliates |
(8)
|
(10)
|
(40)
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
Net Income (Common) |
2 108
N/A
|
2 240
+6%
|
2 385
+6%
|
2 520
+6%
|
2 747
+9%
|
2 932
+7%
|
3 071
+5%
|
3 243
+6%
|
3 451
+6%
|
4 012
+16%
|
3 855
-4%
|
3 826
-1%
|
3 441
-10%
|
4 140
+20%
|
6 340
+53%
|
7 426
+17%
|
6 983
-6%
|
5 988
-14%
|
5 925
-1%
|
6 244
+5%
|
6 739
+8%
|
7 075
+5%
|
7 551
+7%
|
7 540
0%
|
8 006
+6%
|
8 098
+1%
|
7 440
-8%
|
7 647
+3%
|
7 984
+4%
|
8 274
+4%
|
8 090
-2%
|
7 065
-13%
|
6 778
-4%
|
4 795
-29%
|
2 288
-52%
|
4 542
+99%
|
5 456
+20%
|
5 292
-3%
|
5 691
+8%
|
6 412
+13%
|
7 190
+12%
|
|
EPS (Diluted) |
1.15
N/A
|
1.21
+5%
|
1.23
+2%
|
1.3
+6%
|
1.41
+8%
|
1.51
+7%
|
1.61
+7%
|
1.7
+6%
|
1.77
+4%
|
2.03
+15%
|
1.95
-4%
|
1.38
-29%
|
1.13
-18%
|
1.33
+18%
|
2.01
+51%
|
2.34
+16%
|
2.17
-7%
|
1.85
-15%
|
1.83
-1%
|
1.92
+5%
|
2.06
+7%
|
2.17
+5%
|
2.31
+6%
|
2.32
+0%
|
2.42
+4%
|
2.32
-4%
|
2.11
-9%
|
2.15
+2%
|
2.22
+3%
|
2.28
+3%
|
2.21
-3%
|
1.9
-14%
|
1.81
-5%
|
1.33
-27%
|
0.64
-52%
|
1.1
+72%
|
1.32
+20%
|
1.34
+2%
|
1.46
+9%
|
1.64
+12%
|
1.84
+12%
|