Caisse Reg Credit Agric Mut Nord France
PAR:CNDF
Income Statement
Income Statement
Caisse Reg Credit Agric Mut Nord France
| Dec-2005 | Jun-2006 | Dec-2006 | Jun-2007 | Dec-2007 | Jun-2008 | Sep-2008 | Dec-2008 | Jun-2009 | Dec-2009 | Jun-2010 | Dec-2010 | Jun-2011 | Dec-2011 | Jun-2012 | Dec-2012 | Jun-2013 | Dec-2013 | Jun-2014 | Dec-2014 | Jun-2015 | Dec-2015 | Jun-2016 | Dec-2016 | Jun-2017 | Dec-2017 | Jun-2018 | Dec-2018 | Jun-2019 | Dec-2019 | Jun-2020 | Dec-2020 | Jun-2021 | Dec-2021 | Jun-2022 | Dec-2022 | Jun-2023 | Dec-2023 | Jun-2024 | Dec-2024 | Jun-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | ||||||||||||||||||||||||||||||||||||||||||
| Net Interest Income |
305
|
308
|
304
|
307
|
302
|
277
|
479
|
282
|
554
|
411
|
389
|
367
|
381
|
414
|
438
|
427
|
372
|
328
|
313
|
296
|
292
|
299
|
297
|
260
|
246
|
247
|
239
|
224
|
227
|
234
|
249
|
288
|
305
|
316
|
336
|
323
|
245
|
219
|
228
|
237
|
226
|
|
| Interest Income |
713
|
733
|
827
|
972
|
1 066
|
1 071
|
1 876
|
1 090
|
1 866
|
947
|
890
|
902
|
948
|
1 084
|
1 165
|
1 109
|
920
|
757
|
743
|
724
|
716
|
702
|
669
|
631
|
611
|
600
|
578
|
606
|
601
|
559
|
544
|
521
|
518
|
530
|
548
|
570
|
735
|
983
|
1 065
|
1 056
|
1 036
|
|
| Interest Expense |
408
|
425
|
523
|
665
|
765
|
794
|
1 397
|
808
|
546
|
536
|
501
|
534
|
567
|
669
|
727
|
682
|
548
|
429
|
430
|
428
|
425
|
403
|
372
|
371
|
365
|
352
|
339
|
382
|
374
|
324
|
295
|
234
|
213
|
215
|
211
|
247
|
489
|
764
|
837
|
819
|
810
|
|
| Non Interest Income |
340
|
380
|
439
|
433
|
465
|
638
|
1 069
|
477
|
782
|
455
|
384
|
385
|
415
|
456
|
353
|
308
|
367
|
364
|
379
|
352
|
354
|
393
|
408
|
399
|
405
|
424
|
428
|
424
|
429
|
418
|
365
|
378
|
434
|
425
|
470
|
478
|
489
|
508
|
550
|
555
|
547
|
|
| Revenue |
646
N/A
|
688
+7%
|
743
+8%
|
741
0%
|
766
+3%
|
915
+19%
|
1 548
+69%
|
760
-51%
|
1 336
+76%
|
865
-35%
|
773
-11%
|
753
-3%
|
796
+6%
|
870
+9%
|
791
-9%
|
735
-7%
|
739
+1%
|
692
-6%
|
693
+0%
|
648
-6%
|
645
0%
|
692
+7%
|
705
+2%
|
658
-7%
|
651
-1%
|
671
+3%
|
667
-1%
|
648
-3%
|
655
+1%
|
652
0%
|
613
-6%
|
666
+9%
|
740
+11%
|
741
+0%
|
807
+9%
|
800
-1%
|
734
-8%
|
728
-1%
|
778
+7%
|
792
+2%
|
773
-2%
|
|
| Pre-Tax Income | ||||||||||||||||||||||||||||||||||||||||||
| Loan Loss Provision |
(13)
|
(31)
|
(30)
|
(12)
|
(29)
|
(25)
|
(49)
|
(54)
|
(131)
|
(107)
|
(91)
|
(66)
|
(72)
|
(67)
|
(65)
|
(92)
|
(104)
|
(93)
|
(66)
|
(27)
|
(14)
|
(31)
|
(32)
|
(32)
|
(23)
|
(10)
|
(10)
|
(23)
|
(35)
|
(17)
|
(40)
|
(51)
|
(13)
|
(30)
|
(52)
|
(65)
|
(42)
|
(39)
|
(70)
|
(63)
|
(58)
|
|
| Non Interest Expense |
(365)
|
(395)
|
(388)
|
(411)
|
(430)
|
(455)
|
(807)
|
(447)
|
(816)
|
(514)
|
(466)
|
(456)
|
(474)
|
(523)
|
(550)
|
(541)
|
(489)
|
(436)
|
(431)
|
(412)
|
(411)
|
(428)
|
(428)
|
(418)
|
(425)
|
(448)
|
(452)
|
(450)
|
(450)
|
(458)
|
(456)
|
(470)
|
(516)
|
(511)
|
(514)
|
(544)
|
(556)
|
(536)
|
(511)
|
(537)
|
(533)
|
|
| Pre-Tax Income |
267
N/A
|
262
-2%
|
325
+24%
|
317
-2%
|
307
-3%
|
435
+42%
|
691
+59%
|
258
-63%
|
389
+51%
|
244
-37%
|
216
-12%
|
231
+7%
|
250
+8%
|
281
+12%
|
175
-37%
|
102
-42%
|
146
+42%
|
163
+11%
|
196
+21%
|
210
+7%
|
221
+5%
|
233
+6%
|
245
+5%
|
208
-15%
|
203
-2%
|
213
+5%
|
205
-4%
|
175
-15%
|
171
-2%
|
178
+4%
|
118
-34%
|
144
+22%
|
210
+46%
|
200
-5%
|
242
+21%
|
191
-21%
|
137
-29%
|
152
+11%
|
196
+29%
|
192
-2%
|
182
-5%
|
|
| Net Income | ||||||||||||||||||||||||||||||||||||||||||
| Tax Provision |
(80)
|
(72)
|
(94)
|
(90)
|
(88)
|
(135)
|
(209)
|
(73)
|
(107)
|
(73)
|
(62)
|
(69)
|
(66)
|
(78)
|
(71)
|
(53)
|
(67)
|
(67)
|
(69)
|
(74)
|
(71)
|
(70)
|
(69)
|
(64)
|
(60)
|
(54)
|
(54)
|
(42)
|
(38)
|
(36)
|
(32)
|
(41)
|
(46)
|
(39)
|
(41)
|
(21)
|
(4)
|
(15)
|
(21)
|
(18)
|
(16)
|
|
| Income from Continuing Operations |
187
|
190
|
230
|
227
|
219
|
300
|
482
|
185
|
282
|
172
|
154
|
162
|
184
|
202
|
105
|
49
|
79
|
96
|
128
|
136
|
149
|
163
|
176
|
144
|
144
|
160
|
151
|
133
|
133
|
142
|
86
|
103
|
164
|
161
|
201
|
170
|
133
|
137
|
175
|
174
|
166
|
|
| Income to Minority Interest |
(5)
|
(3)
|
(6)
|
(7)
|
(5)
|
(7)
|
(11)
|
(7)
|
(11)
|
(6)
|
(8)
|
(8)
|
(8)
|
(7)
|
(6)
|
(11)
|
(8)
|
(1)
|
(0)
|
(0)
|
(0)
|
(2)
|
(2)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(2)
|
(2)
|
(0)
|
(1)
|
(0)
|
(0)
|
(0)
|
(1)
|
(1)
|
(1)
|
|
| Equity Earnings Affiliates |
1
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Net Income (Common) |
183
N/A
|
188
+3%
|
225
+19%
|
220
-2%
|
214
-3%
|
294
+37%
|
471
+60%
|
178
-62%
|
271
+52%
|
165
-39%
|
153
-8%
|
193
+26%
|
208
+8%
|
195
-6%
|
99
-49%
|
38
-61%
|
71
+84%
|
95
+34%
|
127
+34%
|
136
+7%
|
149
+10%
|
161
+8%
|
174
+8%
|
144
-17%
|
143
0%
|
159
+11%
|
151
-5%
|
133
-12%
|
133
+0%
|
142
+6%
|
86
-40%
|
101
+18%
|
162
+60%
|
160
-1%
|
200
+25%
|
170
-15%
|
133
-22%
|
137
+3%
|
174
+28%
|
173
-1%
|
165
-5%
|
|
| EPS (Diluted) |
3.11
N/A
|
3.19
+3%
|
3.79
+19%
|
3.7
-2%
|
3.59
-3%
|
4.89
+36%
|
7.84
+60%
|
2.96
-62%
|
4.71
+59%
|
2.89
-39%
|
2.61
-10%
|
3.31
+27%
|
3.57
+8%
|
3.36
-6%
|
1.71
-49%
|
0.66
-61%
|
1.21
+83%
|
1.64
+36%
|
2.19
+34%
|
2.34
+7%
|
2.58
+10%
|
2.78
+8%
|
2.99
+8%
|
2.48
-17%
|
2.47
0%
|
2.75
+11%
|
2.61
-5%
|
2.3
-12%
|
2.3
N/A
|
2.45
+7%
|
1.48
-40%
|
1.75
+18%
|
2.8
+60%
|
2.77
-1%
|
3.46
+25%
|
2.93
-15%
|
2.29
-22%
|
2.36
+3%
|
3.02
+28%
|
2.95
-2%
|
2.81
-5%
|
|