Bank Albilad Sjsc
SAU:1140
Income Statement
Income Statement
Bank Albilad Sjsc
Sep-2013 | Dec-2013 | Mar-2014 | Jun-2014 | Sep-2014 | Dec-2014 | Mar-2015 | Jun-2015 | Sep-2015 | Dec-2015 | Mar-2016 | Jun-2016 | Sep-2016 | Dec-2016 | Mar-2017 | Jun-2017 | Sep-2017 | Dec-2017 | Mar-2018 | Jun-2018 | Sep-2018 | Dec-2018 | Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Mar-2020 | Jun-2020 | Sep-2020 | Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Jun-2023 | Sep-2023 | Dec-2023 | ||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Revenue | ||||||||||||||||||||||||||||||||||||||||||
Net Interest Income |
922
|
947
|
952
|
983
|
1 001
|
1 019
|
1 064
|
1 092
|
1 121
|
1 162
|
1 224
|
1 286
|
1 354
|
1 408
|
1 466
|
1 549
|
1 636
|
1 739
|
1 835
|
1 925
|
2 029
|
2 164
|
2 307
|
2 479
|
2 655
|
2 824
|
2 962
|
3 090
|
3 217
|
3 293
|
3 329
|
3 277
|
3 349
|
3 338
|
3 517
|
3 705
|
3 781
|
3 887
|
3 002
|
3 050
|
4 110
|
|
Interest Income |
947
|
975
|
984
|
1 021
|
1 047
|
1 073
|
1 121
|
1 148
|
1 181
|
1 239
|
1 350
|
1 484
|
1 638
|
1 771
|
1 856
|
1 941
|
2 022
|
2 117
|
2 235
|
2 370
|
2 528
|
2 724
|
2 928
|
3 121
|
3 302
|
3 462
|
3 566
|
3 629
|
3 652
|
3 627
|
3 578
|
3 506
|
3 599
|
3 609
|
3 832
|
4 135
|
4 441
|
0
|
0
|
0
|
7 544
|
|
Interest Expense |
25
|
28
|
32
|
38
|
47
|
54
|
57
|
57
|
60
|
76
|
126
|
198
|
284
|
363
|
390
|
393
|
386
|
378
|
399
|
444
|
500
|
560
|
621
|
642
|
647
|
638
|
604
|
539
|
435
|
334
|
248
|
230
|
251
|
272
|
315
|
430
|
660
|
1 085
|
1 630
|
2 246
|
3 434
|
|
Non Interest Income |
935
|
971
|
993
|
1 014
|
1 061
|
1 165
|
1 117
|
1 140
|
1 127
|
1 253
|
1 151
|
1 147
|
1 152
|
1 325
|
1 188
|
1 184
|
1 220
|
1 374
|
1 224
|
1 256
|
1 273
|
1 553
|
1 256
|
1 201
|
1 165
|
1 418
|
1 092
|
1 058
|
1 036
|
1 356
|
1 139
|
1 269
|
1 243
|
1 641
|
1 228
|
1 162
|
1 237
|
1 729
|
1 098
|
1 178
|
1 671
|
|
Revenue |
1 857
N/A
|
1 917
+3%
|
1 945
+1%
|
1 997
+3%
|
2 061
+3%
|
2 184
+6%
|
2 181
0%
|
2 232
+2%
|
2 248
+1%
|
2 416
+7%
|
2 375
-2%
|
2 433
+2%
|
2 507
+3%
|
2 733
+9%
|
2 654
-3%
|
2 733
+3%
|
2 856
+4%
|
3 113
+9%
|
3 060
-2%
|
3 181
+4%
|
3 302
+4%
|
3 717
+13%
|
3 563
-4%
|
3 680
+3%
|
3 820
+4%
|
4 242
+11%
|
4 054
-4%
|
4 148
+2%
|
4 253
+3%
|
4 649
+9%
|
4 468
-4%
|
4 546
+2%
|
4 592
+1%
|
4 979
+8%
|
4 746
-5%
|
4 867
+3%
|
5 018
+3%
|
5 615
+12%
|
4 099
-27%
|
4 228
+3%
|
5 781
+37%
|
|
Pre-Tax Income | ||||||||||||||||||||||||||||||||||||||||||
Loan Loss Provision |
(214)
|
(170)
|
(110)
|
(90)
|
(41)
|
20
|
(4)
|
(9)
|
(44)
|
(67)
|
(132)
|
(157)
|
(169)
|
(165)
|
(185)
|
(208)
|
(286)
|
(340)
|
(423)
|
(482)
|
(514)
|
(491)
|
(520)
|
(523)
|
(515)
|
(543)
|
(626)
|
(572)
|
(508)
|
(532)
|
(392)
|
(448)
|
(514)
|
(544)
|
(562)
|
(544)
|
(533)
|
(551)
|
(346)
|
(287)
|
(324)
|
|
Non Interest Expense |
(971)
|
(1 018)
|
(1 075)
|
(1 118)
|
(1 191)
|
(1 340)
|
(1 313)
|
(1 357)
|
(1 371)
|
(1 560)
|
(1 454)
|
(1 510)
|
(1 547)
|
(1 759)
|
(1 608)
|
(1 610)
|
(1 636)
|
(1 837)
|
(1 671)
|
(1 695)
|
(1 743)
|
(2 116)
|
(1 872)
|
(1 923)
|
(1 993)
|
(2 312)
|
(2 057)
|
(2 190)
|
(2 298)
|
(2 615)
|
(2 437)
|
(2 350)
|
(2 254)
|
(2 554)
|
(2 195)
|
(2 229)
|
(2 289)
|
(2 744)
|
(1 895)
|
(2 000)
|
(2 816)
|
|
Pre-Tax Income |
672
N/A
|
729
+8%
|
760
+4%
|
789
+4%
|
829
+5%
|
864
+4%
|
864
+0%
|
867
+0%
|
833
-4%
|
788
-5%
|
789
+0%
|
766
-3%
|
791
+3%
|
809
+2%
|
861
+6%
|
915
+6%
|
933
+2%
|
936
+0%
|
966
+3%
|
1 004
+4%
|
1 045
+4%
|
1 111
+6%
|
1 171
+5%
|
1 234
+5%
|
1 312
+6%
|
1 387
+6%
|
1 371
-1%
|
1 386
+1%
|
1 447
+4%
|
1 502
+4%
|
1 639
+9%
|
1 749
+7%
|
1 824
+4%
|
1 880
+3%
|
1 989
+6%
|
2 095
+5%
|
2 196
+5%
|
2 321
+6%
|
1 858
-20%
|
1 942
+5%
|
2 641
+36%
|
|
Net Income | ||||||||||||||||||||||||||||||||||||||||||
Tax Provision |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
(10)
|
(20)
|
(70)
|
(498)
|
(519)
|
(543)
|
(532)
|
(143)
|
(142)
|
(144)
|
(150)
|
(153)
|
(168)
|
(179)
|
(187)
|
(194)
|
(205)
|
(216)
|
(226)
|
(239)
|
(191)
|
(200)
|
(272)
|
|
Income from Continuing Operations |
672
|
729
|
760
|
789
|
829
|
864
|
864
|
867
|
833
|
788
|
789
|
766
|
791
|
809
|
861
|
915
|
933
|
936
|
956
|
984
|
975
|
613
|
652
|
691
|
780
|
1 244
|
1 229
|
1 242
|
1 298
|
1 349
|
1 471
|
1 569
|
1 636
|
1 687
|
1 784
|
1 879
|
1 970
|
2 082
|
1 666
|
1 742
|
2 369
|
|
Income to Minority Interest |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
(1)
|
1
|
3
|
5
|
6
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
Net Income (Common) |
672
N/A
|
729
+8%
|
760
+4%
|
789
+4%
|
829
+5%
|
864
+4%
|
864
+0%
|
867
+0%
|
833
-4%
|
788
-5%
|
789
+0%
|
766
-3%
|
791
+3%
|
808
+2%
|
863
+7%
|
918
+6%
|
938
+2%
|
942
+0%
|
959
+2%
|
986
+3%
|
975
-1%
|
613
-37%
|
652
+6%
|
691
+6%
|
780
+13%
|
1 244
+59%
|
1 229
-1%
|
1 242
+1%
|
1 298
+5%
|
1 349
+4%
|
1 471
+9%
|
1 569
+7%
|
1 636
+4%
|
1 687
+3%
|
1 784
+6%
|
1 879
+5%
|
1 970
+5%
|
2 082
+6%
|
1 666
-20%
|
1 742
+5%
|
2 369
+36%
|
|
EPS (Diluted) |
0.68
N/A
|
1.08
+59%
|
0.76
-30%
|
0.78
+3%
|
0.82
+5%
|
0.86
+5%
|
0.86
N/A
|
0.87
+1%
|
0.83
-5%
|
0.79
-5%
|
0.78
-1%
|
0.76
-3%
|
0.79
+4%
|
0.81
+3%
|
0.87
+7%
|
0.93
+7%
|
0.95
+2%
|
0.95
N/A
|
0.97
+2%
|
1
+3%
|
0.99
-1%
|
0.62
-37%
|
0.66
+6%
|
0.7
+6%
|
0.79
+13%
|
1.25
+58%
|
1.24
-1%
|
1.25
+1%
|
1.3
+4%
|
1.36
+5%
|
1.47
+8%
|
1.57
+7%
|
1.64
+4%
|
1.7
+4%
|
1.79
+5%
|
1.88
+5%
|
1.98
+5%
|
2.09
+6%
|
1.67
-20%
|
1.75
+5%
|
2.38
+36%
|