Aira Factoring PCL
SET:AF
Income Statement
Earnings Waterfall
Aira Factoring PCL
Income Statement
Aira Factoring PCL
| Dec-2003 | Mar-2004 | Jun-2004 | Sep-2004 | Dec-2004 | Mar-2005 | Jun-2005 | Sep-2005 | Dec-2005 | Mar-2006 | Jun-2006 | Sep-2006 | Dec-2006 | Mar-2007 | Jun-2007 | Sep-2007 | Dec-2007 | Mar-2008 | Jun-2008 | Sep-2008 | Dec-2008 | Mar-2009 | Jun-2009 | Sep-2009 | Dec-2009 | Mar-2010 | Jun-2010 | Sep-2010 | Dec-2010 | Mar-2011 | Jun-2011 | Sep-2011 | Dec-2011 | Mar-2012 | Jun-2012 | Sep-2012 | Dec-2012 | Mar-2013 | Jun-2013 | Sep-2013 | Dec-2013 | Mar-2014 | Jun-2014 | Sep-2014 | Dec-2014 | Mar-2015 | Jun-2015 | Sep-2015 | Dec-2015 | Mar-2016 | Jun-2016 | Sep-2016 | Dec-2016 | Mar-2017 | Jun-2017 | Sep-2017 | Dec-2017 | Mar-2018 | Jun-2018 | Sep-2018 | Dec-2018 | Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Mar-2020 | Jun-2020 | Sep-2020 | Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Jun-2023 | Sep-2023 | Dec-2023 | Mar-2024 | Jun-2024 | Sep-2024 | Dec-2024 | Mar-2025 | Jun-2025 | Sep-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Interest Expense |
7
|
8
|
10
|
12
|
15
|
18
|
22
|
27
|
30
|
31
|
34
|
38
|
42
|
47
|
50
|
49
|
47
|
44
|
41
|
41
|
42
|
39
|
35
|
28
|
21
|
19
|
19
|
20
|
23
|
27
|
31
|
37
|
41
|
41
|
42
|
44
|
49
|
54
|
62
|
64
|
66
|
65
|
60
|
57
|
53
|
53
|
52
|
53
|
51
|
48
|
44
|
40
|
39
|
40
|
43
|
47
|
51
|
54
|
56
|
55
|
54
|
54
|
54
|
54
|
55
|
55
|
52
|
47
|
42
|
37
|
36
|
35
|
35
|
36
|
37
|
40
|
43
|
47
|
53
|
56
|
63
|
70
|
73
|
80
|
82
|
0
|
0
|
0
|
|
| Revenue |
38
N/A
|
41
+9%
|
47
+13%
|
55
+16%
|
64
+17%
|
73
+14%
|
81
+11%
|
87
+8%
|
90
+3%
|
90
0%
|
92
+3%
|
96
+5%
|
103
+7%
|
113
+10%
|
123
+8%
|
128
+4%
|
132
+4%
|
136
+3%
|
138
+1%
|
141
+2%
|
144
+2%
|
140
-3%
|
134
-4%
|
125
-7%
|
118
-6%
|
116
-1%
|
118
+1%
|
124
+5%
|
131
+6%
|
140
+7%
|
146
+5%
|
154
+6%
|
155
+0%
|
151
-2%
|
152
+1%
|
158
+4%
|
170
+8%
|
183
+8%
|
199
+9%
|
202
+2%
|
205
+1%
|
199
-3%
|
188
-6%
|
181
-4%
|
178
-2%
|
183
+3%
|
185
+1%
|
187
+1%
|
187
0%
|
186
0%
|
186
0%
|
186
+0%
|
188
+1%
|
191
+2%
|
198
+4%
|
209
+6%
|
219
+5%
|
227
+4%
|
231
+2%
|
229
-1%
|
227
-1%
|
222
-2%
|
222
+0%
|
223
+0%
|
225
+1%
|
230
+2%
|
223
-3%
|
213
-4%
|
208
-2%
|
196
-6%
|
193
-2%
|
189
-2%
|
196
+4%
|
207
+5%
|
217
+5%
|
233
+7%
|
225
-3%
|
230
+2%
|
234
+2%
|
233
-1%
|
240
+3%
|
243
+1%
|
246
+1%
|
255
+4%
|
255
0%
|
252
-1%
|
250
-1%
|
248
-1%
|
|
| Operating Income | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Operating Expenses |
(15)
|
(16)
|
(17)
|
(19)
|
(21)
|
(23)
|
(26)
|
(78)
|
(79)
|
(80)
|
(80)
|
(31)
|
(35)
|
(35)
|
(36)
|
(38)
|
(42)
|
(45)
|
(46)
|
(54)
|
(51)
|
(54)
|
(55)
|
(47)
|
(49)
|
(48)
|
(47)
|
(47)
|
(50)
|
(54)
|
(67)
|
(67)
|
(63)
|
(65)
|
(57)
|
(62)
|
(67)
|
(61)
|
(61)
|
(63)
|
(59)
|
(71)
|
(93)
|
(94)
|
(87)
|
(99)
|
(106)
|
(106)
|
(123)
|
(110)
|
(85)
|
(84)
|
(85)
|
(93)
|
(107)
|
(112)
|
(113)
|
(105)
|
(115)
|
(110)
|
(121)
|
(136)
|
(120)
|
(128)
|
(121)
|
(117)
|
(115)
|
(116)
|
(116)
|
(103)
|
(98)
|
(91)
|
(97)
|
(105)
|
(117)
|
(125)
|
(126)
|
(129)
|
(127)
|
(151)
|
(167)
|
(163)
|
(173)
|
(164)
|
(152)
|
(161)
|
(157)
|
(160)
|
|
| Selling, General & Administrative |
(15)
|
(16)
|
(17)
|
(19)
|
(21)
|
(23)
|
(26)
|
(78)
|
(79)
|
(80)
|
(80)
|
(31)
|
(35)
|
(35)
|
(36)
|
(38)
|
(42)
|
(45)
|
(46)
|
(54)
|
(51)
|
(54)
|
(55)
|
(47)
|
(49)
|
(48)
|
(47)
|
(47)
|
(50)
|
(54)
|
(67)
|
(67)
|
(63)
|
(65)
|
(57)
|
(63)
|
(67)
|
(64)
|
(64)
|
(67)
|
(68)
|
(77)
|
(101)
|
(102)
|
(95)
|
(106)
|
(112)
|
(112)
|
(127)
|
(113)
|
(87)
|
(85)
|
(86)
|
(94)
|
(108)
|
(114)
|
(91)
|
(108)
|
(118)
|
(114)
|
(95)
|
(140)
|
(126)
|
(134)
|
(105)
|
(117)
|
(117)
|
(115)
|
(110)
|
(107)
|
(104)
|
(101)
|
(100)
|
(101)
|
(102)
|
(103)
|
(108)
|
(110)
|
(113)
|
(117)
|
(115)
|
(116)
|
(116)
|
(114)
|
(119)
|
(118)
|
(118)
|
(119)
|
|
| Depreciation & Amortization |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
(5)
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Other Operating Expenses |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
1
|
0
|
3
|
3
|
5
|
10
|
6
|
9
|
8
|
8
|
7
|
7
|
6
|
4
|
3
|
2
|
1
|
2
|
2
|
2
|
2
|
(17)
|
3
|
3
|
3
|
(26)
|
4
|
6
|
6
|
(16)
|
0
|
2
|
(1)
|
(6)
|
4
|
6
|
11
|
3
|
(4)
|
(15)
|
(21)
|
(18)
|
(19)
|
(14)
|
(34)
|
(52)
|
(47)
|
(58)
|
(50)
|
(33)
|
(43)
|
(39)
|
(41)
|
|
| Operating Income |
23
N/A
|
25
+10%
|
29
+16%
|
35
+20%
|
43
+21%
|
50
+17%
|
55
+10%
|
9
-83%
|
12
+24%
|
10
-13%
|
12
+16%
|
65
+451%
|
69
+6%
|
79
+15%
|
86
+10%
|
89
+3%
|
90
+1%
|
91
+1%
|
91
+1%
|
87
-5%
|
92
+7%
|
86
-7%
|
78
-9%
|
77
-1%
|
69
-11%
|
68
-1%
|
71
+4%
|
77
+8%
|
81
+5%
|
85
+6%
|
79
-8%
|
87
+10%
|
92
+6%
|
86
-6%
|
95
+10%
|
95
0%
|
103
+8%
|
122
+18%
|
138
+13%
|
140
+1%
|
146
+5%
|
129
-12%
|
96
-26%
|
87
-9%
|
91
+4%
|
84
-8%
|
79
-6%
|
81
+2%
|
64
-21%
|
77
+20%
|
101
+31%
|
103
+2%
|
103
+1%
|
98
-5%
|
91
-7%
|
97
+6%
|
106
+10%
|
122
+15%
|
116
-6%
|
119
+3%
|
106
-11%
|
86
-19%
|
103
+19%
|
95
-8%
|
103
+9%
|
112
+9%
|
108
-4%
|
97
-10%
|
92
-4%
|
92
+0%
|
94
+2%
|
98
+4%
|
99
+1%
|
101
+2%
|
100
-1%
|
108
+8%
|
99
-8%
|
100
+1%
|
107
+7%
|
82
-24%
|
73
-11%
|
80
+9%
|
73
-9%
|
91
+25%
|
103
+13%
|
91
-11%
|
93
+2%
|
87
-6%
|
|
| Pre-Tax Income | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Interest Income Expense |
(7)
|
(8)
|
(10)
|
(12)
|
(15)
|
(18)
|
(22)
|
(27)
|
(30)
|
(31)
|
(34)
|
(38)
|
(42)
|
(47)
|
(50)
|
(49)
|
(47)
|
(44)
|
(41)
|
(41)
|
(42)
|
(39)
|
(35)
|
(28)
|
(21)
|
(19)
|
(19)
|
(20)
|
(18)
|
(27)
|
(31)
|
(37)
|
(41)
|
(41)
|
(42)
|
(44)
|
(49)
|
(54)
|
(62)
|
(64)
|
(66)
|
(65)
|
(60)
|
(57)
|
(53)
|
(53)
|
(52)
|
(53)
|
(51)
|
(48)
|
(44)
|
(40)
|
(39)
|
(40)
|
(43)
|
(47)
|
(51)
|
(54)
|
(56)
|
(55)
|
(54)
|
(54)
|
(54)
|
(54)
|
(55)
|
(55)
|
(52)
|
(47)
|
(42)
|
(37)
|
(36)
|
(35)
|
(35)
|
(36)
|
(37)
|
(40)
|
(43)
|
(47)
|
(53)
|
(56)
|
(63)
|
(70)
|
(73)
|
(80)
|
(82)
|
(81)
|
(79)
|
(76)
|
|
| Total Other Income |
0
|
0
|
0
|
0
|
0
|
0
|
1
|
2
|
2
|
2
|
1
|
1
|
2
|
2
|
2
|
2
|
1
|
1
|
1
|
1
|
1
|
1
|
0
|
1
|
1
|
3
|
4
|
5
|
1
|
6
|
6
|
5
|
5
|
5
|
4
|
2
|
5
|
3
|
5
|
5
|
0
|
3
|
0
|
(0)
|
0
|
(0)
|
(0)
|
0
|
0
|
(0)
|
(2)
|
(1)
|
0
|
(2)
|
(2)
|
(2)
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Pre-Tax Income |
16
N/A
|
18
+10%
|
20
+14%
|
24
+18%
|
28
+18%
|
32
+15%
|
34
+7%
|
(15)
N/A
|
(16)
-4%
|
(19)
-21%
|
(21)
-10%
|
28
N/A
|
29
+2%
|
34
+18%
|
39
+15%
|
42
+9%
|
45
+5%
|
48
+7%
|
52
+7%
|
47
-9%
|
51
+9%
|
48
-6%
|
44
-8%
|
50
+13%
|
49
-2%
|
52
+6%
|
56
+8%
|
61
+9%
|
64
+4%
|
64
+1%
|
53
-17%
|
55
+4%
|
56
+1%
|
50
-10%
|
57
+14%
|
54
-6%
|
60
+11%
|
71
+18%
|
81
+14%
|
81
+0%
|
80
-1%
|
66
-17%
|
36
-46%
|
31
-14%
|
38
+24%
|
31
-17%
|
27
-14%
|
28
+3%
|
13
-53%
|
29
+123%
|
57
+97%
|
63
+10%
|
64
+3%
|
58
-10%
|
48
-17%
|
50
+3%
|
55
+11%
|
68
+24%
|
60
-12%
|
64
+6%
|
52
-19%
|
33
-37%
|
49
+51%
|
41
-18%
|
49
+20%
|
57
+17%
|
55
-3%
|
49
-11%
|
50
+2%
|
55
+10%
|
58
+5%
|
64
+9%
|
65
+2%
|
65
+1%
|
63
-3%
|
68
+7%
|
57
-16%
|
54
-6%
|
54
+1%
|
25
-53%
|
9
-63%
|
10
+4%
|
(0)
N/A
|
11
N/A
|
21
+91%
|
11
-48%
|
14
+29%
|
11
-18%
|
|
| Net Income | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Tax Provision |
(5)
|
(6)
|
(6)
|
(8)
|
(9)
|
(9)
|
(9)
|
(8)
|
(8)
|
(7)
|
(7)
|
(7)
|
(7)
|
(7)
|
(9)
|
(9)
|
(10)
|
(11)
|
(11)
|
(12)
|
(12)
|
(12)
|
(11)
|
(11)
|
(11)
|
(11)
|
(13)
|
(15)
|
(18)
|
(20)
|
(10)
|
(5)
|
(4)
|
(2)
|
(10)
|
(14)
|
(16)
|
(15)
|
(16)
|
(16)
|
(16)
|
(14)
|
(13)
|
(12)
|
(13)
|
(14)
|
(15)
|
(15)
|
(13)
|
(13)
|
(13)
|
(13)
|
(14)
|
(13)
|
(13)
|
(13)
|
(2)
|
2
|
2
|
1
|
(3)
|
(8)
|
(2)
|
0
|
(6)
|
(7)
|
(11)
|
(7)
|
(8)
|
(7)
|
(9)
|
(13)
|
(15)
|
(15)
|
(15)
|
(16)
|
(12)
|
(11)
|
(11)
|
(5)
|
(3)
|
(2)
|
(1)
|
(3)
|
(4)
|
(2)
|
(3)
|
(2)
|
|
| Income from Continuing Operations |
11
|
12
|
14
|
16
|
19
|
23
|
26
|
(23)
|
(23)
|
(26)
|
(28)
|
22
|
22
|
26
|
30
|
33
|
35
|
37
|
40
|
35
|
39
|
36
|
33
|
39
|
38
|
41
|
43
|
46
|
46
|
44
|
43
|
50
|
51
|
48
|
47
|
39
|
44
|
55
|
65
|
65
|
65
|
52
|
23
|
19
|
25
|
18
|
12
|
13
|
0
|
16
|
44
|
49
|
51
|
45
|
35
|
36
|
53
|
71
|
62
|
65
|
49
|
25
|
48
|
41
|
42
|
50
|
44
|
42
|
43
|
48
|
50
|
51
|
50
|
50
|
48
|
52
|
45
|
43
|
44
|
20
|
7
|
7
|
(1)
|
8
|
17
|
8
|
11
|
9
|
|
| Net Income (Common) |
11
N/A
|
12
+10%
|
14
+13%
|
16
+17%
|
19
+20%
|
23
+21%
|
26
+11%
|
(23)
N/A
|
(23)
+1%
|
(26)
-12%
|
(28)
-6%
|
22
N/A
|
22
+3%
|
26
+19%
|
30
+14%
|
33
+11%
|
35
+3%
|
37
+8%
|
40
+8%
|
35
-14%
|
39
+11%
|
36
-7%
|
33
-9%
|
39
+19%
|
38
-3%
|
41
+7%
|
43
+7%
|
46
+6%
|
46
0%
|
44
-4%
|
43
-3%
|
50
+16%
|
51
+3%
|
48
-6%
|
47
-3%
|
39
-16%
|
44
+12%
|
55
+26%
|
65
+17%
|
65
+1%
|
65
-1%
|
52
-19%
|
23
-56%
|
19
-18%
|
25
+33%
|
18
-29%
|
12
-31%
|
13
+6%
|
0
-99%
|
16
+10 797%
|
44
+181%
|
49
+11%
|
51
+3%
|
45
-11%
|
35
-22%
|
36
+3%
|
53
+46%
|
71
+33%
|
62
-13%
|
65
+6%
|
49
-25%
|
25
-50%
|
48
+95%
|
41
-14%
|
42
+3%
|
50
+19%
|
44
-12%
|
42
-5%
|
43
+2%
|
48
+12%
|
50
+3%
|
51
+3%
|
50
-3%
|
50
+1%
|
48
-3%
|
52
+8%
|
45
-13%
|
43
-5%
|
44
+2%
|
20
-53%
|
7
-66%
|
7
+8%
|
(1)
N/A
|
8
N/A
|
17
+104%
|
8
-50%
|
11
+34%
|
9
-20%
|
|
| EPS (Diluted) |
0.02
N/A
|
0
N/A
|
0.01
N/A
|
0.02
+100%
|
0.02
N/A
|
0.04
+100%
|
0.04
N/A
|
-0.01
N/A
|
-0.02
-100%
|
-0.02
N/A
|
-0.03
-50%
|
0.01
N/A
|
0.02
+100%
|
0.02
N/A
|
0.03
+50%
|
0.04
+33%
|
0.03
-25%
|
0.04
+33%
|
0.04
N/A
|
0.03
-25%
|
0.04
+33%
|
0.03
-25%
|
0.03
N/A
|
0.04
+33%
|
0.03
-25%
|
0.04
+33%
|
0.04
N/A
|
0.04
N/A
|
0.04
N/A
|
0.04
N/A
|
0.04
N/A
|
0.06
+50%
|
0.06
N/A
|
0.03
-50%
|
0.03
N/A
|
0.03
N/A
|
0.03
N/A
|
0.04
+33%
|
0.04
N/A
|
0.04
N/A
|
0.05
+25%
|
0.03
-40%
|
0.01
-67%
|
0.01
N/A
|
0.02
+100%
|
0.02
N/A
|
0.02
N/A
|
0.02
N/A
|
0
N/A
|
0.02
N/A
|
0.04
+100%
|
0.04
N/A
|
0.03
-25%
|
0.03
N/A
|
0.02
-33%
|
0.02
N/A
|
0.03
+50%
|
0.05
+67%
|
0.05
N/A
|
0.05
N/A
|
0.03
-40%
|
0.02
-33%
|
0.03
+50%
|
0.03
N/A
|
0.03
N/A
|
0.03
N/A
|
0.03
N/A
|
0.03
N/A
|
0.03
N/A
|
0.03
N/A
|
0.03
N/A
|
0.03
N/A
|
0.03
N/A
|
0.03
N/A
|
0.03
N/A
|
0.03
N/A
|
0.03
N/A
|
0.03
N/A
|
0.03
N/A
|
0.01
-67%
|
0
N/A
|
0
N/A
|
0
N/A
|
0.01
N/A
|
0.01
N/A
|
0.01
N/A
|
0.01
N/A
|
0.01
N/A
|
|