SPVI PCL
SET:SPVI
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|
S
|
SPVI PCL
SET:SPVI
|
TH |
|
First Western Financial Inc
NASDAQ:MYFW
|
US |
Income Statement
Earnings Waterfall
SPVI PCL
Income Statement
SPVI PCL
| Dec-2012 | Mar-2013 | Jun-2013 | Sep-2013 | Dec-2013 | Mar-2014 | Jun-2014 | Sep-2014 | Dec-2014 | Mar-2015 | Jun-2015 | Sep-2015 | Dec-2015 | Mar-2016 | Jun-2016 | Sep-2016 | Dec-2016 | Mar-2017 | Jun-2017 | Sep-2017 | Dec-2017 | Mar-2018 | Jun-2018 | Sep-2018 | Dec-2018 | Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Mar-2020 | Jun-2020 | Sep-2020 | Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Jun-2023 | Sep-2023 | Dec-2023 | Mar-2024 | Jun-2024 | Sep-2024 | Dec-2024 | Mar-2025 | Jun-2025 | Sep-2025 | Dec-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | ||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Interest Expense |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
1
|
1
|
2
|
3
|
4
|
7
|
9
|
9
|
9
|
9
|
8
|
8
|
8
|
8
|
8
|
9
|
9
|
9
|
9
|
8
|
7
|
7
|
8
|
0
|
0
|
0
|
|
| Revenue |
2 518
N/A
|
2 600
+3%
|
2 482
-5%
|
2 341
-6%
|
2 292
-2%
|
2 145
-6%
|
2 041
-5%
|
1 958
-4%
|
1 946
-1%
|
1 897
-3%
|
1 865
-2%
|
1 933
+4%
|
1 859
-4%
|
1 772
-5%
|
1 785
+1%
|
1 751
-2%
|
1 784
+2%
|
1 852
+4%
|
1 862
+1%
|
1 960
+5%
|
2 077
+6%
|
2 203
+6%
|
2 340
+6%
|
2 441
+4%
|
2 561
+5%
|
2 719
+6%
|
2 935
+8%
|
3 070
+5%
|
3 568
+16%
|
3 536
-1%
|
3 443
-3%
|
3 406
-1%
|
3 597
+6%
|
4 240
+18%
|
4 707
+11%
|
5 017
+7%
|
5 536
+10%
|
5 402
-2%
|
5 620
+4%
|
5 925
+5%
|
5 567
-6%
|
5 858
+5%
|
5 970
+2%
|
6 477
+8%
|
6 728
+4%
|
6 955
+3%
|
7 157
+3%
|
6 823
-5%
|
6 784
-1%
|
6 897
+2%
|
7 126
+3%
|
7 726
+8%
|
8 307
+8%
|
|
| Gross Profit | ||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cost of Revenue |
(2 269)
|
(2 349)
|
(2 242)
|
(2 115)
|
(2 082)
|
(1 933)
|
(1 834)
|
(1 756)
|
(1 745)
|
(1 695)
|
(1 669)
|
(1 725)
|
(1 646)
|
(1 562)
|
(1 568)
|
(1 540)
|
(1 570)
|
(1 632)
|
(1 628)
|
(1 713)
|
(1 810)
|
(1 916)
|
(2 038)
|
(2 128)
|
(2 236)
|
(2 380)
|
(2 584)
|
(2 700)
|
(3 167)
|
(3 136)
|
(3 061)
|
(3 037)
|
(3 203)
|
(3 801)
|
(4 234)
|
(4 525)
|
(4 999)
|
(4 874)
|
(5 059)
|
(5 319)
|
(4 975)
|
(5 228)
|
(5 320)
|
(5 803)
|
(6 049)
|
(6 279)
|
(6 461)
|
(6 152)
|
(6 111)
|
(6 209)
|
(6 422)
|
(6 960)
|
(7 460)
|
|
| Gross Profit |
249
N/A
|
251
+1%
|
240
-4%
|
226
-6%
|
211
-7%
|
212
+1%
|
207
-2%
|
202
-2%
|
202
0%
|
201
0%
|
196
-3%
|
208
+6%
|
213
+2%
|
211
-1%
|
218
+3%
|
211
-3%
|
214
+1%
|
219
+3%
|
234
+7%
|
247
+6%
|
267
+8%
|
287
+7%
|
302
+5%
|
312
+4%
|
324
+4%
|
340
+5%
|
351
+3%
|
370
+5%
|
401
+8%
|
400
0%
|
382
-4%
|
369
-3%
|
395
+7%
|
438
+11%
|
473
+8%
|
492
+4%
|
537
+9%
|
528
-2%
|
560
+6%
|
606
+8%
|
591
-2%
|
630
+7%
|
650
+3%
|
673
+4%
|
679
+1%
|
677
0%
|
696
+3%
|
672
-3%
|
673
+0%
|
688
+2%
|
704
+2%
|
767
+9%
|
847
+10%
|
|
| Operating Income | ||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Operating Expenses |
(184)
|
(190)
|
(189)
|
(187)
|
(187)
|
(182)
|
(181)
|
(179)
|
(180)
|
(178)
|
(181)
|
(195)
|
(200)
|
(208)
|
(211)
|
(204)
|
(210)
|
(208)
|
(214)
|
(217)
|
(248)
|
(242)
|
(256)
|
(266)
|
(299)
|
(277)
|
(283)
|
(292)
|
(307)
|
(309)
|
(291)
|
(287)
|
(297)
|
(311)
|
(339)
|
(349)
|
(373)
|
(371)
|
(391)
|
(418)
|
(425)
|
(455)
|
(479)
|
(509)
|
(546)
|
(572)
|
(599)
|
(598)
|
(607)
|
(613)
|
(623)
|
(653)
|
(664)
|
|
| Selling, General & Administrative |
(176)
|
(193)
|
(193)
|
(197)
|
(183)
|
(193)
|
(192)
|
(189)
|
(176)
|
(191)
|
(195)
|
(206)
|
(194)
|
(218)
|
(222)
|
(216)
|
(205)
|
(220)
|
(225)
|
(231)
|
(233)
|
(262)
|
(277)
|
(291)
|
(286)
|
(310)
|
(321)
|
(332)
|
(331)
|
(352)
|
(331)
|
(326)
|
(316)
|
(348)
|
(381)
|
(391)
|
(388)
|
(418)
|
(434)
|
(466)
|
(447)
|
(503)
|
(528)
|
(552)
|
(587)
|
(612)
|
(640)
|
(641)
|
(653)
|
(660)
|
(672)
|
(705)
|
(718)
|
|
| Depreciation & Amortization |
(10)
|
0
|
0
|
0
|
(13)
|
0
|
0
|
0
|
(14)
|
0
|
0
|
0
|
(16)
|
0
|
0
|
0
|
(15)
|
0
|
0
|
0
|
(15)
|
0
|
0
|
0
|
(13)
|
0
|
0
|
0
|
(17)
|
0
|
0
|
0
|
(19)
|
0
|
0
|
0
|
(21)
|
0
|
0
|
0
|
(27)
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Other Operating Expenses |
1
|
3
|
4
|
10
|
9
|
11
|
11
|
10
|
10
|
13
|
14
|
11
|
11
|
10
|
11
|
11
|
11
|
12
|
12
|
14
|
0
|
20
|
22
|
25
|
0
|
33
|
38
|
40
|
41
|
43
|
40
|
40
|
38
|
37
|
43
|
42
|
36
|
46
|
43
|
48
|
49
|
48
|
49
|
43
|
41
|
41
|
41
|
43
|
46
|
48
|
49
|
53
|
54
|
|
| Operating Income |
64
N/A
|
61
-5%
|
51
-17%
|
39
-23%
|
24
-40%
|
30
+25%
|
26
-11%
|
23
-12%
|
22
-6%
|
23
+7%
|
15
-34%
|
13
-16%
|
13
+4%
|
2
-82%
|
7
+188%
|
6
-7%
|
4
-35%
|
11
+170%
|
20
+79%
|
30
+47%
|
19
-35%
|
45
+132%
|
46
+4%
|
46
0%
|
26
-44%
|
63
+145%
|
68
+9%
|
78
+14%
|
93
+19%
|
92
-2%
|
91
0%
|
83
-10%
|
97
+18%
|
127
+30%
|
134
+6%
|
143
+6%
|
164
+15%
|
156
-5%
|
169
+8%
|
188
+11%
|
166
-12%
|
175
+5%
|
171
-2%
|
164
-4%
|
133
-19%
|
105
-21%
|
97
-8%
|
73
-24%
|
66
-10%
|
75
+14%
|
81
+8%
|
114
+41%
|
183
+60%
|
|
| Pre-Tax Income | ||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Interest Income Expense |
(4)
|
(4)
|
(5)
|
(5)
|
(3)
|
(5)
|
(4)
|
(4)
|
(2)
|
(3)
|
(3)
|
(2)
|
(2)
|
(1)
|
0
|
1
|
3
|
2
|
2
|
1
|
1
|
2
|
1
|
1
|
1
|
0
|
(0)
|
(0)
|
1
|
(1)
|
(2)
|
(4)
|
(6)
|
(9)
|
(9)
|
(9)
|
(9)
|
(7)
|
(8)
|
(8)
|
(8)
|
(8)
|
(8)
|
(8)
|
(8)
|
(8)
|
(7)
|
(7)
|
(6)
|
(7)
|
(8)
|
(9)
|
(9)
|
|
| Non-Reccuring Items |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
1
|
0
|
0
|
0
|
1
|
0
|
0
|
0
|
1
|
0
|
0
|
0
|
0
|
1
|
1
|
2
|
(44)
|
|
| Total Other Income |
(1)
|
(0)
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
(0)
|
(0)
|
0
|
(0)
|
0
|
0
|
17
|
0
|
0
|
0
|
29
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Pre-Tax Income |
60
N/A
|
57
-5%
|
46
-19%
|
34
-26%
|
21
-40%
|
25
+20%
|
22
-11%
|
20
-11%
|
20
+2%
|
20
+1%
|
13
-38%
|
11
-17%
|
12
+10%
|
1
-88%
|
7
+407%
|
7
+3%
|
7
-8%
|
13
+93%
|
22
+67%
|
31
+44%
|
37
+21%
|
46
+23%
|
47
+3%
|
47
-1%
|
56
+18%
|
63
+13%
|
68
+8%
|
78
+14%
|
94
+21%
|
90
-4%
|
89
-1%
|
79
-12%
|
91
+16%
|
118
+30%
|
125
+6%
|
133
+7%
|
157
+17%
|
149
-5%
|
162
+8%
|
180
+11%
|
158
-12%
|
167
+6%
|
162
-3%
|
156
-4%
|
125
-19%
|
97
-23%
|
90
-7%
|
67
-26%
|
60
-10%
|
69
+15%
|
74
+7%
|
107
+44%
|
129
+21%
|
|
| Net Income | ||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Tax Provision |
(14)
|
(13)
|
(11)
|
(8)
|
(4)
|
(5)
|
(5)
|
(4)
|
(4)
|
(4)
|
(3)
|
(2)
|
(3)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(5)
|
(7)
|
(7)
|
(8)
|
(8)
|
(8)
|
(10)
|
(12)
|
(13)
|
(15)
|
(18)
|
(17)
|
(17)
|
(15)
|
(18)
|
(23)
|
(25)
|
(27)
|
(31)
|
(30)
|
(32)
|
(35)
|
(31)
|
(33)
|
(33)
|
(32)
|
(25)
|
(19)
|
(18)
|
(13)
|
(12)
|
(14)
|
(15)
|
(22)
|
(28)
|
|
| Income from Continuing Operations |
46
|
44
|
36
|
27
|
16
|
20
|
17
|
15
|
16
|
16
|
10
|
8
|
9
|
(0)
|
5
|
5
|
5
|
11
|
17
|
25
|
30
|
38
|
39
|
39
|
45
|
51
|
55
|
63
|
76
|
73
|
72
|
63
|
73
|
95
|
100
|
107
|
126
|
119
|
130
|
144
|
127
|
133
|
129
|
124
|
100
|
78
|
73
|
54
|
48
|
55
|
59
|
85
|
102
|
|
| Net Income (Common) |
46
N/A
|
44
-4%
|
36
-19%
|
27
-25%
|
16
-39%
|
20
+20%
|
17
-12%
|
15
-12%
|
16
+3%
|
16
+1%
|
10
-37%
|
8
-15%
|
9
+3%
|
(0)
N/A
|
5
N/A
|
5
+6%
|
5
-1%
|
11
+112%
|
17
+55%
|
25
+45%
|
30
+24%
|
38
+23%
|
39
+5%
|
39
-1%
|
45
+16%
|
51
+13%
|
55
+8%
|
63
+14%
|
76
+21%
|
73
-4%
|
72
-1%
|
63
-12%
|
73
+15%
|
95
+30%
|
100
+5%
|
107
+7%
|
126
+18%
|
119
-5%
|
130
+8%
|
144
+11%
|
127
-12%
|
133
+5%
|
129
-3%
|
124
-4%
|
100
-19%
|
78
-22%
|
73
-6%
|
54
-26%
|
48
-10%
|
55
+15%
|
59
+6%
|
85
+44%
|
102
+20%
|
|
| EPS (Diluted) |
0.19
N/A
|
0.19
N/A
|
0.12
-37%
|
0.11
-8%
|
0.06
-45%
|
0.06
N/A
|
0.05
-17%
|
0.04
-20%
|
0.04
N/A
|
0.04
N/A
|
0.03
-25%
|
0.02
-33%
|
0.02
N/A
|
0
N/A
|
0.01
N/A
|
0.01
N/A
|
0.01
N/A
|
0.03
+200%
|
0.05
+67%
|
0.07
+40%
|
0.08
+14%
|
0.09
+12%
|
0.09
N/A
|
0.09
N/A
|
0.11
+22%
|
0.12
+9%
|
0.14
+17%
|
0.16
+14%
|
0.19
+19%
|
0.18
-5%
|
0.18
N/A
|
0.16
-11%
|
0.18
+12%
|
0.24
+33%
|
0.25
+4%
|
0.27
+8%
|
0.31
+15%
|
0.3
-3%
|
0.32
+7%
|
0.36
+12%
|
0.32
-11%
|
0.33
+3%
|
0.32
-3%
|
0.31
-3%
|
0.25
-19%
|
0.19
-24%
|
0.18
-5%
|
0.13
-28%
|
0.12
-8%
|
0.14
+17%
|
0.15
+7%
|
0.21
+40%
|
0.25
+19%
|
|