Cembra Money Bank AG
SIX:CMBN
Income Statement
Income Statement
Cembra Money Bank AG
Dec-2013 | Jun-2014 | Dec-2014 | Jun-2015 | Dec-2015 | Jun-2016 | Dec-2016 | Jun-2017 | Dec-2017 | Jun-2018 | Dec-2018 | Jun-2019 | Dec-2019 | Jun-2020 | Dec-2020 | Jun-2021 | Dec-2021 | Jun-2022 | Dec-2022 | Jun-2023 | Dec-2023 | ||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Revenue | ||||||||||||||||||||||
Net Interest Income |
283
|
293
|
301
|
300
|
302
|
305
|
298
|
286
|
284
|
297
|
309
|
312
|
332
|
366
|
375
|
364
|
357
|
355
|
356
|
350
|
347
|
|
Interest Income |
344
|
341
|
343
|
341
|
338
|
336
|
324
|
311
|
308
|
319
|
330
|
334
|
360
|
397
|
402
|
390
|
383
|
380
|
386
|
398
|
422
|
|
Interest Expense |
61
|
48
|
42
|
41
|
36
|
31
|
27
|
25
|
25
|
22
|
21
|
21
|
28
|
31
|
27
|
26
|
26
|
25
|
29
|
47
|
75
|
|
Non Interest Income |
72
|
75
|
78
|
84
|
87
|
91
|
96
|
103
|
113
|
120
|
130
|
136
|
148
|
140
|
122
|
120
|
130
|
146
|
153
|
162
|
168
|
|
Revenue |
355
N/A
|
368
+4%
|
379
+3%
|
384
+1%
|
389
+1%
|
396
+2%
|
394
0%
|
389
-1%
|
396
+2%
|
417
+5%
|
439
+5%
|
449
+2%
|
480
+7%
|
507
+6%
|
497
-2%
|
484
-3%
|
487
+1%
|
501
+3%
|
509
+2%
|
512
+1%
|
516
+1%
|
|
Pre-Tax Income | ||||||||||||||||||||||
Loan Loss Provision |
(7)
|
(47)
|
(41)
|
(41)
|
(44)
|
(45)
|
(45)
|
(44)
|
(45)
|
(48)
|
(50)
|
(45)
|
(45)
|
(56)
|
(56)
|
(41)
|
(40)
|
(41)
|
(41)
|
(51)
|
(57)
|
|
Non Interest Expense |
(179)
|
(182)
|
(161)
|
(160)
|
(162)
|
(165)
|
(168)
|
(166)
|
(168)
|
(175)
|
(193)
|
(206)
|
(232)
|
(254)
|
(247)
|
(246)
|
(246)
|
(244)
|
(257)
|
(270)
|
(263)
|
|
Pre-Tax Income |
169
N/A
|
139
-18%
|
177
+28%
|
183
+3%
|
184
+0%
|
186
+1%
|
182
-2%
|
179
-2%
|
183
+2%
|
194
+6%
|
196
+1%
|
197
+1%
|
203
+3%
|
197
-3%
|
193
-2%
|
197
+2%
|
201
+2%
|
216
+8%
|
210
-3%
|
191
-9%
|
196
+3%
|
|
Net Income | ||||||||||||||||||||||
Tax Provision |
(36)
|
(29)
|
(37)
|
(38)
|
(39)
|
(39)
|
(38)
|
(38)
|
(39)
|
(41)
|
(42)
|
(42)
|
(44)
|
(42)
|
(41)
|
(40)
|
(39)
|
(43)
|
(41)
|
(37)
|
(38)
|
|
Income from Continuing Operations |
133
|
110
|
140
|
145
|
145
|
147
|
144
|
141
|
145
|
153
|
154
|
155
|
159
|
155
|
153
|
158
|
162
|
173
|
169
|
154
|
158
|
|
Net Income (Common) |
133
N/A
|
110
-17%
|
140
+27%
|
145
+4%
|
145
+0%
|
147
+2%
|
144
-2%
|
141
-2%
|
145
+2%
|
153
+6%
|
154
+1%
|
155
+1%
|
159
+3%
|
155
-3%
|
153
-1%
|
158
+3%
|
162
+3%
|
173
+7%
|
169
-2%
|
154
-9%
|
158
+3%
|
|
EPS (Diluted) |
4.43
N/A
|
3.67
-17%
|
4.66
+27%
|
4.9
+5%
|
5.03
+3%
|
5.22
+4%
|
5.09
-2%
|
5.01
-2%
|
5.12
+2%
|
5.41
+6%
|
5.46
+1%
|
5.5
+1%
|
5.53
+1%
|
5.26
-5%
|
5.2
-1%
|
5.36
+3%
|
5.49
+2%
|
5.9
+7%
|
5.76
-2%
|
5.23
-9%
|
5.38
+3%
|