Cembra Money Bank AG
SIX:CMBN
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Cembra Money Bank AG
SIX:CMBN
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CH |
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C
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California Nanotechnologies Corp
OTC:CANOF
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CA |
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S
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Sunsweet PCL
SET:SUN
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TH |
Intrinsic Value
The intrinsic value of Cembra Money Bank AG (CMBN) under the Base Case is 101.92 CHF per share.
Compared with the current market price of 87.4 CHF, the stock appears
Undervalued by 14% .
The intrinsic value is calculated using the DCF method. The model mostly extends the recent record: revenue grows about 2% a year over the next five years, against 2% over the last five, and net margin stays near last year's 33%.
Do our valuations actually work? See backtest results .
Cheap or expensive for this stock?
This block shows whether today’s valuation is cheap or expensive compared with the stock’s own history, and what happened after similar valuations in the past.
We compare the gap between the stock’s price and our estimated value over time.
- Undervalued can still be historically expensive. The stock may trade below our estimated value, but usually offer an even bigger discount.
- Overvalued can still be historically cheap. The stock may trade above our estimated value, but usually carry an even higher premium.
Market expectations can differ from our model, which may not fully capture everything affecting the price. That is why some stocks regularly trade above our estimated value and others below it.
The scale and chart show how today’s valuation compares with the past. The cards summarize past returns and waiting times until the stock stopped being cheap or expensive. This can happen because the price changed, our estimated value changed, or both.
Only completed periods are included. These are past results, not forecasts. The usual historical range does not necessarily mean fair value.
Fundamental Analysis
What Cembra Money Bank Does
Cembra Money Bank is a Swiss consumer finance company. It lends money to households for personal loans, auto financing, and credit cards, and it also offers savings and deposit products. Its customers are mainly private individuals and, to a lesser extent, small businesses that need straightforward financing rather than a full-service bank relationship.
- Headquarters
- Switzerland CH
- Employees
- 805
- IPO date
- Oct 30, 2013
The intrinsic value for Cembra Money Bank AG (CMBN) under the Base Case is 101.92 CHF.
Compared with the current market price of 87.4 CHF, the stock appears Undervalued by 14% .