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Intrinsic Value

Is Industrial and Commercial Bank of China Ltd undervalued or overvalued?

See the intrinsic value estimate for Industrial and Commercial Bank of China Ltd and find out whether today’s valuation is cheap or expensive by its own historical standards.

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Industrial and Commercial Bank of China Ltd Intrinsic Value
LOCKED
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Today vs. history

Industrial and Commercial Bank of China Ltd looks undervalued.
But is it cheap by its own standards?

See how today’s valuation compares with Industrial and Commercial Bank of China Ltd’s past valuations and how the stock performed after similar periods.

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Intrinsic Value Locked
Current Price ¥8.5
Margin of Safety 20% Locked
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Fundamental Analysis

What Industrial and Commercial Bank of China Does

Banking Financials

Industrial and Commercial Bank of China is one of China’s largest commercial banks. It takes deposits, makes loans, processes payments, and handles everyday banking for individuals, businesses, and government-linked customers. It also offers services such as credit cards, wealth management, trade finance, foreign exchange, and custody services through its branch network and financial subsidiaries.

Headquarters
China CN
Employees
409 758
IPO date
Oct 27, 2006
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Industrial and Commercial Bank of China has no economic moat

No Moat Narrow Wide

Industrial and Commercial Bank of China Ltd lacks an economic moat, leaving it vulnerable to competitive pressures and market challenges.

Read the full moat analysis

Latest Earnings Call

Q2 2026 · August 28, 2026

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EPS
¥0.23
Expected
¥0.25
Surprise
−8.0%
Stock, day of the call
+0.5%
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Financials
Efficiency

Wall St Price Targets

Capital Returns

Buyback Yield
LOCKED

Competitive Landscape

What is the Intrinsic Value of one Industrial and Commercial Bank of China Ltd stock?

The intrinsic value for Industrial and Commercial Bank of China Ltd (601398) under the Base Case is hidden CNY.

Is Industrial and Commercial Bank of China Ltd stock undervalued or overvalued?

Compared with the current market price of 8.5 CNY, the stock appears hidden.

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