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ProCredit Holding AG
SWB:PCZ

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ProCredit Holding AG
SWB:PCZ
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Price: 8.4 EUR -0.24%
Market Cap: €494.7m
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Financials Section:
Income Statement Balance Sheet Cash Flow Statement

Cash Flow Statement

Operating Cash Flow
+
3Y
-
5Y
-
10Y
-
Investing Cash Flow
+
3Y
-180%
5Y
-155%
10Y
-
Financing Cash Flow
+
3Y
-67%
5Y
+43%
10Y
-

Cash Flow Statement
ProCredit Holding AG

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Cash Flow Statement
Currency: EUR
Dec-2017 Jun-2018 Dec-2018 Jun-2019 Dec-2019 Jun-2020 Dec-2020 Jun-2021 Dec-2021 Jun-2022 Dec-2022 Jun-2023 Dec-2023 Jun-2024 Dec-2024 Jun-2025
Operating Cash Flow
Net Income
48
0
54
0
54
0
41
0
80
0
16
0
113
0
104
0
Depreciation & Amortization
29
0
17
0
24
0
54
0
31
0
134
0
37
0
21
0
Other Non-Cash Items
(144)
47
(174)
5
(174)
0
(208)
0
(193)
0
(255)
0
(288)
0
(306)
0
Cash Taxes Paid
14
0
14
0
15
0
13
0
11
0
13
0
18
0
47
0
Cash Interest Paid
85
0
94
0
97
0
97
0
89
0
118
0
194
0
228
0
Change in Working Capital
158
2
130
35
386
286
249
155
216
34
671
794
661
234
4
(211)
Cash from Operating Activities
91
N/A
49
-46%
27
-44%
41
+49%
290
+615%
280
-3%
136
-52%
155
+14%
133
-14%
34
-75%
567
+1 573%
794
+40%
524
-34%
234
-55%
(177)
N/A
(211)
-19%
Investing Cash Flow
Capital Expenditures
(24)
0
(25)
0
(20)
0
(29)
0
(17)
0
(21)
0
(28)
0
(41)
0
Other Items
(31)
(53)
8
(12)
10
(17)
4
(20)
4
(15)
9
(16)
5
(27)
5
(43)
Cash from Investing Activities
(55)
N/A
(53)
+2%
(17)
+68%
(12)
+27%
(10)
+17%
(17)
-65%
(26)
-52%
(20)
+22%
(13)
+32%
(15)
-14%
(12)
+19%
(16)
-26%
(22)
-43%
(27)
-22%
(36)
-32%
(43)
-19%
Financing Cash Flow
Net Issuance of Common Stock
(0)
0
54
0
(0)
0
(9)
0
0
0
0
0
0
0
0
0
Net Issuance of Debt
(24)
0
2
0
(63)
0
(8)
0
(5)
0
(1)
0
38
0
93
0
Cash Paid for Dividends
(21)
0
(16)
0
(18)
0
0
0
(31)
0
0
0
0
0
(38)
0
Other
1
54
0
(18)
0
(77)
0
(17)
0
(26)
0
19
0
79
0
(44)
Cash from Financing Activities
(44)
N/A
54
N/A
41
-25%
(18)
N/A
(81)
-362%
(77)
+5%
(16)
+79%
(17)
-4%
(36)
-111%
(26)
+27%
(1)
+95%
19
N/A
38
+99%
79
+111%
55
-31%
(44)
N/A
Change in Cash
Effect of Foreign Exchange Rates
(19)
4
9
(5)
19
(5)
(44)
(10)
36
46
6
(17)
(10)
(10)
8
(34)
Net Change in Cash
(27)
N/A
54
N/A
60
+11%
6
-90%
217
+3 687%
182
-17%
50
-72%
108
+115%
120
+11%
38
-68%
559
+1 360%
780
+40%
530
-32%
276
-48%
(150)
N/A
(331)
-121%

See Also

Summary
PCZ intrinsic value, competitors valuation, and company profile.
DCF Valuation
PCZ stock valuation using Discount Cash Flow valuation method.
Relative Valuation
PCZ stock valuation using valuation multiples.
Wall Street Estimates
PCZ price targets and financial estimates made by Wall st analysts.
Profitability Analysis
Detailed analysis of the company's profitability.
Solvency Analysis
Analysis of the financial position and solvency of the company.
Financials
Income Statement, Balance Sheet, Cash Flow Statement.
Discount Rate
PCZ stock discount rate: cost of equity and WACC.
Summary
DCF Valuation
Relative Valuation
Wall Street Estimates
Profitability Analysis
Solvency Analysis
Financials
Discount Rate
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