ProCredit Holding AG
SWB:PCZ
Income Statement
Income Statement
ProCredit Holding AG
| Dec-2017 | Jun-2018 | Dec-2018 | Jun-2019 | Dec-2019 | Jun-2020 | Dec-2020 | Jun-2021 | Dec-2021 | Jun-2022 | Dec-2022 | Jun-2023 | Dec-2023 | Jun-2024 | Sep-2024 | Dec-2024 | Mar-2025 | Jun-2025 | Sep-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | ||||||||||||||||||||
| Net Interest Income |
205
|
194
|
186
|
187
|
195
|
202
|
202
|
205
|
222
|
244
|
265
|
295
|
337
|
362
|
452
|
358
|
533
|
524
|
523
|
|
| Interest Income |
288
|
276
|
273
|
285
|
305
|
314
|
302
|
295
|
310
|
340
|
384
|
452
|
531
|
579
|
728
|
589
|
882
|
879
|
881
|
|
| Interest Expense |
83
|
28
|
87
|
36
|
110
|
112
|
100
|
28
|
88
|
96
|
120
|
157
|
193
|
217
|
276
|
231
|
349
|
355
|
358
|
|
| Non Interest Income |
92
|
73
|
93
|
83
|
103
|
86
|
94
|
87
|
106
|
102
|
124
|
112
|
129
|
121
|
155
|
143
|
198
|
213
|
219
|
|
| Revenue |
297
N/A
|
267
-10%
|
279
+5%
|
270
-3%
|
297
+10%
|
288
-3%
|
295
+3%
|
292
-1%
|
328
+12%
|
345
+5%
|
388
+12%
|
407
+5%
|
466
+15%
|
483
+4%
|
607
+26%
|
501
-17%
|
731
+46%
|
737
+1%
|
742
+1%
|
|
| Pre-Tax Income | ||||||||||||||||||||
| Loan Loss Provision |
(5)
|
(1)
|
5
|
0
|
3
|
(8)
|
(29)
|
(16)
|
(6)
|
(61)
|
(105)
|
(48)
|
(16)
|
(21)
|
(19)
|
5
|
8
|
13
|
(5)
|
|
| Non Interest Expense |
(230)
|
(197)
|
(207)
|
(197)
|
(224)
|
(207)
|
(215)
|
(207)
|
(227)
|
(227)
|
(266)
|
(271)
|
(301)
|
(316)
|
(405)
|
(360)
|
(524)
|
(547)
|
(556)
|
|
| Pre-Tax Income |
62
N/A
|
69
+11%
|
78
+13%
|
73
-5%
|
77
+5%
|
72
-6%
|
52
-28%
|
69
+33%
|
95
+36%
|
58
-39%
|
18
-69%
|
88
+393%
|
150
+71%
|
147
-2%
|
183
+25%
|
147
-20%
|
215
+46%
|
203
-5%
|
181
-11%
|
|
| Net Income | ||||||||||||||||||||
| Tax Provision |
(15)
|
(13)
|
(16)
|
(16)
|
(15)
|
(14)
|
(11)
|
(13)
|
(15)
|
(7)
|
(1)
|
(15)
|
(37)
|
(40)
|
(49)
|
(42)
|
(58)
|
(57)
|
(51)
|
|
| Income from Continuing Operations |
48
|
56
|
62
|
57
|
62
|
59
|
41
|
56
|
80
|
51
|
16
|
73
|
113
|
107
|
134
|
104
|
157
|
146
|
130
|
|
| Income to Minority Interest |
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(1)
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Net Income (Common) |
46
N/A
|
49
+6%
|
53
+7%
|
49
-7%
|
53
+7%
|
52
-1%
|
41
-21%
|
56
+35%
|
80
+42%
|
51
-36%
|
16
-68%
|
73
+342%
|
113
+56%
|
107
-6%
|
134
+25%
|
104
-22%
|
157
+50%
|
146
-7%
|
130
-11%
|
|
| EPS (Diluted) |
0.85
N/A
|
0.84
-1%
|
0.9
+7%
|
0.82
-9%
|
0.89
+9%
|
0.89
N/A
|
0.7
-21%
|
0.95
+36%
|
1.35
+42%
|
0.86
-36%
|
0.28
-67%
|
1.24
+343%
|
1.92
+55%
|
1.82
-5%
|
2.28
+25%
|
1.77
-22%
|
2.66
+50%
|
2.48
-7%
|
2.21
-11%
|
|