Bank of Montreal
TSX:BMO
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Balance Sheet
Balance Sheet Decomposition
Bank of Montreal
Bank of Montreal
Balance Sheet
Bank of Montreal
| Oct-2002 | Oct-2003 | Oct-2004 | Oct-2005 | Oct-2006 | Oct-2007 | Oct-2008 | Oct-2009 | Oct-2010 | Oct-2011 | Oct-2012 | Oct-2013 | Oct-2014 | Oct-2015 | Oct-2016 | Oct-2017 | Oct-2018 | Oct-2019 | Oct-2020 | Oct-2021 | Oct-2022 | Oct-2023 | Oct-2024 | Oct-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||||||||||||||||||
| Net Loans |
127 031
|
127 269
|
128 284
|
140 123
|
152 342
|
151 706
|
177 604
|
160 189
|
169 642
|
231 658
|
248 589
|
270 822
|
292 160
|
322 717
|
358 730
|
359 435
|
384 928
|
426 964
|
445 681
|
458 677
|
551 602
|
656 789
|
678 083
|
677 186
|
|
| Investments |
72 072
|
100 851
|
109 298
|
128 981
|
142 356
|
187 211
|
217 826
|
208 684
|
216 657
|
234 308
|
240 975
|
229 241
|
255 478
|
230 240
|
243 597
|
303 821
|
337 936
|
370 729
|
434 906
|
425 837
|
500 495
|
531 633
|
600 085
|
658 088
|
|
| PP&E Net |
2 159
|
2 045
|
2 020
|
1 847
|
2 047
|
1 980
|
2 227
|
1 634
|
1 560
|
2 061
|
2 120
|
2 168
|
2 276
|
2 285
|
2 147
|
2 033
|
1 986
|
2 055
|
4 183
|
4 454
|
4 841
|
6 241
|
6 249
|
6 252
|
|
| PP&E Gross |
2 159
|
2 045
|
2 020
|
0
|
2 047
|
1 980
|
2 227
|
1 634
|
1 560
|
2 061
|
2 120
|
2 168
|
2 276
|
2 285
|
0
|
2 033
|
1 986
|
2 055
|
4 183
|
4 454
|
4 841
|
6 241
|
6 249
|
6 252
|
|
| Accumulated Depreciation |
2 685
|
0
|
2 978
|
0
|
3 271
|
3 475
|
3 893
|
2 808
|
2 928
|
3 127
|
2 917
|
3 155
|
3 384
|
3 720
|
0
|
4 203
|
4 462
|
4 646
|
5 117
|
5 118
|
6 071
|
6 882
|
6 637
|
6 929
|
|
| Intangible Assets |
773
|
589
|
480
|
196
|
152
|
124
|
204
|
660
|
812
|
1 562
|
1 552
|
1 511
|
2 052
|
2 208
|
2 178
|
2 159
|
2 272
|
2 424
|
2 442
|
2 266
|
2 193
|
5 216
|
4 925
|
4 758
|
|
| Goodwill |
1 428
|
1 334
|
1 507
|
1 091
|
1 098
|
1 140
|
1 635
|
1 569
|
1 619
|
3 649
|
3 717
|
3 819
|
5 353
|
6 069
|
6 381
|
6 244
|
6 373
|
6 340
|
6 535
|
5 378
|
5 285
|
16 728
|
16 774
|
16 797
|
|
| Long-Term Investments |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
1 461
|
1 727
|
1 786
|
|
| Customer Acceptances Liabilities |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Other Long-Term Assets |
109
|
1 317
|
1 155
|
1 177
|
1 195
|
1 094
|
1 121
|
1 330
|
2 459
|
3 766
|
3 414
|
3 219
|
3 280
|
3 664
|
3 101
|
3 373
|
2 703
|
1 800
|
1 635
|
2 274
|
2 493
|
4 726
|
4 320
|
4 135
|
|
| Other Assets |
37 207
|
10 521
|
11 326
|
7 033
|
8 160
|
8 386
|
10 674
|
8 993
|
8 352
|
13 447
|
14 840
|
11 821
|
13 543
|
52 561
|
56 025
|
15 940
|
13 969
|
14 061
|
20 228
|
29 384
|
16 349
|
86 386
|
68 689
|
77 358
|
|
| Total Assets |
252 864
N/A
|
256 494
+1%
|
265 194
+3%
|
293 862
+11%
|
319 978
+9%
|
366 524
+15%
|
416 050
+14%
|
388 458
-7%
|
411 640
+6%
|
500 575
+22%
|
525 449
+5%
|
537 044
+2%
|
588 659
+10%
|
641 881
+9%
|
687 935
+7%
|
709 580
+3%
|
773 293
+9%
|
852 195
+10%
|
949 261
+11%
|
988 175
+4%
|
1 139 199
+15%
|
1 347 006
+18%
|
1 409 647
+5%
|
1 476 802
+5%
|
|
| Liabilities | |||||||||||||||||||||||||
| Accounts Payable |
0
|
0
|
0
|
0
|
0
|
7 760
|
6 606
|
5 791
|
6 741
|
7 082
|
8 950
|
7 587
|
7 713
|
8 747
|
0
|
10 071
|
10 050
|
10 817
|
11 688
|
12 857
|
14 613
|
65 753
|
45 718
|
57 808
|
|
| Accrued Liabilities |
0
|
0
|
0
|
0
|
0
|
1 893
|
1 656
|
1 152
|
1 024
|
1 073
|
977
|
877
|
1 050
|
969
|
0
|
1 037
|
1 385
|
1 693
|
1 359
|
960
|
2 319
|
5 299
|
6 468
|
5 092
|
|
| Short-Term Debt |
32 450
|
32 020
|
31 786
|
38 799
|
47 316
|
56 302
|
51 284
|
58 376
|
63 548
|
52 285
|
63 176
|
51 330
|
67 043
|
61 117
|
65 824
|
80 282
|
95 488
|
112 603
|
117 582
|
129 629
|
144 942
|
148 546
|
144 014
|
186 345
|
|
| Current Portion of Long-Term Debt |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
4 001
|
3 643
|
3 703
|
5 067
|
5 999
|
4 419
|
6 584
|
4 800
|
4 432
|
4 434
|
|
| Total Deposits |
161 838
|
171 551
|
175 190
|
193 793
|
203 848
|
232 050
|
257 670
|
236 156
|
249 251
|
302 373
|
323 702
|
368 369
|
393 088
|
438 169
|
473 372
|
479 792
|
520 928
|
568 143
|
659 034
|
685 631
|
769 478
|
910 879
|
982 440
|
976 202
|
|
| Other Interest Bearing Liabilities |
6 901
|
5 611
|
5 355
|
5 934
|
7 223
|
12 389
|
9 358
|
7 640
|
7 001
|
7 227
|
8 019
|
8 472
|
10 878
|
11 307
|
13 021
|
16 546
|
18 585
|
23 593
|
13 493
|
14 021
|
13 235
|
8 111
|
359
|
711
|
|
| Other Current Liabilities |
0
|
0
|
0
|
0
|
0
|
0
|
601
|
736
|
902
|
591
|
404
|
438
|
235
|
102
|
81
|
125
|
50
|
55
|
126
|
221
|
425
|
44
|
470
|
329
|
|
| Total Current Liabilities |
32 450
|
32 020
|
31 786
|
38 799
|
47 316
|
65 955
|
60 147
|
66 055
|
72 215
|
61 031
|
73 507
|
60 232
|
76 041
|
70 935
|
69 906
|
95 158
|
110 676
|
130 235
|
136 754
|
148 086
|
168 883
|
224 442
|
201 102
|
254 008
|
|
| Long-Term Debt |
3 794
|
2 856
|
2 395
|
2 469
|
2 726
|
3 446
|
4 315
|
4 236
|
3 776
|
5 348
|
4 093
|
26 357
|
27 378
|
26 089
|
22 815
|
24 440
|
28 130
|
29 393
|
32 167
|
30 703
|
31 469
|
35 364
|
49 242
|
62 441
|
|
| Deferred Income Tax |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
314
|
171
|
107
|
178
|
265
|
242
|
233
|
74
|
60
|
108
|
192
|
102
|
16
|
1
|
1
|
|
| Minority Interest |
0
|
0
|
0
|
0
|
0
|
1 329
|
1 400
|
1 355
|
1 338
|
1 483
|
1 435
|
1 072
|
1 091
|
491
|
24
|
0
|
0
|
0
|
0
|
0
|
0
|
28
|
36
|
49
|
|
| Other Liabilities |
35 987
|
31 974
|
37 279
|
38 575
|
43 354
|
35 807
|
65 006
|
52 819
|
56 179
|
96 446
|
85 867
|
42 328
|
45 692
|
55 203
|
66 251
|
49 057
|
49 179
|
49 695
|
51 112
|
52 019
|
84 994
|
92 071
|
92 217
|
95 339
|
|
| Total Liabilities |
240 970
N/A
|
244 012
+1%
|
252 005
+3%
|
279 570
+11%
|
304 467
+9%
|
350 976
+15%
|
397 896
+13%
|
368 261
-7%
|
389 760
+6%
|
474 222
+22%
|
496 794
+5%
|
506 937
+2%
|
554 346
+9%
|
602 459
+9%
|
645 631
+7%
|
665 226
+3%
|
727 572
+9%
|
801 119
+10%
|
892 668
+11%
|
930 652
+4%
|
1 068 161
+15%
|
1 270 911
+19%
|
1 325 397
+4%
|
1 388 751
+5%
|
|
| Equity | |||||||||||||||||||||||||
| Common Stock |
4 976
|
5 108
|
4 903
|
5 068
|
5 277
|
5 857
|
6 769
|
8 769
|
9 498
|
14 193
|
14 422
|
14 268
|
15 397
|
15 553
|
16 379
|
17 272
|
17 269
|
17 661
|
18 120
|
17 249
|
20 394
|
26 241
|
25 971
|
24 909
|
|
| Retained Earnings |
6 918
|
7 566
|
8 773
|
9 801
|
10 974
|
11 166
|
11 632
|
11 748
|
12 848
|
11 381
|
13 540
|
15 087
|
17 237
|
18 930
|
21 205
|
23 709
|
25 850
|
28 725
|
30 745
|
35 497
|
45 117
|
44 006
|
46 469
|
47 377
|
|
| Additional Paid In Capital |
0
|
3
|
10
|
35
|
49
|
58
|
69
|
79
|
92
|
113
|
213
|
315
|
304
|
299
|
294
|
307
|
300
|
303
|
302
|
313
|
317
|
328
|
354
|
373
|
|
| Unrealized Security Profit/Loss |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
205
|
156
|
45
|
0
|
125
|
520
|
104
|
197
|
183
|
569
|
173
|
317
|
330
|
|
| Treasury Stock |
0
|
0
|
0
|
0
|
0
|
0
|
65
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Other Equity |
0
|
195
|
497
|
612
|
789
|
1 533
|
251
|
399
|
558
|
666
|
480
|
232
|
1 219
|
4 595
|
4 426
|
3 191
|
2 822
|
4 491
|
7 229
|
4 647
|
4 641
|
5 347
|
11 773
|
15 722
|
|
| Total Equity |
11 894
N/A
|
12 482
+5%
|
13 189
+6%
|
14 292
+8%
|
15 511
+9%
|
15 548
+0%
|
18 154
+17%
|
20 197
+11%
|
21 880
+8%
|
26 353
+20%
|
28 655
+9%
|
30 107
+5%
|
34 313
+14%
|
39 422
+15%
|
42 304
+7%
|
44 354
+5%
|
45 721
+3%
|
51 076
+12%
|
56 593
+11%
|
57 523
+2%
|
71 038
+23%
|
76 095
+7%
|
84 250
+11%
|
88 051
+5%
|
|
| Total Liabilities & Equity |
252 864
N/A
|
256 494
+1%
|
265 194
+3%
|
293 862
+11%
|
319 978
+9%
|
366 524
+15%
|
416 050
+14%
|
388 458
-7%
|
411 640
+6%
|
500 575
+22%
|
525 449
+5%
|
537 044
+2%
|
588 659
+10%
|
641 881
+9%
|
687 935
+7%
|
709 580
+3%
|
773 293
+9%
|
852 195
+10%
|
949 261
+11%
|
988 175
+4%
|
1 139 199
+15%
|
1 347 006
+18%
|
1 409 647
+5%
|
1 476 802
+5%
|
|
| Shares Outstanding | |||||||||||||||||||||||||
| Common Shares Outstanding |
493
|
500
|
501
|
500
|
501
|
499
|
505
|
552
|
566
|
639
|
651
|
644
|
649
|
643
|
646
|
648
|
639
|
639
|
645
|
648
|
677
|
721
|
730
|
709
|
|
| Preferred Shares Outstanding |
56
|
54
|
38
|
38
|
38
|
54
|
76
|
99
|
99
|
111
|
99
|
91
|
86
|
26
|
26
|
6
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|