goeasy Ltd
TSX:GSY
Intrinsic Value
goeasy Ltd. engages in the provision of non-prime leasing and lending services. [ Read More ]
The intrinsic value of one GSY stock under the Base Case scenario is 287.37 CAD. Compared to the current market price of 176.2 CAD, goeasy Ltd is Undervalued by 39%.
Valuation Backtest
goeasy Ltd
Run backtest to discover the historical profit from buying and selling GSY stocks based on their intrinsic value.
Analyze the historical link between intrinsic value and market price to make more informed investment decisions.
Fundamental Analysis
Balance Sheet Decomposition
goeasy Ltd
Current Assets | 184.8m |
Cash & Short-Term Investments | 144.6m |
Receivables | 30.8m |
Other Current Assets | 9.5m |
Non-Current Assets | 4B |
Long-Term Investments | 61.5m |
PP&E | 142.6m |
Intangibles | 305.9m |
Other Non-Current Assets | 3.5B |
Current Liabilities | 343.8m |
Accounts Payable | 72.4m |
Accrued Liabilities | 12.9m |
Short-Term Debt | 190.9m |
Other Current Liabilities | 67.6m |
Non-Current Liabilities | 2.8B |
Long-Term Debt | 2.7B |
Other Non-Current Liabilities | 66.7m |
Earnings Waterfall
goeasy Ltd
Revenue
|
1.3B
CAD
|
Operating Expenses
|
-773.6m
CAD
|
Operating Income
|
476.5m
CAD
|
Other Expenses
|
-228.6m
CAD
|
Net Income
|
247.9m
CAD
|
Free Cash Flow Analysis
goeasy Ltd
GSY Profitability Score
Profitability Due Diligence
goeasy Ltd's profitability score is 54/100. The higher the profitability score, the more profitable the company is.
Score
goeasy Ltd's profitability score is 54/100. The higher the profitability score, the more profitable the company is.
GSY Solvency Score
Solvency Due Diligence
goeasy Ltd's solvency score is 23/100. The higher the solvency score, the more solvent the company is.
Score
goeasy Ltd's solvency score is 23/100. The higher the solvency score, the more solvent the company is.
Wall St
Price Targets
GSY Price Targets Summary
goeasy Ltd
According to Wall Street analysts, the average 1-year price target for GSY is 214.99 CAD with a low forecast of 191.9 CAD and a high forecast of 315 CAD.
Shareholder Return
GSY Price
goeasy Ltd
Average Annual Return | 32.49% |
Standard Deviation of Annual Returns | 51.68% |
Max Drawdown | -70% |
Market Capitalization | 2.9B CAD |
Shares Outstanding | 16 627 800 |
Percentage of Shares Shorted | 3.71% |
Company Profile
Country
Industry
Market Cap
Dividend Yield
Description
goeasy Ltd. engages in the provision of non-prime leasing and lending services. The company is headquartered in Mississauga, Ontario and currently employs 2,394 full-time employees. The firm is engaged in providing loans and other financial services to consumers, and leasing household products to consumers. The company operates in two segments: easyfinancial and easyhome. The easyfinancial segment lends out capital in the form of unsecured and secured consumer loans to non-prime borrowers. Its product offering consists of unsecured and real estate secured installment loans. The segment also includes the LendCare operating segment, which specializes in financing consumer purchases in the powersports, automotive, retail, healthcare, and home improvement categories. The easyhome segment provides leasing services for household furniture, appliances and electronics and unsecured lending products to retail consumers. The firm operated approximately 286 easyfinancial locations (including 6 kiosks within easyhome stores) and over 158 easyhome stores (including 34 franchises).
Contact
IPO
Employees
Officers
The intrinsic value of one GSY stock under the Base Case scenario is 287.37 CAD.
Compared to the current market price of 176.2 CAD, goeasy Ltd is Undervalued by 39%.