goeasy Ltd
TSX:GSY

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goeasy Ltd
TSX:GSY
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Price: 122.28 CAD -1.32% Market Closed
Market Cap: 2B CAD

Relative Value

The Relative Value of one GSY stock under the Base Case scenario is 510.49 CAD. Compared to the current market price of 122.28 CAD, goeasy Ltd is Undervalued by 76%.

Relative Value is the estimated value of a stock based on various valuation multiples like P/E and EV/EBIT ratios. It offers a quick snapshot of a stock's valuation in relation to its peers and historical norms.

GSY Relative Value
Base Case
510.49 CAD
Undervaluation 76%
Relative Value
Price
Worst Case
Base Case
Best Case

Valuation Multiples

vs History
98
vs Industry
64
Median 3Y
1.9
Median 5Y
2
Industry
3.2
Forward
1.1
vs History
95
vs Industry
48
Median 3Y
10.6
Median 5Y
10.6
Industry
15.5
Forward
7.3
vs History
vs Industry
Median 3Y
-4.9
Median 5Y
-5
Industry
10.2
vs History
60
vs Industry
7
Median 3Y
-21.9
Median 5Y
14.7
Industry
12.2
vs History
98
vs Industry
25
Median 3Y
2.3
Median 5Y
2.4
Industry
1.3
vs History
85
vs Industry
46
Median 3Y
4.2
Median 5Y
4.2
Industry
5
Forward
3.6
vs History
vs Industry
Median 3Y
0
Median 5Y
0
Industry
7.4
vs History
90
vs Industry
46
Median 3Y
9.4
Median 5Y
9.5
Industry
14.1
Forward
8.5
vs History
96
vs Industry
41
Median 3Y
11.1
Median 5Y
11.3
Industry
14.8
Forward
9.3
vs History
vs Industry
Median 3Y
-10.7
Median 5Y
-11
Industry
12.4
vs History
vs Industry
Median 3Y
-10.4
Median 5Y
-10.4
Industry
13.3
vs History
98
vs Industry
27
Median 3Y
1.3
Median 5Y
1.3
Industry
1

Multiples Across Competitors

GSY Competitors Multiples
goeasy Ltd Competitors

All Multiples
P/S
P/E
EV/EBITDA
EV/EBIT
All Countries
Close
Market Cap P/S P/E EV/EBITDA EV/EBIT
CA
goeasy Ltd
TSX:GSY
2B CAD 1.2 8.4 8.6 9.7
US
American Express Co
NYSE:AXP
263.6B USD 3.5 25.3 27.6 31.2
US
Capital One Financial Corp
NYSE:COF
151.2B USD 3.1 138.3 45.2 0
IN
Bajaj Finance Ltd
NSE:BAJFINANCE
6.3T INR 8.4 34.5 28.3 29.2
US
Discover Financial Services
NYSE:DFS
50.3B USD 2.3 9.1 281.2 0
US
SoFi Technologies Inc
NASDAQ:SOFI
32.9B USD 9.9 51.3 158.2 0
US
Synchrony Financial
NYSE:SYF
31.3B USD 1.7 9 92.4 0
IN
Shriram Finance Ltd
NSE:SHRIRAMFIN
1.6T INR 3.5 16.2 22.3 23.2
IN
Muthoot Finance Ltd
NSE:MUTHOOTFIN
1.5T INR 6.3 21.1 24.5 24.8
IN
Cholamandalam Investment and Finance Company Ltd
NSE:CHOLAFIN
1.5T INR 5.2 31.4 30 30.9
KZ
Kaspi.kz AO
NASDAQ:KSPI
14.6B USD 0 0 0 0
EV/EBIT Multiple
EBIT Growth EV/EBIT to Growth
CA
goeasy Ltd
TSX:GSY
Average EV/EBIT: 24.8
9.7
15%
0.6
US
American Express Co
NYSE:AXP
31.2
24%
1.3
US
Capital One Financial Corp
NYSE:COF
Not Available N/A N/A
IN
Bajaj Finance Ltd
NSE:BAJFINANCE
29.2
22%
1.3
US
Discover Financial Services
NYSE:DFS
Not Available N/A N/A
US
SoFi Technologies Inc
NASDAQ:SOFI
Not Available N/A N/A
US
Synchrony Financial
NYSE:SYF
Not Available N/A N/A
IN
Shriram Finance Ltd
NSE:SHRIRAMFIN
23.2
11%
2.1
IN
Muthoot Finance Ltd
NSE:MUTHOOTFIN
24.8
23%
1.1
IN
Cholamandalam Investment and Finance Company Ltd
NSE:CHOLAFIN
30.9
23%
1.3
KZ
K
Kaspi.kz AO
NASDAQ:KSPI
Not Available N/A N/A