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Home Capital Group Inc
TSX:HCG

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Home Capital Group Inc
TSX:HCG
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Price: 44.26 CAD
Updated: May 14, 2024
Section:
 

Intrinsic Value

Home Capital Group, Inc. operates as an investment holding company with interests in providing loan and trust services. [ Read More ]

The intrinsic value of one HCG stock under the Base Case scenario is 67.03 CAD. Compared to the current market price of 44.26 CAD, Home Capital Group Inc is Undervalued by 34%.

Key Points:
HCG Intrinsic Value
Base Case
67.03 CAD
Undervaluation 34%
Intrinsic Value
Price
H
Worst Case
Base Case
Best Case
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Fundamental Analysis

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Home Capital Group Inc

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does Home Capital Group Inc hold over its rivals?

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does Home Capital Group Inc face in the near future?

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based on the latest financial data?

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of Home Capital Group Inc.

Provide an overview of the primary business activities
of Home Capital Group Inc.

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does Home Capital Group Inc hold over its rivals?

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does Home Capital Group Inc face in the near future?

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of Home Capital Group Inc.

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for Home Capital Group Inc?

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for Home Capital Group Inc?

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for Home Capital Group Inc?

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for Home Capital Group Inc?

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for Home Capital Group Inc?

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for Home Capital Group Inc?

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for Home Capital Group Inc?

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for Home Capital Group Inc?

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for Home Capital Group Inc with those of its competitors based on recent analyst estimates.

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of Home Capital Group Inc and its key competitors using the latest financial data.

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of Home Capital Group Inc against its competitors.

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(gross, operating, and net) of Home Capital Group Inc compared to its peers.

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of Home Capital Group Inc against its peers.

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comparing Home Capital Group Inc with its peers.

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of Home Capital Group Inc compared to its main competitors.

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Loans/Deposits Ratio
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over the last 5 years for Home Capital Group Inc?

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over the last 5 years for Home Capital Group Inc?

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of Home Capital Group Inc?

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Popular Strategic Analysis Valuation Future Outlook Peer Analysis Profitability Solvency Financials
Financials
Annual
Quarterly
TTM
Annual
Quarterly
TTM
Net Interest Income
Non Interest Income
Net Income

Balance Sheet Decomposition
Home Capital Group Inc

22.9B
Assets
21.2B
Liabilities
22.9B
Assets
21.2B
Liabilities
Net Loans 21B
Investments 624.6m
Intangibles 63.3m
Other Assets 1.2B
Total Deposits 16.1B
Short Term Debt 100.5m
Long Term Debt 4.3B
Other Liabilities 683.3m
Efficiency
NIM
Net Margin
ROE
ROA

Wall St
Price Targets

HCG Price Targets Summary
Home Capital Group Inc

Wall Street analysts forecast HCG stock price to drop over the next 12 months.

According to Wall Street analysts, the average 1-year price target for HCG is 44 CAD .

HCG Lowest Forecast
Wall Street Target
Not Available
HCG Average Forecast
Wall Street Target
44 CAD
1% Downside
HCG Highest Forecast
Wall Street Target
Not Available
Lowest
Price Target
Not Available
Average
Price Target
44 CAD
1% Downside
Highest
Price Target
Not Available
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Competitive Landscape

Shareholder Return

HCG Price
Home Capital Group Inc

1M 1M
-
6M 6M
-
1Y 1Y
+2%
3Y 3Y
+25%
5Y 5Y
+147%
10Y 10Y
+4%
Annual Price Range
44.26
52w Low
42.82
52w High
44.28
Price Metrics
Average Annual Return 33.99%
Standard Deviation of Annual Returns 44.17%
Max Drawdown -60%
Shares Statistics
Market Capitalization 1.7B CAD
Shares Outstanding 38 211 460
Percentage of Shares Shorted 1.3%

HCG Return Decomposition
Main factors of price return

What is price return decomposition?

Company Profile

Home Capital Group Inc

Country

Canada

Industry

Financial Services

Market Cap

1.7B CAD

Dividend Yield

1.36%

Description

Home Capital Group, Inc. operates as an investment holding company with interests in providing loan and trust services. The company is headquartered in Toronto, Ontario and currently employs 778 full-time employees. In addition, Home Trust offers deposits through brokers and financial planners, and through a direct-to-consumer brand, Oaken Financial. Home Trust also conducts business through its wholly owned subsidiary, Home Bank. Its mortgage lending includes classic single-family residential lending, insured residential lending, residential commercial lending, and non-residential commercial lending. Its consumer lending includes credit card and line of credit lending and other consumer retail lending. In addition, the Company manages a treasury portfolio to support liquidity requirements and invest excess capital.

Contact

ONTARIO
TORONTO
Suite 2300, 145 King Street West
+14163604663.0
http://www.homecapital.com/

IPO

1982-01-07

Employees

778

Officers

Pres, CEO & Non-Independent Director
Mr. Yousry Bissada
Exec. VP & CFO
Mr. Bradley William Kotush C.A., CPA, CA, CPA
Exec. VP & Chief Information Officer
Mr. Victor DiRisio
Gen. Counsel & Corp. Sec.
Mr. Mark Richard Hemingway
Sr. VP of Fin. & Chief Accounting Officer
Mr. Santokh Birk
VP of Investor Relations & ESG
Ms. Jill MacRae
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Sr. VP, Chief Compliance Officer & Chief Anti-Money Laundering Officer
Mr. John Hong
Sr. VP of HR
Ms. Amy Bruyea
Exec. VP of Consumer Banking & Corp. Strategy
Mr. Benjamin Katchen
Exec. VP of Enterprise Risk Management & Chief Risk Officer
Mr. David J. F. Cluff
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See Also

Summary
HCG intrinsic value, competitors valuation, and company profile.
DCF Valuation
HCG stock valuation using Discount Cash Flow valuation method.
Relative Valuation
HCG stock valuation using valuation multiples.
Wall Street Estimates
HCG price targets and financial estimates made by Wall st analysts.
Profitability Analysis
Detailed analysis of the company's profitability.
Solvency Analysis
Analysis of the financial position and solvency of the company.
Financials
Income Statement, Balance Sheet, Cash Flow Statement.
Discount Rate
HCG stock discount rate: cost of equity and WACC.
Summary
DCF Valuation
Relative Valuation
Wall Street Estimates
Profitability Analysis
Solvency Analysis
Financials
Discount Rate
Discover More
What is the Intrinsic Value of one HCG stock?

The intrinsic value of one HCG stock under the Base Case scenario is 67.03 CAD.

Is HCG stock undervalued or overvalued?

Compared to the current market price of 44.26 CAD, Home Capital Group Inc is Undervalued by 34%.

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