Income Statement

Currency: CAD

	Dec-2004	Mar-2005	Jun-2005	Sep-2005	Dec-2005	Mar-2006	Jun-2006	Sep-2006	Dec-2006	Mar-2007	Jun-2007	Sep-2007	Dec-2007	Mar-2008	Jun-2008	Sep-2008	Dec-2008	Mar-2009	Jun-2009	Sep-2009	Dec-2009	Mar-2010	Jun-2010	Sep-2010	Dec-2010	Mar-2011	Jun-2011	Sep-2011	Dec-2011	Mar-2012	Jun-2012	Sep-2012	Dec-2012	Mar-2013	Jun-2013	Sep-2013	Dec-2013	Mar-2014	Jun-2014	Sep-2014	Dec-2014	Mar-2015	Jun-2015	Sep-2015	Dec-2015	Mar-2016	Jun-2016	Sep-2016	Dec-2016	Mar-2017	Jun-2017	Sep-2017	Dec-2017	Mar-2018	Jun-2018	Sep-2018	Dec-2018	Mar-2019	Jun-2019	Sep-2019	Dec-2019	Mar-2020	Jun-2020	Sep-2020	Dec-2020	Mar-2021	Jun-2021	Sep-2021	Dec-2021	Mar-2022	Jun-2022	Sep-2022	Dec-2022	Mar-2023	Jun-2023	Sep-2023	Dec-2023	Mar-2024	Jun-2024	Sep-2024	Dec-2024	Mar-2025	Jun-2025	Sep-2025	Dec-2025
Revenue
Interest Expense	12	11	10	9	8	8	8	7	5	0	0	0	0	0	0	0	0	0	0	1	6	12	20	26	28	29	29	33	41	48	54	59	60	62	64	64	64	64	64	64	64	64	64	64	64	65	67	70	72	74	75	75	82	88	95	101	103	107	109	111	110	109	110	112	115	115	124	140	153	166	171	169	177	186	195	213	222	229	231	225	222	220	223	223	225
Gross Premiums Earned	3 381	3 540	3 678	3 811	3 884	3 852	3 856	3 847	3 870	3 905	3 938	3 983	4 002	4 020	4 022	4 057	4 075	4 070	4 087	4 075	4 104	4 136	4 179	4 229	4 275	4 328	4 349	4 440	4 957	5 488	6 011	6 515	6 649	6 746	6 875	6 996	7 049	7 098	7 174	7 219	7 362	7 443	7 545	7 683	7 733	7 874	7 952	8 070	8 167	8 249	8 368	8 423	8 824	9 176	9 548	9 938	10 022	10 119	10 206	10 344	10 608	10 973	11 222	11 524	11 703	11 733	12 567	14 731	16 895	20 603	23 166	24 248	20 649	23 972	23 727	23 852	24 893	24 805	25 063	25 673	25 604	25 900	25 941	25 494	25 785
Revenue	3 781 N/A	3 924 +4%	4 136 +5%	4 339 +5%	4 446 +2%	4 481 +1%	4 465 0%	4 422 -1%	4 406 0%	4 372 -1%	4 428 +1%	4 439 +0%	4 440 +0%	4 405 -1%	4 318 -2%	4 272 -1%	4 132 -3%	4 004 -3%	4 002 0%	4 073 +2%	4 241 +4%	4 453 +5%	4 609 +4%	4 718 +2%	4 788 +1%	4 865 +2%	4 892 +1%	4 996 +2%	5 529 +11%	6 040 +9%	6 516 +8%	6 975 +7%	7 138 +2%	7 256 +2%	7 315 +1%	7 452 +2%	7 469 +0%	7 603 +2%	7 801 +3%	7 846 +1%	7 980 +2%	8 056 +1%	8 072 +0%	8 127 +1%	8 118 0%	8 134 +0%	8 277 +2%	8 471 +2%	8 527 +1%	8 705 +2%	8 857 +2%	8 832 0%	9 341 +6%	9 638 +3%	9 957 +3%	10 414 +5%	10 589 +2%	10 875 +3%	11 066 +2%	11 204 +1%	11 380 +2%	11 614 +2%	11 938 +3%	12 303 +3%	12 581 +2%	12 693 +1%	13 428 +6%	15 592 +16%	17 729 +14%	21 552 +22%	24 497 +14%	25 507 +4%	21 284 -17%	25 474 +20%	24 783 -3%	24 884 +0%	25 690 +3%	25 644 0%	25 950 +1%	26 883 +4%	26 501 -1%	26 815 +1%	27 027 +1%	26 608 -2%	27 277 +3%
Operating Income
Operating Expenses	(2 913)	(2 999)	(3 127)	(3 279)	(3 347)	(3 342)	(3 355)	(3 363)	(3 449)	(3 514)	(3 616)	(3 731)	(3 768)	(3 882)	(3 906)	(3 908)	(4 008)	(3 969)	(4 011)	(4 165)	(4 096)	(4 052)	(4 116)	(4 066)	(4 123)	(4 175)	(4 231)	(4 321)	(4 782)	(5 242)	(5 683)	(6 133)	(6 205)	(6 410)	(6 507)	(6 722)	(6 833)	(6 948)	(7 030)	(6 912)	(6 959)	(7 012)	(7 026)	(7 164)	(7 179)	(7 219)	(7 502)	(7 698)	(7 769)	(7 958)	(7 926)	(7 804)	(8 260)	(8 599)	(8 993)	(9 431)	(9 537)	(9 823)	(10 027)	(10 183)	(10 380)	(10 528)	(10 684)	(10 842)	(10 784)	(10 558)	(11 048)	(13 089)	(14 974)	(18 563)	(20 431)	(21 255)	(18 180)	(21 147)	(21 556)	(21 956)	(22 584)	(22 328)	(22 027)	(22 906)	(22 385)	(22 618)	(22 532)	(21 213)	(21 519)
Selling, General & Administrative	(393)	(435)	(460)	(499)	(539)	(549)	(566)	(577)	(576)	(583)	(589)	(597)	(601)	(611)	(746)	(607)	(625)	(320)	(40)	(34)	(53)	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Benefits Claims Loss Adjustment	(2 520)	(2 564)	(2 666)	(2 779)	(2 808)	(2 793)	(2 789)	(2 786)	(2 873)	(2 931)	(3 028)	(3 133)	(3 167)	(3 272)	(3 159)	(3 301)	(3 384)	(3 650)	(3 971)	(4 131)	(4 043)	(3 996)	(4 056)	(4 000)	(4 074)	(4 120)	(4 175)	(4 265)	(4 715)	(5 161)	(5 603)	(6 058)	(6 155)	(6 355)	(6 432)	(6 645)	(6 787)	(6 890)	(6 985)	(6 857)	(6 871)	(6 927)	(6 936)	(7 059)	(7 076)	(7 105)	(7 386)	(7 572)	(7 641)	(7 828)	(7 802)	(7 687)	(8 143)	(8 466)	(8 851)	(9 280)	(9 382)	(9 658)	(9 860)	(10 013)	(10 161)	(10 264)	(10 365)	(10 486)	(10 438)	(10 215)	(10 705)	(12 712)	(14 578)	(18 233)	(20 636)	(21 590)	(17 556)	(21 450)	(21 418)	(21 811)	(22 584)	(22 346)	(22 042)	(22 903)	(22 418)	(22 647)	(22 534)	(21 229)	(21 491)
Other Operating Expenses	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	(56)	(60)	(66)	(49)	(55)	(56)	(56)	(67)	(81)	(80)	(75)	(50)	(55)	(75)	(77)	(46)	(58)	(45)	(55)	(88)	(85)	(90)	(105)	(103)	(114)	(116)	(126)	(128)	(130)	(124)	(117)	(117)	(133)	(142)	(151)	(155)	(165)	(167)	(170)	(219)	(264)	(319)	(356)	(346)	(343)	(343)	(377)	(396)	(330)	205	335	(624)	303	(138)	(145)	0	18	15	(3)	33	29	2	16	(28)
Operating Income	868 N/A	925 +7%	1 009 +9%	1 061 +5%	1 099 +4%	1 139 +4%	1 111 -2%	1 059 -5%	957 -10%	858 -10%	811 -5%	708 -13%	672 -5%	522 -22%	412 -21%	364 -12%	124 -66%	34 -72%	(9) N/A	(93) -919%	146 N/A	401 +175%	493 +23%	652 +32%	665 +2%	690 +4%	661 -4%	675 +2%	747 +11%	798 +7%	833 +4%	842 +1%	933 +11%	846 -9%	808 -4%	730 -10%	636 -13%	655 +3%	771 +18%	934 +21%	1 021 +9%	1 044 +2%	1 046 +0%	963 -8%	939 -2%	915 -3%	775 -15%	773 0%	758 -2%	747 -1%	931 +25%	1 028 +10%	1 081 +5%	1 039 -4%	964 -7%	983 +2%	1 052 +7%	1 052 N/A	1 039 -1%	1 021 -2%	1 000 -2%	1 086 +9%	1 254 +15%	1 461 +17%	1 797 +23%	2 135 +19%	2 380 +11%	2 503 +5%	2 755 +10%	2 989 +8%	4 066 +36%	4 252 +5%	3 104 -27%	4 327 +39%	3 227 -25%	2 928 -9%	3 106 +6%	3 316 +7%	3 923 +18%	3 977 +1%	4 116 +3%	4 197 +2%	4 495 +7%	5 395 +20%	5 758 +7%
Pre-Tax Income
Interest Income Expense	(12)	(11)	(10)	(9)	(8)	(8)	(8)	(7)	(5)	(3)	(1)	0	0	0	0	0	0	0	0	(1)	(6)	(12)	(20)	(26)	(28)	(29)	(29)	(33)	(41)	(48)	(54)	(59)	(60)	(62)	(64)	(64)	(64)	(64)	(64)	(64)	(64)	(64)	(64)	(64)	(64)	(65)	(67)	(70)	(72)	(74)	(75)	(75)	(82)	(88)	(95)	(101)	(103)	(107)	(109)	(111)	(110)	(98)	(99)	(101)	(105)	(115)	(109)	(102)	(143)	(166)	(171)	(169)	(147)	(186)	(195)	(213)	(222)	(229)	(231)	(225)	(222)	(220)	(223)	(223)	(225)
Non-Reccuring Items	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	(29)	(112)	(146)	(166)	(177)	(161)	(116)	(116)	(108)	(107)	(103)	(88)	(48)	0	0	0	0	0	0	0	0	0	0	0	(33)	(57)	(70)	(84)	(61)	(63)	(42)	(36)	(40)	(57)	(146)	(186)	(197)	(333)	(177)	(269)	(438)	(248)	(269)	(232)	(140)	(15)	(476)	(449)	(456)	(503)	(342)	(356)	(324)	(269)	(363)	(400)	(424)	(396)
Total Other Income	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	200	204	204	41	(285)	(486)	0	(710)	(754)	(716)	(577)	(662)	(605)	(652)	(747)	(717)	(822)	(809)	(830)
Pre-Tax Income	856 N/A	914 +7%	999 +9%	1 051 +5%	1 091 +4%	1 131 +4%	1 103 -2%	1 052 -5%	952 -10%	855 -10%	810 -5%	708 -13%	672 -5%	522 -22%	412 -21%	364 -12%	124 -66%	34 -72%	(9) N/A	(94) -931%	140 N/A	390 +178%	473 +21%	626 +32%	637 +2%	661 +4%	632 -4%	613 -3%	594 -3%	604 +2%	613 +1%	606 -1%	712 +17%	668 -6%	628 -6%	558 -11%	465 -17%	488 +5%	619 +27%	822 +33%	957 +16%	980 +2%	982 +0%	899 -8%	875 -3%	850 -3%	708 -17%	703 -1%	686 -2%	673 -2%	856 +27%	920 +7%	942 +2%	881 -6%	785 -11%	821 +5%	886 +8%	903 +2%	894 -1%	870 -3%	833 -4%	842 +1%	969 +15%	1 163 +20%	1 359 +17%	1 843 +36%	2 202 +19%	2 167 -2%	2 568 +19%	2 595 +1%	3 378 +30%	3 457 +2%	2 942 -15%	2 955 +0%	1 829 -38%	1 543 -16%	1 804 +17%	2 083 +15%	2 731 +31%	2 776 +2%	2 878 +4%	2 897 +1%	3 050 +5%	3 939 +29%	4 307 +9%
Net Income
Tax Provision	(232)	(247)	(280)	(293)	(309)	(322)	(311)	(307)	(294)	(257)	(223)	(186)	(163)	(117)	(90)	(76)	5	35	40	60	(13)	(86)	(103)	(139)	(139)	(147)	(136)	(125)	(137)	(131)	(134)	(136)	(141)	(96)	(82)	(57)	(34)	(71)	(90)	(138)	(175)	(180)	(198)	(186)	(169)	(170)	(134)	(135)	(145)	(138)	(171)	(189)	(177)	(159)	(145)	(153)	(170)	(131)	(115)	(103)	(79)	(140)	(172)	(219)	(263)	(340)	(389)	(388)	(480)	(534)	(655)	(659)	(522)	(549)	(398)	(324)	(473)	(456)	(606)	(602)	(568)	(584)	(628)	(868)	(942)
Income from Continuing Operations	624	668	719	758	782	809	792	746	658	598	587	522	508	405	323	288	128	69	31	(34)	127	304	371	488	498	514	496	488	457	473	479	470	571	572	546	501	431	417	529	684	782	800	784	713	706	680	574	568	541	535	685	731	765	722	640	668	716	772	779	767	754	702	797	944	1 096	1 503	1 813	1 779	2 088	2 061	2 723	2 798	2 420	2 406	1 431	1 219	1 331	1 627	2 125	2 174	2 310	2 313	2 422	3 071	3 365
Income to Minority Interest	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	(7)	(12)	(21)	(9)	(3)	2	4	(8)	(15)	(15)	(15)	0	(15)	(20)	(13)	0	(5)	0	0
Net Income (Common)	624 N/A	668 +7%	719 +8%	758 +5%	782 +3%	809 +3%	792 -2%	746 -6%	658 -12%	598 -9%	587 -2%	522 -11%	508 -3%	405 -20%	323 -20%	288 -11%	128 -56%	69 -46%	31 -55%	(34) N/A	127 N/A	304 +139%	371 +22%	488 +32%	498 +2%	514 +3%	496 -4%	485 -2%	457 -6%	468 +2%	469 +0%	457 -3%	550 +20%	551 +0%	525 -5%	480 -9%	410 -15%	396 -3%	508 +28%	663 +31%	761 +15%	779 +2%	763 -2%	692 -9%	685 -1%	659 -4%	553 -16%	547 -1%	521 -5%	515 -1%	666 +29%	710 +7%	765 +8%	719 -6%	633 -12%	656 +4%	667 +2%	720 +8%	724 +1%	713 -2%	709 -1%	656 -7%	748 +14%	894 +20%	1 030 +15%	1 436 +39%	1 740 +21%	1 700 -2%	2 014 +18%	1 999 -1%	2 664 +33%	2 743 +3%	2 364 -14%	2 335 -1%	1 346 -42%	1 132 -16%	1 232 +9%	1 527 +24%	2 020 +32%	2 064 +2%	2 207 +7%	2 210 +0%	2 327 +5%	2 981 +28%	3 275 +10%
EPS (Diluted)	6.49 N/A	5.01 -23%	5.37 +7%	5.66 +5%	5.85 +3%	6.05 +3%	5.92 -2%	5.57 -6%	4.92 -12%	4.48 -9%	4.71 +5%	4.19 -11%	4.01 -4%	3.25 -19%	2.62 -19%	2.38 -9%	1.05 -56%	0.57 -46%	0.26 -54%	-0.28 N/A	1.06 N/A	2.54 +140%	3.22 +27%	4.27 +33%	4.33 +1%	4.63 +7%	4.52 -2%	4.37 -3%	3.97 -9%	3.61 -9%	3.61 N/A	3.49 -3%	4.21 +21%	4.13 -2%	3.96 -4%	3.64 -8%	3.1 -15%	3.01 -3%	3.87 +29%	5.05 +30%	5.76 +14%	5.93 +3%	5.81 -2%	5.27 -9%	5.18 -2%	5.02 -3%	4.21 -16%	4.17 -1%	3.97 -5%	3.94 -1%	5.09 +29%	5.42 +6%	5.75 +6%	5.16 -10%	4.54 -12%	4.71 +4%	4.79 +2%	5.17 +8%	5.2 +1%	5.12 -2%	5.08 -1%	4.58 -10%	5.23 +14%	6.27 +20%	7.2 +15%	10.04 +39%	11.3 +13%	9.65 -15%	12.43 +29%	11.35 -9%	15.14 +33%	15.63 +3%	13.43 -14%	13.32 -1%	7.68 -42%	6.43 -16%	6.99 +9%	8.56 +22%	11.34 +32%	11.57 +2%	12.36 +7%	12.37 +0%	13.02 +5%	16.69 +28%	18.35 +10%

Income Statement Balance Sheet Cash Flow Statement

Intact Financial Corp
TSX:IFC

Income Statement

Income Statement
Intact Financial Corp

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Intact Financial Corp TSX:IFC

Income Statement

Income Statement Intact Financial Corp

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Intact Financial Corp
TSX:IFC

Income Statement
Intact Financial Corp